Joel Baker is a financial advisor with The J R Baker Group in Buellton, California, holding a Series 63 license and over 27 years of industry experience. He has worked at Mutual Securities, Inc. from 2013 to 2020 and has been with his own firm since 1996. Outside of his advisory work, he manages a professional polo and horse ranch and serves as a polo coach with the United States Polo Association. The J R Baker Group provides investment management, financial planning, and estate planning services to individuals, trusts, estates, foundations, corporations, charitable organizations, and retirement plans. The firm acts as a fiduciary, employing fundamental, technical, and cyclical analysis within an asset-allocation framework, often implementing strategies through third-party managers while conducting ongoing due diligence and client account reviews.

Garrett Sabin is the sole advisor at Central Coast Tax & Financial Services in Lompoc, CA, with 14 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at several financial firms including Morgan Stanley Dw Inc., Rabobank, N.A., and CDC Small Business Finance. Outside of advisory work, he owns and manages a tax preparation business through his firm. Central Coast Tax & Financial Services provides customized investment advisory services focused on dividend income and capital appreciation through individual equities, supplemented by ETFs and bonds. The firm tailors portfolios to client goals and risk tolerances and does not participate in wrap fee programs.

Peggy Van Hook is a financial advisor at Finances For Real Life with five years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including LPL Financial and Wanda T Toro LLC. Outside of her advisory role, she is a commissioned notary in the State of California. Finances For Real Life serves individual and high-net-worth clients, offering discretionary portfolio management, financial planning, and consulting. The firm employs a combination of analytical methods and long-term strategies, including ESG investing, and manages approximately $108.6 million in assets.

Wanda Toro is a CFP®-certified financial advisor with 27 years of industry experience. She currently serves at Finances For Real Life and has a background that includes working with LPL Financial and operating her own advisory entity, Wanda T Toro, LLC. Outside of her advisory work, she is involved in sports coaching through a home-based business. Finances For Real Life serves individual and high-net-worth clients by providing discretionary portfolio management, flat-fee financial planning, and ad-hoc consulting. The firm uses a variety of analytical methods to tailor portfolios and manages approximately $86 million for around 122 clients.

Erika Landon is a CFP® professional based in Lompoc, CA, with 27 years of industry experience. She has previously worked with firms including Raymond James Financial Services and Vivid Financial Management. In addition to her advisory role, she is a commissioned notary. She is affiliated with Wealth Enhancement Advisory Services, LLC, which provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and utilizes a diversified investment approach combining passive and active strategies, supported by an internal Investment Committee.

Roger McConnell is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His career includes roles at LPL Financial, Mutual Securities, Raymond James Financial, and Stillman Capital Group. He serves as a nonprofit board member for Lompoc Valley Medical Center. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting, employing a strategic investment approach that combines active and passive management guided by an internal Investment Committee.

Teresa Toyama is a financial advisor with LPL Financial and holds a Series 66 designation. She has 21 years of industry experience, including prior roles at Fenton Wealth Management and Centaurus Financial, Inc. Toyama also provides administrative assistance to registered representatives at Fenton Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced operational and research tools.

Jo Ann Massicott is a financial advisor with Edward Jones in Lompoc, CA, holding a Series 66 designation and five years of industry experience. Prior to joining Edward Jones in 2021, she worked in various medical roles, including at Community Memorial Hospital, Victoria Care Center, and Quality Medical Services. Outside of financial advising, she occasionally works weekend shifts as a respiratory therapist through a medical staffing registry. Edward Jones is a full-service wealth management firm serving over four million clients, including individual investors, institutions, and charitable organizations. The firm offers a range of advisory services and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Ryan Dewane is a financial advisor with Raymond James Financial in Los Alamos, California, holding a Series 66 designation and two years of industry experience. He has been associated with Raymond James Financial and its affiliated firms since 2023. Dewane is also involved with Dewane Investment Strategies as a financial adviser. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools, and supports municipal and public-finance work through a unique municipal advisor affiliation.

Alejandro Camacho is a financial advisor with Mass Mutual Investors Services and holds the Series 66 designation. He has nine years of industry experience, including prior roles at PlanMember Securities Corporation and Edward Jones. Before entering the financial sector, he worked at Westmont College for two years. Mass Mutual Investors Services is an SEC-registered investment adviser and broker-dealer serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved software tools to analyze client goals and deliver written recommendations.

Warren Einolander is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and possessing 37 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2010. Outside of his advisory role, he serves as an ordained minister at Los Alamos Presbyterian Church, where he preaches and teaches Bible classes. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu, including specialty services such as business-owner transition planning and sports and entertainment planning, and integrates advisory services with other financial products and referral channels.

John Puscheck is a financial advisor with Wells Fargo Advisors who holds Series 63 and Series 66 licenses and has 42 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2010. Outside of his role at Wells Fargo, he owns and operates Kingsway Financial Advisors, doing business as 2CO520 Consulting Services Inc. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and fee-based financial planning services, including specialized planning for business-owner transitions, sports and entertainment, special-needs analysis, and divorce.

Thomas Woodard III is a financial advisor with Edward Jones in Lompoc, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. His career includes nearly a decade with various State Farm insurance agencies before joining Edward Jones in 2022. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,000 financial advisors.

Joshua Zebley is a financial advisor with Edward Jones in Lompoc, CA, holding a Series 66 designation and eight years of industry experience. He has been with Edward Jones since 2018. Prior to his current role, he worked at Umpqua Bank and also held various positions at Dominos. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, and affiliated mutual funds.

Yasser Itani is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 credential and has previously worked at JPMorgan Chase Bank, N.A., and Uber. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment recommendations.

David Harridge is a Series 66-licensed financial advisor with Edward Jones in Lompoc, California, where he has worked since 2017. He has eight years of industry experience, including four years at Shionogi, Inc. Outside of finance, Harridge is involved with Opera Santa Barbara, where he has performed for over a decade. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment solutions, supported by a nationwide network of more than 23,000 financial advisors.

Marisol Eckels is a financial advisor with LPL Financial, holding a Series 66 designation and 24 years of industry experience. She has been with LPL Financial since 2001. Outside of her advisory role, she provides tax preparation and electronic filing services and serves in a banking role at CoastHills Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports its advisors with various investment platforms and operational tools, managing over $819 billion in discretionary assets through a large network of advisors.