Darin Hayes is a financial advisor at D.A. Davidson & Co. with 21 years of industry experience. He holds a Series 66 designation and has been with D.A. Davidson since 2005. Outside of his advisory role, Hayes is involved in publishing and marketing several books through his business ventures and participates in local politics as a precinct committeeman for the Kootenai County Republican Central Committee. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, and charitable organizations. The firm offers a range of advisory services under fiduciary standards, combining qualitative and quantitative analysis, and distinguishes itself through municipal advisory activities and affiliated custodial services.

Claireese Baggao is a financial advisor at Layline Financial with seven years of industry experience. She holds a Series 65 designation and has previously worked with firms including Brio Financial Group, Taddei Ludwig & Associates, and Wells Fargo Capital Management. Layline Financial is an independent, fee-only firm serving individuals, high-net-worth clients, small business owners, and a diverse range of other client types. The firm employs a Modern Portfolio Theory framework with strategies such as ETFs, strategic factor tilts, and direct indexing, providing ongoing financial planning and discretionary portfolio management primarily through remote service.

Sara Cooper is the sole advisor at Cooper Capital, Inc. in Sandpoint, Idaho, with 20 years of industry experience and a Series 66 designation. She has led Cooper Capital since 2005 and was previously involved with Bend Beer Garden, LLC from 2021 to 2023. Outside of advising, she engages in freelance writing and manages two non-investment-related businesses, Bowden Holdings LLC and Pivo Peaks Alehouse LLC. Cooper Capital provides discretionary investment management and retirement-account advice primarily to individuals and high-net-worth clients, with occasional corporate clients. The firm emphasizes customized portfolio construction, focusing on high-grade fixed income and mortgage-backed securities, and allows clients to impose written investment restrictions.

Brad Williams is a financial advisor with Williams and Schiller Wealth Management, LLC, holding the PFS™ designation and Series 65 license, with 18 years of industry experience. He is also a Certified Public Accountant and a principal at Williams & Parsons, P.C. CPAs, where he has worked for over 30 years. Williams and Schiller Wealth Management provides investment management and comprehensive financial planning to individuals, business owners, qualified retirement plans, and select institutional or nonprofit accounts. Their investment approach is long-term and asset-class focused, utilizing diversified portfolios often implemented with no-load mutual funds, ETFs, and tax-aware strategies, supported by integrated accounting and tax services through their affiliated CPA firm.

Jeff Bynum is a financial advisor at Coho Advisory Services, LLC with 14 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Park Avenue Securities and Guardian Life Insurance. Outside of his advisory role, he is the founder of Huntfund, a planned app to help users automate savings towards their hunting budget. Coho Advisory Services manages approximately $52 million across about 150 client relationships, providing portfolio management, comprehensive financial planning, and retirement-plan consulting. The firm applies modern portfolio theory with a core passive allocation complemented by tactical active adjustments and serves mainly individual and high-net-worth clients.

Mark Jensen is a Series 65-credentialed advisor with Gradient Advisors, LLC, based in Sandpoint, ID, and has 10 years of industry experience. He has worked with Gradient Advisors and Legacy Global Financial Group since 2016 and served in the Idaho Army National Guard from 2012 to 2018. Outside of his advisory work, Jensen is also a licensed real estate agent with Remax In Action. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, offering a largely non-discretionary model that incorporates risk analysis tools and multiple portfolio analysis methods.

Benjamin Warren is a CFP® with 20 years of industry experience and has been with Clear Creek Financial Management, LLC since 2014. He holds Series 63 and Series 66 licenses and is based in Sandpoint, Idaho. Clear Creek Financial Management serves individuals, employer retirement plans, trusts, estates, other advisers, and business entities, providing asset management, financial planning, pension consulting, and algorithmic research through Helios Quantitative Research. The firm employs a range of investment strategies with continuous account supervision and quarterly portfolio reviews.

Terry Szilasi is a financial advisor at Infinity Financial Services Advisory with six years of industry experience. He holds the ChFC® designation and a Series 63 license. Prior to joining Infinity Financial Services Advisory in 2026, he worked at Forthright Capital Partners and Forthright Capital Advisory from 2023 to 2026, as well as at NYLIFE Securities LLC and New York Life Insurance Company from 2019 to 2023. Infinity Financial Services Advisory is a multi-advisor firm managing approximately $174 million for around 642 clients. The firm serves individual and high-net-worth clients using a multi-method investment approach that incorporates technical, fundamental, and quantitative analysis, and employs a variety of investment vehicles including mutual funds, ETFs, annuities, options, and other complex products.

James Zuberbuhler is a financial advisor at D.A. Davidson & Co. with 19 years of industry experience. He holds a Series 66 designation and has been with the firm since 2010. Outside of his advisory role, he serves as chair of the board of trustees for Forrest Bird Charter School and holds leadership and board positions in several local nonprofit organizations in Sandpoint, Idaho. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers ERISA retirement plan advisory, comprehensive financial planning, equity research, and private wealth programs, operating under fiduciary standards with both qualitative and quantitative investment analysis.

Daniel Hanson is a financial advisor with D.A. Davidson & Co. in Sandpoint, Idaho, holding a Series 66 designation and nine years of industry experience. He has been with D.A. Davidson since 2014. Outside of his advisory role, Hanson serves on multiple local nonprofit and municipal boards, including as Treasurer of the Bonner Community Housing Agency and Vice-Chairman of Friends of Stidwell. D.A. Davidson & Co. provides investment advisory and brokerage services to a broad client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a range of services such as ERISA retirement plan advisory, wrap fee programs, equity research, and comprehensive financial planning, operating under fiduciary standards and utilizing both qualitative and quantitative investment analysis.

Nancy Hadley is a CFP® professional with 25 years of experience at D.A. Davidson & Co., where she has worked since 2001. She serves as finance chair for the Rocky Mountain Elk Foundation and is involved in local community activities including serving as president of the Culver’s Crossing Homeowner’s Association and as a member of the board of directors and treasurer for Hunt to Conserve, Inc. Additionally, she manages residential real estate development and a workforce housing project in Sandpoint, Idaho. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm operates under fiduciary standards with a focus on both qualitative and quantitative investment analysis and offers specialized wealth management and retirement plan services.

Candice Nelson is a financial advisor at D.A. Davidson & Co. with 21 years of industry experience. She holds a Series 66 designation and has been with D.A. Davidson since 2006. D.A. Davidson & Co. offers investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm provides advisory services under the Advisers Act fiduciary standard and ERISA fiduciary duties, with specialized offerings such as retirement plan advisory, comprehensive financial planning, and a Private Wealth program for high-net-worth clients.

Norman Ettinger is a financial advisor with Principal Financial Services in Sandpoint, ID, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has been associated with Principal Securities Inc. since 1996 and Principal Life Insurance Co. since 1995. Outside of his advisory role, he is a co-owner of a real estate rental property. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and business entities. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Matthew Mire is a financial advisor at D.A. Davidson & Co. with eight years of industry experience. He holds a Series 66 designation and previously worked at Mountain West Bank for 13 years. Mire is also the owner of a small investment-related business outside of his advisory work. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual and high-net-worth investors, charitable organizations, and corporate clients. The firm operates under fiduciary standards and offers a range of services such as ERISA retirement plan advice, comprehensive financial planning, equity research, and a private wealth program for clients with significant net worth.

Leo Schmeltzer is a financial advisor at D.A. Davidson & Co. based in Sandpoint, ID, holding a Series 66 designation. He has three years of experience with D.A. Davidson & Co. and previously worked for eight years at Kodiak Aircraft Company. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm offers a range of services such as retirement plan advisory, wrap fee programs, equity research, and comprehensive financial planning, operating under fiduciary standards and providing both discretionary and non-discretionary investment management options.

Timothy Fry is a financial advisor at Eagle Strategies (NY Life) with one year of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Eagle Strategies, Fry worked at NYLIFE Securities LLC and New York Life Insurance Company, and he has experience in accounting and consulting through Alternative CPA & Consulting. He serves as Treasurer for the Sandpoint Kiwanis, a volunteer organization focused on community and youth service. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individuals, institutional clients, and corporate plans. The firm offers tailored advisory solutions through multiple program types and emphasizes fiduciary responsibilities in its predominantly non-discretionary asset management approach within the New York Life affiliate network.

Scott Tally is a financial advisor with Eagle Strategies (NY Life) in Sandpoint, ID, holding Series 63 and Series 66 licenses and having 18 years of industry experience. He has worked with Legacy Financial Group, Ltd since 2012 and Eagle Strategies since 2011. Outside of advisory work, he owns Insurance Edge, LLC, which focuses on health insurance commissions. Eagle Strategies serves individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a broad network of affiliated representatives. The firm offers multiple program types tailored to client and plan sponsor objectives and manages the majority of its assets on a non-discretionary basis.

Cassandra Robinson is a financial advisor at D.A. Davidson & Co. with nine years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Wells Fargo for six years before joining D.A. Davidson in 2021. Outside of her advisory role, she serves as board member and secretary of the Sandpoint Renaissance Association, a nonprofit organization. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers a range of advisory services under fiduciary standards, featuring both qualitative and quantitative investment analysis, and distinguishes itself through municipal advisory and underwriting activities as well as specialized wealth planning programs.

Andrew Lee is a financial advisor with Money Concepts Capital Corp in Dover, ID, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Money Concepts since 1995 and also owns Tax Wise 1031 USA, where he provides tax planning education and consulting related to real estate tax codes. Additionally, he serves as an officer on a board of directors and owns a consulting business, Intelligent Real Estate Integration, Inc. Money Concepts Advisory Service (MCAS) offers portfolio management, financial planning, and consulting to individuals, pension plans, trusts, charitable organizations, and corporations. The firm manages assets through a variety of programs, employing model portfolios and third-party sub-advisers, and serves approximately 14,700 clients across the enterprise.

Kenneth Wood is a CFP® professional at Edward Jones with 15 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including managed solutions and separately managed accounts, and operates under a fiduciary standard with approximately $1.01 trillion in assets under management.

Robin Mcgeorge is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked within various divisions of Morgan Stanley since 2013. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Alyse Ehrmantrout is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2016 in Sandpoint, Idaho. She holds the Series 66 license and has spent her entire advisory career with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies and affiliated financial products. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and branch offices.

Jamie Endicott is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and possessing four years of industry experience. He has worked with firms including Northwestern Mutual Investment Services and Wells Fargo, and currently serves as a retirement plan specialist at Anderson, Foe, Kent, Madsen & Associates, LLC. Outside of advisory roles, he is involved in selling fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management and a nationwide network of more than 10,000 advisors.

Charity Hegel is a financial advisor with Edward Jones, holding a Series 66 designation and six years of industry experience. She has been with Edward Jones since 2019 and previously worked at Litehouse, Inc. for twelve years. Hegel serves as a board member for the Sandpoint Community Resource Center. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management and a network of over 23,700 financial advisors. The firm offers a range of advisory programs and investment strategies under a fiduciary standard, supported by its extensive retail advisor and branch footprint.

David Reseska is a financial advisor at Edward Jones with 27 years of industry experience, all of which have been with the firm since 1999. He holds a Series 63 designation. Outside of his advisory role, he serves as president of Bluegate Nordic LLC, a nonprofit that grooms ski trails to provide free cross-country skiing access to the community. Edward Jones is a full-service wealth management firm serving a broad client base, including individual and institutional investors. The firm manages over $1 trillion in assets and offers a range of advisory programs, investment solutions, and affiliated services through a nationwide network of financial advisors.

Caleb Bowman is a financial advisor at Edward Jones with 12 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2014. Outside of his advisory role, he is involved with an inherited timber land partnership. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Keri Hill is a financial advisor at Edward Jones in Sandpoint, ID, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones, Hill worked at Pure Water Partners and M&T Bank. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of over 23,700 financial advisors.

Ryan Lester is a financial advisor with Edward Jones in Sandpoint, Idaho, holding Series 63 and Series 66 credentials and possessing 22 years of industry experience. He has been with Edward Jones since 2004. Outside of his advisory role, he owns a rental property in Woodbridge, Virginia. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm provides a range of advisory strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ronald Denova is a financial advisor with Ameriprise in Sandpoint, ID, holding Series 63 and Series 65 credentials and 16 years of industry experience. His prior roles include positions at LPL Financial and National Planning Corporation. He serves on the Investment Committee of the Innovia Foundation and is involved in managing advisory businesses through Heritage Wealth Advisors LLC and TPE Holdings, LLC. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering specialized retirement income planning that combines proprietary research and third-party data to provide tailored, non-discretionary advice focused on dependable income sources and tax-aware withdrawal strategies.

Cheryl Smith is a Private Wealth Advisor at Merrill Private Wealth Management. With more than two decades of experience in wealth management, she specializes in areas including executive compensation, family wealth management strategies, legacy planning, LGBT wealth planning, and socially responsible investment approaches. Cheryl has also focused on serving clients in the sports and entertainment industries, as well as entrepreneurs and women seeking to enhance their financial futures. Before joining Merrill, Cheryl spent over ten years in the entertainment industry and co-founded an online investment club that offered fundamental stock analysis used by investment clubs across North America. She began her career at Morgan Stanley in 2004 and has since provided strategic financial advice to a diverse group of clients. Cheryl holds several professional designations including Certified Financial Planner (CFP), Accredited Domestic Partnership Advisor (ADPA), Certified Plan Fiduciary Advisor (CPFA), and Chartered Retirement Planning Counselor (CRPC). A native of the Bay Area, Cheryl earned her Bachelor's degree in Psychology and Business from the University of California, Los Angeles. She is a voting member of the Academy of Television and serves on the University of San Francisco's Dean's Circle Advisory Board for the School of Management, as well as having served on the university's Women in Leadership and Philanthropy advisory board. Outside of her professional commitments, Cheryl enjoys activities such as dancing, golfing, hiking, tennis, watching movies, and yoga.

Johann Schneider is a financial advisor at Cetera with 13 years of industry experience. He holds a Series 66 designation and previously worked for Russell Investments for 18 years before joining Cetera in various affiliated entities since 2021. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting discretionary and non-discretionary accounts across multiple program structures.

Kenneth Kovalchuk is a financial advisor at OSAIC with a Series 66 credential and three years of industry experience. His prior roles include work at Encoder Products Company, Amazon, and Financial Solutions Group, where he serves as a retirement plan specialist. OSAIC serves a diverse client base, including individual and institutional investors, providing integrated brokerage and investment advisory services through a large network of affiliated advisers and multiple platforms. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary accounts with access to third-party managers and unified managed accounts.