30+ yrs in Finance • MIT MBA '02 • CFA Charterholder '99 • UC Berkeley '95 • Series 7 '92 • Certified Tax Preparer '87 Jason is Chief Investment Officer at ImpactAdvisor LLC I started my career on the buy-side at Seneca Capital in 1995, an institutional investment advisor that also managed customized portfolios for high-net-worth clients. I was responsible for equity trading, research, and portfolio management, including the design and implementation of our integrated portfolio trading and rebalancing software. This technology enabled us to scale assets under management 10x to $10B+ with only a 50% increase in headcount over five years, allowing our small team to manage a thousand portfolios with customizations for impact, compliance, and tax-efficiency. Other expertise: multiple hedge-fund styles — long, short, and quantitative strategies — with an emphasis on deep-dive equity analysis. More on LinkedIn → To balance the uncertainties in the markets, I strive for optimal tax strategy: a variable we can influence to boost net returns. I was a certified tax preparer at age 14. In my free time I add to update our tax bracket optimizer and organize finance events for the MIT Club of N.California. I live in San Francisco with Vesna and our three-year-old son, Milan. ImpactAdvisor LLC is a boutique advisory firm with four advisors managing approximately $90 million for around 65 households, including individuals, business owners, retirement plans, and nonprofits. The firm offers discretionary portfolio management and financial planning, employing fundamental, cyclical, and quantitative analysis. Also available are values-aligned and sustainable investing alongside a broader range of alternative and tax-aware investment solutions.

Gary Leonard is a financial advisor based in San Francisco, CA, with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Montrose Securities since 2011. Outside of his advisory role, he provides consulting related to hiking activities for a local cooperative. His firm offers discretionary investment management and advisory services primarily to individual clients, managing approximately $800,000 across about 20 accounts. The firm constructs balanced portfolios tailored to client risk tolerance using fundamental, technical, and cyclical analysis, employing strategies that include equities, fixed income, options, and hedging techniques.

Kevin Martin is a CFP® and Series 65-registered advisor with 10 years of industry experience. He is the principal of Oak Peak Financial, an independent advisory firm he has led since 2015. Prior to founding Oak Peak Financial, he worked at InSpeed Networks for three years. In addition to his advisory role, Martin is an IRS Enrolled Agent and provides tax preparation services as a separate engagement. Oak Peak Financial serves individual investors, including high-net-worth clients, and retirement-plan sponsors with financial planning, portfolio management, and retirement-plan consulting. The firm follows a fiduciary standard and employs a diversified, tax-efficient investment approach based on Modern Portfolio Theory, typically using low-cost index funds and ETFs alongside select individual securities and fixed income.

Financial Planning for What Matters Most Your financial plan should reflect what matters most to you. I begin every client relationship by understanding your values and goals. Together, we review where your money is going and identify opportunities for saving, investing, and living the life you envision. We then integrate relevant planning areas such as investment analysis, retirement planning, tax strategies, education funding, risk management, and estate planning. Financial planning can often feel overwhelming, so I organize the process into clear, manageable steps and strive to make complex concepts understandable. We begin with your most urgent priorities and incorporate additional tasks as we make progress, building momentum together. With a background in engineering and technical project management, I bring a structured, creative, and thoughtful approach to every conversation, ensuring each step is purposeful and aligned with your goals. Whether you're seeking comprehensive or hourly planning, our work is tailored to the topics that matter most to you. My process stays grounded in your values, so each step supports your unique goals and priorities. As a fiduciary, I always put your interests first, offering honest guidance and clear, transparent fees. Whether you want hands-on support or prefer to implement your plan yourself, I'll provide a complete and actionable roadmap for your financial journey. My practice is built on trust, transparency, and a deep commitment to my clients' success. Nothing is more rewarding to me than seeing clients become thoughtful stewards of their wealth, gaining clarity and confidence, and building a future rooted in what matters most.

Shailesh Patel is the founder of Patel Capital Management and holds a Series 66 designation with 14 years of industry experience. He previously worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services. He maintains an inactive insurance license that he intends to let expire and does not sell insurance products. Patel Capital Management is an independent, fee-only advisory firm serving a small number of high-net-worth individuals. The firm provides wealth management and financial planning, combining passive and active investment strategies and operating a direct-indexing program that employs institutional optimization and tax-management techniques.

Carol Gosho is a Certified Financial Planner® with 24 years of industry experience. She has been the principal advisor at Gosho Financial Group since 2011. The firm serves individuals, families, businesses, trusts, estates, donor-advised funds, and retirement plan participants by providing fee-based investment advisory services and non-discretionary financial planning. Gosho Financial Group employs a tactical allocation approach using fundamental, technical, and cyclical analysis to manage custom discretionary portfolios and offers educational seminars and plan-level consulting as part of its pension services.

I specialize in helping families make better financial decisions related to stock options and RSUs. I know we’re saving enough for retirement in 401k’s, but my wife and I still have serious conversations about how to use her company stock to help live the life we want. Our issues require significant financial planning that firms focused on AUM can't help with. In my free time, I coach my three kids sports teams, play softball, golf, ski in Incline Village, and work on the NYTimes Crossword puzzle with my wife, Jessica. If you ever see me out and about, I’m the guy wearing something UCLA, Chargers, Padres, or Warriors. Listen to Aaron's podcast here: https://mindmoneyspectrum.buzzsprout.com/

William Pitney is a CFP® with 22 years of industry experience and is the sole advisor at FocusYou in Redwood City, CA. He has been with FocusYou since 2010 and also operates as an independent insurance agent, providing clients with life, disability, long-term care, business overhead expense insurance, and annuities when appropriate. FocusYou offers ongoing portfolio management and comprehensive financial planning to individuals, pension and profit-sharing plans, trusts, estates, and business entities. The firm employs an asset-allocation centered approach primarily through third-party managers and passive, buy-and-hold strategies, with a focus on non-discretionary portfolio supervision and routine client education.

As a Certified Financial Planner®, my goal is to help you take charge of your finances without the lecture, just practical advice. My approach provides the tools and know-how to handle your money like a pro, no spreadsheets required (unless you’re into that sort of thing). You’ll walk away making confident financial decisions without second-guessing yourself. You’ll get a custom financial plan made just for you by a CFP® professional, but we don’t just hand it over and wish you luck. We’ll help you actually put it into action, so it doesn’t just gather digital dust.

Michael Pablo is a CFP® and Series 65-registered financial advisor with 16 years of industry experience. He is the sole advisor at Agile Financial Planning, LLC, an independent firm based in San Francisco, CA. Agile Financial Planning serves individuals, families, and small business owners by offering modular and comprehensive financial planning alongside discretionary asset management. The firm manages approximately $11.1 million for about 30 clients, employing diversified portfolios primarily composed of exchange-traded funds, and emphasizes low-cost investments tailored to clients’ time horizons and risk tolerances.

Brian Wu is the sole advisor at Elemental Capital Partners LLC in San Francisco, CA, holding Series 63 and Series 65 licenses with 13 years of industry experience. He has been with Elemental Capital Partners since 2008. Elemental Capital Partners provides discretionary portfolio management to individual and institutional clients, focusing on customized portfolios and its proprietary Ascend Portfolio Strategy, an aggressive and concentrated growth approach primarily centered on the technology sector. The firm employs both fundamental and technical analysis and utilizes active trading techniques, including short sales, option writing, and margin in non-retirement accounts.

William Kan is a financial advisor at Candent Capital, LLC in San Francisco, holding the CFP®, CFA®, and Series 66 designations with 15 years of industry experience. He has worked at Candent Capital since 2012. Candent Capital serves individuals—particularly mid- and late-career professionals preparing for retirement or life transitions—as well as high-net-worth individuals, trusts, estates, charitable organizations, and businesses. The firm operates as a fee-only fiduciary offering integrated wealth management, discrete financial consulting, and educational seminars, following a planning-centric process with an emphasis on long-term, diversified, tax-efficient investment strategies.

Alireza Asayesh is the sole advisor at Sea Breeze Analytics in San Carlos, CA, holding a Series 65 designation with five years of industry experience. He has been self-employed since 2012 and also works as an integrated circuit electronic consultant outside of the investment field. Sea Breeze Analytics provides personalized investment management services to individuals and small businesses, combining fundamental, quantitative, and statistical analysis to implement strategic asset allocation and portfolio diversification on a discretionary basis. The firm operates as a fee-only adviser and serves both non-high-net-worth and high-net-worth clients.

Zhaokun Yang is a CFA® charterholder with eight years of industry experience, currently serving as the sole advisor at Plutus Wealth Management. His prior experience includes roles at M Holdings Securities and FW Group, LLC, where he also engages in managing Chinese restaurant operations. In addition to his financial advisory work, he acts as a financial analyst for Wellspring Consulting, focusing on portfolio analysis and financial research. Plutus Wealth Management offers portfolio management, financial planning, and pension consulting to individuals, high-net-worth clients, and institutional entities. The firm utilizes a combination of technical and fundamental analysis across various strategies and provides performance-based fee arrangements and pension plan consulting services.

Tan Phan is a CFP® professional with 14 years of experience in financial services. He is the principal of TAN Wealth Management in San Francisco, a firm he has led since 2018. Prior to founding his firm, he worked at Pruco Securities and Prudential Insurance Company of America for seven years. Phan also teaches graduate-level financial planning at Golden Gate University's Ageno School of Business and works as an independent licensed insurance agent. In addition, he provides home care services through Alameda County. TAN Wealth Management offers wealth management and comprehensive financial planning to individual investors, families, and small businesses, delivering one-time plans, hourly planning, and ongoing monthly retainer subscriptions. The firm partners with a third-party manager for investment implementation on a non-discretionary basis, focusing on a thorough discovery process and long-term asset allocation informed by macroeconomic and fundamental research.

Jason Kim is the sole advisor at Rosasharn Investment Management, LLC, an independent firm based in San Francisco, CA. He holds a Series 65 designation and has 11 years of industry experience. Kim is also president of Alpha Gaming, Inc., a business consulting firm. He has been involved with Knighted Ventures, LLC since 2012. Rosasharn Investment Management provides discretionary portfolio management for individuals, high-net-worth clients, and small businesses. The firm employs a long/short equity and global macro strategy using fundamental and technical analysis across multiple asset classes, including derivatives and leverage, with some clients subject to performance-based fees.

Richard Holbrook is the sole advisor at Holbrook Global Strategies in Foster City, CA, holding Series 63 and Series 65 licenses with 22 years of industry experience. He has worked at Wells Fargo since 1998. Holbrook Global Strategies manages approximately $160 million, providing discretionary investment management primarily for individuals and families, as well as foundations, trusts, pension plans, and other institutional clients. The firm employs a global, long-term, and diversified investment approach across multiple asset classes, with portfolios tailored to client objectives and the capacity to include private placements and illiquid investments.

Zahid Jafry is a financial advisor at Onus Observer LLC in San Francisco, CA, holding a Series 66 designation with six years of industry experience. His prior roles include positions at Rootlogix LLC, Zerodown, Merrill, EvaBot, and Stilt. Onus Observer LLC provides discretionary asset management, financial planning, and consulting services, including non-discretionary advisory work for third-party managers. The firm customizes portfolios and plans based on client goals, time horizons, and risk tolerances, employing fundamental and cyclical analysis, and offers strategies such as option writing and cash-management platform recommendations.

Byron Spain is a CFA® charterholder and the sole advisor at Savi Finance, an independent firm based in San Francisco, CA. He has no prior industry experience before founding Savi Finance in 2025 but held various roles in organizations including Claritas Rx, Bravado Network, and ProductPlan. Outside of his advisory role, he was involved with UC Irvine Recreation from 2016 to 2019. Savi Finance provides discretionary investment management, retirement planning, and financial planning services primarily to individuals and high-net-worth clients. The firm employs a passive, evidence-based investment approach mainly using ETFs and model portfolios, with a subscription and hourly fee structure instead of asset-based fees.

Maosong Fu is a financial advisor with Tianhu Investments in Foster City, CA, holding a Series 65 credential and four years of industry experience. He has prior work experience at Twitter, Inc. and currently works as a software engineer at Samsung Research America, where he designs and develops big data software. Tianhu Investments provides investment supervisory services and discretionary separately managed account management primarily for individual and high-net-worth clients. The firm employs a process-driven, systematic investment approach based on quantitative analysis and proprietary computer models to manage actively traded, diversified portfolios across multiple asset classes.