Hi, I’m Jay Boekeloo, CFP®, Founder & Lead Advisor of High Note Financial LLC, a fee-only fiduciary financial planning and investment management firm based in Ridgefield, Washington, serving clients locally and nationwide. I believe true wealth is about more than just the money you accumulate - it’s about creating the freedom to spend your life on what matters most. More time with the people you love, greater freedom to pursue what fulfills you, and the confidence to make decisions with intention. Or, as we call it... <b>living life on a High Note™.</b> I specialize in helping retirees and near-retirees, business owners, and entrepreneurs bring the different pieces of their financial lives together. Rather than focusing solely on investments, I take a comprehensive approach that includes retirement planning, investment management, tax planning, estate planning, Social Security and Medicare strategies, risk analysis, and business planning. Using High Note Financial’s 6-STEPP Framework™, I combine financial planning with behavioral coaching and principles of financial therapy to help clients make more intentional financial decisions, build wealth with purpose, and create greater freedom to pursue the things that genuinely matter to them. Before becoming a financial planner, I worked as a professional studio musician and songwriter. That experience taught me to listen deeply, understand the story behind the person, and approach problems creatively—skills that continue to shape the way I work with clients today. When I’m not helping clients live life on a High Note, you’ll usually find me playing baseball with my wife and son, training in martial arts, writing and recording music, or exploring somewhere new. <br> <b>Qualifications & Recognition</b> • Master’s Degree in Personal Financial Planning • Graduate Certificate in Financial Therapy • Recognized by ETF.com as a Top 100 Advisor in the U.S. (2024) • Co-Host of the <em>For The Wealth Of It</em> Podcast <br> <b>A Few Things About Me</b> • Born in Adelaide, South Australia • Former professional musician who co-wrote <i>Magnet</i> by KSA, a viral hit in India • Have an uncanny ability to communicate with primates at the zoo

Jonathan Lusk is a financial advisor at Dornick Wealth Management with 13 years of industry experience. He holds a Series 66 designation and has been associated with Dornick Wealth Management since 2025. In addition to his advisory role, he is President and Co-Founder of BirdDog Adventures, Inc., an unrelated business activity. Dornick Wealth Management serves primarily high-net-worth individuals and charitable organizations, combining discretionary investment management with comprehensive financial planning. The firm uses a blend of passive and active strategies based on asset allocation and modern portfolio theory, focusing on long-term investment horizons.

Paul Clark is a CFP® and ChFC® with 26 years of industry experience. He is affiliated with Fairbanks Financial Wealth Management in Brenham, TX, and has been with MitchellClark & Company since 1976. Fairbanks Financial Wealth Management advises individuals, corporate pension and profit-sharing plans, trusts, estates, charitable institutions, and business entities on investment management and comprehensive financial planning. The firm employs a multi-manager, multi-style approach and integrates tax, insurance, and employee-benefit planning alongside investment advice.

Katherine Chatmon is a financial advisor with Fairbanks Financial Wealth Management in Brenham, TX, holding a Series 65 designation and one year of industry experience. Her prior work includes roles in education and nonprofit organizations such as Alabama Clinical Schools and Youth Villages. Fairbanks Financial Wealth Management serves individuals, including high-net-worth clients, as well as corporate pension plans, trusts, and charitable institutions, providing investment management and comprehensive financial planning. The firm emphasizes portfolio manager selection, asset allocation, and integrates tax, estate, and employee-benefit planning into its advisory services.

Brooke Huckert is a Series 65 licensed financial advisor with seven years of industry experience. She currently works at Virtue Capital Management, LLC and has prior experience with Lifestyle Asset Management, Inc. and VDR Financial. Outside of advisory services, Huckert is a sales associate and insurance agent with VanDyke Rankin Financial Services. Virtue Capital Management, LLC serves a diverse client base including individuals, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and consulting. The firm employs a multi-team model and uses a combination of tactical, strategic, and dynamic investment approaches.

Janice Lavin is a financial advisor at Blackridge Asset Management, LLC with 33 years of industry experience. She holds the Series 63 and Series 65 designations and has previously worked at firms including Next Financial Group Inc. and Abshier Webb Donnelly & Baker, Inc. Blackridge Asset Management provides financial planning, investment management, and related consulting through a network of investment adviser representatives serving individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations. The firm utilizes a combination of fundamental, technical, and charting analysis to offer tailored portfolio management, with access to model portfolios and third-party managers.

James Pheney is a financial advisor at NewEdge Advisors with 37 years of industry experience. He holds a Series 63 designation and has worked at multiple firms, including Williams Financial Group and Mid Atlantic Financial Management. Pheney is also CEO and co-owner of Plum Creek Investment Services Inc., an investment-related business focused on wealth management. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a broad network of independent advisers. The firm offers diverse portfolio management and consulting services, combining in-house manager selection with third-party models and utilizes technology tools and centralized due diligence for ongoing monitoring.

Casey Henly is a financial advisor with Thrivent Investment Management in Brenham, TX, holding Series 63 and Series 65 licenses and eight years of industry experience. He has been with Thrivent and its affiliates since 2015, including roles at Producers Cooperative Association prior to that. Henly serves as a board member on the City of Brenham Police Department Training Advisory Board. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based planning across a broad range of topics and allows clients to combine planning with managed-account options under a consolidated billing structure, while maintaining planning and portfolio management as separate services.

Ryan Aschenbeck is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of his advisory role, he manages a cow-calf operation and serves as council chairman for St. Paul Lutheran Church of Shelby, in addition to participating on a committee focused on shared ministry among rural Lutheran churches. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning covering topics such as retirement, tax, estate, and business continuation, delivered without discretionary trading authority and with periodic reviews.

Gerrald Giblin is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 66 licenses and 32 years of industry experience. He has been with Osaic since 2023 and previously worked with FSC Securities Corporation for 20 years and co-founded Sandeen & Giblin in 2003. In addition to his advisory role, he serves as a trustee and vestry member for St. Peter's Episcopal Church in Brenham, TX, and is an advisory board member of the Brenham Housing Authority. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors through a large network of affiliated advisors. The firm offers integrated brokerage and investment advisory services with a broad range of portfolio construction tools and third-party solutions.

Katie Matthews is a financial advisor at Edward Jones with 12 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and provides a range of investment strategies, tax-efficient services, and affiliated capabilities, operating under a fiduciary standard.

Rachel Nordt is a financial advisor at Edward Jones in Brenham, TX, holding a Series 66 designation with six years of industry experience. She has been with Edward Jones since 2009 in various capacities. In addition to her advisory role, she manages Nordt Three LLC, an entity created for a branch lease. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients and managing approximately $1.01 trillion in assets. The firm offers a range of advisory programs and investment options, operating under a fiduciary standard and supported by a nationwide network of over 23,000 financial advisors.

Shannan Schultz is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. She holds Series 63 and Series 66 designations and has worked at J.P. Morgan Securities since 2012, following five years at JPMORGAN Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage, distribution, and investment management capabilities.

Floyd Robinson is a financial advisor with Morgan Stanley, holding a Series 63 designation and bringing 58 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is a partner in a family real estate investment partnership in Texas. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm employs a structured planning process using firm-approved tools and serves a broad client base with extensive investment and financial services.

Sharon Snowden is a CFP®-designated financial advisor with 34 years of industry experience, currently with UBS Financial Services since 2001. She is based in Washington, Texas. Outside of her advisory role, she serves on an advisory committee for the St. John the Divine Memorial Endowment Fund, overseeing the fund's investment policy compliance and capital project approvals. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals. The firm combines wealth management services with institutional trading capabilities and offers a broad range of financial products and capital markets services.

Perry Flowers is a Series 66-credentialed financial advisor with five years of industry experience, currently associated with Thrivent Investment Management. His prior work includes roles at Thrivent Financial and a range of other organizations dating back to 2014. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive planning across areas such as retirement, tax, estate, and special needs without discretionary trading authority. The firm combines planning with managed-account options under a consolidated billing service called “WealthPlan,” while maintaining separate management and planning functions.

J Milliorn is a financial advisor with Edward Jones in Brenham, TX, holding CFP® and ChFC® designations and 22 years of industry experience. He has been with Edward Jones since 2003. In addition to his advisory role, he serves as a visiting lecturer for the Financial Planning Department at Texas A&M University. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a network of over 23,000 financial advisors nationwide.

Troy Herrera is a financial advisor at Cambridge Investment Research Advisors with nine years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones. Outside of his advisory role, he owns From Your Lens, a photo sharing service based in Brenham, TX. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals utilizing proprietary and third-party strategies across various custody platforms.

Philip Oestreich is a financial advisor with Thrivent Investment Management, holding Series 63, 65, and 66 designations and bringing 19 years of industry experience. He has worked with Thrivent Financial for Lutherans and Thrivent Investment Management since 2008. Oestreich serves as a board member for CASA Bastrop, a nonprofit supporting children in the court system, and participates in several community organizations including the Rotary Club of La Grange and the Fayette County Disaster Recovery Team. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial plans without discretionary trading authority. The firm offers a range of written recommendations across financial planning topics and combines planning with managed-account services under a consolidated billing system called WealthPlan.

Brent Neal is a financial advisor with LPL Financial in Brenham, TX, holding a Series 66 designation and 13 years of industry experience. He has been with LPL Financial since 2013. Outside of his advisory role, Neal has an ownership interest in a family limited partnership related to his financial business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced operational and research tools.

Steven Emmons is a financial advisor with Thrivent Investment Management in Tyler, TX, holding Series 63 and Series 66 designations and bringing 28 years of industry experience. He has been with Thrivent Investment Management and Thrivent Financial for Lutherans since 2002. Outside of his advisory role, he serves as a member of the Endowment Committee at Trinity Lutheran Church, participating in the approval of fund disbursements. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based analyses across various financial topics. The firm offers planning engagements that can be combined with managed-account services through a consolidated billing option, while maintaining separate planning and portfolio management functions.

Reid Aschenbeck is a financial advisor with Thrivent Investment Management based in Brenham, TX. He holds Series 63 and Series 65 licenses and has been with Thrivent since 2025. Prior to joining the firm, his work experience includes roles in construction, agriculture, and taxidermy supply businesses. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based financial planning without discretionary trading authority and allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Andrea Holle is a financial advisor with Edward Jones in Brenham, TX, holding Series 63 and Series 66 licenses and 33 years of industry experience. She has been with Edward Jones since 1993. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Nathan Matthews is a financial advisor at Edward Jones with two years of industry experience. He holds a Series 66 designation and previously worked at Baylor Scott & White Memorial Hospital, Irma Lerma Rangel College of Pharmacy, and Walgreens. Matthews also serves as an Operations Officer in the United States Army Reserves, where he is involved in operational planning, service member training, and retention. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets with a nationwide network of over 23,000 financial advisors and offers a range of advisory programs alongside affiliated mutual funds and tax-efficient services.

Justin Jersey is a financial advisor with Edward Jones in Brenham, TX, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 financial advisors.

Barney Loesch is a financial advisor with Thrivent Investment Management in Brenham, TX, holding a Series 66 designation and with 24 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of advisory work, he serves as a director of Brenham National Bank and co-manages Ray Squared Properties, LLC, a local office building. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based analyses and written recommendations covering various financial planning topics. The firm offers these services as standalone engagements without discretionary trading authority and integrates planning with managed accounts through its WealthPlan program.

Rachel Conley is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Edward Jones since 2010. She holds the Series 66 designation and is based in Brenham, TX. Outside of her advisory role, she is a limited partner in The Jones Financial Companies, LLLP. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a network of over 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and tax-efficient services.

Shawn Weiss is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 licenses and having eight years of industry experience. He has been with Thrivent and its related entities since 2017, including a prior role at Texas A&M. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering written recommendations on various financial planning topics through a network of advisors without discretionary trading authority. The firm emphasizes holistic, goal-based planning and offers clients the option to integrate planning with managed accounts under a consolidated billing system.

Clayton Boeker is a financial advisor at Edward Jones in Brenham, TX, holding a Series 66 designation and beginning his career in the industry in 2025. His prior experience includes roles at Texas Tech University, Thrivent Financial, and Blinn College. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,000 financial advisors and 15,000 branch offices.