Chris Malouf is a financial advisor at XCountry Financial in Poncha Springs, Colorado, with seven years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at LPL Financial, PFS Investments Inc., and Primerica Financial Services. XCountry Financial provides discretionary portfolio management and financial planning services to a diverse client base, including individuals, trusts, corporations, and charitable organizations. The firm employs a Modern Portfolio Theory approach, utilizing both passive and active strategies, and incorporates third-party model strategies accessed through Schwab Advisor Services.

We’re a different kind of wealth management firm. Mandala Financial Advisors was founded on the principle that progressive-minded people deserve financial guidance that helps them succeed without compromising what they value—a more sustainable and just world. Our clients come to us at all stages of life, each with unique circumstances and goals. But they tend to share a few things: They value personal wellness, are lifelong learners, and care deeply about their communities and the world around them. Many are academics, medical professionals, nonprofit leaders, and business owners or entrepreneurs. Most are women. They tend to be thoughtful, compassionate, community-minded people who believe in “thinking globally and acting locally.” Our mission is to help you maximize the likelihood of achieving your financial goals, replace financial stress with greater confidence and wellness, and empower you to create positive social and environmental change. We use holistic financial planning to bring all facets of your financial life together into a personalized roadmap. Just as important is the ongoing coaching we provide, helping clients make thoughtful financial decisions as their lives evolve. For clients who want their investments to reflect their values, we use a rigorous process to evaluate ESG and sustainable investment strategies that balance financial objectives with social and environmental priorities. As a fee-only Registered Investment Adviser, we are compensated solely by our clients—not through commissions for selling products. I have more than 25 years of experience providing sophisticated, caring financial guidance and am a CFP® professional. I earned an MBA from the University of Chicago Booth School of Business and a B.S. in Mathematics from Loyola University Chicago. I’m openly gay, an experience that taught me early in life to embrace what makes each person unique. I’m passionate about community service, the environment, human rights, and the arts. I’m also an outdoor and fitness enthusiast and a student of secular Buddhism—always learning and growing. Visit mandala.financial to learn more and schedule a complimentary, no-pressure introductory meeting.

Brett Spurr is a CFP® with 22 years of industry experience and has been the principal of Spurr Financial Planning, Inc. since 2003. He is based in Salida, Colorado, and holds a Series 65 license. Spurr Financial Planning, Inc. provides automated investment management primarily for smaller account sizes through a risk-profile-based model portfolio approach using ETFs, ETNs, and mutual funds. The firm combines a low-minimum automated program with access to comprehensive financial planning and occasional project-based consulting services.

Christopher Muecke is a financial advisor at Salida Financial Advice and Planning in Salida, Colorado, with 15 years of industry experience. He holds Series 65 and Series 66 designations and previously worked at Cambridge Financial Advisors LLC. Outside of advising, he and his wife run a small jewelry business under Rakkasse LLC dba Anatolia Arts. Salida Financial Advice and Planning offers full-service and project-based financial planning and investment advice to individuals, high-net-worth clients, and charitable organizations. The firm emphasizes tailored investment programs with non-discretionary advisory relationships and incorporates fundamental analysis, modern portfolio theory, and quantitative methods in its approach.

Robin Bess is a financial advisor at Cambridge Financial Advisors, LLC with 12 years of industry experience. He holds a Series 65 designation and has been with Cambridge Financial Advisors since 2007. Cambridge Financial Advisors is a fee-only firm serving individuals, trusts, estates, and charitable organizations. The firm employs a passive, buy-and-hold investment approach using low-cost mutual funds and ETFs, offering tailored financial planning and advisory services on a fixed-fee basis.

Cynthia Durand is a financial advisor with Together Wealth Group LLC, holding a Series 65 designation and based in Salida, Colorado. She began her advisory career in 2026 and has prior experience at Precept Law Group and a long tenure at SSA Marine. Together Wealth Group LLC offers automated, algorithm-driven investment advisory services to individual and high-net-worth clients through an interactive online platform. The firm’s approach uses proprietary software models to create and rebalance portfolios based on client inputs, covering a broad range of investment options including private placements and venture capital.

Peter Gabriel is a financial advisor at Cambridge Financial Advisors, LLC with 11 years of industry experience. He holds a Series 65 designation and has been with Cambridge Financial Advisors since 2015. Outside of his advisory role, he serves as an unpaid volunteer and board secretary and treasurer for the Arkansas Valley Christian Mission in Buena Vista, CO, where he manages financial records and supports the organization’s operations. He is also the sole proprietor of HB Industrial Consulting, LLC, providing operational consulting to factory management teams in the U.S. and internationally. Cambridge Financial Advisors is a fee-only firm offering comprehensive financial planning and investment consultation to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm follows a passive, buy-and-hold investment approach using low-cost mutual funds and ETFs, and it operates on fixed annual and project-based fees rather than percentage-of-assets billing.

Matthew Snow is a financial advisor at Cambridge Financial Advisors, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked at Grace First LLC and The Inn Buena Vista. Outside of his advisory role, he serves as Treasurer for All Saints Anglican Church, where he manages financial records and participates as a board member. Cambridge Financial Advisors is a fee-only firm that provides comprehensive financial planning and investment consultation to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm follows a passive, buy-and-hold investment approach with recommendations focused on low-cost mutual funds and ETFs, delivering advice on a generally non-discretionary basis.

Kirk Bremer is a financial advisor with SPC, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His career includes roles at TIAA-CREF, Geneos Wealth Management, Parsonex Advisory Services, and Parkland Securities. He serves as a board director for the Salida Chamber of Commerce and is vice president of the Salida Riverfront Condo Association. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets through over 460 advisers. The firm offers portfolio management, financial planning, and a range of ERISA-related retirement services, delivering both discretionary and nondiscretionary investment strategies.

Kate Hostetter is a financial advisor with Benjamin F. Edwards & Company, Inc., holding a Series 66 designation and having 11 years of industry experience. She previously worked at LPL Financial for 10 years before joining her current firm. Hostetter is also involved with the Peter Weil Financial Group, an investment-related practice. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, institutions, and charitable organizations. The firm offers a range of investment and financial planning services through fee-based wrap programs and combines custody and execution features unique among its peers.

Brad O'Neal is a financial advisor with Edward Jones in Salida, Colorado, holding Series 63 and Series 66 licenses and possessing 37 years of industry experience. He has been with Edward Jones since 1988. Outside of his advisory role, he is a partner in a business called Western Properties. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm manages a broad range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Francis Foley is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Cassandra Chadwick is a financial advisor at Edward Jones with seven years of industry experience. She holds a Series 66 designation and previously worked at PB&C Financial Services, LLC. In addition to her advisory role, she serves as treasurer for the Monarch Crossing Homeowners Association in Salida, Colorado. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and manages over $1 trillion in assets through a large network of financial advisors and branch offices.