Matthew Etzler is a CFP® certificant and Series 63 license holder with 23 years of industry experience. He has been the sole advisor at Etzler Financial Advisors, LLC since 2005. Etzler Financial Advisors serves individuals, families, trusts, and employer plan sponsors, including nonprofit organizations, offering comprehensive and a la carte financial planning, retirement and tax advice, insurance and estate-conservation guidance, and employer retirement plan consulting. The firm operates as a fee-only practice emphasizing a globally diversified, long-term buy-and-hold investment approach, with a notable focus on retirement plan fiduciary services and non-discretionary asset management.

Michael Weil is the sole advisor at Weil Associates, Inc. in Cottonwood, CA, with 31 years of industry experience. He has led Weil Associates since 1993. Weil also oversees a small charitable foundation that manages investments and makes grants. Weil Associates, Inc. serves a small client base including individuals, high-net-worth clients, charitable organizations, and corporations, managing approximately $20.5 million. The firm offers personalized portfolio management and consulting using a variety of investment strategies tailored to client objectives, including services for institutional clients and charitable organizations.

Jenna Nichol Fitzgerald is a financial advisor at Morris Wealth Management with two years of industry experience. She holds a Series 66 designation and has previously worked at Edward Jones and Herrick Grapevines, LLC. Outside of her advisory role, she owns HenleysMomPatterns, a business creating and selling crochet patterns on Etsy. Morris Wealth Management provides discretionary and non-discretionary portfolio management to individuals and high-net-worth clients, as well as retirement plan advisory services, including acting as an ERISA 3(38) investment manager. The firm’s investment programs are tailored to client goals and risk tolerance and support both fundamental and technical analysis.

Glenn Morris is a CFP® professional with 28 years of industry experience, currently serving at Morris Wealth Management, a firm he has led since 2013. He is also licensed as a life insurance agent, involved in assessing client needs for insurance products. Morris Wealth Management provides discretionary and non-discretionary portfolio management services to individuals, trusts, estates, corporations, and retirement plans, including acting as a 3(38) investment manager for ERISA plans. The firm tailors investment programs to client goals and risk tolerance, conducting regular account reviews and offering both discretionary and client-approved trading options.

Alan Foley is a CFP® and ChFC® credentialed advisor with Ameriprise in Red Bluff, CA, bringing 36 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Foley owns an outdoor guide website, Northstate Outdoors, which includes patent ownership. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice. The firm integrates proprietary research, third-party data, and algorithmic analysis, operating within a defined investment framework that includes affiliated product options.

Thoras Cochran is a financial advisor with Edward Jones in Anderson, CA, holding a Series 66 designation and 15 years of industry experience. He has been with Edward Jones since 2011. Outside of his advisory role, he is co-owner of Cochran Transport/Double J Construction, a trucking and construction business, and provides administrative support for his spouse's business. Edward Jones is a full-service wealth management firm serving both individual and institutional clients. The firm manages over $1 trillion in assets and offers a wide range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Eric Frey is a financial advisor at Raymond James Financial with 34 years of industry experience. He holds a Series 63 designation and has worked at Raymond James Financial since 2009. Outside of his advisory role, he serves as a health insurance agent. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to address client goals and supports municipal and public finance work through a unique municipal advisor affiliation.

Ben Swim is a financial advisor at Edward Jones with 13 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2012. Outside of his advisory work, he is a co-owner of a small farm operation selling excess livestock and eggs. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a broad range of advisory programs and investment solutions supported by a large national network of financial advisors and branch offices.

Denise Heitsman is a financial advisor with LPL Financial in Anderson, CA, holding Series 63 and Series 66 licenses and 27 years of industry experience. She has been with LPL Financial since 1999. Outside of her advisory role, she is involved in managing a small real estate rental business related to her office property. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment programs, utilizing various advisory platforms and technology tools to support its extensive network of over 22,800 advisors.

Stephen Cheffet is a financial advisor at Edward Jones in Red Bluff, California, with eight years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2017. Prior to his current role, he worked for AstraZeneca, LP from 2004 to 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies and investment solutions, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Daniel Polster is a financial advisor with Osaic Wealth, Inc. based in Red Bluff, CA. He holds Series 63 and Series 66 licenses and has 21 years of industry experience. Prior to joining Osaic in 2024, he worked at Woodbury Financial Services and Questar Capital Corporation. Outside of advising, Mr. Polster holds an ownership interest in Lassen Tax Professionals, Inc., where he provides tax preparation and representation services as an enrolled agent. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services along with financial planning and access to third-party money managers. The firm utilizes a variety of asset-allocation and risk assessment tools to manage portfolios that include equities, fixed income, and alternative investments.

Zachary Mustaine is a financial advisor at Edward Jones with 11 years of industry experience. He holds a Series 66 designation and has held positions at Edward Jones, Bank of America, Merrill, and Golden Valley Bank. Mustaine is currently based in Red Bluff, CA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services under a fiduciary standard through a nationwide network of financial advisors.

Kacy Lotz is a financial advisor with LPL Financial in Red Bluff, California, holding a Series 66 designation and 19 years of industry experience. Prior to joining LPL Financial, Lotz worked at Mechanics Bank, Stifel, Wells Fargo Clearing, Wells Fargo Advisors, Edward Jones, and Essex National Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment programs and platforms, including customized strategies supported by research and technology tools.

Justin Cochran is a financial advisor at Edward Jones with two years of industry experience. Prior to joining Edward Jones, he worked in construction and transportation roles and currently owns and operates a ranch in Cottonwood, CA. He is also involved with a small pop-up movie rental business and holds a pending board position with the City of Anderson Planning Commission. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large national advisor network.