William Wong is the sole advisor at Investment Dynamics Consulting Group, LLC and holds the PFS™ designation with 24 years of industry experience. He has operated his independent advisory firm since 2000 and maintains multiple non-investment business roles, including president of a CPA tax and accounting firm, a real estate development company, and a family entertainment center. Investment Dynamics Consulting Group, LLC provides investment supervisory services primarily to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers non-discretionary portfolio management focused on diversified mutual fund and ETF allocations, conducting formal reviews at least annually and emphasizing client-imposed investment restrictions.

John Gallagher is a ChFC® credentialed advisor with Integrated Wealthcare, LLC, where he has worked since 2023. He has one year of financial advisory experience and concurrently practices emergency medicine with Hawaii Emergency Physicians Associated. Integrated Wealthcare is an SEC-registered wealth management firm that primarily serves physicians and medical professionals, alongside high-net-worth individuals, families, business owners, and retirement plans. The firm offers discretionary portfolio management and financial planning, utilizing documented risk assessments and globally diversified model portfolios with regular rebalancing.

Andre Lister is a financial advisor at ACP Investment Management with 24 years of industry experience. He holds a Series 66 designation and has worked at firms including Merrill, LPL Financial, and Financial Advocates Investment Management. Outside of his advisory role, he is a member and manager of EAL Holdings LLC, a holding company. ACP Investment Management, founded in 2025, provides discretionary investment management, financial planning, and pension/retirement-plan consulting to institutional clients such as pension and profit-sharing plans, charitable organizations, and corporations. The firm offers customized portfolios using a range of investment vehicles and emphasizes retirement plan consulting and plan-level oversight.

Adam Reugh is a financial advisor at ACP Investment Management with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Financial Advocates Investment Management since 2015 and Advisor Compliance Partners LLC since 2025. ACP Investment Management, established in 2025, provides discretionary investment management and consulting services to pension and profit-sharing plans, pooled investment vehicles, charitable organizations, and corporations. The firm focuses on plan-level and institutional consulting with customized portfolios that may include stocks, bonds, ETFs, mutual funds, options, and alternative investments.

Mark Johnson is a CFP® with 23 years of industry experience, currently serving as an advisor at Western Wealth Management LLC since 2016. He previously worked at LPL Financial, LLC and Business Consultants, Inc. Johnson provides investment advisory services through Western Wealth Management, LLC, an independent firm based in Golden, Colorado. Western Wealth Management serves a diverse client base including individuals, corporations, retirement plans, charitable organizations, and institutional clients. The firm operates as a decentralized network of investment adviser representatives offering comprehensive portfolio management, financial planning, and a range of investment strategies through multiple custodial platforms and sponsored programs.

Larry Mccabe is a financial advisor with Foundations Investment Advisors LLC, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has held previous roles at Insight Folios, AE Wealth Management, and Allstate Financial Services, among others. He is also the owner of Aloha Life & Retirement, Inc., an investment advisory and insurance business. Foundations Investment Advisors, LLC provides financial planning and portfolio management services to individual and high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm uses a combination of fundamental, technical, and cyclical analysis, model portfolios, and an asymmetric rebalancing approach to tailor advice and manage client accounts.

Ferdinand Pernia is a financial advisor with LPL Financial in Kailua Kona, HI, holding Series 63 and Series 65 credentials and having 33 years of industry experience. His prior roles include positions at Wealthcare Advisory Partners, LLC, Independent Financial Partners, and several major financial firms dating back to 1998. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a broad network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

Charles Cope is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing five years of industry experience. Prior to joining LPL Financial in 2025, he worked at Raymond James Financial Services and Morgan Stanley, among other firms. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms.

Robert Chung is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Edward Jones since 2019. His prior experience includes roles at Cetera and American Savings Bank. Outside of his advisory role, his family operates a vacation rental business in Kailua Kona, HI. Edward Jones is a full-service wealth management firm that serves a diverse client base, including individual and institutional clients. The firm manages over $1 trillion in assets and offers a broad range of investment solutions and advisory services through a large network of advisors and branch offices.

Michael Mast is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he focuses on delivering investment insights and financial strategies to help clients achieve a worry-free retirement. With over 25 years of experience across various asset classes and market environments, Michael specializes in family wealth management, personal retirement planning, portfolio management, and services for endowments, foundations, and non-profits. Michael holds a Bachelor's Degree from the Wharton School of Business and is a Personal Investment Advisor (PIA). He is registered with FINRA Series 7 and 63, holds an NMLS ID 2021405, and has previous registrations including the FINRA Series 65 and membership in the Chicago Board of Trade and American Stock Exchanges. His practice emphasizes cost-effective and efficient financial solutions tailored to clients' risk tolerance, time horizon, liquidity needs, and investment goals. Residing on the Big Island of Hawaii for the past 12 years, Michael enjoys outdoor activities such as tennis, pickleball, swimming, fishing, and bodyboarding. He values the year-round exceptional weather and the variety of outdoor pursuits available in his community.

Michael Breen is a Private Wealth Advisor and a co-founder of The ABGO Group within Merrill Private Wealth Management. He directs integrated strategies and advice for a select group of ultra-high-net-worth clients, tailoring his approach to the unique goals and priorities of each person and family. Michael has significant experience advising entrepreneurs, corporate executives, and venture capital principals, focusing on pre- and post-IPO strategies, concentrated and restricted stock management, mergers, private sales, and tax-sensitive wealth transfer. Michael began his financial services career in 1997 at Morgan Stanley and has been with Merrill since 1999. He earned a Bachelor of Science degree in Finance from Santa Clara University, where he was a member of the varsity golf team. He holds the designation of Personal Investment Advisor (PIA). Outside of his professional work, Michael enjoys staying active through triathlons and golf. He is a member of the Olympic Club in San Francisco. Michael and his wife Cathy reside in Kailua Kona with their three children.

Dale Suezaki is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 65 designations and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he is a member of VTKAE, LLC, a private business venture. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and incorporates investment modeling techniques without providing individual security recommendations as part of its standalone planning services.

Taylor Easley is a financial advisor at LPL Financial with 30 years of industry experience. He holds the CFP® designation and has worked previously at Raymond James Financial Services and Morgan Stanley. Easley is also a business owner of Easley Corporation in Kailua Kona, HI. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Gregory Molfino is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and over 14 years of industry experience. He has been with Raymond James and related entities since 2017 and previously worked at First Hawaiian Bank and BancWest Investment Services. Outside of his advisory role, he owns Island Links Hawaii LLC, a golf travel and instruction business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, institutional, and high-net-worth clients. The firm offers tailored, non-discretionary planning and investment consulting, supported by a broad advisor network and specialized municipal advisory capabilities.

Enock Freire is a financial advisor with Ameriprise in Kailua Kona, HI, holding Series 63, 65, and 66 credentials and 16 years of industry experience. His prior roles include positions at Bankoh Investment Services, LPL Financial, Central Pacific Bank, Cetera Investment Services, and American Savings Bank. He is also the owner of Quantify LLC, a flow-through entity managing financial compensation from his advisory practice. Ameriprise offers retirement-income planning services targeted at individuals nearing or in retirement with significant investable assets, combining research and modeling with tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Garrett Bland is a financial advisor at Morgan Stanley with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its Private Bank since 2016. In addition to his advisory role, he is the founder of The Mr & Mrs GQB Foundation, a charitable organization based in Newport Beach, California. Morgan Stanley Wealth Management offers a broad range of advisory services to individuals and institutions, providing tailored financial planning using firm-approved tools and methodologies, with approximately $2.74 trillion in client assets under management.

Mia Nakagawa is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 13 years of industry experience. She has worked with Securities America Inc since 2017 and previously with National Planning Corporation from 2015 to 2017. Nakagawa operates Anderson Wealth Planning, a DBA for her LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a broad platform and advanced operational tools.

Michael Petrosian is a financial advisor with LPL Financial, holding a Series 66 designation and 21 years of industry experience. His prior firms include Raymond James Financial Services and Merrill. He is involved with Impact Wealth of Hawaii LLC, a business entity related to tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives.

Han Ming Lin is a Certified Financial Planner (CFP®) with over 33 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Outside of his advisory role, Lin is the sole proprietor of Lin Farm, an agricultural business in Duarte, California. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market outcome modeling.

William Cork is a Series 66 credentialed financial advisor with 17 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including various household types, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and provides a range of advisory services through a nationwide network of financial advisors and branch offices.

Cassidy Tepper is a financial advisor at Ameriprise with 13 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliate since 2014. Outside of advising, Cassidy is involved in agriculture through ownership of Kona Winds Coffee Company and provides consulting services with Hanahoa LLC. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored recommendations. As a large institutional firm, it provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Micah Wang is a ChFC®-designated financial advisor with seven years of industry experience. He is currently with LPL Financial and previously worked at Securities America, Inc. and Anderson Wealth Planning, Inc. Wang has experience working at the University of Hawaii and Shorebreak Church. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and third-party asset management, supported by a large network of investment adviser representatives.

Aaron Cork is a Series 66-licensed financial advisor with Edward Jones in Kailua Kona, HI, bringing four years of industry experience. Before joining Edward Jones in 2021, he worked for eight years with the City of Redmond Police Department. Edward Jones is a full-service wealth management firm serving individual and institutional clients nationwide, managing over $1 trillion in assets through a large network of financial advisors and branch offices. The firm offers a variety of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jerry Anderson is a financial advisor at LPL Financial with 50 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Securities America Advisors, National Planning Corporation, and earlier at LPL Financial. Outside of his advisory work, he is a co-owner of Beautiful You MD Aesthetics. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by extensive advisor tools and a broad range of financial products.

Scott Ast is a CFP®-certified financial advisor with 15 years of industry experience. He is currently affiliated with LPL Financial and has previously worked at Raymond James Financial Services and National Planning Corporation. Outside of his advisory work, he is involved with Impact Wealth, a business related to his LPL Financial activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Terry Allen is a financial advisor with UBS Financial Services in Kailua-Kona, Hawaii, holding Series 63 and Series 65 designations and bringing 42 years of industry experience. He has been with UBS since 2015. Outside of his advisory role, he is involved in several private ventures, including partnerships owning airplanes and shared ownership of a private boat, as well as operating sole proprietorships related to airplane rental and vacation house rentals. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings supported by proprietary research and model-based asset allocations.

Joshua Countess is a financial advisor with Merrill, holding a Series 66 designation and 11 years of industry experience. He has worked at Merrill since 2014 and has been with Bank of America, N.A. since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Esai Easley is a financial advisor at LPL Financial with one year of industry experience. He previously worked at Raymond James Financial Services and operated Easley Wealth Management. His background also includes roles outside finance, such as positions at Paradise Valley Country Club and Sporting Kansas City. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining advisory services with a broad range of non-advisory financial activities.

Jason Hauanio serves as an Associate Resident Director and Wealth Management Advisor at Merrill. He specializes in developing customized wealth management strategies addressing wealth accumulation, preservation, and transfer. His approach includes portfolio development, liability management, tax minimization, asset preservation, and emphasizes securing lifetime retirement income streams. Jason also provides business owners with strategies for cash management, group benefit plans, financing solutions, and succession planning services offered through Bank of America, N.A. He holds a High School Diploma from Kamehameha Schools, a Bachelor's Degree and a Master's Degree in Finance from the University of Hawaii Manoa Business School. Jason has earned several professional designations, including Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is proficient in English and Japanese. Outside of his professional work, Jason is involved with the Innovations Public Charter School Foundation and the Kona Hospital Foundation. His personal interests include spending time with his family, surfing, and traveling.