Christopher Lindsay is the sole advisor at CBL Wealth Management, an independent firm based in Hesperia, CA. He holds a Series 66 designation and has 20 years of industry experience, including seven years at Starfox Financial Services LLC prior to founding his current firm in 2017. Outside of his advisory work, he operates an online shaving soap business, manufacturing and selling products under the CBLsoap.com brand. CBL Wealth Management serves individuals, trusts, corporations, and pension/profit-sharing plans, offering discretionary asset management, financial planning, and consulting. The firm employs both fundamental and technical analysis with tactical asset-allocation adjustments, providing quarterly or more frequent reviews and educational seminars for clients and the broader community.

Saul Perez is a financial advisor at Portfolio Medics, LLC with six years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked with firms including Guardian Life Insurance, Northwestern Mutual, and Chase Bank. He is also an independent insurance agent and mortgage broker through Revamp Financial, providing insurance and mortgage services to individuals. Portfolio Medics offers investment advisory and financial planning services primarily to individuals and high-net-worth clients, as well as small businesses, retirement plans, and charitable organizations. The firm builds customized portfolios using diversified funds and individual securities, combining fundamental, technical, and cyclical analysis with a range of investment strategies tailored to client objectives and risk tolerance.

Winnie Liu is a CFA® charterholder and holds Series 66 and Series 63 registrations, with five years of industry experience. She has been with Concorde Asset Management since 2023 and previously with Concorde Investment Services starting in 2022. Outside of her advisory role, Liu serves as a director for a nonprofit organization, Fly High Initiatives, and engages in financial literacy education through speaking engagements and online courses. Concorde Asset Management serves individual, corporate, and retirement-plan clients by offering discretionary and non-discretionary portfolio management, tailored financial planning, and access to various third-party asset managers. The firm builds client portfolios using asset allocation and model-based strategies across proprietary and third-party platforms, including its Concorde UMA program on Envestnet.

Daniel Lamb is a financial advisor with First Advisors National, LLC, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has been affiliated with Cambridge Investment Research Advisors since 2015 and has operated as a self-employed financial professional since 2009. Outside of advising, Lamb serves as a trustee for VFW Post 2924 and treasurer for High Desert Marines, both nonprofit organizations, and works as an independent insurance agent. First Advisors National manages discretionary assets for individual and high-net-worth clients, focusing on third-party money manager selection and a combination of tactical and strategic investment approaches. The firm provides investment management, retirement plan consulting, and advice on individual securities, ETFs, and mutual funds.

Alisha Gillette is a financial advisor with Eagle Strategies (NY Life) and holds Series 63 and Series 65 credentials. She has 10 years of industry experience, including roles at NYLIFE Securities LLC and New York Life Insurance Company. She also operates Sparrow Financial and Insurance Services, brokering non-registered insurance products alongside her advisory work. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored recommendations across multiple program types and manages the majority of its regulatory assets on a non-discretionary basis.

Carlos Leon is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds Series 66 and Series 63 licenses. His prior work includes roles at GWFS Equities, Inc., JPMorgan Securities LLC, and JPMorgan Chase Bank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focusing on long-term portfolio returns and is closely tied to Empower’s recordkeeping and administrative platforms.

Joshua Weygandt is a financial advisor with Empower Advisory Group who holds Series 63 and Series 65 credentials and has 15 years of industry experience. His career includes positions at GWFS Equities, AltaOne Credit Union, LPL Financial, Allstate Insurance Company, and VALIC Financial Advisors. He serves as a Council Member at Large for Trinity Lutheran Church, participating in leadership decisions outside of business hours. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage account holders. The firm delivers services through an integrated model aligned with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

Reed Montgomery is a financial advisor at PlanMember Securities Corporation with 26 years of industry experience. He holds a Series 63 designation and has worked with firms including Highmark Administration and Consulting, Ca Tax Team, and his own Montgomery Financial & Insurance Services, which he owns. Montgomery also provides tax preparation services through Ca Tax Team. PlanMember Securities Corporation offers retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a strategic asset allocation framework to manage risk-based mutual fund portfolios and provides education and support services for plan sponsors and participants.

Thomas Riding is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Independent Financial Group since 2012. Outside of his advisory role, he serves as a board member for the Victor Valley College Foundation and is an assistant wrestling coach at Victor Valley College. Independent Financial Group is a large advisory and brokerage firm providing investment advisory programs, financial planning, and retirement plan services to individuals, trusts, corporations, and business owners. The firm combines in-house and third-party investment models and operates as both a registered investment adviser and an active broker-dealer.

Joseph Jaramillo is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at PlanMember Securities Corporation and operated Jaramillo Financial & Insurance Services, where he serves as Vice President and financial advisor. PlanMember provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary and offering investment options through asset allocation portfolios. The firm uses a strategic asset allocation approach with risk-based mutual fund portfolios and supports plan sponsors and participants through education and personalized planning.

David Doran is a CFP® with eight years of industry experience, currently serving as a financial advisor at Edward Jones in Apple Valley, CA. He has been with Edward Jones since 2013 and has also been involved with Indiana University East since 2018. He participated in the Kiwanis Club of Apple Valley from 2016 to 2017. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions through a large network of financial advisors and branch offices nationwide.

Brian Moore is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses, and has 20 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2006. His activities also include referral work for home security, automation products, and mortgage loan products through affiliated companies. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices and utilizes model-based investment strategies delivered through advisors.

Francisco Catalan is a CFP® and Series 66-registered financial advisor with eight years of industry experience. He is currently with Fidelity, having joined in 2025, and previously worked at Merrill and Bank of America. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and employs oversight controls and delegation to sub-advisers in its investment process.

Angel Espino is a financial advisor at Raymond James Financial Services Advisors, Inc. with seven years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for five years. Outside of his advisory role, he is involved in community activities including serving as a project coordinator for Bear Valley Country Club, a visitor host for BNI, a member of the Chamber of Commerce in Apple Valley, and participates in community engagement for St. Mary’s Hospital. Raymond James Financial Services Advisors, Inc. offers tailored financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm uses risk profiling and analytical tools to support non-discretionary planning and promotes implementation through its advisory programs or other providers.

John Ali is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Susan Rose is a Series 66-licensed financial advisor with Wells Fargo Clearing in Victorville, CA, and has 16 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank, where she has maintained a long tenure since 1994. Outside of her advisory role, she owns a rental property in Victorville, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Renee Lavalli is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 22 years of industry experience. She has worked with Wells Fargo Advisors since 2014 and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Martin Brander is a financial advisor with Ameriprise, holding a Series 63 designation and 28 years of industry experience. He has been with Ameriprise and its affiliated entity since 1997. Outside of his advisory role, he is involved with Gold Sentinel, Inc. in an administrative capacity. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets. The firm provides tailored written Recommendation Reports that incorporate research, modeling, and tax-efficiency analysis, delivered through a centralized consulting team in partnership with Ameriprise financial advisors.

Bryanna Gleason is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing nine years of industry experience. Her prior roles include positions at CUNA Brokerage Services, Inc., Alaska USA FCU, Cetera Investment Services, and East West Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with model portfolios and research support.

Michelle Meisner is a financial advisor at Merrill with 7 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Holmes is a financial advisor at Edward Jones with 21 years of industry experience. He has held Series 63 and Series 66 designations and has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, and manages approximately $1.01 trillion in assets with a nationwide network of over 23,700 advisors.

Pablo Martinez is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Bank N.A. from 2015 to 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Tom Canchola is a financial advisor with Raymond James Financial who holds Series 63 and Series 65 credentials and has 36 years of industry experience. He has been with Raymond James Financial and its affiliates since 2001. Outside of his advisory role, he owns a seasonal personal income tax preparation business. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning and supports advisory programs as well as institutional consulting across a large network of advisors.

John Doran is a financial advisor with Edward Jones in Apple Valley, CA, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Edward Jones since 1992. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a wide range of households and organizations. The firm manages approximately $1.01 trillion in assets and offers investment advisory services through both discretionary and non-discretionary strategies, supported by a nationwide network of more than 23,700 advisors and 15,100 branch offices.

Christian Van Laack is a financial advisor with Edward Jones in Victorville, CA, holding Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Edward Jones in 2025, he worked at U.S. Bank for four years and has held positions at HP Communications, Inc. and Marriott. He is involved as a managing member of a family trust tax strategy entity in Apple Valley, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs with approximately $1.01 trillion in assets under management supported by a large nationwide network of advisors and branch offices.

Dylan Fundell is a financial advisor with Primerica Advisors in Apple Valley, CA, holding Series 65 and Series 63 licenses and two years of industry experience. Prior to joining Primerica, he held various roles including ownership of an online personal training and health consultation business, FundellFitness. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-driven investment strategies managed by third-party asset managers and supports trade execution and custody through Pershing and BNY Mellon Advisors.

David Streit is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has worked with Mass Mutual Investors Services since 2013 and has been associated with MassMutual Life Insurance Company since 2010. Outside of his advisory role, Streit is a partner and business manager of Lost Cuban 2Go, a Cuban sandwich shop offering delivery and pickup services. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved tools to analyze client goals and deliver written recommendations.

Joseph Berg is a financial advisor at Edward Jones in Victorville, CA, with one year of industry experience. He holds Series 65 and Series 63 licenses. Prior to joining Edward Jones, he worked at Independent Financial Group, LLC and Capstone Consulting Group, and he has a background that includes five years at Berg Tax Service and seven years with Apple Valley Unified School District. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a large national network of financial advisors and branch offices.

Yerel Morales is a financial advisor with J.P. Morgan Securities and holds Series 65 and Series 66 licenses. Morales has 13 years of industry experience and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2017. Outside of advisory services, Morales is an owner and partner of North Star Procurement Group, LLC, a business specializing in government procurement. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Oswaldo Sayon is a financial advisor with LPL Financial in Victorville, CA, holding Series 63 and Series 65 credentials and bringing 12 years of industry experience. His prior experience includes positions at JP Morgan Securities, JP Morgan Chase Bank, and E-Central Credit Union. He is also involved with Flagstar Wealth Services, a related business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, retirement plan consulting, and diversified investment programs.

Denise De La Torre is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley, Bank of America, Merrill, and Wells Fargo. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations and functions.

Stephen Watts is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 66 designations and has been working with LINSCO / Private Ledger Corp since 2007. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with access to model portfolios, research, and various management options.