Richard Carver is a financial advisor with IFG Advisory, LLC, holding Series 63 and Series 66 licenses and over 21 years of industry experience. He previously worked at Cetera Advisors LLC before joining IFG Advisory and LPL Financial in 2020. Outside his advisory work, he is involved with Bytescribe, a non-investment related business based in Atlanta, GA. IFG Advisory, LLC provides advisory services to a diverse client base including individuals, high-net-worth clients, trusts, charitable and corporate entities, and retirement plans. The firm employs a multifaceted investment approach combining fundamental, technical, and cyclical analysis, and offers portfolio management, financial planning, and retirement plan consulting services.

Daniel Tumba is a financial advisor at Merrill with 19 years of industry experience. He holds CFP®, CFA®, and Series 66 designations and has worked at firms including JP Morgan Chase, J.P. Morgan Securities, and First Republic Investment Management. He serves on the board of directors for the JDRF Greater Palm Beach County Chapter, a charitable organization focused on type 1 diabetes. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Gabriel Piche is a financial advisor at LPL Enterprise with one year of industry experience and holds a Series 66 designation. His prior work includes roles at Taymar Sales U and intermittent employment with the West Virginia Black Bears. Additionally, he is involved in a non-variable insurance business related to his advisory role. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios from LPL’s Research Department and third-party strategists, and it offers a range of financial planning, consulting, and insurance services.