I'm Susan L. Powers, CFA, CFP®, CPFA, a financial professional with more than 20 years of experience helping individuals, families, and business owners make thoughtful, confident financial decisions. Before co-founding AssetGrade, I served as a senior executive at Fidelity, where I managed Fidelity's $1.2 trillion 401(k) investment consulting practice, one of the largest retirement platforms in the country. That experience allows me to blend institutional-level insight with a personalized approach tailored to real-life goals and challenges. I'm also a frequent guest speaker on Wharton Business Radio on SiriusXM, where I help demystify complex financial topics in a way that's practical, approachable, and empowering.

James Hankinson is a CFP®, CFA®, and PFS™ credentialed advisor with 18 years of industry experience. He is the sole advisor at Hankinson Wealth Advisors LLC in Greensboro, GA, where he has worked since 2018. Prior to that, he was with Hankinson Wealth Management, Inc. for over two decades. Hankinson also holds Series 63 and Series 65 licenses. Hankinson Wealth Advisors provides discretionary and non-discretionary wealth management services, combining ongoing financial planning and portfolio management for individuals, high-net-worth clients, business entities, trusts, estates, and charitable organizations. The firm emphasizes personalized asset allocation using mutual funds, ETFs, and individual securities, with continuous monitoring and rebalancing.

Timothy Pierson is a financial advisor at Blueprint Financial Strategies, LLC, with 16 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 66 licenses. His career includes roles at Investment Centers of America and Gradient Securities, LLC. Outside of financial advising, he serves as a board member of the Lake Oconee Builders Association and is co-owner of WISMOGA, LLC, a distributor for Stone Canyon Cabins. Blueprint Financial Strategies, LLC is an independent advisory firm serving individuals, high-net-worth households, and employer-sponsored retirement plans. The firm offers discretionary asset management, financial planning, and ERISA plan consulting, utilizing a combination of fundamental, technical, and cyclical analysis alongside sub-advised portfolio solutions.

Gordon Lackey Jr. is a CFP® with 23 years of industry experience, currently serving as an advisor at Relativity Capital Advisors, LLC since 2015. Prior to this, he worked at Barber Lackey Financial Group from 1999 to 2016. Relativity Capital Advisors is a small registered investment adviser focusing on individual clients, including high-net-worth and non-HNW households. The firm employs a combined technical and fundamental analysis approach, along with a proprietary, rules-based Quantitative Strategy, to manage portfolios through continuous financial planning and active trading strategies.

Jennifer Lackey is a financial advisor at Relativity Capital Advisors, LLC with 17 years of industry experience. She holds a Series 66 designation and has worked at Relativity Capital Advisors since 2015, following 15 years at Barber Lackey Financial Group. Relativity Capital Advisors is a small registered investment adviser serving individual clients, including both high-net-worth and non-HNW households, through continuous portfolio management and financial planning. The firm combines technical and fundamental analysis with a proprietary, rules-based Quantitative Strategy to manage client portfolios.

Richard Kinnard is a financial advisor with CoreCap Advisors, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with CoreCap Advisors since 2020 and previously worked at Ameritas Investment Corp. He is also president and CEO of Capital Choice Financial Services, an insurance agency and investment product firm, and owner of RLK Marketing LLC. CoreCap Advisors provides discretionary investment and portfolio management as well as standalone financial planning to a diverse client base, including high-net-worth individuals, retirement accounts, and corporations. The firm employs a relationship-oriented, individualized approach with a generally long-term investment horizon and utilizes sub-advisors and third-party asset managers to support its services.

David Gibson is a financial advisor with Primerica Advisors, holding a Series 66 designation and 19 years of industry experience. He has worked with Guardian Life Insurance Company and Park Avenue Securities throughout his career. Gibson also provides insurance products beyond Guardian offerings to his clients. Park Avenue Securities serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering both brokerage and advisory services. The firm employs a variety of investment strategies through proprietary and third-party portfolios and supports a range of financial planning and consulting services.

Timothy Minor is a financial advisor with Lincoln Investment, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked with Lincoln Investment since 2017 and previously held positions at Legend Advisory Corporation and Legend Equities Corporation. Outside of his advisory role, he serves as a varsity assistant basketball coach for a girls' team at Lake Oconee Academy. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving individual and high-net-worth clients, trusts, charities, and retirement plans. The firm offers a range of financial planning and portfolio management services, supported by an in-house Investment Management & Research team and a layered delivery model that includes third-party sub-advisers and advisor-led consulting.

Brian Doe is a CFP® and holds a Series 66 license with 23 years of industry experience. He has been with Farther since 2025 and previously worked for MAIN STREET FINANCIAL SOLUTIONS, LLC d/b/a Livingworth from 2013 to 2025. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct client meetings. The firm applies Modern Portfolio Theory using bespoke or algorithmic model portfolios, focusing on ETFs, mutual funds, equities, and fixed income, and provides discretionary investment management, retirement plan consulting, and non-discretionary recommendations for private investment funds.

Samuel Wishon is a ChFC® credentialed financial advisor with 40 years of industry experience, currently with Kestra Advisory since 2016. He previously worked with Kestra Investment Services, LLC, where he has been active since 2003. Outside of his advisory roles, he serves as a board member for Frey-Moss Structures, Inc., providing strategic oversight and financial guidance. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors as well as a diverse range of institutional and individual clients. The firm offers services including fiduciary consulting, plan design and compliance testing, investment advice, and employee education, serving large institutional investors among others with access to multiple management platforms and third-party solutions.

Jon Mills is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2018. His prior experience includes roles at OrthoGeorgia Orthopedics and positions associated with Valdosta State University, Lowndes County Probate Court, Chick-fil-A, Dallas Wayne Boot Company, and Abraham Baldwin Agricultural College. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a nationwide network of over 23,700 financial advisors and 15,000 branch offices.

Crystal Law is a CFP® and Series 66 credentialed financial advisor with nine years of industry experience. She has been with Edward Jones in Milledgeville, GA, for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Michael Mc Cabe is a financial advisor with Edward Jones in Greensboro, GA, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has been with Edward Jones since 2005. Outside of his advisory role, he is involved with The Vibe Dance Company LLC, where he helps maintain the books and serves as a point of contact for business matters. Edward Jones is a full-service wealth management firm serving individual and institutional clients nationwide, with over $1 trillion in assets under management and a large network of financial advisors and branch offices. The firm offers a range of advisory programs and investment options, operating under a fiduciary standard.

Daniel Kundla is a financial advisor with LPL Financial who holds the Series 66 designation and has 10 years of industry experience. He previously worked at UBS Financial Services for five years before joining LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

Duane Easter is a financial advisor with LPL Financial based in Eatonton, GA, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. His prior roles include over a decade at ProEquities, Inc. and CONCOURSE FINANCIAL. Outside of advising, he is co-owner of Easter Family Tree Farm, a timber management business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trusts, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to managed portfolios, supported by various advisor tools and a broad platform of financial products.

Laura Thompson is a financial advisor with LPL Financial, holding Series 66 and Series 63 credentials and 18 years of industry experience. She has worked at LPL Financial since 2020 and previously spent nine years with Infinex Investments, Inc. Thompson is also involved in timber sales through the Thompson Family Limited Partnership in Glenwood, Georgia. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice provided by a large network of investment adviser representatives.

William Cullens is a financial advisor at Cetera with 37 years of industry experience. He holds a Series 63 designation and has worked at firms including Commonwealth Financial Network and Hornor Townsend & Kent Inc. Cullens is president of Piedmont Financial Partners, a financial services firm. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary authorities, and has over 10,000 advisors managing more than $256 billion in assets.

Mary Woodward is a financial advisor at LPL Financial with 40 years of industry experience. She holds Series 63 and Series 65 designations and has worked previously at UBS Financial Services, Morgan Stanley, and Citigroup Global Markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, wrap and model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Charles Ethridge is a financial advisor at Edward Jones with 27 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Gena Barbato is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. Her prior roles include positions at UBS Financial Services, Morgan Stanley, and Citigroup Global Markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Joshua Harris is a Series 66-licensed financial advisor with Cambridge Investment Research Advisors, based in Greensboro, GA, with one year of industry experience. Prior to his current role, he worked with Federated Mutual Insurance Company and has experience in educational institutions, including coaching at Pickens County Schools. He is currently involved as a football coach at Pickens High School. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, pension plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers a range of financial planning and investment management services through a network of independent professionals, using multiple platform arrangements and proprietary and third-party model strategies tailored to client objectives.

James Fallon is a financial advisor at Cambridge Investment Research Advisors with 31 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. He serves as a board member for a music and publishing company and for a technology services firm. Cambridge Investment Research Advisors is a large SEC-registered adviser serving individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using a variety of portfolio management and advisory platforms.

Patricia Ware is a CFP® professional at Wells Fargo Advisors with 22 years of industry experience. She has worked at various Wells Fargo entities since 2009. She holds a 50% ownership in The Ware Financial Group LLC, a financial practice based in Greensboro, GA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, providing a broad range of investment and fee-based financial planning services. The firm offers specialized planning services and uses proprietary research and tools to develop tailored client recommendations.

William Cullens is a financial advisor at Cetera with five years of industry experience. He holds a Series 66 designation and has worked with firms including Piedmont Financial Partners and Steve H. Powell & Company. Cullens is also an insurance agent selling fixed insurance products. Cetera Investment Advisers serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Ralph Rhodes III is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 27 years of industry experience. He previously worked at Commonwealth Financial Network, Piedmont Financial Partners, Hornor Townsend & Kent Inc, and Penn Mutual Life Insurance Co. Rhodes also serves as a Georgia State Representative, a role he has held since 2015. Cetera Investment Advisers LLC is an SEC-registered adviser that provides services to individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and consulting services alongside access to third-party money managers and operates a multi-manager platform with discretionary and non-discretionary authorities.

James Watkins is a financial advisor with Cetera who holds a Series 66 designation and has 27 years of industry experience. He has worked with Cetera Advisors LLC since 2013 and currently owns Philanthropy Financial, a financial services business. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting discretionary and non-discretionary approaches and access to both affiliated and third-party managers.