Erik Detota is a financial advisor with Transamerica Retirement Advisors, LLC, holding a Series 66 designation and nine years of industry experience. He has worked at firms including LPL Financial, Tompkins Trust Company, TD Ameritrade, and AXA Advisors. Transamerica Retirement Advisors serves individuals participating in employer-sponsored retirement plans and IRA owners, offering managed advice and investment education focused on asset allocation, contribution guidance, and retirement planning. The firm utilizes proprietary software and model portfolios from Morningstar Investment Management and serves a large client base with primarily non-discretionary assets.

Patrick Ousterout is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Edward Jones since 2013. He also has a concurrent role at Pella Windows & Doors. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branches.

Peter Moschak is a financial advisor at LPL Financial with 13 years of industry experience. He holds a Series 66 designation and previously worked at Voya Financial Advisors and Wells Fargo in various roles from 2013 to 2021. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management alongside model portfolios and research from multiple sources.

David Allen is a financial advisor with LPL Financial in Owego, NY, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. He has been with LPL Financial since 1999 and previously worked at Tioga State Bank for 24 years. Allen serves as a board member of the Tioga County Republican Committee. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management alongside model portfolios and research from various sources.

John Coulombe is a CFP®-certified financial advisor with 13 years of industry experience. He has worked at LPL Financial since 2018 and was previously employed at Morgan Stanley. Coulombe is also involved with Specific Solutions, Inc., dedicating a small portion of his time to this investment-related activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management approaches supported by internal and third-party research.

Sian Matt is a financial advisor at LPL Financial with four years of industry experience. Prior to joining LPL Financial in 2021, she worked for The Legal Aid Society of Mid New York for eight years. She holds a Series 66 designation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, retirement plan consulting, and model portfolios supported by research from LPL and third-party subadvisors.

Conor Hogan is a financial advisor with LPL Financial in Owego, NY, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. His prior roles include positions at KeyBank and Key Investment Services LLC. He also serves as a notary in Owego. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs and financial planning services, combining discretionary and non-discretionary management with model portfolios and research from multiple sources.

Gregory Burns is a financial advisor with Raymond James Financial, holding a Series 66 designation and 15 years of industry experience. He previously worked at Cantella & Co., Inc. for six years before joining Raymond James Financial Services Advisors, Inc. in 2022. Burns is also involved as an independent contractor with Entrust Wealth Management and is a partner in a family-owned business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary planning and advisory programs and supports municipal and public finance work through unique affiliations.

Joseph Ferri is a CFP® professional with 25 years of experience, currently serving as a financial advisor at Ameriprise since 2020. He worked at Ameriprise Financial Services, Inc. for 15 years prior to that. Outside of his advisory role, he is involved in business ownership related to establishing a defined benefit pension plan for an office building LLC in Owego, NY. Ameriprise is an institutional firm offering a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions, using a combination of research, modeling, and tax-efficiency analysis to generate personalized retirement income recommendations.