ClearWealth was established by Lance Beckman CFP® in 2018. Lance has been in the financial services industry since 2013 and holds his Certified Financial Planning designation. Before starting ClearWealth, he was a Financial Advisor for one of the largest financial services companies in the country. ClearWealth is a Registered Investment Advisor (RIA) with the State of Iowa, meaning we have a fiduciary duty to our clients. More simply put, we have a legal obligation to act in the best interest of our clients. ClearWealth was started with the idea of creating a financial planning process that provides little conflict and big value. At ClearWealth, we believe building a comprehensive financial plan is the best way to have the most impact with the individuals, families, and businesses we work with.

Ryan Brueck is a CFP® with seven years of experience in the financial industry. He is currently affiliated with ClearWealth in Burlington, IA, and has prior experience at Northwestern Mutual Investment Services LLC and other firms. ClearWealth is a state-registered advisory firm managing approximately $44.3 million for around 145 clients. The firm focuses on passive investment management using index mutual funds and ETFs, while also employing fundamental and technical analyses, and provides tailored portfolio management alongside comprehensive financial planning services.

Michael Shinn is a financial advisor with Berthel Fisher & Company Financial Services, Inc., holding Series 63 and Series 66 credentials and 15 years of industry experience. He has worked with Berthel Fisher since 2015 and at BFC Planning, Inc. since 2019. Outside of his advisory role, Shinn serves on the board of the Danville Athletic Booster Club, is an elder and financial advisory committee member at Harmony Bible Church, and participates in local educational and agricultural activities in Danville, Iowa. Berthel Fisher & Company Financial Services provides investment advisory and financial planning services primarily to individual and high-net-worth clients. The firm offers a variety of asset management and consulting solutions tailored to client needs, managing approximately $906 million in client assets through a network of independent advisers.

Eddie Hart is a financial advisor with IPI Wealth Management, Inc. in Burlington, IA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Investment Planners, Inc. since 2004. Outside of finance, he occasionally performs as a guitar player and singer. IPI Wealth Management serves a diverse client base including individual investors, charitable and corporate clients, and retirement plans, offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party manager programs. The firm utilizes an open-architecture investment platform with proprietary risk-based models and outsources operational functions to a systems provider to support trade execution and performance reporting.

Curtis Cloke is a financial advisor with J.W. Cole Advisors, Inc. in Burlington, Iowa, holding Series 63 and Series 65 licenses and 37 years of industry experience. He has been with J.W. Cole Advisors since 2016. Outside of his advisory role, Cloke is involved in several ventures including serving as president and owner of Acuity Financial, Inc., leading Thrive Income Distribution LLC which provides research and educational training, and working as an adjunct instructor at The American College and Southeastern Community College. J.W. Cole Advisors operates a large network of independent advisors and offers a range of fee-based portfolio management, financial planning, retirement plan services, and third-party manager platforms. The firm serves individuals, high-net-worth clients, and institutions, using various investment strategies and digital advice platforms.

Adam Arthurs is a financial advisor at Focus Partners Wealth, LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including The Colony Group, LLC, Buckingham Strategic Wealth, LLC, and T3 Trading Group, LLC. Focus Partners Wealth serves a diverse client base that includes individuals, high-net-worth families, corporate, retirement plan, and institutional clients. The firm employs a long-term, tax- and fee-sensitive investment approach using fundamental and quantitative analysis, third-party managers, and a wide range of investment strategies, supported by an extensive network of affiliated service companies.

Michael Benninghoven is a financial advisor with Principal Financial Services in Burlington, Iowa, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His career includes two decades at MetLife Securities Inc. and Metropolitan Life Insurance Company, followed by roles at Massachusetts Mutual and Mass Mutual Investors Services prior to joining Principal in 2017. He also maintains business activities as an agent in fixed insurance products, including life, disability, annuities, Medicare supplement, and hearing and vision insurance. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers advisory programs, financial planning, and retirement consulting, with access to third-party money manager asset allocation and separately managed account solutions.

Brian Foecke is a financial advisor with Eagle Strategies (NY Life) based in Burlington, Iowa. He holds Series 63 and Series 65 licenses and has 26 years of industry experience. His career includes roles at New York Life Insurance Company since 1999 and Legacy Retirement Solutions, LLC. Outside of his advisory work, he serves as an officer and board member for several local nonprofit organizations including the Holy Trinity Catholic Schools Foundation and the West Point Public Library Foundation. Eagle Strategies serves individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple program types and emphasizes tailored recommendations, managing most assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Kent Schmidgall is a CFP® professional with 13 years of industry experience, currently affiliated with Focus Partners Wealth, LLC. His work history includes roles at The Colony Group, LLC, Bam Management, LLC, and Buckingham Asset Management, LLC. Focus Partners Wealth, LLC provides wealth advisory and investment management services to a diverse client base including individuals, high-net-worth families, family offices, retirement plans, institutions, and businesses. The firm employs a long-term investment approach emphasizing tax- and fee-sensitivity within an enhanced open architecture framework that integrates active and passive strategies, separate account managers, private funds, mutual funds, and ETFs.

Jodi Anderson is a ChFC® credentialed financial advisor with eight years of industry experience. She is currently with Wealth Enhancement Advisory Services, LLC and has previous experience at firms including LPL Financial and Bannerman Wealth Management. Anderson also provides administrative support within her firm. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, supported by an internal Investment Committee, and offers a range of financial planning and asset management services.

Joseph Jolin Sr. is a financial advisor with Edward Jones in Burlington, Iowa. He holds a Series 66 designation and has been in the industry since 2016, with prior positions at Acuity Financial, Two Rivers Financial Group, and Jolin Media. Outside of his advisory role, he maintains memberships related to a local golf course. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Joseph Johnson is a financial advisor with LPL Financial, holding a Series 66 credential and five years of industry experience. Prior to joining LPL Financial in 2024, he worked for Cambridge Investment Research Advisors and Cambridge Investment Research from 2021 to 2024, and previously spent five years with Danville CSD. Outside of his advisory work, he operates a fishing charter business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations nationwide. The firm offers a broad range of advisory programs, financial planning services, and retirement plan consulting, utilizing various investment strategies supported by internal research and third-party subadvisors.

Karen Elliott is a financial advisor at Edward Jones in West Burlington, IA, holding a Series 66 designation with 12 years of industry experience. She has been with Edward Jones since 2013. Outside of her advisory role, Elliott serves as a board member and house director at the Burlington Golf Club and is a board member of the Community Foundation of Des Moines County. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Nicholas Bronson is a financial advisor with Raymond James Financial in Burlington, IA, holding a Series 66 designation and seven years of industry experience. He previously worked at LPL Financial and has been involved with Two Rivers Bank since 2017. Bronson also holds a role as an agent of record for fixed annuities with Equitrust, F&G Life Insurance. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers non-discretionary planning and investment consulting tailored to client goals, utilizing risk profiling and modeling tools to support client decision-making.

Greg Miller is a financial advisor at LPL Financial with 46 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at Linsco Private Ledger since 2004. Outside of his advisory role, he operates a business under the name Greg Miller, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing model portfolios, third-party subadvisors, and various technology-driven approaches.

Joseph Leake is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 27 years of industry experience. He previously spent 17 years at Edward Jones before joining Wells Fargo Advisors in 2021. He also owns JDL Wealth Management, LLC, a separate investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with investment and fee-based financial planning services. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs planning, using proprietary research and tools to develop tailored recommendations.

Courtney Gustafson is a financial advisor at Edward Jones with six years of industry experience. She has worked at Edward Jones since 2019 and previously was employed by Case New Holland from 2013 to 2019. Gustafson holds a Series 66 designation and serves on the boards of the Burlington YMCA and the local Kiwanis Club. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Joshua Denning is a financial advisor with Ameriprise Financial Services, holding a Series 63 designation and bringing 29 years of industry experience. He has been with Ameriprise since 2005 in various capacities. Outside of his advisory role, Denning is involved in several community organizations, including serving on the Board of Directors for the North Lee County Community Foundation and as President of the City of Fort Madison Airport Commission. Ameriprise Financial Services is a large advisory firm that serves both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm emphasizes tax-aware withdrawal strategies and dependable income sources for clients approaching or in retirement.

Parker Denning is a financial advisor with Ameriprise in Fort Madison, IA, holding Series 63 and Series 65 licenses and two years of industry experience. Prior to Ameriprise, he worked at Scheels Sports and Southeastern Community College. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Tyler Lutz is a financial advisor with OSAIC, holding a Series 66 designation and 12 years of industry experience. He has worked with Securities America Advisors and Securities America Inc. for a decade and concurrently operates the Lutz Law Firm, where he provides legal services in estate planning, real estate, and business planning. In addition to his advisory role, he offers financial planning services through I-County Insurance. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm integrates brokerage and advisory services across multiple platforms, utilizing asset-allocation tools and third-party managers to construct portfolios tailored to client risk tolerance and investment restrictions.

Kyle Wagenbach is a financial advisor with Raymond James Financial in Burlington, Iowa. He holds a Series 66 credential and has prior experience at Two Rivers Bank & Trust, as well as nearly two decades with K Lanz Farm Corp. Outside of advising, he was self-employed for three years. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, and institutional clients. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and consulting, and it maintains specialized offerings including municipal advisory services and employer SIMPLE IRA consulting.

Steven Link is a financial advisor with Ameriprise in Fort Madison, Iowa, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2010. Outside of his advisory role, he serves on the Board of Directors for the Southeast Iowa Regional Riverboat Commission and is involved in local nonprofit organizations, including as president of Fort Madison SIRRC Corp. and chair of Southeast Iowa Aquatics/Fort Madison Marina. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement who meet certain asset criteria, delivering detailed Recommendation Reports that incorporate Social Security options, tax-smart withdrawal strategies, and asset management advice. The firm combines research and modeling with algorithmic tools to support its advisory process and offers a broad range of financial solutions through its institutional platform.

Frederick Scholer is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 28 years of industry experience. He has been with LPL Financial since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing discretionary and non-discretionary management along with model portfolios and research from various sources.

Joel Sieren is a financial advisor at Edward Jones in Burlington, Iowa, holding Series 63 and Series 66 credentials with 21 years of industry experience. He has been with Edward Jones since 2005. Outside of his advisory role, he serves as president of Sieren Family Farms, a family grain farm in Burlington. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates a nationwide network of financial advisors and branch offices, managing approximately $1.01 trillion in assets under management.

Blayde Gardner is a Series 66 licensed financial advisor with 10 years of industry experience. He has worked at LPL Financial since 2019 and previously held roles at Two Rivers Bank & Trust and Principal. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management across diversified strategies.

Walter Stephens III is a financial advisor with Ameriprise in Keokuk, IA, holding a Series 63 designation and 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 1994. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, providing tailored Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling techniques with advisory and brokerage solutions, supported by a centralized consulting team.

Teresa Wellington is a financial advisor at Cetera with 22 years of industry experience. She holds the Series 66 designation and has worked at Cetera since 2021, including time at Cetera Wealth Services, LLC, and previously at VOYA Financial Advisors. Outside of her advisory role, she has been an administrative assistant at Homestead Financial Services since 2009, handling filing, correspondence, and client contact. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to affiliated and unaffiliated third-party managers and various program structures.

Corey Kelch is a financial advisor at Edward Jones with 11 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Jane Van Fleet is a financial advisor at Edward Jones with a Series 66 designation and one year of experience in the industry. Prior to joining Edward Jones, she worked for Great River Health for 14 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of managed solutions and advisory services, supported by a nationwide network of more than 23,700 financial advisors.

Michael Schwenker is a financial advisor at LPL Financial with 30 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to joining LPL Financial in 2025, he worked for nearly two decades at Sorrento Pacific Financial, LLC and Farmers & Merchants Bank And Trust. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party research, and technology-driven strategies.

Rachel Conrad is a financial advisor with Ameriprise in Fort Madison, IA, holding a Series 66 designation and four years of industry experience. She previously worked at Lee County Bank for seven years. Outside of her advisory role, she co-owns two janitorial service businesses specializing in commercial kitchen exhaust cleaning and general commercial and residential janitorial services. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate personalized, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Anthony Fullenkamp is a financial advisor at Edward Jones in Fort Madison, IA, holding a Series 66 designation with eight years of industry experience. He previously worked at Connection Bank for nine years before joining Edward Jones in 2017. Outside of his advisory role, he serves as a board member for the Baxter Sports Complex, where he assists with fundraising and planning. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Jeffrey Burkhart is a financial advisor with Raymond James Financial in Burlington, IA. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at MidWestOne Bank and Two Rivers Bank & Trust. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Tracy Parks is a Series 66-credentialed financial advisor with over 10 years of industry experience. She is affiliated with Cambridge Investment Research Advisors and has worked extensively with Pilot Grove Savings Bank in operational roles since 2010. Parks is also involved in her local community as a member of the West Point Community Club and serves as co-chairman of the computer committee for St. Mary's Fall Festival. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, trusts, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals using a range of portfolio management strategies and platform arrangements.

Jon Hart is a financial advisor at Edward Jones with 16 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, as well as affiliated mutual funds and tax-efficient services, operating under a fiduciary standard.

Joel Bobb is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and having 26 years of industry experience. He has worked with Cetera since 2021 and previously spent seven years at VOYA Financial Advisors. Outside of his advisory role, he owns and operates Bobb Stock Farms, a farming business that grows and sells produce and leases cows. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform that includes affiliated and unaffiliated investment options across various program structures.

Sara Hennigar is a financial advisor at Ameriprise with 14 years of industry experience. She holds a Series 66 designation and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2009. Outside of her advisory role, she serves as treasurer for the Potowonok Circle of King's Daughters and is an associate financial advisor through JRD Enterprises LLC. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.