Christopher Lindsay is a financial advisor with CBL Wealth Management in Apple Valley, CA, holding a Series 66 credential and 21 years of industry experience. He previously worked at Starfox Financial Services LLC, Edward Jones, and Morgan Stanley Dw Inc. Outside of his advisory role, he operates an online shaving soap business, manufacturing and selling related products. CBL Wealth Management is a sole-proprietor registered investment adviser serving individuals, trusts, corporations, and pension/profit-sharing plans. The firm provides discretionary asset management, financial planning, consulting, and educational seminars, employing a mix of fundamental and technical analysis with tactical asset-allocation adjustments.

Saul Perez is a financial advisor at Portfolio Medics, LLC with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Guardian Life Insurance, Mutual of Omaha, Northwestern Mutual, and Chase Bank. In addition to his advisory role, Mr. Perez operates as an independent insurance agent and mortgage broker through Revamp Financial. Portfolio Medics provides investment advisory and financial planning services primarily to individuals, high-net-worth clients, small businesses, retirement plans, and charitable organizations. The firm utilizes diversified portfolios with mutual funds, ETFs, individual securities, and independent managers, employing various investment strategies aligned with client objectives and risk tolerance.

Winnie Liu is a CFA® charterholder and registered financial advisor with Concorde Asset Management, LLC, with five years of industry experience. She has been with Concorde since 2023, having also worked at Concorde Investment Services since 2022. Outside of her advisory role, Liu serves as a director for a nonprofit organization and is involved in teaching financial literacy through speaking engagements and online courses. Concorde Asset Management serves individual, corporate, and retirement-plan clients by offering discretionary and non-discretionary portfolio management alongside tailored financial planning. The firm employs asset-allocation and model-based strategies across proprietary and third-party platforms and provides ERISA retirement-plan advisory services and participant advice.

Daniel Lamb is a financial professional with 19 years of industry experience, currently affiliated with First Advisors National, LLC. He holds Series 63 and Series 65 licenses and has previously worked at Cambridge Investment Research Advisors, Inc. and Cambridge Investment Research, Inc. Outside of his advisory role, Lamb serves as treasurer for High Desert Marines and trustee for VFW Post 2924 in California, and he operates as an independent insurance agent through The Term Team. First Advisors National provides investment management, asset allocation advice, and retirement plan consulting primarily to individual clients, managing approximately $507 million in discretionary assets. The firm utilizes third-party money managers and employs both tactical and strategic asset allocation approaches, typically managing client accounts on a discretionary basis.

Alisha Gillette is a financial advisor with Eagle Strategies (NY Life) and holds Series 63 and Series 65 credentials. She has 10 years of industry experience, including roles at NYLIFE Securities LLC and New York Life Insurance Company. She also operates Sparrow Financial and Insurance Services, brokering non-registered insurance products alongside her advisory work. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored recommendations across multiple program types and manages the majority of its regulatory assets on a non-discretionary basis.

Carlos Leon is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at GWFS Equities, Inc. and JPMorgan Securities LLC, as well as JPMorgan Chase Bank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm offers integrated services linked to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing in its financial planning approach.

Joshua Weygandt is a financial advisor with Empower Advisory Group who holds Series 63 and Series 65 credentials and has 15 years of industry experience. His career includes positions at GWFS Equities, AltaOne Credit Union, LPL Financial, Allstate Insurance Company, and VALIC Financial Advisors. He serves as a Council Member at Large for Trinity Lutheran Church, participating in leadership decisions outside of business hours. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage account holders. The firm delivers services through an integrated model aligned with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

Reed Montgomery is a financial advisor at PlanMember Securities Corporation with 26 years of industry experience. He holds a Series 63 designation and has worked with firms including Highmark Administration and Consulting, Ca Tax Team, and his own Montgomery Financial & Insurance Services, which he owns. Montgomery also provides tax preparation services through Ca Tax Team. PlanMember Securities Corporation offers retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a strategic asset allocation framework to manage risk-based mutual fund portfolios and provides education and support services for plan sponsors and participants.

Thomas Riding is a financial advisor with Independent Financial Group, LLC in Victorville, California, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. His prior work includes roles at Pacific West Financial Consultants Inc and Sentra Securities Corporation. Outside of advising, he serves as a board member for the Victor Valley College Foundation and is an assistant wrestling coach at Victor Valley College. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and retirement plans. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and ongoing due diligence across both passive and active investment strategies.

Joseph Jaramillo is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at PlanMember Securities Corporation and operated Jaramillo Financial & Insurance Services, where he serves as Vice President and financial advisor. PlanMember provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary and offering investment options through asset allocation portfolios. The firm uses a strategic asset allocation approach with risk-based mutual fund portfolios and supports plan sponsors and participants through education and personalized planning.

David Doran is a CFP® with eight years of industry experience, currently serving as a financial advisor at Edward Jones in Apple Valley, CA. He has been with Edward Jones since 2013 and has also been involved with Indiana University East since 2018. He participated in the Kiwanis Club of Apple Valley from 2016 to 2017. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions through a large network of financial advisors and branch offices nationwide.

Brian Moore is a financial advisor with Primerica Advisors in Apple Valley, CA, holding Series 63 and Series 65 licenses and 20 years of industry experience. He has worked with Primerica Advisors and Primerica Financial Services since 2006. Outside of advising, he is involved in the sale of home-related products and services through affiliated companies, including mortgage and home security offerings. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors as well as corporate and charitable clients. The firm uses model-driven investment strategies managed by third parties and offers advisory services through a large network of advisors across numerous offices.

Ismael Navarro is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has prior work history at Bank of America/Merrill Lynch from 2014 to 2026. His current roles have been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2026. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Francisco Catalan is a CFP® and Series 66-registered financial advisor with eight years of industry experience. He is currently with Fidelity, having joined in 2025, and previously worked at Merrill and Bank of America. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and employs oversight controls and delegation to sub-advisers in its investment process.

Angel Espino is a financial advisor at Raymond James Financial Services Advisors, Inc. with seven years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for five years. Outside of his advisory role, he is involved in community activities including serving as a project coordinator for Bear Valley Country Club, a visitor host for BNI, a member of the Chamber of Commerce in Apple Valley, and participates in community engagement for St. Mary’s Hospital. Raymond James Financial Services Advisors, Inc. offers tailored financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm uses risk profiling and analytical tools to support non-discretionary planning and promotes implementation through its advisory programs or other providers.

John Ali is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Susan Rose is a financial advisor with Wells Fargo Clearing in Victorville, CA, holding a Series 66 designation and 17 years of industry experience. She has been with Wells Fargo in various capacities since 1994. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Renee Lavalli is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at J.P. Morgan Securities and Chase Investment Services Corp. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets and employing over 14,000 financial advisors.

Bryanna Gleason is a financial advisor with LPL Financial holding Series 63 and Series 66 registrations and has nine years of industry experience. Her prior roles include positions at CUNA Brokerage Services, Alaska USA FCU, Cetera Investment Services, and East West Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Nicholas Holmes is a financial advisor at Edward Jones with 21 years of industry experience. He has held Series 63 and Series 66 designations and has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, and manages approximately $1.01 trillion in assets with a nationwide network of over 23,700 advisors.

Tom Canchola is a financial advisor with Raymond James Financial who holds Series 63 and Series 65 credentials and has 36 years of industry experience. He has been with Raymond James Financial and its affiliates since 2001. Outside of his advisory role, he owns a seasonal personal income tax preparation business. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning and supports advisory programs as well as institutional consulting across a large network of advisors.

John Doran is a financial advisor with Edward Jones in Apple Valley, CA, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Edward Jones since 1992. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a wide range of households and organizations. The firm manages approximately $1.01 trillion in assets and offers investment advisory services through both discretionary and non-discretionary strategies, supported by a nationwide network of more than 23,700 advisors and 15,100 branch offices.

Christian Van Laack is a financial advisor with Edward Jones in Victorville, California, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Edward Jones in 2025, he worked at U.S. Bank for four years and has experience at HP Communications, Inc. He is a managing member of a family trust tax strategy business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

David Streit is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has worked with Mass Mutual Investors Services since 2013 and has been associated with MassMutual Life Insurance Company since 2010. Outside of his advisory role, Streit is a partner and business manager of Lost Cuban 2Go, a Cuban sandwich shop offering delivery and pickup services. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved tools to analyze client goals and deliver written recommendations.

Yerel Morales is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. They hold Series 65 and Series 66 credentials and have worked at multiple firms, including JPMorgan Chase Bank, N.A. since 2017. Outside of financial services, Morales is the owner and partner of North Star Procurement Group, LLC, a small business that specializes in government procurement. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, offering asset allocation advice, investment manager and fund searches, and customized performance reporting on a non-discretionary basis.

Oswaldo Sayon is a financial advisor with LPL Financial in Victorville, CA, holding Series 63 and Series 65 credentials and 12 years of industry experience. His prior work includes roles at JP Morgan Securities and JP Morgan Chase Bank from 2016 to 2018. Sayon is also involved with Flagstar Bank, where he has been working since 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a large network of over 22,800 advisors and managing more than $819 billion in discretionary assets.

Denise De La Torre is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley, Bank of America, Merrill, and Wells Fargo. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations and functions.

Stephen Watts is a financial advisor with LPL Financial in Apple Valley, CA, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He previously worked at Valic Financial Advisors from 2002 to 2007 and has been with LINSCO / Private Ledger Corp since 2007. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning and access to multiple portfolio management options, supported by extensive technology and operational resources.