Rachel Schetrom is a financial advisor at Legacy Financial in Moorefield, WV, holding a Series 65 credential with no prior industry experience. She has served on the Hardy County Board of Education since 2016. Legacy Financial provides financial planning and portfolio management services to individuals, small businesses, pension and profit-sharing plans, trusts, estates, and charitable organizations, focusing on publicly traded instruments with a long-term, fundamental investment approach centered on asset allocation, diversification, quality, and value. The firm offers standalone financial planning and occasional hourly-fee planning, does not manage client assets as of the brochure date, and maintains policies preventing custody of client funds.

Calan Jansen is a financial advisor with OSAIC Institutions, INC., holding Series 63 and Series 66 licenses and having 12 years of industry experience. He has served as Vice President at Farmers and Merchants Bank since 2016, where he performs lending and opens retail accounts. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of adviser representatives. The firm offers customized advisory services, financial planning, and access to alternative investments, operating under a hybrid adviser and broker-dealer model with both discretionary and non-discretionary account management.

Lucinda Brill is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, she worked for Holtzman Propane Delivery LLC for 15 years. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of investment advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Allen Beckner is a CFP® with 38 years of experience in the financial services industry. He has been with LPL Financial since 2008 and previously worked at Wells Fargo Clearing, A. G. Edwards & Sons, Cetera Wealth Services, Banc of America Investment Services, and Truist Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, and institutional platforms, supported by extensive technology and a broad network of over 22,800 advisors.

Brandon Davis is a financial advisor with Edward Jones, holding a Series 66 designation and one year of industry experience. His prior work history includes roles at KPMG LLP, Bryce Resort, and Ernst & Young LLP. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of financial advisors and branch offices.

Greyson Boltz is a financial advisor at Edward Jones with a Series 66 credential and approximately three years of industry experience. Prior to his current role, he has worked in various positions including at James Madison University Student Housing, Rolling Hills Farm, Tractor Supply Co, and ShadowDragon LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, and operates under a fiduciary standard with a large national network of advisors and branch offices.

Tracy Miller is a financial advisor at Edward Jones with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Edward Jones since 2003. Miller serves as president of the Edinburg Chamber of Commerce and is involved with the Shenandoah County Fair Association. Edward Jones is a full-service wealth management firm serving individual and institutional clients through a nationwide network of advisors. The firm offers advisory programs, separately managed accounts, and affiliated investment products, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

John Cheshire is a Series 66 registered advisor with Edward Jones in Moorefield, WV, where he has worked since 2018. He has eight years of industry experience, including four years at The Bank of Romney. Outside of his advisory role, he is involved in commercial real estate and property management through sole ownership of two real estate businesses in West Virginia. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a wide range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Tony Cook is a Series 66 credentialed financial advisor with Edward Jones, based in Moorefield, WV. He has 14 years of industry experience, all with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Joseph Palumbo is a CFP® with 20 years of industry experience, currently affiliated with Cetera. He has been involved in tax preparation and accounting through his own firms, including Palumbo Financial & Tax Services LLC, and has held various roles spanning over two decades. Outside of advisory work, he serves as Vice President and a 5% owner of an amusement company, and he is Treasurer/Comptroller of the Maryland Society of Accountants PAC. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform that includes affiliated and third-party managers, and supports various account structures with over $256 billion in assets under management.