James Bratcher is a financial advisor with Financial Management Advisors, Inc. in Tullahoma, TN, holding a Series 63 designation and over 43 years of industry experience. He has worked at Financial Management Advisors since 2004 and previously at Securities Service Network, Inc. Outside of his advisory role, Mr. Bratcher is the managing member of TN Cannabis Company, LLC, which cultivates and processes cannabis products within Tennessee legal limits, and serves as president of the Tullahoma Sports Council, a nonprofit focused on promoting sports and recreation in the local area. Financial Management Advisors, Inc. provides fee-for-service financial planning and investment management to individuals, businesses, estates, trusts, and qualified plans. The firm manages approximately $132.7 million for around 581 clients, offering both active and dynamic investment strategies that include mutual funds, ETFs, and tactical reallocation based on technical analysis.

David Pruitt is a financial advisor at Ashdon Investment Management, LLC with 21 years of industry experience. He has been with Ashdon since 2004. Ashdon Investment Management serves individuals, high net worth clients, trusts, estates, charitable organizations, and corporations by providing separate-account portfolio management, investment consulting, and customized family office services. The firm emphasizes fundamental analysis and modern portfolio theory to construct diversified portfolios tailored to client objectives and risk tolerances, managing a notable proportion of non-discretionary assets.

Jennifer English is a Series 65-licensed advisor at Ashdon Investment Management, LLC with nine years of industry experience. She has been with Ashdon since 2002, working as part of a four-advisor team. Ashdon Investment Management serves individuals, high net worth clients, trusts, estates, charitable organizations, and corporations, providing separate-account portfolio management, investment consulting, and family office services. The firm emphasizes diversified portfolios based on fundamental analysis and modern portfolio theory, with a notable focus on managing predominantly non-discretionary assets.

James Bratcher is a financial advisor at Financial Management Advisors, Inc. with 19 years of industry experience. He holds the Series 66 designation and has worked at Silver Oak Securities, Inc. and Securities Service Network Inc. Bratcher serves as president of the Tullahoma Cal Ripken League, a local youth baseball organization. Financial Management Advisors, Inc. provides fee-for-service financial planning and investment management to individuals, businesses, estates, trusts, and qualified plans. The firm manages approximately $132.7 million for around 581 clients and offers active and dynamic investment strategies utilizing mutual funds, ETFs, and tactical reallocation.

Cameron Ray is a financial advisor at Beam Wealth Advisors, Inc. with 26 years of industry experience. He holds the PFS™ and Series 66 designations and has worked at Beam Wealth Advisors since 2013. In addition to his advisory role, he is a partner at the CPA firm Ray & Gregory PC. Beam Wealth Advisors, Inc. is a multi-team registered investment adviser managing approximately $1.6 billion in client assets. The firm serves individuals, businesses, trusts, estates, and retirement plans with wealth management, financial planning, and portfolio management services, emphasizing asset allocation and portfolio construction based on Modern and Post-Modern Portfolio Theory and behavioral finance.

Genesis Botello is a financial advisor at McCay Wealth Advisory LLC in Manchester, TN, holding a Series 65 credential with two years of industry experience. Prior to joining McCay Wealth Advisory, Botello’s background includes roles in education and various positions in retail and service industries. McCay Wealth Advisory primarily serves individual clients, including high-net-worth households, providing discretionary portfolio management, investment recommendations, and financial planning. The firm customizes portfolios based on client time horizons, risk tolerance, and investment goals, and is noted for offering educational seminars and workshops in addition to its investment services.

Hayden Proffitt is a financial advisor at McCay Wealth Advisory LLC with a Series 65 designation and two years of industry experience. Prior to joining McCay Wealth Advisory in 2023, he worked at the Hospital Corporation of America and LBMC. McCay Wealth Advisory serves primarily individual clients, including high-net-worth households, offering discretionary portfolio management, investment recommendations, and financial planning. The firm customizes portfolios based on client objectives and provides educational seminars and workshops, which is uncommon among peer firms.

Bryant Swann is a CFP® and PFS™ credentialed advisor with Beam Wealth Advisors, Inc., based in Tullahoma, TN, with three years of industry experience. He is also a CPA and partner at the accounting firm Ray & Gregory PC, where he performs tax preparation, tax planning, bookkeeping, and client relations. Prior to his current roles, he worked at Cracker Barrel Old Country Store and the Department of Defense. Beam Wealth Advisors serves individuals, pension and profit-sharing plans, trusts, estates, charities, and businesses by providing comprehensive financial planning, investment management, and retirement plan consulting. The firm employs asset allocation and diversification strategies guided by Modern/Post-Modern Portfolio Theory and integrates affiliated tax and CPA services for coordinated planning.

Mark Witaschek is a financial advisor at Aurelius Family Office, LLC in Tullahoma, TN, with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Aurelius since 2021 and previously at McLean Asset Management Corporation from 2009 to 2022. Aurelius Family Office provides wealth management and comprehensive financial planning to individuals, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a discretionary investment process based on modern portfolio theory, factor-based and quantitative analysis, using a mix of mutual funds, ETFs, individual securities, and alternative vehicles.

Brent McCay is a financial advisor with McCay Wealth Advisory LLC, holding a Series 66 designation and 19 years of industry experience. He worked at Wells Fargo Advisors from 2011 to 2017 before joining McCay Wealth Advisory in 2017. Outside of advising, he is a notary public. McCay Wealth Advisory primarily serves individual clients, including high-net-worth households, providing discretionary portfolio management, investment recommendations, and financial planning. The firm customizes portfolios based on client objectives and offers educational seminars and workshops, which is uncommon among similar team firms.

Bradley Covert is a financial advisor at McCay Wealth Advisory LLC with one year of industry experience. He holds a Series 65 designation and previously worked at Bankpak and the Viola Pizza Company. McCay Wealth Advisory primarily serves individual clients, including high-net-worth households, providing discretionary portfolio management, investment recommendations, and financial planning. The firm customizes portfolios based on clients’ time horizons, risk tolerance, and goals, and offers educational seminars and workshops that are uncommon among similar teams.

John Rogers Jr. is a financial advisor at Laffer Tengler Investments, Inc. in Manchester, TN, holding a Series 65 designation with 21 years of industry experience. He has worked at Laffer Tengler Investments since 2020 and was previously with Laffer Investments from 2006 to 2020. Laffer Tengler Investments provides discretionary and non-discretionary portfolio management, model delivery, and wrap-fee program management for individual, high-net-worth, institutional, and specialty clients. The firm combines quantitative modeling and macroeconomic forecasting with fundamental security analysis across various asset classes and offers actively managed equity income ETFs alongside model portfolios and account management services.

Emily McCay is a financial advisor at McCay Wealth Advisory LLC in Manchester, TN, holding a Series 65 designation with eight years of industry experience. She has been with McCay Wealth Advisory since 2013. McCay Wealth Advisory primarily serves individual clients, including high-net-worth households, providing discretionary portfolio management, investment recommendations, and financial planning. The firm customizes portfolios based on client-specific factors and offers educational seminars and workshops, which distinguishes it among similar team-based advisory firms.

Anthony Watts is a CFP® and ChFC® affiliated with Kestra Private Wealth Services, LLC, with six years of experience in financial advising. He previously worked at Highland Rim Wealth Management and Raymond James Financial Services. Outside of his advisory role, Watts serves on the boards of Gospel Believers and Kenya Care and the Tullahoma Noon Rotary, where he is a past president and Foundation Committee Chair. Kestra Private Wealth Services manages approximately $10.2 billion in client assets through nearly 200 independent advisors, serving individuals, retirement plans, charitable organizations, and businesses. The firm offers a range of advisory and financial planning services, supporting advisor-managed portfolios with access to both in-house and third-party solutions.

Jennifer Geertz is a financial advisor with Kestra Private Wealth Services, LLC and holds Series 65 and Series 63 licenses. She has seven years of industry experience, including roles at Global Atlantic Financial Group and Raymond James & Associates. Kestra Private Wealth Services serves a diverse client base, including individual investors, retirement plans, and institutional entities. The firm offers a range of advisory services such as advisor-managed portfolios, financial planning, wrap-fee programs, and specialized solutions like annuity subaccount management and 529 plan advisory.

Michael Byrom is a financial advisor with Commonwealth Financial Network in Tullahoma, TN, holding CFP® and Series 66 designations and bringing 26 years of industry experience. His prior experience includes 14 years at LPL Financial and involvement with ProVision Financial. He is the author of the book "Seeing Money God's Way - Your Guide to Biblical Stewardship" and participates as a ministry speaker. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers a comprehensive support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Aaron Carmack is a financial advisor with Edward Jones in Tullahoma, TN, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory role, Carmack serves as President of the Tullahoma Fine Arts Center board, assisting with fundraising and event coordination. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management, supported by a large nationwide network of advisors. The firm offers a range of investment strategies and operates under a fiduciary standard.

April Hansert is a financial advisor at Raymond James Financial with 10 years of industry experience. She holds a Series 66 designation and has worked previously with Highland Rim Wealth Management and SmartBank. Outside of her advisory role, she is an independent consultant for Mary Kay, serving a small group of friends and family. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers tailored, non-discretionary investment consulting and supports institutional consulting and portfolio management through a large advisor network.

Joshua Wells is a financial advisor with LPL Financial in Manchester, TN, holding a Series 66 designation and 11 years of industry experience. Prior to joining LPL Financial in 2022, he worked at CUNA Brokerage Services since 2014 and has a long tenure at Ascend Federal Credit Union beginning in 2006. In addition to his advisory roles, he is a commissioned notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm provides a range of advisory programs, financial planning, retirement consulting, and brokerage services, with offerings that include discretionary and non-discretionary management as well as access to model portfolios and research.

Scott Jones is a financial advisor at LPL Financial with 18 years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2009. Outside of his advisory role, Jones operates a separate business under the name Scott Jones Investments. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and consulting services, supported by model portfolios, research, and various investment strategies.

Duane Conklin is a financial advisor with Edward Jones in Manchester, TN, holding Series 63 and Series 66 designations and 25 years of industry experience. He worked at Integrity Funds Distributor, Inc. for ten years before joining Edward Jones in 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management supported by a large nationwide network of advisors and branch offices. The firm offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated funds, and operates under a fiduciary standard.

Kristin Breyette is a financial advisor at Edward Jones with six years of industry experience. She holds the Series 66 designation and has previously worked at US Bank, Suntrust Bank, and Huntington National Bank. Breyette has been with Edward Jones since 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets with a network of around 23,701 financial advisors.

Tyler Lewis is a financial advisor at LPL Financial with five years of industry experience. He holds the Series 66 designation and previously worked at Ameriprise and First Horizon National Corporation. Outside of finance, he operates TRI-LAKES BASS BOAT RENTALS, LLC, a boat rental business in Winchester, TN. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofits through a national network of advisers. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by various model portfolios and research.

Jeffrey Jackson is a CFP® with 26 years of industry experience, currently affiliated with LPL Financial. He previously worked at Heritage Wealth Management and Next Financial Group Inc. Outside of his advisory role, he is a business owner of Hangarcraft LLC. LPL Financial serves a broad client base including individuals, retirement plans, banks, and charitable organizations, providing financial planning, advisory programs, and brokerage services through a national network of investment adviser representatives. The firm offers both discretionary and non-discretionary management and utilizes research from various sources to support diversified investment strategies.

Randall Harris is a financial advisor at LPL Financial with 39 years of industry experience. He holds the CFP® and ChFC® designations and has worked previously with Cuna Mutual Group and Cuna Brokerage Services, Inc. Harris also serves as a notary and has been an insurance agent for Blue Cross Blue Shield since 2006. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and a variety of investment strategies.

Christopher Cravens is a financial advisor with Raymond James Financial, holding a Series 63 designation and 34 years of industry experience. He has been with Raymond James Financial Services Advisors Inc. since 2009. Outside of his advisory work, Cravens is the CEO and President of Coffee Financial Inc., a support company based in Manchester, TN. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses a non-discretionary, tailored approach supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Tanna Heathcott is a CFP®-designated financial advisor with eight years of industry experience, currently serving clients at Edward Jones in Tullahoma, TN. She has been with Edward Jones since 2017 and has prior experience at Plexus Worldwide, Lowe's Home Improvement, and various roles at the University of Tennessee at Martin. Outside of financial advising, she has involvement with Plexus Worldwide in a health and wellness ambassador capacity. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and investment solutions. The firm is notable for its extensive advisor and branch network and offers services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, affiliated mutual funds, and a fiduciary standard in advisory services.

David Henley is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and having eight years of industry experience. Prior to joining Cambridge, he worked at Chem-Trend L.P. as a senior technical specialist. He is co-owner of A&O Financial Services, LLC, and owns Henley Sales and Consulting, LLC, a retail sales and distribution business. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals. The firm offers multiple portfolio management strategies and platform options, incorporating both proprietary and third-party model solutions.

Brady Goodwin is a financial advisor at Edward Jones based in Manchester, TN, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked in various roles including positions with Manchester Parks & Recreation and Murfreesboro Parks & Recreation. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Daniel Wunderlich is a Series 66-registered financial advisor with UBS Financial Services in Manchester, TN, bringing 18 years of industry experience. He previously worked at Merrill from 2011 to 2018 before joining UBS in 2018. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

James Jaggers is a financial advisor with Raymond James Financial in Manchester, TN, holding Series 63 and Series 65 credentials and 16 years of industry experience. He has been with Raymond James Financial Services Advisors since 2010 and also spent nine years at Coffee Financial Advisors. Outside of his advisory role, he assists with the tax and business cost management for an online ecommerce shop operated by his wife. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm delivers non-discretionary, tailored planning and consulting using analytical tools to support client goals and is noted for its municipal advisor affiliation and specialized SIMPLE IRA Employer Advisory program.

Trevor Denney is a financial advisor with Edward Jones in Manchester, TN, holding a Series 66 designation and seven years of industry experience. He has been with Edward Jones since 2018, following roles at Traders Bank, TEKSystems, and the University of Tennessee at Chattanooga. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Mark Brewer is a CFP® with Edward Jones in Tullahoma, TN, where he has worked since 2021. He has four years of experience in the financial industry and previously spent 21 years at Nissan North America. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Thor Melson is a financial advisor with Edward Jones in Tullahoma, Tennessee, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has worked at Edward Jones since 2018 and spent 12 years prior at Protective Life. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions through a large network of financial advisors and branch offices.

Austin Waag is a financial advisor at Cambridge Investment Research Advisors with a Series 65 designation and one year of industry experience. Prior to his current role, he worked at the U.S. Geological Survey and was involved with Bat Conservation International. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management strategies and custody arrangements.

Monty Hatcher is a CFP® professional with 21 years of industry experience, currently affiliated with Raymond James Financial. He has held advisory roles at Raymond James Financial Services Advisors Inc. and Southern Community Bank since 2014. In addition to his advisory duties, Hatcher serves as Vice President and Program Executive for Wealth and Investments at SmartBank Investment Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored non-discretionary planning and supports municipal and public-finance work through its affiliation with a municipal advisor.

Rosalie Henley Crownover is a financial advisor with Cambridge Investment Research Advisors in Manchester, TN, holding the Series 63 designation and over 32 years of industry experience. She has worked with Cambridge since 2011 and has been an independent insurance agent at Bush Insurance Agency since 1975. Outside of her advisory role, she serves as Vice President of the Manchester Kiwanis Club. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals, utilizing multiple custody and platform arrangements alongside proprietary and unaffiliated model strategies.