Nancy Dickson is a financial advisor at Dickson Financial Group, LLC with 24 years of industry experience. She holds Series 63 and Series 65 designations and has been with her current firm since 2017, following a brief retirement. Dickson Financial Group provides ongoing investment management and comprehensive financial planning for individuals, trusts, charitable organizations, and private businesses. The firm uses a combination of passive and actively managed mutual funds and ETFs within a model asset-allocation framework, emphasizing client education through newsletters and public seminars.

Beau Dickson is a financial advisor at Dickson Financial Group, LLC with 14 years of industry experience. He holds the Series 66 and Series 65 credentials. In addition to his advisory work, he owns and operates a print consulting business, JM Travis Ltd, where he has worked since 2006. Dickson Financial Group provides investment management and comprehensive financial planning to individuals, trusts, charitable organizations, and private businesses. The firm uses a Modern Portfolio Theory-based approach, combining passive and active mutual funds and ETFs with periodic rebalancing, and emphasizes client education through newsletters and public seminars.

John Stevens is a financial advisor with Strategic Financial Concepts, LLC, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. His prior roles include positions at LPL Financial LLC and Investment Centers of America, Inc. Outside of his advisory work, he is also a certified coach and personal trainer. Strategic Financial Concepts provides personalized investment advisory and financial planning services to individuals, high-net-worth households, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm employs discretionary portfolio management using fundamental and technical analysis, model portfolios, and third-party manager solutions, with ongoing supervision and rebalancing.

Logan Ford is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 credential and one year of industry experience. Prior to joining HTK, he worked at NYLIFE Securities and New York Life Insurance Company. His background also includes roles in moving services and junk removal businesses. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, managing over $8 billion in discretionary assets as of 2025.

Leticia Albiter is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has worked at several BBVA-affiliated firms prior to joining PNC in 2021. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account available by invitation to employees with PNC Bank online credentials. The firm employs algorithm-driven risk assessment and implements portfolios using approved model strategies managed internally or by third parties.

Robert Voyles is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and 21 years of industry experience. He has worked with PlanMember since 2004 and has also been involved with Elite Plus Financial, where he serves as Vice President of Operations. PlanMember provides retirement-plan advisory services to employers and participants, managing risk-based mutual fund portfolios through a strategic asset allocation framework and offering education and support services including retirement planning and separation counseling.

Heidi Gomez is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutional clients. The firm offers tailored financial planning services supported by structured discovery processes and firm-approved planning tools.

Guy Overby is a financial advisor at Edward Jones with 10 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 advisors.

Kenneth Watson is a financial advisor at RBC Capital Markets with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has been with RBC Capital Markets since 2008. Watson serves on the Board of Directors for the Neurological Health Foundation and works as an NASD arbitrator for dispute resolution. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs that include discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm utilizes both in-house and third-party managers to tailor investment strategies according to clients' risk profiles.

Dale Boothman is a CFP® and Series 66-registered financial advisor with Edward Jones, where he has worked since 2012. He has 13 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a wide range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Zachary Green is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and previously worked at Next Financial Group and Starkey Pest Control. Outside of advising, he is involved in a podcast network based in Texas Hill Country. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party research, and technology-driven strategies.

Amy Bush is a financial advisor at Raymond James Financial with 32 years of industry experience. She holds Series 63 and Series 66 credentials. Her career includes 29 years at Edward D. Jones & Co., L.P., and she currently owns Sage Investment Advice, a support company. Bush also serves as an insurance agent at Oak Crest Insurance Agency. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored non-discretionary planning using analytical tools and supports both advisory programs and institutional consulting.

Joyce Mechler is a financial advisor at Edward Jones with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages over $1 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Bradley Dean is a financial advisor with Thrivent Investment Management in Kerrville, TX, holding Series 63 and Series 66 credentials and seven years of industry experience. He has worked with Thrivent Financial and Thrivent Investment Management since 2018 and previously held roles at Texas A&M University and Greenwood Hall. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides holistic, goal-based planning on a range of financial topics, allowing clients to integrate planning with managed-account services under a consolidated billing option while keeping these services distinct.

Bryon Mein is a financial advisor with Edward Jones in Kerrville, Texas, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1998. Outside of financial advising, he owns a farm in Fredericksburg, Texas, and manages property maintenance for an LLC in Kerrville. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Kendall Davison is a financial advisor at Edward Jones with 32 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1996. Outside of his advisory role, he is president of 4D-Nehr Ranch LLC, a family farm and ranch in Kerrville, Texas. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management and a large network of financial advisors and branch offices. The firm offers a range of investment advisory programs and affiliated products while operating under a fiduciary standard.

Daniel Cossu is a financial advisor at Edward Jones in Kerrville, TX, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he served with the Kerr County Sheriff's Office and the Castle Hills Police Department. He is a Financial Committee member for Veterans of Foreign Wars Post 1480 in Kerrville, where he participates in board decisions regarding the Post's investment accounts. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Lena Adams Winkel is a financial advisor with UBS Financial Services in McAllen, Texas, holding Series 63 and Series 65 licenses and having 27 years of industry experience. She has been with UBS since 1998. Outside of her advisory role, she is developing a patented dance bag and collaborates with a local college for its production. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor client plans. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of capital markets and fiduciary services.

Robert Fairchild is a financial advisor with Morgan Stanley in Kerrville, Texas, holding Series 63 and Series 65 licenses with 34 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Additionally, he serves as a trustee for a trust based in Kerrville. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individuals and institutions, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its advisory process.

John Mein is a financial advisor with Edward Jones in Kerrville, TX, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2023, he worked for Antonian College Preparatory High School and St Mary's Catholic School. Outside of his advisory role, he has been involved with Antonian College Preparatory High School in an administrative capacity. Edward Jones is a full-service wealth management firm serving over four million clients, including individual, institutional, and charitable organizations. The firm offers a range of advisory programs and investment strategies, supported by a large national network of financial advisors and branch offices.

Linda Garrett is a financial advisor with LPL Financial in Kerrville, TX, holding Series 63 and Series 66 credentials and possessing 23 years of industry experience. She previously worked at Investment Centers of America, Inc. for four years before joining LPL Financial in 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management along with research and model portfolios from internal and third-party sources.

Zachary Riffett is a financial advisor at Edward Jones with 12 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations and has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, including high-net-worth households, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Kay Kelton is a CFP® with 22 years of industry experience based in Kerrville, TX. She is affiliated with Cambridge Investment Research Advisors and has prior experience at Quest Capital Management, Howland Advisory Corp, and State Farm VP Management Corp. She is also involved with Finley Financial Services as a W2 employee. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm offers comprehensive financial planning, investment management, and retirement advisory services delivered through a network of independent Financial Professionals using a variety of portfolio management strategies and platform arrangements.

Grant Mein is a financial advisor at Edward Jones in Kerrville, TX, holding Series 63 and Series 66 credentials with 22 years of industry experience. He has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and maintaining a large nationwide network of advisors and branch offices.

Dawn Collum is a financial advisor at Ameriprise with 26 years of industry experience. She holds a Series 66 designation and has worked with Ameriprise and its affiliates since 2012. Outside of her advisory role, she serves as Regent for the Major James Kerr Chapter of the National Society Daughters of the American Revolution and as President of the San Antonio Area Regents Council. She is also featured in a book about local business leaders. Ameriprise is a large institutional firm offering a retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, personalized recommendations delivered through a centralized consulting team.

Jeffrey Talarico is a financial advisor with LPL Financial, holding a Series 66 license and bringing 19 years of industry experience. His prior roles include positions at LaSalle St Investment Advisors, LaSalle St Securities, and Ameriprise Financial Services. Outside of his advisory work, he is a senior pastor at Transformation Church and serves on the boards of Prodigal Road Ministries and Bread for Life International. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing research and model portfolios from both internal and third-party sources.

Monte Custer is a financial advisor at Stifel with 51 years of industry experience. He has held his current position at Stifel Nicolaus & Co. Inc. since 2009. Custer holds the Series 63 and Series 65 designations. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses, supporting client decision-making without guaranteeing outcomes.

Robert Fairchild Jr. is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Smith Barney since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and analyses.

Gregory Schepens is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at LPL Financial. His prior experience includes roles at Ameriprise and Comerica Securities. Outside of his advisory work, he is involved as a volleyball referee and coach for club and school teams in the Austin area. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a broad range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, research, and various management strategies.

David Bolton is a financial advisor with RBC Capital Markets in Kerrville, TX, holding a Series 66 designation and over 24 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. Outside of his advisory role, Bolton serves on the board of a church youth camp, participates in a small cattle farm and 4H projects, and provides guidance for a private family business. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations, offering tailored investment and advisory programs with discretionary and non-discretionary portfolio management.

Timothy Lidiak is a financial advisor with Raymond James Financial in Kerrville, TX, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. He has been with Raymond James Financial Services, Inc. since 1999 and Raymond James Financial since 2009. Outside his advisory role, he is the owner of DataScience LLC and PLM Investment Inc., two businesses unrelated to investment advising. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers non-discretionary consulting tailored to client goals and supports municipal and public finance work through a unique affiliation with a municipal advisor.

James Feldman is a CFP® with 26 years of industry experience, currently serving at Charles Schwab since 2022. His prior experience includes roles at Navy Federal Financial Group, Southwest Funding, and over two decades at USAA Financial Advisors and affiliated entities. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management services supported by multi-asset model portfolios and centralized operational infrastructure.

William Hauenstein is a financial advisor at Cambridge Investment Research Advisors with 37 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Crown Capital Securities, LP for 10 years. His outside activities include operating as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services. The firm provides a range of portfolio management options through multiple custody platforms and proprietary as well as third-party investment strategies.

Patrick Mossman is a financial advisor with LPL Financial, holding a Series 66 license and bringing 26 years of industry experience. He is also the owner of Mossman Financial Solutions LLC, where he makes all investment and major business decisions. Mossman serves clients from Kerrville, TX. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement consulting, brokerage services, and utilizes both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Gilberto Paiz is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Texas Hill Country Advisors, Next Financial Group, Wells Fargo Clearing, and Wells Fargo Advisors. Outside of his advisory role, he serves as Treasurer on the board of the Community Foundation of the Texas Hill Country and is a co-owner of the Texas Hill Country Podcast Network. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with both discretionary and non-discretionary management options supported by model portfolios and research.

John Rich is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at LPL Financial since 2017, previously spending 12 years with Investment Centers of America, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services with both discretionary and non-discretionary management options.

Jacob Short is a financial advisor with LPL Financial and holds Series 63 and Series 65 credentials. He has 37 years of industry experience, including 22 years at Commonwealth Financial Network prior to joining LPL Financial in 2025. Outside of his advisory work, he is involved in cattle and goat ranching operations in Texas. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios, research, and both discretionary and non-discretionary management approaches.

Curtis Finley is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and bringing 30 years of industry experience. He has been with Cambridge since 2016. Finley serves on the boards of the Peterson Regional Medical Center Foundation and the Kerrville Independent School District. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base that includes individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals, utilizing various portfolio management strategies and platform arrangements.

Andrew Gay is a financial advisor with LPL Financial in Kerrville, TX, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His prior experience includes roles at NEXT Financial Group and Wells Fargo in various capacities. Outside of his advisory work, he serves on several non-profit boards and owns the Texas Hill Country Podcast Network. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a broad range of financial planning and advisory services, including discretionary and non-discretionary management, supported by research from LPL and third-party subadvisors.