Don Fruge Jr. is a Series 65 licensed financial advisor with 19 years of industry experience. He is a partner at Fruge' Capital Advisors, LLC (formerly Oxford Investment Advisors) and also maintains a legal practice as a partner at Fruge' Law Firm, PLLC, dedicating 10-25% of his time to providing legal services outside of investment advising. Fruge' Capital Advisors offers fee-only advisory services primarily to individuals and families, as well as nonprofits, trusts, estates, small businesses, and retirement plans. The firm employs a globally diversified, multi-asset-class investment approach with both passive and active elements and integrates coordinated wealth management that includes legal and institutional planning resources.

Don Fruge is a financial advisor at Fruge' Capital Advisors, LLC with 19 years of industry experience. He holds a Series 65 designation and has been involved with Oxford Investment Advisors, PLLC since 2009. In addition to his advisory role, Fruge is a partner at Fruge' Law Firm, PLLC, where he provides legal services and dedicates approximately 10-25% of his time. Fruge' Capital Advisors offers fee-only advisory services primarily to individuals and families, as well as nonprofits, trusts, estates, small businesses, and retirement plans. The firm employs a globally diversified, multi-asset-class investment approach incorporating strategic asset allocation with both passive and active management components, and maintains a material affiliation with a related law practice that some clients may utilize for estate, charitable, and tax matters.

John Hardy is a financial advisor at Hardy Reed, LLC in Oxford, MS, with 23 years of industry experience. He has been with Hardy Reed since 2011 and holds Series 63 and Series 65 licenses. Hardy Reed provides financial planning, wealth management, and investment advisory services to individuals, trusts and estates, pension and profit-sharing plans, as well as charitable and corporate entities. The firm employs a long-term investment approach focused on discretionary portfolios concentrated in mutual funds and ETFs, and it holds a CEFEX® certification uncommon among similar team firms.

Gary Wilson is a financial advisor with Hardy Reed, LLC in Oxford, MS. He holds the CFA® designation and Series 63 and Series 65 licenses, with four years of industry experience. Prior to joining Hardy Reed, he worked at ALPS Distributors, Inc and Vulcan Value Partners. Outside of his advisory role, he is a member of Magnolia By the Sea, LLC, a vacation rental business. Hardy Reed provides financial planning, wealth management, and investment advisory services to individuals, trusts, pension plans, and charitable and corporate entities. The firm uses fundamental analysis and a long-term investment approach, concentrating portfolios in mutual funds and ETFs while also offering fiduciary consulting and training services.

Kenneth Parkinson is a financial advisor with Hardy Reed, LLC in Oxford, MS, holding Series 63 and Series 65 licenses and 22 years of industry experience. He has been with Hardy Reed since 2011 and previously worked at Valic Financial Advisors from 2003 to 2009. Hardy Reed provides financial planning, wealth management, and investment advisory services to individuals, trusts and estates, pension and profit-sharing plans, and charitable and corporate entities. The firm employs a long-term investment approach using discretionary portfolios concentrated in mutual funds and ETFs, supplemented by fiduciary consulting and tailored financial plans.

Andrew Yee is a CFP® professional with 19 years of industry experience. He is affiliated with Barnes Pettey Financial Advisors, LLC and previously worked at Raymond James Financial Services for 18 years. Yee holds a Series 66 license and is also a licensed independent life insurance agent with limited activity outside his advisory role. Barnes Pettey Financial Advisors, LLC provides discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting to individuals, families, trusts, estates, charitable organizations, and businesses. The firm manages $1.31 billion in assets and follows a client-specific approach utilizing a broad range of investment vehicles and strategies.

Margaret Justus is a CFP® with 13 years of industry experience, currently serving at Hardy Reed, LLC. She has worked at Hardy Reed since 2006 and was previously employed by the University of Mississippi from 2014 to 2016. Hardy Reed provides financial planning, wealth management, and investment advisory services to individuals, trusts, pension plans, and charitable and corporate entities. The firm employs fundamental analysis, focuses on long-term investment horizons, and supplements portfolio management with tailored financial plans.

David Bennett is a financial advisor with Advisor Resource Council, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He previously worked for Next Financial Group Inc from 2012 to 2021 before joining Advisor Resource Council in 2021. In addition to his advisory role, he is also licensed to sell life and health insurance products. Advisor Resource Council is an SEC-registered advisory firm that serves individuals, retirement plans, charitable organizations, and business entities. The firm combines artificial intelligence tools with traditional fundamental analysis to offer a range of portfolio strategies, including custom option-based solutions, and coordinates with third-party platforms to tailor investment vehicles to client objectives.

Allen Kimbrell is a financial advisor at Advisor Resource Council with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at LPL Financial, Wells Fargo Clearing, and A. G. Edwards & Sons. Kimbrell serves as a trustee for a family trust. Advisor Resource Council is an SEC-registered firm serving individuals, retirement plans, charitable organizations, and business entities with asset management, financial planning, and consulting services. The firm combines artificial intelligence tools with fundamental analysis to offer a range of model and separately managed account strategies and custom solutions tailored to client needs.

Justin Childress is a CFP® with 15 years of industry experience, currently affiliated with Advisor Resource Council. His prior experience includes roles at Merrill, Morgan Stanley, Cetera, and Region Bank. He is based in Oxford, MS. Advisor Resource Council is an SEC-registered adviser serving individuals, retirement plans, charitable organizations, and business entities. The firm combines artificial intelligence with fundamental analysis to manage portfolios through its AIQ platform and offers customized investment solutions, including options strategies.

Benjamin Sabin is an investment adviser representative and managing partner at Fortis Capital Advisors, LLC, with 20 years of industry experience. He previously worked at MassMutual and MetLife Securities, among other firms, and is a founder of Horizon Private Wealth. Fortis Capital Advisors provides portfolio management, financial planning, and retirement-plan consulting to individuals, families, businesses, institutional clients, and other advisers. The firm uses a variety of investment strategies, including passive, active, tactical, and ESG-oriented approaches, and offers customized advice through discretionary management and model portfolios.

Daniel Barfield is a CFP® with 30 years of industry experience, currently serving at Advisor Resource Council since 2019. He previously held roles at Accelerate Retirement, Barfield Wealth Management, NEXT Financial Group, Inc., and has maintained an ongoing position at Barfield & Associates PC, a CPA firm. Outside of financial advising, he is involved as a 50% owner in The Scout Guide, a print and online advertising business. Advisor Resource Council is an SEC-registered firm that serves individuals, retirement plans, charitable organizations, and businesses by offering asset management, financial planning, and consulting services. The firm combines artificial intelligence tools with fundamental analysis to provide model and separately managed account strategies, alongside custom investment solutions and partnerships with third-party platforms.

Jon Cullen is a financial advisor with B. Riley Wealth Advisors, Inc. in Oxford, MS, holding Series 63 and 65 licenses and bringing 12 years of industry experience. He has worked with B. Riley Wealth Management since 2019 and previously with FTB Advisors, Inc. and Valic Financial Advisors. Cullen is also involved with T.H.E Wealth Management, a marketing name for financial securities business conducted through B. Riley Wealth Management. B. Riley Wealth Advisors provides investment advice and portfolio management to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm offers a range of programs and manages approximately $4.21 billion in client assets through about 173 advisors.

Joseph Simpson is a CFP® with 26 years of experience in the financial services industry. He is currently with EverSource Wealth Advisors, LLC and has previously worked at Barnes-Pettey Financial Advisors, Highland Capital, and Raymond James Financial Services. Outside of his advisory role, he is the managing member of several family-owned LLCs involved in real estate brokerage and development, including a proposed mixed-use project on the University of Mississippi campus. EverSource Wealth Advisors serves a diverse client base that includes individuals, families, estates, trusts, charitable foundations, and independent RIAs. The firm offers wealth management, financial planning, and investment advisory services through multiple investment platforms and provides private markets and values-based strategies.

Heath Houston is a Series 66-registered financial advisor with Eagle Strategies (New York Life) based in Oxford, MS, with 19 years of industry experience. He has been associated with Eagle Strategies since 2010 and holds roles in Crystal Clear Financial Group, LLC and HH Strategies LLC. Outside of his advisory work, he is involved as a partner in a social hunting camp venture, Wolf Ridge Farms LLC, and coaches youth soccer in his community. Eagle Strategies serves a diverse client base, including individual investors and institutional plans, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

John Henson Jr. is a financial advisor with Guardian Life in Oxford, MS, holding the ChFC®, Series 63, and Series 66 designations and bringing 32 years of industry experience. His career includes roles at Park Avenue Securities, Guardian Life Insurance Company, IFG Advisory, LPL Financial, and Northwestern Mutual Investment Management. Outside of his advisory work, he owns Fred Salvo Associates and operates as an insurance broker. Guardian Life’s subsidiary, Park Avenue Securities LLC, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm employs a combination of advisor-led discretionary management and model-based strategies, providing tailored client solutions through proprietary programs, third-party platforms, and a digital advisory solution.

John Russell is a financial advisor at Guardian Life with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Park Avenue Securities and MML Investors Services Inc. Prior to his current role, he served multiple years at both Guardian Life and Park Avenue Securities. Outside of his advisory work, he is involved in various entrepreneurial ventures including ownership and management roles in insurance sales and several investment-related businesses. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning, consulting, and investment solutions tailored to client needs.

Zach Carey is a financial advisor with Empower Advisory Group in Oxford, MS, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His prior work includes roles at Gwfs Equities, Inc., Alexander Capital, and Calton & Associates, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Timothy Cooper is a financial advisor with Valic Financial Advisors, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Valic, he held positions in various industries including automotive and banking. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, providing portfolio management, financial planning, and consulting services through a large network of advisors. The firm employs discretionary unified managed accounts and overlay services using Envestnet’s platform and model managers.

Jonathan Randolph is a financial advisor at Raymond James & Associates with three years of industry experience. He holds a Series 66 designation and has a background that includes ten years with the PGA Tour. In addition to his advisory role, he is involved with Next Golf Tour, an online golf league played on trackman golf simulators. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning and consulting services through a range of portfolio management styles and affiliated research resources.

Bradley Mayo is a financial advisor at LPL Financial with 14 years of industry experience. He holds a Series 66 designation and has previously worked at Royal Alliance Associates and Signator Investors. Outside of his advisory role, Mayo serves on the State of Mississippi Oil & Gas Board and owns a lobbying business, Seneca Strategies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by technology tools and a broad platform of investment options.

William Pittman is a financial advisor with LPL Financial in Oxford, MS, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at AIG/Valic Financial Advisors, MassMutual Life Insurance Company, and MML Investors Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, supported by extensive research and technology tools, serving over 22,800 advisors and managing more than $819 billion in discretionary assets.

William Giles is a financial advisor with LPL Financial in Oxford, MS, holding a Series 66 designation and 15 years of industry experience. He previously worked at Wells Fargo Clearing from 2011 to 2015 before joining LPL Financial. Giles is a notary public in the state of Mississippi. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, and access to third-party asset managers, with a platform supporting both discretionary and non-discretionary account management.

Mark Sudduth II is a Series 66-licensed financial advisor with Edward Jones in Oxford, MS, with 10 years of industry experience, all with the firm since 2016. Outside of his advisory role, he is a member of Two Step Properties, LLC, a restoration company that owned a Servpro franchise. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non‑discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large nationwide network of advisors and branch offices.

John Pendley is a financial advisor with MassMutual Investors Services holding a Series 66 designation and two years of industry experience. His prior work includes roles at Venture West Real Estate Services and Gilmore, Rowley, Crissey & Wilson. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to deliver collaborative, goal-based recommendations.

Bennett Shull is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds the Series 66 designation and has worked at MML Investors Services LLC and MassMutual Life Insurance Company since 2022. Prior to his career in finance, he was involved with Handy Andy BBQ from 2020 to 2022. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements and offers specialized services including estate-settlement and employer-sponsored planning.

Charles Sherman III is a financial advisor with Raymond James & Associates in Oxford, MS, holding Series 63 and Series 66 designations and 27 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Raymond James Financial, and A. G. Edwards & Sons, Inc. He serves as Vice President and committee member for the Oxford University United Methodist Church, where he reviews and approves monthly financials. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary services.

David Reid is a financial advisor with Raymond James & Associates in Oxford, MS, holding Series 63 and Series 66 licenses and 25 years of industry experience. His career includes prior roles at Wells Fargo Clearing and A.G. Edwards & Sons. Outside of advisory work, Reid serves as a director on the board of Mid South Grain Inspection Service and is a partner in UOX Service, LLC. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets, serving individual, institutional, and municipal clients. The firm offers tailored, non-discretionary financial planning and consulting supported by extensive research resources and a range of portfolio management styles.

Andrew Shull is a financial advisor with MassMutual Investors Services in Oxford, MS, holding Series 63 and Series 65 licenses and with 13 years of industry experience. He has worked at MML Investors Services LLC and MassMutual Life Insurance Company since 2012. In addition to his advisory role, Shull practices law, advising clients on buy/sell arrangements and business contracts. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

David Mcphail is a financial advisor at LPL Financial with 15 years of industry experience. He holds a Series 66 credential and has worked at LPL Financial since 2015, following a four-year tenure at Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

James Langley is a financial advisor with Edward Jones in Oxford, Mississippi, holding CFP® and Series 63 credentials and having 26 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1999. Outside of his advisory role, Langley is involved in managing family assets through two LLCs and participates as a partner in agricultural and timber operations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients across a broad spectrum of households and organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Robert Tatum is a CFP®-designated financial advisor with 36 years of industry experience. He is currently with LPL Financial, where he has worked since 2016. His prior work includes roles at Trustmark, OSAIC Institutions, Inc., and BancorpSouth Investment Services, Inc. Outside of advisory services, he is involved with FET Realty, LLC, a home-based business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, asset management programs, participant-level retirement advice, and institutional platforms, supporting a wide range of investment strategies through its extensive network of investment adviser representatives.

Fred Bell III is a financial advisor with LPL Financial, holding a Series 66 designation and nine years of industry experience. His career includes roles at Oxford University Bank and Valic Financial Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. It offers a range of financial planning and portfolio management services through a large network of advisors, utilizing both proprietary and third-party strategies.

Tyler Hallagin is a financial advisor with Ameriprise in Oxford, MS, holding a Series 66 designation and 11 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Hallagin serves as a board member for the Kansas State Treasurer. Ameriprise offers retirement-income planning services targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

James Gunn is a financial advisor at Edward Jones in Oxford, MS, holding the CFP® designation and Series 66 license with 26 years of industry experience. He has been with Edward Jones for 25 years. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Douglas Atkinson is a financial advisor with Cambridge Investment Research Advisors, holding the Series 63 and Series 65 credentials and 32 years of industry experience. He has been with Cambridge Investment Research Advisors since 2016. Outside of his advisory role, Atkinson is an independent insurance agent affiliated with several insurance companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing various custody platforms and model strategies to tailor solutions to client objectives.

John Gunn is a financial advisor with Edward Jones in Oxford, MS, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2011. Outside of his advisory role, he is involved in rental property management. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets with a nationwide network of over 23,700 financial advisors and offers a variety of advisory programs and investment strategies under a fiduciary standard.

Thomas Phillips is a Series 66-licensed financial advisor with 15 years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc., where he has worked since 2015, following prior experience at Merrill. Outside of his advisory work, Phillips owns Magnolia Stables at Byron Plantation, an equestrian facility he oversees for his daughters’ riding activities. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Charles Francis IV is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at LPL Financial LLC and FHN Financial Securities Corp. He has diverse work experience that includes a period with the US House of Representatives and roles in healthcare. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm delivers tailored, non-discretionary investment consulting and supports municipal and public finance work through a specialized advisory affiliation.

Christopher Cole is a financial advisor at Robert Baird & Co. with 34 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for J.J.B. Hilliard, W.L. Lyons, Inc. for 17 years before joining Robert Baird in 2019. The DDK Group at Robert W. Baird & Co., where he works, serves individuals, corporate clients, pension and profit-sharing plans, and charitable organizations with services including financial planning, portfolio management, and custody and brokerage. The firm employs manager-traded and model-traded strategies along with tax-management and direct-indexing capabilities, managing approximately $394 billion in regulatory assets as of December 2025.

William Bell is a CFP® professional with 25 years of industry experience, currently affiliated with MassMutual Investors Services in Oxford, MS. He has worked with MML Investors Services and MassMutual since 2012. Outside of his advisory role, he serves as a deacon at Christ Presbyterian Church. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager solutions as well as educational seminars.

Jeffrey Griffin is a Series 66-credentialed advisor at Robert Baird & Co. with seven years of industry experience. He has held roles at Robert Baird, JJB Hilliard WL Lyons LLC, ECS Federal, Tek Systems, and Verizon Telemetrics. Griffin is also involved as an owner or partner in several investment-related LLCs. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals—including high net worth clients—corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a variety of services including financial planning, portfolio management, and specialized investment strategies with ongoing manager selection and monitoring supported by internal research and technology.

Thomas Chandler Jr. is a financial advisor with Cetera and holds Series 63 and Series 66 licenses. He has nine years of industry experience, including roles at Regions Bank and MassMutual. Outside of his advisory work, he operates a notary public service for non-investment clients. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.