Heinrich Brandt is the sole advisor at Brandt Wealth Advisors, LLC in Centreville, MD, holding Series 63 and Series 65 designations with 25 years of industry experience. He has led Brandt Wealth Advisors since its founding in 2012. Outside of his advisory work, Brandt is involved in local community organizations including the Choptank Puritan Club and serves on the advisory board for Healthy Families Queen Annes/Talbot, focusing on early childhood and young parent education. Brandt Wealth Advisors provides fee-based investment advisory and portfolio management services to a range of clients, including individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm employs a tactical allocation approach using fundamental, technical, and cyclical analysis, incorporating higher-risk instruments and trading strategies, and manages assets on a discretionary basis without imposing account minimums.

Alex is the founder of Clear Advisors, a fee-only financial planning firm based in Maryland. He founded the firm with a simple belief: investors are better served by focusing on the financial decisions they can control than by trying to predict the next market move or chase the next hot stock. Instead, Alex helps clients optimize the areas that have the greatest long-term impact on their financial lives—taxes, retirement income, investment costs, savings, and the countless planning decisions that shape financial success. Financial planning has been part of Alex's life for as long as he can remember. Having a father who spent a long career as a financial advisor gave him an early look at both the strengths and shortcomings of the traditional wealth management model. After earning a bachelor's degree in finance, becoming a CERTIFIED FINANCIAL PLANNER™ professional, and beginning his career advising clients on retirement, tax, and investment planning, Alex founded Clear Advisors to build the kind of firm he would want as a client: flat fees, no commissions, no asset gathering, and planning that goes far beyond just managing investments. What Alex enjoys most is uncovering planning opportunities that can make a meaningful difference in someone's financial future, whether it's identifying a Roth conversion strategy that could save substantial taxes over a lifetime, developing a retirement income plan that provides greater confidence, or helping clients make smarter financial decisions year after year. His goal is simple: to help clients keep more of what they've earned, reduce financial uncertainty, and retire with confidence.

Nicholas Lumpp is a financial advisor at RCN Wealth Advisors, Inc. in Stevensville, MD, holding a Series 66 designation with 13 years of industry experience. He has been with RCN Wealth Advisors since 2012. RCN Wealth Advisors is an independent firm providing fee-only financial planning and discretionary investment management to individuals, high-net-worth clients, trusts, corporations, and an exchange-traded fund. The firm combines long-term, value-oriented portfolio construction with tactical, rules-based allocations and serves as sub-adviser and co-sponsor of the RCN Pareto Strategic Allocation ETF, which employs a systematic trend-following strategy across multiple asset classes including digital assets such as bitcoin.

William Maxwell is a CFA® charterholder with 32 years of industry experience. He is the sole advisor at Maxwell Family Office, LLC, an independent firm based in Rock Hall, MD, where he has worked since 2015 under the related entity names. Maxwell Family Office is a fee-only investment advisor serving primarily individuals, family-related clients, and select charitable organizations. The firm manages balanced portfolios using fundamental analysis focused on economic and sector trends, tailoring investments across mutual funds, ETFs, equities, fixed income, alternatives, and structured products to client risk tolerances and objectives.

Kevin Caldwell is a financial advisor at Islands East Advisors with a Series 65 credential and three years of industry experience. He previously worked for WR Grace & Co in a demand planner and financial analyst role within the specialty chemicals sector, dedicating approximately 80% of his time to that position. Islands East Advisors is an independent firm providing fee-only financial planning and investment management to individuals, high-net-worth households, nonprofit organizations, and businesses. The firm combines modern portfolio theory with passive and active strategies, offers retirement plan consulting including participant education, and manages accounts on a discretionary basis while providing ongoing and project-based financial planning.

Ernest Brittingham Jr. is a financial advisor at Bayview Investment Counsel, Inc. with over 56 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Bayview since 1991. His career also includes long-term involvement with Dockside Financial Group, INT'L Asset Management, International Money Management Group, Inc., and INT'L Money Management Corp. Bayview Investment Counsel serves individuals, trusts, estates, charitable organizations, and small businesses, focusing on discretionary portfolio management and investment counseling. The firm employs a combination of fundamental, technical, and cyclical analysis and offers both long-term and short-term trading strategies tailored to client needs.

David May is the sole advisor at Osprey Capital Management, LLC, an independent firm based in Rock Hall, MD. He holds a Series 65 designation and has 15 years of industry experience, leading Osprey Capital since its founding in 2010. Osprey Capital Management is a fee-only investment adviser providing discretionary portfolio management primarily to high-net-worth individuals and select institutional clients. The firm employs a fundamental, sector-focused investment approach, emphasizing companies with low debt, strong operating margins, and reasonable valuations, and utilizes strategies ranging from long-term holdings to shorter-term trading and options within a discretionary model.

Joseph Wehr is a CFA® charterholder and holds a Series 66 license with six years of industry experience. He has worked at Maryland Capital Advisors, Inc. since 2024 and previously held roles at Dimensional Fund Advisors, PayPal, and the University of Chicago Booth School of Business. Maryland Capital Advisors provides discretionary and non-discretionary portfolio management and investment advice to individuals, families, retirement plans, corporations, and trusts. The firm employs an investment approach based on Modern Portfolio Theory and factor research, favoring passive funds and ETFs to construct diversified global, multi-asset portfolios.

Connor Chapman is a financial advisor at Maryland Capital Advisors, Inc. He holds a Series 65 designation and has been with the firm since 2022. Prior to this, he worked at Harmonic International and studied at Salisbury University. Maryland Capital Advisors provides discretionary and non-discretionary portfolio management and investment advice to individuals, families, retirement plans, corporations, and charitable organizations. The firm utilizes a Modern Portfolio Theory-based approach with a preference for passively managed funds and ETFs, managing substantial assets through a referral-only model and a compact advisory team.

John Taylor Jr. is a financial advisor at Financial Concepts Unlimited, Inc. with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Financial Concepts Unlimited since 2001, with additional experience at Purshe Kaplan Sterling Investments. Outside of his advisory role, he serves as president of a homeowner's association in Syria, Virginia. Financial Concepts Unlimited provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients, as well as corporations and pension plans. The firm manages approximately $189.8 million across about 196 accounts, utilizing proprietary model portfolios and a combination of mutual funds, ETFs, structured products, individual securities, and options.

Gordana Schifanelli is a financial advisor at B.B. Graham & Company, Inc. with 26 years of industry experience. She holds a Series 66 designation and has worked at B.B. Graham & Co. since 2011. Schifanelli is also a managing director at Schifanelli & Associates, LLC, Attorneys at Law. B.B. Graham & Co. provides investment advisory and financial planning services to individuals, pension plans, trusts, estates, corporations, and small businesses. The firm employs fundamental, technical, and cyclical analysis, offering both discretionary and non-discretionary asset management, and frequently utilizes third-party portfolio managers.

Kristen Owen is a financial advisor at Geneos Wealth Management, Inc. with 11 years of industry experience. She holds a Series 66 designation and has worked at Chesapeake Investment Advisors, Chesapeake Investment Services, Cetera, and Chesapeake Bank. Outside of her advisory role, she serves on the boards of Main Street Historic Chestertown and Chester River Health Foundation Inc., and is president of Ardea Advisors Inc. Geneos Wealth Management serves a diverse client base including individuals, trusts, estates, pension plans, corporations, and charitable organizations. The firm offers comprehensive financial planning and investment advisory services, employing a range of analytic approaches and strategies, with discretionary trading authority on most accounts.

Robert Schilling is a financial advisor with Realta Investment Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His career includes roles at Realta Equities, Inc., Schilling Financial, Retirement Specialists, and United Planners' Financial Services. He also operates as an independent insurance agent, selling fixed, life, and long-term care insurance. Realta Investment Advisors provides advisory and financial planning services to individuals, pension and profit-sharing plans, and institutional clients. The firm offers portfolio management, retirement-plan consulting, and estate planning, using a range of investment vehicles and emphasizing individualized strategies based on client goals and risk tolerance.

Michael Nickerson II is a Series 65-licensed advisor with Independence Square Holdings, LLC, where he has worked for two years. He has one year of industry experience and has previously been associated with ISQ Capital LLC and LPL Financial. Outside of his advisory role, he owns and operates Michael's Shore Style BBQ, a local food business in Worton, MD. Independence Square Holdings, LLC provides investment advisory, financial planning, pension consulting, and portfolio management services to individuals, retirement plans, corporations, charitable organizations, and government entities. The firm employs a blend of fundamental, quantitative, technical, and modern portfolio theory approaches, offering both discretionary and non-discretionary relationships alongside access to third-party managers and digital platforms.

Larissa Costello is a financial advisor at Ethos Financial Group, LLC with 11 years of industry experience. She holds Series 65 and Series 66 licenses and has previously worked at Alden Investment Advisors, Coastal Equities, Raymond James Financial Services, and Ameriprise Financial Services. In addition to her advisory role, she is involved in a family LLC formed with her husband and children. Ethos Financial Group serves individuals, trusts, estates, state and municipal entities, and charitable organizations, offering investment management, financial planning, estate planning, and related consulting services. The firm uses diversified, risk-conscious model portfolios and incorporates third-party research and AI tools for operational support.

Martin Knight is a financial advisor with Geneos Wealth Management, Inc. He holds a Series 66 designation and has 20 years of industry experience. He has worked at Chesapeake Investment Advisors, Inc. and Geneos Wealth Management since 2005. In addition to his advisory role, he is a notary public. Geneos Wealth Management serves a broad range of clients, including individuals, trusts, estates, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, investment advisory, and brokerage services, employing a variety of analytic approaches and strategies tailored to client needs.

Steven Mccartin is a financial advisor at Continuum Advisory, LLC with 23 years of industry experience. He holds the CFP® and ChFC® designations and has worked at firms including Signator Investors, Inc. and OSAIC Wealth, Inc. Outside of advisory services, he operates MCCARTIN Financial Services, providing tax preparation and selling investment and insurance products. Continuum Advisory serves individual and institutional clients with financial planning, consulting, and discretionary portfolio management. The firm integrates professional services such as tax preparation and insurance within its team and offers retirement plan consulting and ERISA fiduciary roles.

Robert Sullivan is a financial advisor with Centaurus Financial, Inc. in Chester, MD, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with Centaurus Financial since 2011 and also leads Sullivan Financial, LLC, a firm he has been involved with since 1991. Outside of investment advising, he is active in marketing deferred sales trusts and providing insurance products including life insurance, long-term care, and Medicare supplements. Centaurus Financial, Inc. serves a diverse client base including individuals, families, businesses, and institutions, offering financial planning, portfolio management, retirement-plan consulting, and specialized advisory services through both discretionary and non-discretionary arrangements. The firm combines multiple analytical approaches and offers access to model overlay programs and third-party money managers.

Karen Baer is a financial advisor at Focus Partners Wealth, LLC with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at The Colony Group, LLC and Bridgewater Wealth & Financial Management, LLC. Focus Partners Wealth serves a diverse client base including individuals, high-net-worth families, corporate and institutional clients, offering a range of wealth management, financial counseling, tax and business management, and sub-advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach utilizing enhanced open architecture and integrates reporting across managed and held-away assets.

John Cvach is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His career includes roles at Arbor Point Advisors, Securities America, Inc., Securities Service Network, and over two decades operating Cvach Financial Services, where he also provides accounting and tax preparation services. He serves as treasurer for a nonprofit fire company in Centreville, Maryland. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse clientele including individuals, pension plans, corporations, and charitable organizations. The firm provides a range of services such as investment management, financial planning, retirement consulting, and third-party manager oversight, utilizing various program models and platforms to tailor client portfolios.

Brian Hardman is a financial advisor with Eagle Strategies (NY Life) based in Stevensville, MD, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. His career includes long-term roles at Nylife Securities Inc. and New Life Insurance Co., alongside ownership of Alpha Solutions Group since 2020. Outside of his advisory work, he owns and operates a charter fishing boat, Lead Doy Charters, and serves as a board member of the Upper Bay Charter Captain's Association. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm offers a range of program types and emphasizes tailoring recommendations to client goals, primarily managing assets on a non-discretionary basis within the integrated New York Life affiliate structure.

Andrew Bull is a financial advisor with PNC Wealth Management, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Cambridge Investment Research, Badger Creek Advisors, and Voya Investment Management. Outside of advising, he is involved as an agent with Aurora Insurance Group and Baker Wealth Management. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary account that uses algorithmic risk assessment and implements investments via approved model strategies with mutual funds and ETFs.

William Ryon is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 licenses and having 21 years of industry experience. He has been with Private Advisor Group and LPL Financial since 2011. Outside of his advisory role, he provides retirement and lifestyle education courses to the public through the Retirement Educators Group. Private Advisor Group, LLC is an SEC-registered firm managing over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to third-party asset management programs and separately managed account strategies.

Robert Moon is a financial advisor at Rockefeller Financial LLC with 32 years of industry experience. He holds the Series 63 and Series 65 credentials and previously worked at Bank of America and Merrill. Outside of finance, he operates a hobby farm where he raises goats, cows, and pigs. Rockefeller Financial LLC serves high-net-worth individuals, families, family offices, and institutional clients with discretionary and non-discretionary portfolio management, financial planning, and consulting. The firm operates as both a registered investment adviser and broker-dealer, providing a range of services including securities transactions, variable insurance products, and investment banking.

Christopher Wilhoit is a financial advisor with LPL Financial in Stevensville, MD, holding a Series 66 designation and 25 years of industry experience. He previously worked at Kestra Financial Services, Inc. from 2016 to 2019 before joining LPL Financial in 2019. LPL Financial serves a broad client base including individuals, retirement plans, banks, and corporations, offering financial planning, advisory programs, and consulting services through a national network of investment adviser representatives. The firm provides both discretionary and non-discretionary management and utilizes a range of model portfolios, research, and technology-driven tools in its investment approach.

Joseph Johnson is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2013. He holds Series 63 and Series 65 licenses. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and public finance services, combining investment advisory with municipal and public-financing capabilities.

Sarah Schut is a financial advisor at Cetera with 10 years of industry experience. She holds the CFP® designation and the Series 66 license. Her prior work includes roles at Radcliffe Corporate Services and Park Row Green, LLC. Outside of her advisory work, Schut volunteers as a financial literacy teacher at the Kent County MD YMCA and serves as treasurer on the board of the Rock Hall Yacht Club Sailing School. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individual investors, retirement plans, and institutional accounts. The firm offers a multi-manager platform allowing advisors to implement model portfolios, select third-party managers, or create bespoke strategies across various program structures and custodial relationships.

John Macielag is a financial advisor at Equitable Advisors with 35 years of industry experience. His career includes roles at Stifel Independent Advisors, Bank of America, and Merrill. Outside of financial services, he owns a wetland habitat consulting business and serves as a Principal Race Officer for US Sailing, the governing body for sailing in the United States. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm works extensively with program sponsors and third-party managers, providing both advisory and brokerage solutions.

Megan Penn is a financial advisor at LPL Financial with 10 years of industry experience. She holds the Series 63 and Series 65 designations. Prior to her current role, Megan has worked at Lincoln Financial Advisors, Kestra Financial Services, and Chesapeake Investment Planning. In addition to her advisory work, she is involved with Red Eye's Dock Bar in Grasonville, MD. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios and research from both internal and third-party sources.

Alfred Cassinelli II is a financial advisor with LPL Financial in Stevensville, MD, holding Series 63 and Series 65 credentials and with 31 years of industry experience. His prior roles include positions at Arbor Point Advisors, Securities America, Inc., and United Advisors, LLC. Outside of his advisory work, he owns a distillery and has operated a winery and vineyard in Chestertown, MD. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs and retirement plan consulting, utilizing discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Glenn Ankenbrand is a financial advisor with LPL Financial holding a Series 65 designation and four years of industry experience. He has been operating G.H.A. Financial Planning since 2005 and previously worked at Delmarva Power for 37 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management alongside research and model portfolios.

William Caughey IV is a CFP® certificant with 15 years of experience at Edward Jones, where he has worked since 2011. He holds a Series 66 license and is based in Chester, MD. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds, operating with a nationwide network of more than 23,700 financial advisors.

Stacy Coldwell is a financial advisor with LPL Financial, holding a Series 66 credential and bringing 20 years of industry experience. Her prior roles include positions at PNC Investments, Bank of America, and Merrill. She is involved in a real estate rental business in McHenry, MD. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research, model portfolios, and technology-driven strategies.

Eric Ivankevich is a financial advisor at Edward Jones in Stevensville, MD, holding a Series 66 designation with nine years of industry experience. He has been with Edward Jones since 2017 and is also a co-founder and consultant for Uncalm, an apparel business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a wide range of advisory programs, offering both discretionary and non-discretionary strategies supported by a large national network of financial advisors and branch offices.

Bruce Valliant is a financial advisor with Raymond James Financial in Grasonville, MD, holding a Series 66 designation and 26 years of industry experience. He has been associated with Raymond James Financial Services, Inc. since 1999 and owns Valliant and Associates LLC. Outside of his advisory role, he is a partner in Valliant Shellfish and Seafood, LLC, involved in farming and selling farmed shellfish and seafood. Raymond James Financial Services Advisors, Inc. serves a diverse client base, including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm provides financial planning and non-discretionary investment consulting, utilizing asset allocation analysis and firm research to develop tailored recommendations, with a distinctive focus on advisory and implementation-support services.

Katy Lightburn is a financial advisor at Equitable Advisors with 10 years of industry experience and holds a Series 66 credential. Her prior experience includes roles at Stifel Independent Advisors, Bank of America, and Merrill. She serves as a director for the Bond Chapel Foundation, a community organization involved in restoring and presenting a local fellowship space. Equitable Advisors serves a diverse client base, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, brokerage services, insurance, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, leveraging various program sponsors and endorsed third-party managers to deliver its solutions.

Chelsea Ralston is a financial advisor at Merrill with a Series 66 designation and 10 years of industry experience. She has worked at Merrill since 2014 and at Bank of America, N.A. since 2016. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm leverages its integration with Bank of America to provide access to a broad set of investment products and services.

Nicole Caringal is a CFP® professional with 28 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. since 2009, with prior experience at LPL Financial. She holds roles outside of her advisory work as a FINRA arbitrator and serves as Vice President and Finance Committee member on the board of the United Way of Kent County. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, pension plans, charitable organizations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, providing tailored recommendations through detailed risk profiling and asset allocation analysis.

Graham Smith is a financial advisor at Merrill with a Series 66 credential. He began his advisory career in 2025 and has prior work experience spanning roles at Bank of America, Bell Helicopters, Burr & Forman LLP, and the South Carolina State House. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Adam Martin is a financial advisor with LPL Financial, holding a Series 66 credential and one year of industry experience. He has professional involvement with Hinckley Bay Bridge Marina and multiple educational institutions, including St. Mary’s College of Maryland. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs and financial planning services with both discretionary and non-discretionary management options.

Jason Bogaczyk is a financial advisor with LPL Financial in Stevensville, MD, holding a Series 66 designation and 24 years of industry experience. His prior roles include positions at Kestra Financial Services and Sandy Spring Investment Services. Outside of his advisory work, he is involved with B.A.M. Consulting LLC, a business entity established for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from multiple sources to support diversified investment strategies.

Jonathan Michael is a financial advisor at Cambridge Investment Research Advisors with 24 years of industry experience. He has been with Cambridge Investment Research Advisors since 2011. Outside of his advisory role, he operates as an independent insurance agent focusing on health, life, disability, and long-term care products and serves as a committee member for a homeowners association golf course. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement advisory services through a network of independent professionals, offering a range of portfolio management options and proprietary as well as third-party strategy access.

Timothy Grossman is a financial advisor at Osaic Wealth, Inc. with 20 years of industry experience. He holds the ChFC® designation and Securities Series 63 and 65 licenses. Prior to joining Osaic in 2025, he worked at VALIC Financial Advisors from 2005 to 2025. Outside of his advisory role, he serves on the board of Consider the Lily, a nonprofit that rescues girls from sexual abuse and trafficking. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services and utilizes a variety of tools and third-party platforms to construct portfolios with a wide range of investment options.

David Zane is a financial advisor with LPL Financial based in Chestertown, MD, holding a Series 66 designation and possessing 18 years of industry experience. His prior experience includes roles at PNC Investments and Allstate Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by in-house and third-party research.

Kyle Orlinski is a Series 66-licensed financial advisor with 12 years of industry experience. He is currently with Fidelity Investments and has held previous roles at Bank of America, Merrill, Truist Advisory Services, BB&T Securities, Integrated Wealth Concepts, and LPL Financial. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages multiple fund advisory and consulting services.

Mary Valliant is a financial advisor with Raymond James Financial in Chestertown, MD, holding Series 63 and Series 65 credentials and 38 years of industry experience. She has worked at Raymond James Financial since 1999 and at CNB from 2002 to 2017. Valliant serves as a board member for Medical Mutual Liability Insurance of Maryland and is involved with the Medical Mutual Liability Insurance Society of Maryland as a finance and investment committee member. She also owns Valliant and Associates, LLC and operates Valliant Shellfish and Seafood LLC. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers tailored, primarily non-discretionary advisory services and maintains a notable affiliation with public finance activities, supporting a broad range of institutional and individual clients.

Daniel Long is a financial advisor with Cetera and holds a Series 66 designation. He has 25 years of industry experience and has previously worked extensively with Avantax Insurance and Advisory Services. In addition to his advisory role, he operates his own CPA practice providing accounting and tax preparation services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a large network of independent advisors and employs a multi-manager platform with both discretionary and non-discretionary program options.

Ann Jacobs is a Series 66-licensed financial advisor with Edward Jones, where she has worked since 2017. She has eight years of industry experience, including previous roles at Quidient, LLC and the Caroline County Chamber of Commerce. Outside of her advisory work, she owns and manages Blueprint Property Management LLC in Denton, MD. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services, supported by a large network of financial advisors and branch offices nationwide.