Craig Lathram is the principal of Lathram Financial Group, LLC, an independent registered investment adviser based in Avon, Colorado. He holds a Series 66 designation and has 17 years of industry experience. Prior to founding his firm in 2008, he worked with Vail Associates and Billion Dollar Mentoring. Outside of his advisory work, he is a part-time ski instructor. Lathram Financial Group serves individuals, small business owners, corporate executives, trusts, and estates, offering investment management, financial planning, retirement plan advisory, and consulting services. The firm uses a combined fundamental and technical investment approach with an emphasis on capital preservation and tactical allocation shifts. It also provides retirement plan consulting and fiduciary services, utilizing third-party research and reporting tools.

Christopher Semrod is the principal advisor at Semrod Capital LLC, an independent advisory firm. He holds Series 63 and Series 66 designations and has 25 years of industry experience. Prior to founding Semrod Capital in 2018, he worked at Merrill, Waddell & Reed, and Strategic Wealth Planning, among other firms. Semrod Capital provides discretionary and non-discretionary asset management and portfolio monitoring to individuals, high-net-worth clients, business entities, and select charitable organizations. The firm uses a variety of analysis methods and strategies tailored to client goals, and it manages approximately $20.7 million across about 20 client relationships.

Michelle Martinez is a CFP® professional based in Edwards, CO, with 27 years of industry experience. She is the owner and sole advisor at Rise Up Planning, LLC, and has held positions at several firms including Purshe Kaplan Sterling Investments, OSAIC, and Securities America. Martinez also operates Cornerstone Insurance and Financial Group, where she provides financial planning, investment advisory, and insurance services. Rise Up Planning offers discretionary asset management and comprehensive financial planning to individuals, high-net-worth clients, and business entities, including ERISA plan consulting. The firm employs a generally passive, model-based investment approach grounded in Modern Portfolio Theory, managing portfolios across a range of asset classes with regular account reviews and tax-loss harvesting when appropriate.

John Maxwell III is a CFA® charterholder and principal of JCM3 Asset Management, LLC with over 25 years of industry experience. He previously worked at Waddell and Reed for 23 years and also held roles at Macquarie Group and other firms. JCM3 Asset Management provides discretionary portfolio management to institutional clients and high-net-worth individuals, using a macro-driven investment approach combined with fundamental security analysis focused on undervalued international equities and related instruments.

Bo Pihl III is a CFP® and CFA®-credentialed financial advisor with 23 years of industry experience. He has worked at Orographic Financial Advisors since 2022 and previously spent 20 years at Neidiger, Tucker, Bruner, Inc. Orographic Financial Advisors provides wealth management and financial planning services for individual and institutional clients, including high-net-worth individuals, foundations, and retirement plans. The firm applies an investment approach based on Modern Portfolio Theory and combines fundamental, technical, cyclical, and macroeconomic analysis while tailoring portfolios to client risk tolerance and time horizon.

Thomas Larsen is a Series 65-licensed advisor with 16 years of industry experience. He has worked at Asset Strategies Group, LLC since 2009 and previously spent 40 years at Vail Resorts. Asset Strategies Group, LLC provides portfolio management and consulting services mainly to individual and high-net-worth clients. The firm employs a combination of asset-allocation techniques and various forms of analysis, operating primarily on a non-discretionary basis with client authorization required for trades.

Daniel Mckelvey is a financial advisor at McKelvey & Associates, Inc. with two years of industry experience. He holds a Series 65 designation and previously worked at ClearChoice Management Services. Between 2021 and 2023, he was a stay-at-home parent. McKelvey & Associates is a solo-run registered investment adviser offering discretionary portfolio management, comprehensive financial planning, pension consulting under ERISA §3(21), and integrated tax and accounting services. The firm serves a variety of client types and emphasizes tailored advice, continuous account monitoring, and a mix of analytical methods and trading tactics.

Lesley Shiffrin is a CFP® with 40 years of industry experience, currently serving as a financial advisor at Orographic Financial Advisors since 2022. Prior to this, she worked for 24 years at Neidiger, Tucker, Bruner, Inc. Orographic Financial Advisors provides wealth management and financial planning for individual and institutional clients, including high-net-worth individuals, foundations, and charitable organizations. The firm employs an investment approach based on Modern Portfolio Theory and integrates fundamental, technical, cyclical, and macroeconomic analysis to tailor portfolios to client risk tolerance and time horizon.

Nicole Geraci is a CFP® professional with 13 years of industry experience, currently serving at Creekmur Asset Management, LLC since 2022. Her prior roles include fitness instruction at Mountain Recreation and a co-ownership position at Royal Electric, LLC. She also has experience with Vail Resorts and Rocky Mountain Planning Group, Inc. Creekmur Asset Management is a team-based SEC-registered adviser managing approximately $800 million for around 1,900 individual and high-net-worth clients. The firm provides discretionary portfolio management and various financial planning services, utilizing third-party tools and managers to align investment strategies with client risk profiles.

Grace Wellwerts is a CFP® professional with 27 years of industry experience. She has been with Creekmur Asset Management, LLC since 2022 and previously spent 28 years at Rocky Mountain Planning Group, Inc. Creekmur Asset Management is a team-based SEC-registered adviser managing approximately $800 million for around 1,900 individual and high-net-worth clients. The firm provides discretionary portfolio management and a range of financial planning services, utilizing third-party tools and model managers to align investments with client risk profiles.

Jessica Rusnock is a CFP® professional with 10 years of industry experience. She has worked at Verity Investment Partners since 2021 and previously spent five years at CliftonLarsonAllen Wealth Advisors, LLC. Verity Investment Partners provides discretionary investment management, financial planning without separate charges, and negotiated family office consulting. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and businesses, managing portfolios with an emphasis on dividend-paying equities and a combination of fundamental and technical analysis.

William Mako is a financial advisor at Western Wealth Management LLC with a Series 66 designation and one year of industry experience. Prior to joining Western Wealth Management, he worked at LPL Financial and has ongoing employment as a ski instructor with Vail Resorts. Western Wealth Management LLC serves a diverse clientele including individuals, charitable and corporate entities, other advisers, and pension plan sponsors. The firm offers a range of portfolio management, financial planning, and consulting services through a decentralized network of 88 investment adviser representatives.

Dudley Irwin II is a financial advisor with Berthel Fisher & Company Financial Services, Inc. He holds Series 63 and Series 66 licenses and has 39 years of industry experience. Irwin has worked at Berthel Fisher since 2006 and is also associated with BFC Planning, Inc. Outside of his advisory roles, he serves on the Eagle City School board overseeing city funds and is a member of the Niwot Rotary, a nonprofit service organization. Berthel Fisher & Company Financial Services provides investment advisory and financial planning services primarily to individual and high-net-worth clients, managing approximately $906 million in client assets. The firm offers tailored solutions through various platforms, including both discretionary and non-discretionary management, and employs a range of investment strategies suited to client needs.

Tracy Tutag is a CFP® with 24 years of industry experience, currently serving at Western Wealth Management LLC since 2016. She is also affiliated with LPL Financial, where she has worked since 2008. Tracy has a business entity, Tracy Tutag LLC, used for tax and investment purposes. Western Wealth Management serves a diverse client base including individuals, corporations, retirement plans, charitable organizations, and institutional clients. The firm operates a decentralized network of investment adviser representatives and offers a range of investment and financial planning services using firm-designed model portfolios alongside various third-party strategies.

David Kurt is a Series 65-licensed financial advisor with BFC PLANNING, Inc. and 1st & Main Investment Advisors, bringing two years of industry experience. Prior to his advisory roles, he worked at US BANK for over two decades. Outside of finance, he has worked in customer service roles including as a ski valet at the Arrowhead Alpine Club and in meal delivery for a local service. BFC PLANNING, Inc. serves a diverse client base including individuals, corporations, and pension plans through a large network of approximately 200 advisors. The firm provides financial planning and portfolio management services using various platform arrangements and emphasizes a range of investment strategies while excluding futures, hedge funds, and digital assets.

Annalise Durante is a financial advisor at Bailard, Inc. with 10 years of industry experience and holds a Series 66 designation. She has been with Bailard since 2017, with brief intervals away from the firm and experience at Topgolf and Points of Light in 2017. Bailard, Inc. provides wealth and asset management services to individual and institutional clients, employing multi-asset diversification through quantitative models, fundamental research, and qualitative judgment. The firm offers financial planning, discretionary portfolio management, and sustainable investing options to a diverse client base that includes high-net-worth individuals, endowments, foundations, and pension plans.

Fraser Horn is a financial advisor with Berthel Fisher & Company Financial Services, Inc., holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Berthel Fisher since 2005 and concurrently involved with BFC Planning, Inc. since 2016. Outside of advisory work, he serves as president of the Eagle Valley Family Assistance Fund, which provides loans to individuals who typically do not qualify for conventional lending, and he is also the treasurer of the Edwards Rotary Club. Berthel Fisher & Company Financial Services offers investment advisory and financial planning services primarily to individual and high-net-worth clients, managing approximately $906 million in client assets through a variety of platforms and tailored strategies.

Jason Rosener is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Apollon Wealth Management, LLC since 2023. Prior to joining Apollon, he worked at United Capital Financial Advisers, LLC for eight years. He is a board member and finance committee participant for Team Summit Colorado, a nonprofit organization. Apollon Wealth Management is an SEC-registered multi-team adviser serving a broad client base including individuals, families, trusts, businesses, and charitable organizations. The firm combines centrally managed model strategies with locally managed portfolios and offers a range of services including financial planning, discretionary and non-discretionary portfolio management, and sub-advisory roles, utilizing diverse investment vehicles and specialized solutions.

Stuart Green is a CFP® and registered advisor with Western Wealth Management LLC, where he has worked for 10 years. He has 16 years of industry experience, including a background at LPL Financial. Western Wealth Management is a decentralized firm serving individuals, corporations, retirement plans, charitable organizations, and institutional clients. The firm combines model portfolios, third-party managers, and a wide range of investment strategies with annual account reviews to support its comprehensive portfolio and financial planning services.

Jeffrey Apps is a financial advisor with Arax Advisory Partners, holding Series 65 and Series 66 licenses and bringing 21 years of industry experience. He has worked at SRS Capital Advisors, Inc. since 2012. Outside of his advisory role, Apps serves as president of the board of directors for Vail Valley Cares, a nonprofit organization, and is active in the Vail Rotary and Boy Scouts of America, Troop 231. Arax Advisory Partners is an SEC-registered, multi-team wealth manager overseeing approximately $26.5 billion in regulatory assets. The firm serves individuals, high-net-worth clients, family offices, institutions, and retirement plans, offering comprehensive financial planning and portfolio management through a combination of internal management, third-party models, and tailored asset allocation.