Robert Hansen is a financial advisor with Vantage Point Investments, Inc., holding Series 63 and Series 65 credentials and 22 years of industry experience. He has worked at Vantage Point Investments since 2013 and previously at Sprout Financial LLC and Prosper Wealth Solutions. Outside of his advisory role, Hansen is an associated person with Managed Account Research Inc., focusing on managed futures, commodities, and options, and also works as an independent insurance agent selling fixed life contracts. Vantage Point Investments is a fee-based registered investment adviser serving individuals, families, high-net-worth clients, retirement plans, trusts, estates, charitable organizations, and businesses. The firm offers ongoing portfolio management and financial planning services, emphasizing individualized portfolio construction and diversified investment strategies that include ETFs, mutual funds, individual securities, and limited options strategies.

Trent Stirling is a financial advisor at F2 F Retirement, LLC, holding a Series 65 credential with 11 years of industry experience. He has served as a seminary teacher for the LDS Church since 2012, teaching high school students about religion. He is also an independent real estate agent. F2 F Retirement primarily serves individual investors, offering both discretionary and non-discretionary portfolio management along with comprehensive financial planning. The firm combines fundamental and technical analysis in its investment approach and provides various implementation options, including mutual funds, ETFs, bonds, options, and annuities.

Matthew Hess is a financial advisor at Vantage Point Investments, Inc. with 18 years of industry experience. He holds a Series 66 designation and has worked at Vantage Point Investments since 2014, following a two-year tenure at Sprout Financial LLC. Outside of advising, he is involved in custom furniture and woodworking projects and offers business consulting services related to structure, valuation, and pricing. Vantage Point Investments is a fee-based registered investment adviser serving individuals, families, high-net-worth clients, retirement plans, trusts, estates, charitable organizations, and businesses. The firm provides ongoing portfolio management and project- or hourly-based financial planning, emphasizing individualized portfolio construction and diversified strategies including ETFs, mutual funds, individual securities, and limited options strategies.

Philip Eldredge is a financial advisor at F2F Retirement, LLC with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity and TD Ameritrade in various roles. Additionally, he sells life insurance as an independent agent, a business he began while at Fidelity. F2F Retirement, LLC is a state-registered investment adviser serving primarily individual clients, as well as small businesses and non-profits. The firm provides portfolio management and financial planning services, employing both fundamental and technical analysis in discretionary portfolio management.

Lance Mccubbins is a financial advisor with F2 F Retirement, LLC, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. He has been with F2 F Retirement since 2011. In addition to his advisory role, he owns L7 Insurance, where he sells life insurance, annuities, and other health-related policies. F2 F Retirement primarily serves individual investors with discretionary and non-discretionary portfolio management and comprehensive financial planning. The firm uses a combination of fundamental and technical analysis, offering active strategies that may include options and margin, and provides clients with educational communications and periodic seminars.

Scott Cluff is a financial advisor with ON Investment Management CO in Stansbury Park, UT, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has worked with The O.N. Equity Sales Company and Ohio National Financial Services for 15 years each. Outside of advisory work, Cluff serves as a trustee for a family estate and markets insurance products through True North Wealth Management LLC. ON Investment Management Company (ONIMCO) is a SEC-registered investment adviser serving individuals, families, trusts, estates, charitable organizations, businesses, and ERISA plan sponsors with financial planning, portfolio management, and retirement-plan advisory services. The firm employs a dual-registration model and offers both discretionary and non-discretionary management, providing access to a range of third-party investment programs.

Mark Fry is a CFP® with 25 years of industry experience, currently affiliated with Principal Financial Services. He has worked at Principal Life Insurance Co. and Principal Securities Inc. since 2002, and with Victory Capital since 1997. In addition to his advisory role, he serves as a bank/trust officer at Principal Bank and Principal Trust Company, supporting retirement plan account relationships. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm provides financial planning, retirement plan consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.

Paul Kelley is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has worked at Transamerica Investors Securities Corporation and Transamerica Retirement Solutions since 2015. Outside of his advisory role, he is an athletic coach for the Tooele County School District and a part owner of Kelley Family Enterprises, which operates in moving, construction, and home inspection services. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through various managed and advisory programs. The firm’s investment approach incorporates proprietary portfolio models and ongoing oversight provided by Morningstar Investment Management, focusing on personalized asset allocation and retirement guidance.

Casey Walker is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. Prior to joining LPL Financial in 2025, he spent 12 years at Cetera Advisor Networks LLC. Outside of his advisory work, he coaches soccer locally and owns a sculpting studio business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs supported by in-house and third-party research and portfolio management services.

Abraham Guzman is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial, he worked at Northwestern Mutual and HR Block. He has also been involved in teaching at Yakima Valley College and North Seattle College for several years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with a range of portfolio management options and investment research.

Thomas Francis is a Planning Consultant at Fidelity Investments, a position he has held since 2025. He has a background in retirement planning, having served as Director Retirement Planner at Fidelity Investments from 2024 to 2025. His professional experience also includes roles as a Senior Associate at Sofi in 2024, Solutions Advisor at Merrill Lynch from 2023 to 2024, and Investment Solutions Representative at Fidelity Investments from 2020 to 2023. Thomas holds an Arkansas Insurance License. He emphasizes building strong relationships with clients and their families, focusing on trust, reliability, and competency to determine what financial success looks like for each individual. Outside of his professional work, Thomas enjoys baseball, camping, fitness, horseback riding, movies, and traveling.

Russell Johns is a financial advisor at Edward Jones with 11 years of industry experience. He has held previous roles at Merrill and JP Morgan Chase Bank. His credentials include the Series 63 and Series 66 licenses. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages over $1 trillion in assets through a large network of advisors and offers various advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Thomas Walk is a financial advisor with LPL Financial in Tooele, Utah, holding a Series 66 designation and bringing 12 years of industry experience. His prior work includes roles at Bruce A. Lefavi Annuities, Inc and Bruce A. Lefavi Securities from 2013 to 2017. He is also involved with Mountain America Credit Union through Mountain America Investment Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting with both discretionary and non-discretionary management options.

Barry Brundage is a financial advisor with Cetera holding Series 63 and Series 65 credentials and 36 years of industry experience. His prior firms include LPL Financial, U.S. Bancorp Investments, and CUNA Mutual Group. He is a 50% owner of Bodyworks Chiropractic. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad range of clients including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Ronald Ban is a financial advisor at Raymond James & Associates with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Raymond James since 2013. Prior to this, he spent five years at Mountain View High School. He has a personal investment interest in Advanced Green Machines of California. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Trent Williams is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Fidelity divisions since 2010, including Fidelity Brokerage Services and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an advisor to registered investment companies and utilizes systematic methodologies alongside AI and large language models in its investment process.

Alondra Azurmendi is a financial advisor at Mass Mutual Investors Services with 18 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Massachusetts Mutual Life Insurance Company since 2017. Her prior experience includes roles at USAA Financial Planning Services and USAA Financial Advisors Inc. Outside of her advisory work, she is involved in managing a rental property. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning and a range of investment programs.

Tye Hoffmann is a financial advisor at Edward Jones with 28 years of industry experience, including 24 years at Edward Jones. He holds Series 63 and Series 65 licenses. Outside of his advisory role, Hoffmann serves as a Tooele County Councilman in Utah, participating in local legislative activities. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of more than 23,000 financial advisors and over 15,000 branch offices.

Joel Moultrie is a CFP® with 18 years of industry experience, currently affiliated with Fidelity. He has held roles at Fidelity Brokerage Services LLC since 2007 and has been with Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses proprietary research combined with quantitative analysis and algorithmic portfolio construction, and serves multiple registered investment companies and intermediary platforms.

Joseph Boris is a financial advisor at Fidelity with three years of industry experience. He holds the Series 63 and Series 66 licenses. His prior work includes positions at Brigham Young University and Deseret First Credit Union. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Christopher Marburger is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His previous roles include positions at Edward Jones and Fidelity Brokerage Service LLC. LPL Financial serves a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations, offering financial planning, advisory programs, and brokerage services through a national network of investment adviser representatives.

Dale Bunnell is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. His prior roles include positions at Goldman Sachs and two credit unions. Edward Jones is a full-service wealth management firm serving over four million clients, offering a wide range of advisory programs and investment options, supported by a large network of advisors and branch offices nationwide.

Mark Lott is a financial advisor with Ameriprise in Herriman, UT, holding a Series 66 designation and 12 years of industry experience. His career includes roles at Ameriprise since 2022, as well as prior positions at M. H. Leblang, Inc., Everspire (a DBA of Aegis Wealth Group), Wells Fargo Bank, and E*Trade Securities. Outside of advising, he owns Myriad Max Inc., through which he manages his Ameriprise business. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.