Adam Bray is a CFP® professional with 15 years of industry experience. He has worked at YSB Wealth Management since 2026 and previously spent 11 years with Bishoff Financial Group. Bray also held roles involving investment advisory and insurance agency leadership within the Bishoff organization. YSB Wealth Management is a fee-only registered investment adviser serving individuals, high-net-worth clients, and corporations. The firm employs a personalized, asset-allocation driven approach and offers ongoing portfolio management, financial planning, and annuity allocation advice.

Sarah Yount is a Chartered Financial Consultant (ChFC®) with over 15 years of experience in the financial services industry. She has worked at Roble Belko & Company for 10 years, followed by four years at Bishoff Financial Group, and currently practices at YSB Wealth Management. YSB Wealth Management, LLC is a fee-only registered investment adviser serving individuals, high-net-worth clients, and corporations. The firm employs a personalized, asset-allocation driven approach using a mix of passive and active investment vehicles, offering ongoing portfolio management, financial planning, and annuity allocation advice.

Cody Schnipke is a CFP® professional with eight years of industry experience, currently with YSB Wealth Management. He previously worked at The Bishoff Financial Group and Cambridge Investment Research Advisors. Schnipke also provides tax preparation services through Bishoff Tax Advisors. YSB Wealth Management is a fee-only registered investment adviser offering wealth management and financial planning services to individuals, high-net-worth clients, and corporations. The firm employs a personalized, asset-allocation driven approach utilizing both passive and active investment vehicles tailored to client goals and risk tolerance.

Bernard Nienberg is a financial advisor at Royal Fund Management, LLC with 42 years of industry experience. He holds the ChFC® designation and a Series 63 license. In addition to his advisory role, he owns and operates a retail insurance agency specializing in life, accident, and health insurance products. Royal Fund Management serves individual investors, corporations, and retirement plans by providing portfolio management, financial planning, and pension consulting. The firm uses a range of investment strategies tailored to client risk profiles and manages approximately $1.55 billion in assets through 83 advisors.

Brian Inkrott is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 63 and Series 65 designations and previously worked for Sagepoint Financial, Inc. for 14 years. Inkrott has been actively involved in his community as an elected village councilman since 2012, handling local government matters such as street upkeep and budget appropriations. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers a range of integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage diverse portfolios that include stocks, bonds, mutual funds, ETFs, and alternative investments.

Joyce Placie is a financial advisor with Raymond James Financial in Ottawa, Ohio, holding 39 years of industry experience. She has been with Raymond James Financial since 2005 and serves as a partner in several business ventures including a tax preparation service and a health and wellness network marketing company. Placie has also authored a book currently in the process of publication. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm employs tailored, non-discretionary planning and risk profiling supported by analytical modeling, and offers specialized advisory programs and institutional consulting through a large advisor network.

Grant Hershberger is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. He previously worked at EY for five years and at the Schottenstein Center for two years. He has also had prior experience with Edward Jones from 2016 to 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Joshua Buckland is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. Prior to joining Edward Jones, he worked at Fortman Insurance Services and UIS Insurance & Investments. Outside of advising, he is involved in managing rental property businesses in Ottawa, Ohio. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, and manages over $1 trillion in assets through a nationwide network of financial advisors and branch offices.

Kelsie Salisbury is a financial advisor at Edward Jones in Ottawa, OH, holding a Series 66 designation with one year of industry experience. She has been associated with Edward Jones since 2011. Outside of her advisory role, she is involved in managing an LLC created to transfer ownership of her parents' house. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment solutions. The firm is notable for its large national network of financial advisors and branch offices, as well as its affiliated trust company, mutual funds, and securities-based lending options.

Erin Schroeder is a financial advisor at Edward Jones with 20 years of experience at the firm. She holds a Series 66 designation. Outside of her advisory role, she serves as treasurer for the Trinity United Methodist Women in Ottawa, OH. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets with a large nationwide network of advisors and offers a range of advisory and investment solutions under a fiduciary standard.

Adam Hershberger is a CFP® and holds a Series 66 license, with seven years of industry experience. He has been with Edward Jones since 2018 and previously worked at PricewaterhouseCoopers from 2015 to 2018. He is based in Ottawa, Ohio. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Gabrielle Schmiedebusch is a financial advisor with Cetera, holding Series 63 and Series 65 designations and three years of industry experience. She has worked at multiple Cetera entities since 2021 and has prior experience at UIS Insurance & Investments and First Federal Bank of the Midwest. Outside of her advisory role, Gabrielle is also an account manager in financial services at UIS Insurance & Investments. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports both discretionary and non-discretionary account structures.

Trent Diamond is a financial advisor at Ameriprise with 15 years of industry experience. He previously worked at The Huntington Investment Company for 15 years before joining Ameriprise. His professional credentials include Series 63 and Series 65 licenses. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Heather Palmer is a financial advisor at Edward Jones with a Series 66 designation and four years of industry experience. Prior to joining Edward Jones, she worked at Trilogy Healthcare Systems for over two decades. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory programs and investment solutions, supported by a large national network of financial advisors and branch offices.

Circe Krout is a CFP®-designated financial advisor with Edward Jones, based in Ottawa, Ohio, and has five years of industry experience. She has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard with approximately $1.01 trillion in assets under management.

Mindy Vance is a financial advisor at Ameriprise with 19 years of industry experience. She holds a Series 66 designation and previously worked at The Huntington Investment Company for 19 years before joining Ameriprise in 2026. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning, including tax-aware withdrawal strategies and Social Security claiming options.

Peter Rafaniello is a financial advisor with LPL Financial, holding a Series 66 designation and 26 years of industry experience. He has worked at LPL Financial since 2008 and previously held positions at Union Bank Company and Morgan Stanley. Outside of advisory work, Rafaniello is involved in non-variable insurance sales, including long-term care insurance and fixed annuity business through the Catholic Ladies of Columbia. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and custom strategies supported by advanced research and operational tools.

Andrew Schroeder is a financial advisor at Cetera with five years of industry experience. He holds a Series 66 designation and has previously worked at Hamilton Capital, Stifel Nicolaus & Co Inc, and Equitable Advisors. In addition to his advisory role, he is also involved as an insurance agent, selling fixed insurance products and assisting clients with life insurance needs through an independent insurance agency. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management options and financial planning services, supported by over 10,000 advisors and more than $256 billion in assets under management.

Kyle Bruskotter is a financial advisor at OSAIC with 11 years of industry experience. He holds a Series 66 designation and previously worked at Sagepoint Financial, Inc. for eight years. Outside of his advisory role, he serves as Treasurer for the Kalida Chamber of Commerce and is the owner of Bruskotter Financial Services, Inc. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios across various investment vehicles.

Molly Montgomery is a financial advisor with LPL Financial in Ottawa, Ohio, holding a Series 66 designation and three years of industry experience. She has worked at LPL Financial since 2023 and has experience with Superior Credit Union and the University of Findlay. Outside of financial advising, she is a woodworking instructor at Board & Brush Creative Studio. LPL Financial is a national broker-dealer and SEC-registered investment adviser that delivers services to individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and investment management solutions, including access to third-party asset managers and institutional platforms.

Adam Cupp is a financial advisor at Cetera with 21 years of industry experience and holds Series 63 and Series 65 licenses. His work history includes roles at Cetera Wealth Services, VOYA Financial Advisors, and UIS Insurance & Investments. Outside of his advisory work, he serves as a board member for First Christian Church and the Putnam County Republican Central Committee and is the fundraising chairperson for Scouting America. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a variety of portfolio management and financial planning services through a nationwide network of independent advisors. The firm provides a multi-manager platform with options ranging from model portfolios to bespoke strategies under both discretionary and non-discretionary authorities.

Elan King is a financial advisor with Raymond James Financial, holding a Series 66 designation and 15 years of industry experience. He previously worked at Morgan Stanley Smith Barney for 11 years before joining Raymond James affiliates. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and uses analytical tools such as deterministic and probability modeling to support client decision-making.

Scott Hershberger is a financial advisor at Edward Jones with 37 years of industry experience. He has worked at Edward D. Jones & Co., L.P. since 1987. Outside of his advisory role, he assists a CPA with administrative tasks related to an office rental business. Edward Jones is a wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large network of financial advisors and branch offices nationwide.

Zachary Buckland is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Edward Jones since 2014. He coaches junior high football for seventh graders at Ottawa Glandorf High School. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Joseph Shively is a financial advisor with Charles Schwab & Co., Inc., holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. He has been with Charles Schwab since 2016. Outside of his advisory role, he is the owner and operator of a family grain farm, managing planting, harvesting, and financial responsibilities. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining strategic asset allocation with access to alternative investments and integrated custody and brokerage services.