Ronald Schiel Jr. is a CFP® professional with 23 years of industry experience. He is the sole advisor at Aloft Financial and has previously worked at UBS Financial Services and Equitable Advisors. In addition to his advisory role, he owns and operates Northwest Tax Choices, providing tax return consulting and preparation services. Aloft Financial serves a diverse client base including individuals, family businesses, corporations, and not-for-profits, offering comprehensive wealth management that integrates investment advisory, retirement and financial planning, strategic tax planning, and related services. The firm’s investment approach balances growth-oriented equity exposures with risk mitigation through diversified asset allocations tailored to client preferences.

James Smythe is a financial advisor with Davenport & Company LLC, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked at Davenport since 2009 and was previously with Merrill Lynch, Pierce, Fenner & Smith from 1990 to 2009. Davenport serves individual and institutional clients, including banks, pension plans, trusts, nonprofits, and corporations, offering services such as asset management, retail brokerage, and investment banking. The firm organizes its asset management through dedicated portfolio teams and a Manager Research team, managing strategies across separate accounts, mutual funds, ETFs, and unified managed accounts.

Michael Relvas is a CFP® professional with 19 years of industry experience, currently affiliated with Guardian Life and Park Avenue Securities. His career has involved multiple roles at both Guardian Life and Park Avenue Securities dating back to 2008. Outside of his advisory work, he operates MR Insurance Consultants, focusing on the sale of fixed life and disability insurance products. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, access to proprietary and third-party advisory solutions, and a range of financial planning and consulting services.

Frank Oley Sr. is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 credentials and possessing 29 years of industry experience. He has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2007. Outside of his advisory role, Oley operates several life insurance brokerage businesses, including his own firm, 1847 Financial, providing financial services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, employing a variety of asset management arrangements and custodial capabilities.

Omar Kemp is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 licenses and possessing 10 years of industry experience. He previously worked at Fisher Investments for seven years and had multiple roles in firms including Cetera Investment Services and Foresters Financial Services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated model connected to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and offers both point-in-time financial plans and optional managed account solutions.

Emily Case is a financial advisor with Raymond James Financial who holds a Series 66 designation and has 13 years of industry experience. She has previously worked with Aetna and United Healthcare and is involved as an independent contractor with Young Living, selling essential oils. She is also a partner in Case Study LLC, a support business through which she employs her assistant and manages 1099 income. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored non-discretionary planning and consulting using risk profiling and analytical tools and supports municipal and public-finance work through its affiliation with a municipal advisor.

Gregory Baker is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been part of the financial services industry since 1982 and joined Merrill in 2008. Gregory specializes in creating personalized wealth management strategies that align with clients' long-term financial goals. His approach integrates insights from Merrill's investment expertise and the banking and lending solutions of Bank of America. Gregory holds a Bachelor of Science in Finance from George Mason University and an associate's degree from the University of Virginia. He has earned the Certified Investment Management Analyst® (CIMA®) designation from the Investments & Wealth Institute and holds the Personal Investment Advisor (PIA) credential. Gregory has been recognized as a Merrill Lynch Managing Director-Wealth Management and has been named to Barron's Top 1,200 Financial Advisors each year from 2015 to 2022. Additionally, he has appeared on Forbes' Best-in-State Wealth Advisors list from 2018 through 2022. In addition to his professional work, Gregory is involved in his local community through participation with the Lake Anna Civic Association, reflecting his commitment to community engagement.

David Drullard is a financial advisor with LPL Financial in Montpelier, VA, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. His prior roles include positions at Wells Fargo Clearing, RBC Capital Markets, and Advest, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, with a broad platform that includes model portfolios, third-party asset management, and institutional solutions.

Rhonda Carr is a financial advisor at LPL Financial with 32 years of industry experience. She holds Series 63 and Series 65 designations and has worked previously at Lincoln Financial Advisors and Raymond James Financial Services. Outside of her advisory role, she owns Laurel Cliff Kennels, a business overseeing dogs, and is involved in selling antiques and collectibles. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Shawn Thomas Franklin is a financial advisor with Ameriprise, holding a Series 66 designation and six years of industry experience. Prior to joining Ameriprise in 2021, he worked at Edward Jones and PNC Bank. Outside of his advisory role, he co-owns VapeCycle US, an environmental nonprofit focused on recycling lithium-ion batteries from disposable vapes. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm’s approach combines proprietary research and algorithmic tools to deliver tailored, tax-aware retirement strategies within a defined investment framework.

Whitney Hull is a financial advisor with Charles Schwab, holding a Series 66 designation and 10 years of industry experience. Her previous roles include positions at Raymond James Financial Services and Mutual of Omaha Investor Services. Whitney is based in Ruther Glen, Virginia. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by due diligence from its research center.

Hubert Ramey III is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 65 credentials and has 28 years of industry experience. His prior work includes roles at Lincoln Financial Securities Corporation and MSI Financial Services, Inc. He is actively involved with the Rotary Club of Lake Anna, serving as its president. Cambridge Investment Research Advisors, Inc. serves individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base and offers a range of platform options and proprietary model strategies.

Ashley Williams is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, Williams worked for Henrico County Public Schools for 14 years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

John Duke is a financial advisor at LPL Financial with over 50 years of industry experience. He holds the ChFC® and Series 63 designations. His career includes prior roles at Hilltop Securities Independent Network and Capitol Securities Management, along with managing the Duke Agency since 1993. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services with access to model portfolios, third-party asset management, and institutional platforms.