Christopher Dunlevy is a financial advisor at Aspen Trail Wealth Management, LLC in Flagstaff, AZ, with 17 years of industry experience. He holds a Series 63 designation and previously worked at Aspen Trail Benefits & Insurance, LLC for 11 years. Aspen Trail Wealth Management provides discretionary portfolio management primarily for individuals and high-net-worth clients, using a fundamental analysis and long-term investing approach. The firm manages accounts based on documented risk tolerances and time horizons and typically requires a $1,000,000 account minimum.

Andrew Morgosh is a financial advisor at Aspen & Pine Asset Management in Flagstaff, AZ. He holds a Series 65 license and has been in the industry since 2026. Prior to joining Aspen & Pine, he worked at Just Appraised Inc. and Grand Canyon University. Aspen & Pine Asset Management offers discretionary investment management and annual financial planning primarily to individuals and high-net-worth households. The firm employs a systematic, rules-based investment approach using a proprietary quantitative framework and incorporates portfolio-level risk controls and position-size limits.

John Lawrence is a financial advisor with J.A. Lawrence Wealth Management and holds a Series 65 designation. He has six years of industry experience, including roles at Gibbs Wealth Management LLC and Lawrence & Monaghan Insurance Group, Inc. Outside of advising, he is a tennis coach at Ace Tennis Academy. J.A. Lawrence Wealth Management is an independent, state-registered investment adviser managing approximately $20.5 million for individuals, high-net-worth clients, trusts, and various organizations. The firm offers discretionary asset management and financial planning services, managing portfolios in-house using equities, fixed income, and ETFs with ongoing portfolio oversight and client communication primarily conducted by phone or secure video.

Michael Gorman is a CFP® with nine years of industry experience, currently serving at Babb Wealth Advisors LLC. His prior roles include positions at BKD Wealth Advisors, Facet Wealth, and Experience Your Wealth. In addition to his advisory work, he is a licensed insurance producer with Babb Financial Group. Babb Wealth Advisors LLC provides financial planning and discretionary portfolio management to individuals, corporations, pension plans, and charitable organizations. The firm employs a passive, diversified, factor-based investment approach and offers services including Unified Managed Accounts through third-party providers.

Theodore Dwyer is a CFP® and ChFC® with 46 years of industry experience. He is the principal of Dwyer Financial, LLC in Flagstaff, AZ, where he has worked since 2017. Prior to that, he held roles at R.M. Stark & Co., Inc., Arizona Central Credit Union, and various insurance companies over a span of nearly four decades. Dwyer Financial provides investment advisory services to individuals, trusts, pension and retirement plans, businesses, and charitable organizations. The firm employs fundamental analysis to construct portfolios, often using no-load or institutional mutual funds, and regularly incorporates private and alternative investments for qualified clients.

Gabrielle Fitzwater is a financial advisor at Dwyer Financial, LLC with two years of industry experience. She holds a Series 65 designation and has previously worked at Me Financial PLLC and various insurance companies. Outside of financial advising, Fitzwater is the owner and web designer of Solette Media, a web design business based in Flagstaff, AZ. Dwyer Financial provides investment advisory services to individuals, trusts, retirement plans, businesses, and charitable organizations. The firm employs fundamental analysis to construct portfolios, offers access to SEI asset allocation models, and includes private and alternative investment offerings as part of its services.

Travis Babb is a CFP® and Series 66-licensed advisor with 17 years of industry experience. He is the principal at Babb Wealth Advisors LLC, where he has worked since 2018. Prior to that, he was associated with Broker Dealer Financial Services and has been involved with Babb Financial since 2008. Outside of his advisory role, Babb is an owner and insurance producer with Babb Financial Group, LLC. Babb Wealth Advisors LLC provides financial planning and discretionary portfolio management to individuals, corporations, pension plans, and charitable organizations. The firm employs a passive, diversified, long-term, factor-based investment strategy with a focus on value, small-cap, and profitable companies, utilizing ETFs, mutual funds, fixed income, real estate funds, and insurance products where appropriate.

Kathleen Schroeder is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Babb Wealth Advisors LLC since 2018. She previously worked at Broker Dealer Financial Services Co and Desert Equity Lending, and has been associated with Babb Financial Group, LLC since 2009. In addition to her advisory role, she is a licensed insurance producer affiliated with Babb Financial Group. Babb Wealth Advisors LLC provides financial planning and discretionary portfolio management to individuals, corporations, pension/profit-sharing plans, and charitable organizations. The firm employs a passive, diversified, long-term factor-based investment approach and offers unified managed accounts through third-party providers.

Keith Todhunter Schaafsma is a CFP® professional with 32 years of industry experience. He is currently with Heffernan Advisory, Inc. and has previously worked at Ascendent Financial Solutions and Geneos Wealth Management, Inc. He serves as a board member of the Riordan Mills Owners Association. Heffernan Advisory primarily serves individual and family clients, as well as entities including retirement plans, offering discretionary portfolio management through its Investment By Design™ program along with financial planning and consulting services. The firm employs a modern portfolio theory approach using diversified model portfolios that incorporate mutual funds, ETFs, and alternative strategies tailored to client objectives.

Eric Souders is a financial advisor at Heffernan Advisory, Inc. in Flagstaff, AZ, holding Series 63 and Series 65 licenses with 29 years of industry experience. He previously worked at GENEOS Wealth Management Inc. and Ascendent Financial Solutions. Outside of advisory work, he is president of an environmental holding company called Invest Like You Give a Damn and Save the Planet LLC, and serves as a superintendent at the Coconino County Fair. Heffernan Advisory serves individuals, families, and entities such as employer retirement plans, offering an asset management program called Investment By Design™ alongside financial planning and consulting services. The firm uses modern portfolio theory and model allocations primarily with mutual funds and ETFs, managing most accounts on a discretionary basis with regular rebalancing.

Kevin Aguas is a financial advisor with Cross State Financial Group LLC in Flagstaff, AZ, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has worked at Cross State Financial Group since 2018 and previously spent nine years with Cue Financial Group Inc. In addition to his advisory work, he teaches finance and business classes at Northern Arizona University. Cross State Financial Group serves individuals, charities, and retirement plans with financial planning, portfolio management, and third-party adviser monitoring. The firm manages approximately $166.8 million in discretionary assets through a team of nine advisors, employing a combination of fundamental analysis and tactical asset allocation with both model and customized portfolios.

Korey Doucette is a financial advisor with Oasis Advisors in Flagstaff, AZ, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His work history includes long-term roles at Pfs Investments Inc and Terra Wealth Management, LLC, as well as positions in mortgage loan origination and insurance. He is also a licensed insurance professional and a loan originator with EMortgage. Oasis Advisors provides investment advisory services to individuals, high-net-worth clients, corporations, and pension/profit-sharing plans. The firm employs a combination of fundamental, quantitative, and modern portfolio theory to construct long-term model allocations and offers ongoing portfolio management, financial planning, and pension consulting.

Tamara Kinney is a financial advisor at Heffernan Advisory, Inc. with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Ascendant Financial Solutions and Geneos Wealth Management, Inc. Outside of advising, she is a notary public and owns a business called Diamond Cross LLC. Heffernan Advisory primarily serves individual and family clients as well as entities, offering discretionary portfolio management through its Investment By Design™ program along with financial planning and consulting services. The firm uses a modern portfolio theory approach with customizable model portfolios, focusing on mutual funds and ETFs, and manages accounts on a discretionary basis.

Garth Porterfield is a financial advisor at CreativeOne Wealth, LLC with 16 years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones for 10 years before joining CreativeOne Securities and Porterfield Wealth Management. In addition to his advisory role, he provides insurance services through Partnervest Insurance Services, LLC. CreativeOne Wealth, LLC offers fee-based asset management, financial planning, and retirement plan consulting to individuals, corporations, and other RIAs. The firm manages discretionary accounts using a combination of proprietary model portfolios and third-party managers, employing various investment strategies including ETFs, mutual funds, options, and private investments.

Mary Huntley is a CFP® professional with 23 years of experience in the financial services industry. She is currently with RFG Advisory, LLC and also serves as a consultant at Cambium Law Group, specializing in estate planning. Huntley participates in nonprofit and community activities, including fundraising for Camp Verde 4 Community and serving on the advisory council for Tynkertopia, as well as being a board member of the Northern Arizona University Foundation. RFG Advisory provides investment advisory and planning services to individual and high-net-worth investors, retirement plans, and select institutional clients, including investment companies and government entities. The firm primarily delivers discretionary portfolio management using a variety of model strategies and third-party platforms, and it also serves as a sub-adviser to multiple ETFs while offering access to alternative investments and annuity platforms.

Joshua Szyman is a CFP®-designated financial advisor with 11 years of industry experience, currently affiliated with RFG Advisory, LLC. He has held roles at Cambium Wealth and Independent Financial Group and manages business activities related to tax planning and estate legal services through affiliated entities such as Cambium Tax Planners, LLC and Cambium Law Group. RFG Advisory provides investment advisory and planning services to a diverse client base, including individual and high-net-worth investors, retirement plans, and institutional clients. The firm’s investment approach involves primarily discretionary portfolio management utilizing proprietary model portfolios, third-party platforms, and specialized retirement technology, with additional services such as sub-advisory roles to ETFs and curated access to alternative investments.

Eric Ridley is a financial advisor with Integrity Advisory Solutions in Flagstaff, AZ. He holds a Series 65 credential and has two years of industry experience. Prior to joining Integrity Advisory Solutions, Ridley has operated the Law Office of Eric Ridley since 2010. Integrity Advisory Solutions serves individuals, trusts, estates, corporations, and other business clients through a network of about 100 independent advisors, managing approximately $1.1 billion in client assets. The firm provides portfolio management, financial planning, retirement plan consulting, and other services, utilizing both fundamental and technical analysis alongside various asset-allocation frameworks.

Joel Rieck is a financial advisor at Simplicity Wealth with eight years of industry experience. He holds a Series 65 designation and has held roles at multiple firms, including Northland Financial, where he serves as President. Simplicity Wealth serves a diverse client base including individuals, high-net-worth investors, retirement plans, and institutional clients. The firm uses a fund-of-funds approach incorporating ETFs, mutual funds, and individual securities, and it offers advisory services alongside technology and operational solutions for other advisors.

Colin Hughes is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Sowell Management. He previously worked at Four Peaks Wealth Management and has been self-employed since 2009. His outside activities include insurance sales and services. Sowell Management is a multi-team registered investment adviser that supports individuals, retirement plans, corporations, and other RIAs with discretionary and non-discretionary portfolio management, financial planning, and retirement-plan advisory services. The firm uses a variety of management styles and offers model portfolios and third-party manager selection while providing business support to over 100 independent advisory representatives.

Donald Rosalez is a financial advisor with Independent Wealth Network, Inc. He holds Series 63 and Series 65 licenses and has 34 years of industry experience. He has worked at Brokers International Financial Services, LLC since 2017 and previously at Broker Dealer Financial Services Corp. from 2014 to 2017. Rosalez also operates an accounting and tax preparation sole proprietorship, M.A.S. Financial Group. Independent Wealth Network, Inc. provides advisory services to individuals, trusts, pension and profit-sharing plans, estates, charitable organizations, and corporations. The firm offers discretionary portfolio management, financial planning, and access to third-party managers, tailoring strategies to client goals using a range of investment techniques and ongoing portfolio oversight.