Michael Hansen is the sole advisor at True Purpose Advisors, LLC in Ashland, Oregon, with 13 years of industry experience. He holds a Series 66 designation and previously worked at Retirement Asset Managers, Inc. from 2017 to 2018. In addition to his advisory role, Hansen operates a business consulting firm, ProfitMax Professionals, LLC, where he serves as Managing Member. True Purpose Advisors serves individuals, high-net-worth clients, business owners, and various business entities by offering cashflow management coaching, insurance and protection analysis, and asset allocation advice. The firm utilizes a client questionnaire to assign accounts to model portfolios managed through a co-advisory relationship with Matson Money, which handles trading and portfolio management.

Richard Schultz is the sole advisor at Schultz and Associates Inc. in Ashland, OR, with 22 years of industry experience. He has been with Schultz and Associates since 1981. Outside of his advisory work, he owns and operates Kitchen Creek Vineyards. Schultz and Associates provides discretionary portfolio management primarily for individual clients and a small number of pension or profit-sharing plans, focusing on liquid asset management. The firm employs a research-based, top-down approach emphasizing exchange-traded funds, closed-end funds, and short-term Treasury instruments, while maintaining detailed operational controls and customized account management.

Cassandra Dexter is a CFP® professional with 12 years at Nagel & Padilla, LLC and five years of industry experience. She has worked exclusively with the firm since 2014 in Ashland, OR. Nagel & Padilla, LLC provides accounting, tax, payroll, bookkeeping, and business consulting services alongside financial planning and investment advisory for individuals, trusts, estates, charitable organizations, and small businesses. The firm emphasizes written financial plans and client communication while not acting as custodian of assets or engaging in discretionary trading.

Chad Smith is a CFP® professional with 29 years of experience in financial advising. He is currently with Retirement Planning Specialists, Inc. and previously worked at Sagepoint Financial, Inc. Smith assists with training support staff within the Academy of Preferred Financial Advisors, a coaching program for financial planners and their teams. Retirement Planning Specialists provides investment advisory services to individuals, retirement plans, estates, trusts, and business entities, managing approximately $323.6 million in discretionary assets for about 525 clients. The firm employs a long-term, buy-and-hold investment approach with diversified portfolios and conducts regular account reviews, serving a notably high client-to-advisor ratio.

Christopher Patterson is a financial advisor at Retirement Planning Specialists, Inc. with 19 years of industry experience. He holds a Series 66 designation and has worked at S & P Financial, Inc. dba Financial Planning Specialists since 2019, following ten years at Sagepoint Financial, Inc. and Retirement Planning Specialist. Outside of advising, he serves as president of Patterson Consulting LLC and is a 50% owner of Patterscott LLC, a company developing a multi-use building. Retirement Planning Specialists provides investment advisory services to individuals, retirement plans, estates, trusts, and business entities. The firm manages approximately $323.6 million in discretionary assets for about 525 clients, using a primarily long-term, buy-and-hold investment approach with diversified portfolios held at Charles Schwab.

Lorrie Anne Miller is a CFP® professional with 18 years of industry experience, currently serving at Koenig Investment Advisory, LLC. She has worked at Condor Wealth Management, LLC and MyLaunch, LLC during her career. Koenig Investment Advisory, LLC provides discretionary portfolio management and comprehensive financial planning to individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and small business owners. The firm employs a strategic asset allocation, core-and-satellite approach using mutual funds, ETFs, individual securities, and bonds, and manages approximately $258 million across about 293 client accounts.

Hugo Sanchez II is a CFP® and holds a Series 66 license with six years of industry experience. He has worked at Koenig Investment Advisory, LLC since 2021 and has prior experience at firms including Edward Jones and Cutler Investment Counsel, LLC. Koenig Investment Advisory, LLC provides discretionary portfolio management and comprehensive financial planning to a diverse client base including individuals, trusts, estates, pension plans, charitable organizations, and small business owners. The firm employs a strategic asset allocation and core-and-satellite investment approach, managing approximately $258 million across nearly 300 client accounts as of January 2026.

Danita Rios is a financial advisor at Vigilare Wealth Management LLC with eight years of industry experience. She has held her current position since 2019 and previously worked at The Veterans Directory from 2015 to 2017. Vigilare Wealth Management serves individuals, high-net-worth clients, and select institutional entities with investment management and integrated wealth services. The firm employs a dynamic asset allocation process combining global macro and fundamental analysis, provides family-office style services, and offers educational seminars and workshops.

Jeffrey Mccullough is a CFP® with 17 years of industry experience, currently serving at Koenig Investment Advisory, LLC since 2014. His prior roles include positions at MyLaunch, LLC and Condor Wealth Management, LLC. Koenig Investment Advisory, LLC provides discretionary portfolio management and comprehensive financial planning to individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and small business owners. The firm employs a strategic asset allocation, core-and-satellite approach with no-load or low-load mutual funds and ETFs, supplemented by individual securities and bonds, and conducts quarterly account reviews.

Megan Janssen is a financial advisor with Forum Financial Management, LP and holds a Series 65 designation. She has been with Forum since 2025 and has experience owning and educating through an educational business called Money Juice, where she focuses on personal finance education. Prior to her advisory role, she worked in various fields including coaching, travel writing, and hospitality. Forum Financial Management, LP provides fee-based wealth management, financial planning, qualified plan services, and educational workshops to individual and institutional clients. The firm also serves as a sub-advisor and turnkey asset management platform for other independent RIAs, implementing portfolios primarily with institutional mutual funds and ETFs based on Modern Portfolio Theory.

Taylor Greenleaf is a financial advisor at Choreo, LLC with 25 years of industry experience. He holds a Series 66 designation and has previously worked at Enso Wealth Management, LLC and Greenleaf & Burleson Wealth Management, LLC. Choreo provides investment and advisory services to a diverse client base, including individual investors, family offices, endowments, foundations, and corporate clients. The firm’s investment approach emphasizes strategic asset allocation and diversified model portfolios managed by a centralized team and overseen by an Investment Committee.

Charles Bloom is a financial advisor at Centaurus Financial, Inc. with 45 years of industry experience. He holds Series 63 and Series 65 designations and has been with Centaurus Financial since 2003. Outside of his advisory work, he is involved in adventure travel and sailing instruction through Shoreline Summit Adventures and the Santa Barbara Sailing Center. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and management of annuity and variable life sub-accounts.

Ramon Martinez is a Series 66-licensed financial advisor with 24 years of industry experience, currently with Equity Services, Inc. His work history includes multiple roles at National Life Group, PRUCO Securities, LLC, and The Prudential Insurance Company of America. Outside of finance, he is also active as a musician. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine long-term investment strategies with options for shorter-term trading and specialized instruments, utilizing both discretionary and non-discretionary management.

Catherine Greenspan is a financial advisor with Eagle Strategies (NY Life) based in Ashland, Oregon, holding Series 65 and Series 63 licenses and bringing 13 years of industry experience. She has been affiliated with New York Life Insurance Company and NYLife Securities, LLC since 2019 and with Eagle Strategies LLC since 2025. Outside of her advisory work, she owns Two Sisters Writing and Publishing, LLC, a business that publishes books and manages author royalties. Greenspan is also active in her community through board memberships with the Ashland Chamber of Commerce and organizations focused on social equity and housing assistance. Eagle Strategies serves a diverse client base including individuals, defined contribution and defined benefit plans, and corporate and charitable entities, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice delivered through multiple program types, managing most of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

John Gibbs Jr. is a financial advisor at Cetera with Series 63 and Series 65 credentials and 29 years of industry experience. He has worked with Avantax Advisory Services and Avantax Insurance Agency and currently manages Gnomestead Productions LLC, overseeing property management and development activities. Gibbs also leads Fortress Financial Advantage, LLC, a tax preparation and accounting firm. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers diverse portfolio management and consulting services through a large nationwide network of independent advisors, utilizing a multi-manager platform and a variety of program structures.

Laurence Steiner Jr. is a financial advisor at Edward Jones with 32 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1993 and holds a Series 63 designation. Outside of his advisory role, he is involved in managing a rental property in Phoenix, Oregon. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory services, including discretionary and non-discretionary strategies, access to separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Benjamin Kline is a CFP® professional affiliated with LPL Financial in Medford, OR, with four years of industry experience. His prior roles include positions at Edward Jones and Cetera, as well as service in the United States Army. He also operates Kline Strategic LLC, an entity related to his LPL business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and advisory services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Cynthia Sanders is a financial advisor at LPL Financial with four years of industry experience. She holds a Series 66 credential and previously worked at Cetera and Rogue Credit Union. Outside of her advisory role, she is active as a Sunday school teacher at a family Christian ministry. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Phillip Ball is a financial advisor at Raymond James Financial with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has been affiliated with Raymond James since 1999. He is also the president and owner of Ball Jones Gowen, Inc., a support company providing financial services and administrative support for advisors. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, institutional, and charitable clients. The firm provides tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Jesse Oldfield is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 14 years of industry experience. He previously worked at Raymond James Financial Services Advisors Inc. and Sis Corporation. Jesse is also a commissioned notary in Ashland, Oregon. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Michael Lewis is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. Prior to joining LPL Financial in 2026, he worked at Edward Jones from 2015 to 2026. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Melissa Mantzouranis is a financial advisor at Edward Jones in Ashland, Oregon, holding a Series 66 designation with three years of industry experience. She previously worked at PA Cunningham & Associates for seven years. Outside of financial advising, she is involved in several business ventures including a fashion brand consultancy and ownership roles in used goods resale and an eBay store. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory strategies and affiliated investment options, supporting approximately $1.01 trillion in assets under management through a large network of advisors and branch offices nationwide.

Gregory Jahnke is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 credentials and bringing 38 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of his advisory role, he serves as Chair of the Stewardship Committee for the United Church of Christ in Ashland and is a board member of the Rogue Valley Symphony. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering goal-based financial planning without managing discretionary portfolio assets. The firm combines financial planning with managed accounts under a consolidated billing program called “WealthPlan.”

Christian Langenstein is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Elizabeth Murphy is a CFP®-certified financial advisor with Raymond James Financial in Ashland, OR, bringing 29 years of industry experience. She has worked at Raymond James Financial Services in various capacities since 2000 and was previously with L. Johnson Associates Ltd. from 2014 to 2017. Outside of her advisory role, she serves as president of two support companies, Evolve Wealth and Murphy Financial Partners. Raymond James Financial Services Advisors, Inc. provides financial planning and advisory services to individual, high-net-worth, institutional, and corporate clients, utilizing tailored, non-discretionary investment consulting supported by advanced analytical tools. The firm offers specialized programs including municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

William Groves is a financial advisor with Cetera, holding a Series 66 designation and having 27 years of industry experience. His work history includes roles at Avantax Advisory Services, Private Wealth Services LLC, Fortress-Financial, and other firms dating back to 2002. He currently provides financial planning and advisory services through multiple affiliated entities. Cetera Investment Advisers LLC distributes services via a large nationwide network of independent advisors and serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and retirement services, operating a multi-manager platform with discretionary and non-discretionary program options.

Elise Humphreys is a financial advisor at Raymond James Financial with five years of industry experience. She holds a Series 66 designation and previously worked at Nike for eight years. Humphreys is also involved in supporting the financial advisory branch at Evolve Wealth as an associate. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting utilizing analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Daric Lucero is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 19 years of industry experience. He has been with LPL Financial since 2009 and was also associated with A Street Financial Advisors, Inc. for 15 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides access to various investment strategies, including model portfolios and third-party asset management, supported by technology tools and a broad platform that integrates advisory and non-advisory financial activities.

Leo Hull is a financial advisor with Edelman Financial Engines holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at ProfitMax Professionals, Simple CFO Solutions, Standing Stone Brewing Co, and Umpqua Investments. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and supports a large participant base through advisor-led and online platforms.

Alan Levine is a financial advisor with LPL Financial and holds the Series 63 and Series 65 designations. He has 27 years of industry experience, including prior roles at Morgan Stanley and Citigroup Global Markets. Levine is also an owner involved in insurance sales alongside his advisory work. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of services including financial planning, model portfolio programs, and access to third-party asset managers, supported by extensive technological and operational resources.

Katrina Williams is a Series 66–licensed financial advisor with Edward Jones in Ashland, OR, bringing three years of industry experience. She has been with Edward Jones since 1997 in various capacities. Outside of her advisory role, she is a property owner involved in managing rental property repairs. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Todd Luce Montgomery is a financial advisor with Raymond James Financial in Ashland, Oregon, holding a Series 66 credential and 15 years of industry experience. He previously worked at Edward Jones for 11 years and is involved in entrepreneurial activities including ownership of SilverTree Collective and serving as operations manager at TMG Home Solutions LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm employs a tailored, non-discretionary approach using risk profiling and analytical tools, and is notable for its municipal advisor affiliation and specialized SIMPLE IRA Employer Advisory services.

Angela Dillon is a financial advisor with LPL Financial in Ashland, Oregon, holding ChFC® and Series 66 designations and bringing 21 years of industry experience. Prior to joining LPL Financial in 2025, she spent over 16 years with Raymond James Financial and its affiliate. She is also involved with SIS Corporation, a business entity she has been associated with since 2000. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by advanced operational tools.

Mark Jaffe is a CFP® professional with 20 years of experience in financial planning and investment advisory. He has operated Jaffe Financial Services, LLC, an independent registered investment adviser based in Ashland, Oregon, since 2005. Jaffe is also a licensed life and health insurance agent, a role he maintains alongside his advisory practice. Jaffe Financial Services, LLC serves primarily individual clients, managing approximately $26 million in assets across about 60 relationships. The firm offers individualized portfolio management with documented analysis methods and ongoing account reviews, combining fee-based investment advisory services with access to insurance products.