Richard Gardner is a CFP® professional with 21 years of industry experience, currently serving as the sole advisor at Lionheart Financial Planning, Inc. He has been with the firm since 2004. Lionheart Financial Planning, Inc. is an independent, fee-only firm providing personalized financial planning and investment management to individuals, charitable organizations, and small businesses. The firm emphasizes comprehensive planning, written performance reporting, and a core-and-satellite investment approach while maintaining client custody of assets.

David Thompson is a financial advisor at Petra Wealth Management with six years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Sovereign Capital Vantage, Inc. for five years. Outside of finance, he was involved with Prestige Ballroom LLC for seven years. Petra Wealth Management is a fee-only registered investment adviser serving individuals, trusts, small businesses, and a diverse range of institutional and nonprofit clients. The firm develops client-specific investment policies and manages portfolios on a discretionary basis, combining fundamental and technical analysis while offering extensive planning services including business planning, divorce financial analysis, and estate planning support.

Omen Quelvog is a CFP®-credentialed financial advisor with two years of industry experience. He serves as the sole advisor at Formynder Wealth Management, LLC, an independent firm based in Fredericksburg, VA. Prior to his financial advisory career, Quelvog served 25 years in the United States Marine Corps. He also hosts an educational podcast focused on service members, veterans, and their families. Formynder Wealth Management provides investment management and financial planning services to individual and high-net-worth clients, using a flat-fee pricing model and an investment approach centered on asset allocation and long-term, largely passive strategies. The firm offers bundled tax coordination and can incorporate biblically conscious investment screens upon client request.

Virgil Folden is a financial advisor with Fredericksburg Financial Planning Services, Inc. in Fredericksburg, VA, holding a Series 63 designation and over 43 years of industry experience. He has worked at Saxony Securities and Sandlapper Securities, and has been involved with Fredericksburg Financial Services since 1982. Outside of advisory work, he serves as a Board Chairman for the Spotsylvania County Board of Equalization, is President of the Finance Committee at Trinity Episcopal Church, and coaches middle school football. Fredericksburg Financial Planning Services serves individual clients, including high-net-worth individuals and business owners, providing comprehensive financial planning in areas such as retirement, tax, risk management, and estate planning. The firm takes a long-term investment approach, offering clients choice in transaction execution without taking custody of assets or using percentage-of-assets billing. The principal also provides tax preparation and financial analysis for divorce cases, combining advisory services with product sales in a manner uncommon among independent solo advisors.

Quiltina Smith is a financial advisor at The Financial T with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at First Command Advisory Services and related entities prior to joining her current firm in 2019. The Financial T serves primarily individual clients and employer plan sponsors, offering tailored portfolio management, comprehensive financial consulting, and retirement plan services. The firm emphasizes a passive investment approach using index mutual funds and ETFs, operating mainly on a non-discretionary basis with regular account reviews.

Christopher Park is the sole advisor at Park Financial Planning Solutions, LLC in Stafford, VA, holding a Series 65 credential with one year of industry experience. He has concurrently worked at the Department of Justice since 2008. Park Financial Planning Solutions, LLC provides financial planning, portfolio management, consulting, and educational seminars to individuals, high-net-worth individuals, and families. The firm emphasizes client-specific investment plans using asset allocation, diversification, and strategic portfolio management, with a notable focus on non-discretionary asset management and public seminars, including sessions on the FERS retirement system for federal employees.

Lamont Brown is a CFP® professional with 15 years of industry experience. He is the principal advisor at Alna Wealth Management, having previously worked at Mariner Independent Advisor Network, Private Advisor Group, and TIAA-CREF Individual and Institutional Services. In addition to his advisory work, Mr. Brown is licensed as an insurance agent and serves as a group leader for the Mergers & Acquisitions Affinity Group at ProVisors, a financial services networking organization. Alna Wealth Management provides discretionary investment management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, businesses, and employer-sponsored plans. The firm uses a long-term, fundamental analysis approach to build diversified portfolios with low-cost mutual funds and ETFs and offers fiduciary retirement plan advisory services including vendor analysis and participant education.

Joseph Turkal is a financial advisor at Sierra Hotel Financial LLC with three years of industry experience. He holds the Series 63 and Series 65 licenses and served in the Armed Forces for 30 years prior to his financial career. His prior firms include Northwestern Mutual and Lakrut Insurance Services. Sierra Hotel Financial LLC provides discretionary asset management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, and plan sponsors. The firm uses a goal-based investment approach tailored to clients’ time horizons and risk tolerances, offering both model-based and customized portfolio management.

Jeffrey Smith is a Series 65 licensed advisor with nine years of industry experience. He is a principal at The Retirement Smith LLC and previously worked at Gradient Advisors, LLC. Outside of his advisory work, he owns and manages Michah Creek Farm LLC, a land development business. The Retirement Smith LLC provides discretionary investment management, financial planning, and consulting services to individuals and business entities. The firm offers tailored asset allocation and security selection, conducts regular account reviews, and holds public educational seminars and workshops.

Christopher Keeney is a financial advisor at The Retirement Smith LLC with seven years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Wyatt Investment Research, Boynton Beach Realty, and Saybrus Equity Services. The Retirement Smith LLC provides discretionary investment management, financial planning, and consulting services, along with public educational seminars and workshops for individuals and business entities. The firm manages accounts on a discretionary basis using fundamental and technical analysis and offers tailored asset allocation, regular account reviews, and financial plans delivered within about 30 days of receiving client materials.

Nora Hartquist is a financial advisor with GuidedQuest, LLC, holding Series 63 and Series 65 designations and possessing 15 years of industry experience. She has been with GuidedQuest since 2016 and is also the owner and managing member of 50 Plus Digital, LLC. Additionally, she manages Hartquist & Noblet, LLC, an insurance agency involved in estate planning. GuidedQuest serves individuals, trusts, and estates by providing comprehensive financial planning, hourly consultations, and investment monitoring, referring clients to third-party portfolio managers for discretionary asset management rather than managing portfolios directly. The firm operates on a fixed and hourly fee model and does not take custody of client assets, conducting periodic reviews while sharing compensation with recommended third-party advisors.

Richard Weart is a financial advisor at King George Capital Management, Inc. with 12 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Equitable Advisors and Axa Advisors. Outside of his advisory role, he is involved as a sales associate with Dergalis Associates LLC and Realty Benefit Services, focusing on ancillary products and tax account programs marketed to real estate professionals. King George Capital Management, Inc. is a small, supported advisory firm managing approximately $40 million for around 56 clients, including individuals, trusts, estates, and retirement accounts. The firm offers customized equity and fixed-income portfolio management using fundamental and technical analysis, serving a broad client base that includes both private and institutional investors.

Kenneth Turner is a CFP® with 19 years of industry experience, currently serving at Next Up Wealth Advisors, LLC. He previously worked at TMB, Inc. for 11 years and Brightscape Investment Centers for 19 years. Next Up Wealth Advisors provides advisory services to individuals, families, trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm uses a combination of fundamental analysis, asset allocation, and evidence-based techniques to construct diversified portfolios and offers pension plan consulting under ERISA fiduciary standards.

Patti Lerch is a financial advisor with GuidedQuest, LLC, holding a Series 65 designation and bringing 13 years of industry experience. She has worked with GuidedQuest since 2016 and with Harquist & Noblet since 2013. Outside of financial advising, she works as a paraprofessional supporting children with special needs in the Stafford County Public Schools system. GuidedQuest serves individuals, trusts, and estates by providing comprehensive financial planning, hourly consultations, and investment monitoring and referral services. The firm focuses on detailed client information gathering, coordinating with third-party advisors for portfolio management, and operates on a fixed and hourly fee basis rather than a percentage-of-assets model.

Linda Mmera is a financial advisor with Navy Federal Investment Services, LLC and holds a Series 66 designation. She has one year of industry experience, including prior roles at Navy Federal Financial Group, W & S Brokerage Services, Western & Southern Life, and Bankers Life. Navy Federal Investment Services serves members of Navy Federal Credit Union along with individual, trust, and institutional clients by offering portfolio management, financial planning, and retirement-plan fiduciary services. The firm primarily delivers advice through managed advisory programs that use third-party portfolio managers and provides various portfolio solutions including automated ETF products.

Noah Snead is a CFP®-designated financial advisor at Cary Street Partners with four years of industry experience. He has worked exclusively within various entities of Cary Street Partners since 2021. His prior roles include positions outside the financial industry at Panda Express, Kroger, West End Market, and JCPenney. Cary Street Partners provides discretionary and non-discretionary investment advisory and financial planning services to individuals, retirement plans, trusts, corporations, and institutional clients. The firm offers a broad investment menu and proprietary strategies through its affiliated asset manager, serving a diverse client base that includes state and municipal government entities as well as insurance companies.

Jonathan Scimeca is a CFP® certificant with 10 years of industry experience, currently serving at Cary Street Partners since 2015. He holds Series 63 and Series 66 licenses. His other business activities include acting as a successor trustee, executor, and durable power of attorney for a family member’s living trust, though he is not currently active or compensated in this role. Cary Street Partners provides discretionary and non-discretionary investment advisory and financial planning services to individuals, retirement plans, trusts, corporations, and institutional clients. The firm utilizes a broad investment menu and proprietary strategies, serving a diverse client base including state and municipal entities as well as insurance companies.

Justin Bernier is a financial advisor with Integrated Advisors Network LLC and holds a Series 66 designation. He has 13 years of industry experience, including prior roles at Morgan Stanley Wealth Management and Morgan Stanley Private Bank. Bernier is also CEO and CIO of NSG Index, LLC, which manages an ETF focused on emerging markets screened for U.S. national security and human rights interests, and is a founding partner of All Source Investment Management, specializing in emerging market research. Integrated Advisors Network is a multi-team SEC-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, retirement plans, and corporate entities. The firm offers portfolio management, financial planning, and consulting services using a mix of fundamental and quantitative analysis and frequently employs third-party sub-advisers and wrap-fee programs in its client solutions.

Carlos Delgado Mejia is a financial advisor at United Brokerage Services, Inc. with six years of industry experience. He holds a Series 66 designation and has previously worked at firms including TD Bank, Navy Federal, Fidelity Investments, Morgan Stanley, TD Ameritrade, and Wells Fargo. Outside of his advisory role, he owns businesses in locksmith services, housing, and apparel design. United Brokerage Services, Inc. provides investment advisory services to individuals, trusts, estates, charitable organizations, small businesses, and retirement plans. The firm emphasizes strategic and tactical asset allocation through a range of programs and typically offers non-discretionary advice combined with access to discretionary managers.

Walter Bayne is a financial advisor at Cary Street Partners with 25 years of industry experience. He holds a Series 66 designation and has worked at Cary Street Partners since 2007, following prior roles at Wells Fargo Clearing and Legg Mason Wood Walker. Outside of his advisory work, Bayne is a partner in a craft cider and beer microbrewery and serves on the advisory board for the financial planning major at Pamplin College of Business, Virginia Tech, where he helps develop curriculum content. Cary Street Partners provides investment advisory and financial planning services to a diverse client base, including individuals, retirement plans, trusts, corporations, and institutional clients. The firm offers a broad investment menu and proprietary strategies through its affiliated asset manager, serving specialized institutional niches such as state and municipal government entities.