Paul Curtman is the sole advisor at P.R. Curtman Investments LLC, an independent advisory firm. He holds Series 63, 65, and 66 licenses and has 11 years of industry experience, including positions at Edward Jones, Ameritas, and the State of Missouri. Outside of financial advising, he owns E-5 Operations LLC, a media and guidance business related to his writing and leadership activities. P.R. Curtman Investments LLC manages approximately $15.7 million for about 34 clients, offering individualized investment management, comprehensive financial planning, and business and retirement planning for individuals, high-net-worth clients, corporations, and charitable organizations. The firm employs a tailored investment process incorporating fundamental, technical, and cyclical analysis alongside Modern Portfolio Theory and provides financial literacy content and estate-planning resources in addition to its advisory services.

Anthony Williams is the sole advisor at Sentinel Investment Planning, LLC in Milton, FL, holding a Series 65 designation with 20 years of industry experience. He has managed the firm since its founding in 2016. Sentinel Investment Planning is an independent advisory firm serving a very small client base of high-net-worth individuals with discretionary portfolio management. The firm employs a range of investment strategies including active and leveraged trading, conducting regular reviews and portfolio monitoring across various asset classes.

Shannon Hill is a financial advisor at Alpha Advisors, LLC with 12 years of industry experience. She holds a Series 65 designation and has been with Alpha Advisors since 2006. The firm serves individuals, business entities, trusts, estates, and charitable organizations, providing portfolio management, financial planning, and consulting services. Alpha Advisors constructs diversified portfolios using domestic and international equities, fixed income, tactical and alternative strategies, and also manages affiliated private limited partnerships that may be recommended to qualified clients.

Heather Lovallo is a CFP® professional with six years of industry experience, currently serving at Wrenne Financial Planning LLC. She has worked at Wrenne Financial Planning since 2020, with prior experience at Katana Software, Inc. Outside of her advisory role, she serves on the finance committee of Cornerstone Baptist Church in Pace, FL, advising on the church budget and approving spending requests. Wrenne Financial Planning LLC is an SEC-registered firm with six advisors managing approximately $231 million for about 400 clients. The firm provides comprehensive financial planning and discretionary portfolio management, primarily using a passive investment approach with diversified portfolios of index mutual funds and ETFs.

Scott Klaassen is a financial advisor at Turner Financial Group, Inc. with 22 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Claraphi Advisory Network, LLC, Constellation Trust Company, and Northern Lights Distributors, LLC. Klaassen has been with Turner Financial Group since 2021. Turner Financial Group provides investment advice and financial planning to individuals, families, high-net-worth clients, and charitable organizations. The firm manages approximately $171 million in discretionary assets through a team of eight advisors, using model-based portfolio allocations and a combination of fundamental, technical, and cyclical analysis, along with offering planning-focused services and public educational seminars.

Andrew Tang is a financial advisor at Turner Financial Group, Inc. with 27 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at firms including Arete Wealth Advisors LLC, Claraphi Advisory Network, B. Riley Wealth Advisors, and Wells Fargo Advisors. Outside of his advisory role, Tang is involved in business development for a clothing company and is the principal content creator for an economic and market commentary channel. Turner Financial Group serves individuals, families, high-net-worth clients, and charitable organizations with concierge financial planning, discretionary asset management, and sub-advisory services. The firm employs a blend of fundamental, technical, and cyclical investment approaches, managing client accounts primarily through model portfolios and discretionary strategies.

Joe Freeland is an advisor at Portfolio Medics, LLC with a Series 65 designation and over ten years of industry experience, including time at Birdseye Financial and Portfolio Medics. He is based in Pace, Florida. Portfolio Medics provides investment advisory and financial planning services to individuals, high-net-worth clients, small businesses, retirement plans, and charitable organizations. The firm uses a combination of fundamental, technical, and cyclical analysis to build customized portfolios and offers various program structures, including Advisor Managed Portfolios and Market Trend Strategy.

Robert Hughes Jr. is a financial advisor with Sequent Planning, LLC, holding a Series 65 designation and two years of industry experience. His prior work includes roles at Longleaf Financial Strategies, Ameritas Life Insurance, and The Wingate Group. He also maintains an active insurance agent role, offering insurance products to clients. Sequent Planning, LLC serves a range of clients including individuals, retirement plan sponsors, and nonprofit organizations. The firm provides asset management, financial planning, and retirement-plan services through a network of independent adviser representatives using a diversified, risk-structured investment approach.

Kathryn Hill is a financial advisor with Navy Federal Investment Services, LLC, holding the ChFC® designation along with Series 63, 65, and 66 licenses. She has 28 years of industry experience, including prior roles at Wells Fargo Clearing and Prudential Equity Group. Hill has been with Navy Federal Investment Services and its related entities since 2013. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, providing portfolio management, financial planning, and retirement-plan fiduciary services through managed advisory programs supported by third-party portfolio managers and digital automated investment solutions.

Skipper Waller is a financial advisor at Redhawk Wealth Advisors, Inc. with 12 years of industry experience. He holds a Series 65 designation and has been with Redhawk since 2014. In addition to his advisory role, Waller is president and owner of Annuity Benefit Counselors, Inc., a firm specializing in the sale of annuities and insurance. Redhawk Wealth Advisors offers wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth families, trusts, and charitable organizations. The firm employs a strategic and tactical asset allocation approach and incorporates third-party signal providers while maintaining discretionary authority over client portfolios.

Susan Monahan is a financial advisor at Ally Invest Advisors with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Allstate Insurance Company and Keller Williams Gulf Coast. Ally Invest Advisors provides discretionary portfolio management primarily to individual and high-net-worth clients through web-based and virtual solutions. The firm offers ETF-based Robo Portfolios and Financial Advisor-delivered Personal Advice, utilizing model portfolios grounded in Modern Portfolio Theory across multiple risk tiers.

Paul Mattke is a financial advisor at Strategic Financial Concepts, LLC with eight years of industry experience. He holds a Series 66 designation and has held roles at Ameritas Life Insurance Company and related Ameritas entities since 2023, as well as prior positions at First Command Financial Planning from 2018 to 2023. Outside of financial services, he is a partner in Barracuda Carpentry and Haul, where he provides carpentry and haul project management. Strategic Financial Concepts, LLC offers personalized investment advisory and financial planning services to individuals, plans, trusts, estates, charitable organizations, corporations, and other entities. The firm provides comprehensive financial planning and discretionary investment management through model portfolios, third-party managers, and multiple sponsored advisory programs, with a notable focus on insurance-related activities.

Michael Crouch is a financial advisor at Cyndeo Wealth Partners with 13 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill from 2013 to 2022. Cyndeo Wealth Partners serves individuals, families, corporations, and business owners by providing portfolio management, financial planning, family office services, and financial consulting. The firm manages approximately $2.58 billion and employs customized investment strategies across various asset classes, integrating its advisory services with business consulting for middle-market clients.

Luke Zumbusch is a financial advisor with Inspire Advisors, LLC, holding a Series 65 license and two years of industry experience. Prior to joining Inspire Advisors in 2023, he served 12 years in the United States Marine Corps. He is currently a Naval Aviator and flight instructor in the United States Navy Reserves and also works as a contract instruction pilot for Flight Safety International. Inspire Advisors, LLC is a multi-advisor registered investment adviser managing approximately $1.03 billion for about 3,800 clients, including individuals, institutions, and charitable organizations. The firm integrates Biblically Responsible Investing using proprietary scoring and screening tools and employs a mix of quantitative and fundamental strategies, often implementing portfolios through model allocations and proprietary ETFs.

Brittany Brower is a financial advisor with Truist Advisory Services and holds a Series 66 designation. She has seven years of industry experience, having worked within Truist and its predecessor firms since 2015. Outside of her advisory role, she is the managing member of JB Plumbing & Gas, LLC, a small business focused on residential and commercial plumbing services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and manager‑selection programs, implementing advice through a combination of discretionary and non‑discretionary approaches.

Bessann Watson is a CFP®-certified financial advisor with 21 years of industry experience, currently with Guardian Life and Park Avenue Securities. She has worked at these firms since 2005. Outside of her advisory role, she operates Abbey Road Financial, LLC, providing consulting services to improve clients’ financial practices. Guardian Life’s Park Avenue® Wealth Management provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers tailored client relationships through both discretionary and non-discretionary mandates, combining proprietary and third-party investment solutions alongside access to insurance products and alternative investments.

Richard Mccool is a financial advisor with Guardian Life, holding the CFP® and ChFC® designations and over 24 years of industry experience. He has worked with Guardian Life and its affiliate Park Avenue Securities since 2002. Outside of his advisory role, he serves as a director of Locklin Lake and is a member of the Historic Preservation Board in Milton, Florida. Guardian Life, through its Park Avenue® Wealth Management subsidiary, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning, consulting, and access to proprietary and third-party investment programs.

Benjamin Boyd is a financial advisor with Guardian Life and holds the ChFC® designation along with a Series 66 license. He has three years of industry experience, including roles at Park Avenue Securities and Guardian Life. Outside of his advisory work, he is a partner at JNBB Financial, LLC, where he handles recordkeeping and taxes. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies delivered through proprietary and third-party platforms.

Richard Massingill Jr. is a financial advisor at Empower Advisory Group with 18 years of industry experience. He holds a Series 66 designation and has worked at GWFS Equities, Bank of America, and Merrill Lynch. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through integrated platforms focused on long-term portfolio returns and annual rebalancing.

Jay Rinehart is a financial advisor with Guardian Life, holding Series 63 and Series 65 designations and bringing 14 years of industry experience. His prior work includes roles at Northwestern Mutual Wealth Management Company and New York Life. Guardian Life’s Park Avenue Securities LLC, where Jay is based, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm blends advisor-led discretionary management with model-based strategies and provides access to a range of proprietary and third-party solutions.

Alexander Hoffman is a financial advisor with Empower Advisory Group in Milton, FL, holding Series 63 and Series 66 licenses and seven years of industry experience. His career includes roles at GWFS Equities, U.S. Bancorp Investments, U.S. Bank, Fifth Third Bank, and Fidelity Brokerage Services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering services integrated with Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its financial planning approach.

Gregory Salvatore is a financial advisor with Equitable Advisors in Santa Rosa, FL, holding a Series 66 designation and 14 years of industry experience. He has been with Equitable Advisors since 2013, including its predecessor entity Axa Advisors. Outside of advising, he serves on the board of Tech Credit Union and is treasurer of a local golf league. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and nonprofits, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm offers a range of advisory programs implemented via third-party managers and emphasizes a fiduciary approach to qualified plans.

Michael Utke is a financial advisor at Edward Jones with 19 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2007. Outside of his advisory role, he owns and manages Utke Wealth Management, LLC, a real estate management business in Pace, Florida. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options. The firm is notable for its large retail advisor and branch network, as well as its affiliated trust company, mutual funds, and securities-based lending services.

Keith Allen is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 27 years of industry experience, including roles at Metlife Securities Inc. and Massachusetts Mutual Life Insurance Company. He operates a business under the DBA Buttonwood Financial Services. Mass Mutual Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charities, and employers. The firm offers collaborative, annual planning engagements using firm-approved analysis tools and supports specialized offerings such as estate-settlement and divorce planning.

Rhett Fendley is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He has worked with LPL Financial since 2010 and previously spent one year at Guardian Life. Outside of his advisory role, he developed a real estate investment company with his father, although it has not been active since its inception. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Sharhonda Owens is a financial advisor at Edward Jones with a Series 66 designation and four years of industry experience. Prior to joining Edward Jones, she worked for Ascend Performance Materials for 27 years. She is based in Pace, Florida. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies supported by a large national network of advisors and branch offices.

Jonathan Eason is a financial advisor at Edward Jones with three years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2018, with additional roles including executive assistant contractor duties in Milton, FL. Outside of advising, he has experience in event planning and administrative support through private contracting. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a nationwide network of more than 23,700 advisors. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Margarita Vazquez is a financial advisor with Primerica Advisors in Milton, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Primerica since 1997, working in various capacities including advisory roles, and has served as Supervisor of Elections for Santa Rosa County and SRC. Her other business activities include sales of mortgage loan products and home security services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm utilizes model-driven strategies managed by third parties and operates a large network of advisors delivering advisory services at scale.

Derek Park is a financial advisor at Edward Jones with 10 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and provides a range of investment strategies and fiduciary advisory services through a large nationwide network of financial advisors.

Jacob Singleton is a financial advisor at Edward Jones with a Series 66 credential and one year of industry experience. His prior work includes roles at Builders FirstSource, Client Solutions Architects, and Jacobs Technology Inc., as well as service in both the U.S. Navy and U.S. Navy Reserves. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Daniel Klug is a Series 66-credentialed financial advisor at Thrivent Investment Management with 30 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning and a managed-account program under a consolidated billing option, focusing on comprehensive recommendations without discretionary trading authority.

Brian Schwab is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at E*TRADE Capital Management, E*TRADE Securities, TD Ameritrade, and Charles Schwab. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment research to support its services.

Michael Vazquez is a Series 66 licensed financial advisor with Edward Jones in Milton, Florida, and has 12 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, he owns a commercial office rental business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Joshua Jones is a financial advisor with Cetera who holds a Series 66 designation and has two years of industry experience. His prior work includes roles at Regions Bank and The Teal Leopard LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.