Steven Matteson is an independent financial advisor at Twin Tiers Consulting, LLC in Corning, NY, holding Series 63 and Series 65 licenses with 25 years of industry experience. He previously worked at Burns Matteson Capital Management for five years. He is also a member of Burns Matteson Capital Management LLC. Twin Tiers Consulting serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and corporations by providing discretionary portfolio management and consulting. The firm constructs customized investment policies using fundamental and technical analysis across various asset classes and offers retirement, estate, and rollover guidance, along with tax preparation services supported by the principal’s Enrolled Agent credential.

On her website, it states, “I love what I do, but I also very much enjoy warmth, good conversation, wine tastings, and volunteering. New York is extraordinary in the summer and fall, but so is Florida in the winter.” In 2018, she decided it was time to take the stigma out of finances by combining her passion for finances and wine. She started a podcast called “Wine and Dime,” which highlights a different wine and financial topic each week, and she released her book combining those same two passions, titled, “Uncork Your Finances.” Many know her as one of the co-founders of the Southern Tier Women’s Financial Conference – a day of collaboration and financial education, which will be hosting its sixth year! Education and Experience: - Amy holds a Master’s Degree in financial planning - Certified Financial Planner TM - Enrolled Agent - Certified College Financial Consultant - Certified Financial Therapist TM - Over 30 years of financial planning and industry experience. She is the Founder and owner of Rooted Planning Group, (Formerly known as Irvine Wealth Planning Strategies LLC) who uniquely, at the age of 44, decided to not only start her only company, but to act on what she defined as her perfect life and she splits her time between Parrish, Florida and Jasper, New York.

Katrina Welker is a CFP® with 19 years of industry experience, currently affiliated with Rooted Planning Group. She previously worked at Hd Vest Investment Services and has over two decades of experience including tax accounting with Alsheimer & Evarts Tax Accounting. Ms. Welker volunteers for pro-bono financial helplines such as Savvy Ladies and Advisors Give Back, and serves on the advisory board for the Financial Planning Program at Alfred State College. Rooted Planning Group is an SEC-registered investment adviser serving individuals, including high-net-worth clients, and retirement plans through project-based consulting and ongoing financial planning with portfolio management. The firm employs a long-term, asset allocation approach using low-cost mutual funds, ETFs, individual fixed income, and options strategies, supported by a multi-office structure and a pension consulting practice.

Sarah Creath is a CFP® professional with nine years of experience in financial advising. She has been with BCK Partners, Inc. since 2015. BCK Partners, Inc. provides comprehensive financial management and investment advisory services to individuals, trusts, estates, charitable organizations, and business entities. The firm combines asset management with financial planning and manages client portfolios using ETFs, mutual funds, individual equities, and fixed-income instruments on a discretionary basis.

Rebekah Eason is a CFP® and holds a Series 65 license with seven years of industry experience. She has worked with Rooted Planning Group since 2018 and has prior experience in tax preparation and small business operations. Outside of financial advising, she runs a craft business called She Shed Creations, LLC, and volunteers with Advisors Give Back, providing pro-bono financial assistance. Rooted Planning Group offers individualized financial planning and portfolio management to individual and high-net-worth clients, as well as retirement plan sponsors. The firm manages diversified portfolios with discretionary authority, including the use of options strategies, and provides pension consulting with an emphasis on participant education and workshop services.

James Kaffenbarger Jr. is a CFP® professional with 13 years of experience in the financial services industry. He has been with BCK Partners, Inc. since 2015. BCK Partners, Inc. provides comprehensive financial management and portfolio management services to individuals, trusts, estates, charitable organizations, and business entities, combining investment management with financial planning and consulting. The firm manages discretionary assets of approximately $212.7 million, employing an investment approach that incorporates fundamental analysis, asset allocation, and both long- and short-term strategies, with client accounts custodied at Charles Schwab.

Shane Alsworth is a CFP® with 16 years of industry experience and is a principal advisor at Alsworth Capital Management, LLC, where he has worked since 2015. Prior to founding Alsworth Capital Management, he was with Cadaret, Grant & Co., Inc. from 2015 to 2022. He serves as chairman of the Finance Council at St. Mary Our Mother Parish & School in Horseheads, NY. Alsworth Capital Management, LLC is an SEC-registered investment adviser managing approximately $97 million for around 171 clients. The firm serves individuals, trusts, estates, charitable organizations, corporations, and retirement plans, employing a primarily long-term, value-oriented investment approach based on fundamental analysis and strategic asset allocation.

If you're a successful couple approaching retirement and the financial picture is getting more complex, there's a good reason to work with a financial planner. When you work with the team at Lake Road Advisors, you'll get an ongoing, unbiased partnership to help you make financial decisions with confidence and gain greater confidence. When you meet with one of our financial planners, we'll get to know you and understand your financial life. Then, depending on your goals, we'll help you: - Build a complete, well-organized understanding of your financial situation - Understand where your money is going and align spending with your goals - Invest wisely with a simple, low-cost, diversified approach designed to build wealth over time - Plan for college costs without putting your own retirement at risk - Map out a realistic, personalized plan for retirement and your next chapter - Stay on track with ongoing guidance as new questions and life changes come up There's no such thing as one "perfect" financial solution. You need a plan shaped to fit your priorities and put you on a clear path forward. Our role is to understand what matters most to you, provide the tools and education to build that plan together, and support you as life changes along the way.

Cody Buterbaugh is a financial advisor at Mangolds Investment Advisors Inc. with eight years of industry experience. He holds Series 63 and Series 65 credentials and has worked in tax preparation and HVAC controls alongside his advisory role. Mangolds Investment Advisors serves individual and high-net-worth clients, as well as trusts, estates, retirement plans, nonprofit organizations, and business entities. The firm provides discretionary portfolio management, financial planning, and educational workshops, tailoring investment programs using a combination of fundamental, technical, charting, and economic analysis.

Christopher Davis is a CFP® and holds a Series 65 license, with 10 years of experience in the financial services industry. He has been with Burns Matteson Capital Management, LLC since 2015. Burns Matteson Capital Management serves individuals, high-net-worth families, charitable organizations, and retirement plans by providing discretionary and non-discretionary investment advisory services, wealth management, and financial planning. The firm’s investment approach includes allocations across equities, fixed income, and mutual funds or ETFs, with a notable use of derivatives and borrowing strategies uncommon among peer firms.

Kelley Zimmerman is a Series 65 credentialed advisor with 12 years of industry experience. She has worked at Burns Matteson Capital Management, LLC since 2009, with a break for maternity leave from 2012 to 2018. She is based in Corning, NY, and is part of a six-advisor team at Burns Matteson. Burns Matteson Capital Management is a fee-only, SEC-registered advisory firm serving individuals, high-net-worth families, retirement plans, and charitable organizations. The firm offers investment management, wealth management, and financial planning services, employing a diversified portfolio approach that includes mutual funds, separately managed accounts, ETFs, equities, fixed income, and derivative strategies.

Karen Meriwether is a CFP® professional with over 30 years of experience at John G. Ullman & Associates, Inc., where she has worked since 1984. She holds Series 63 and Series 65 licenses and is based in Corning, NY. John G. Ullman & Associates serves individual and high-net-worth clients, as well as charitable institutions, foundations, endowments, trusts, and U.S. corporations, typically managing relationships with at least $250,000 in assets. The firm combines discretionary portfolio management with financial planning, emphasizing value-based investment analysis and risk-segmented portfolio management.

John Ullman is a financial advisor at John G. Ullman & Associates, Inc with 36 years of industry experience. He holds Series 63 and Series 65 designations and has been affiliated with USGM Securities Inc. since 1978. He also serves as director and president of USGM Securities and as a director of American Equity Development Corp. John G. Ullman & Associates serves individual and high-net-worth clients, as well as charitable institutions, foundations, endowments, trusts, and U.S. corporations, generally focusing on accounts with at least $250,000 in assets. The firm combines discretionary portfolio management with financial planning, emphasizing value-based security selection and risk-segmented portfolio management.

Eric Sweet is a financial advisor at Burns Matteson Capital Management, LLC with one year of industry experience. He holds a Series 65 designation and previously worked at Five Star Bank and in educational roles at SUNY Brockport and CPP schools. Burns Matteson Capital Management is a fee-only, SEC-registered advisory firm serving individuals, high-net-worth families, retirement plans, and charitable organizations. The firm offers investment management, wealth management, and financial planning services, utilizing a variety of investment vehicles including mutual funds, ETFs, separately managed accounts, and options strategies as part of its documented investment approach.

William Burns Jr. is a CFP® and ChFC® with 24 years of experience in financial advisory. He has been with Burns Matteson Capital Management, LLC since 2000. Outside of his advisory role, he volunteers as a piano player at his church and coaches youth basketball. Burns Matteson Capital Management serves individuals, high-net-worth families, charitable organizations, and retirement plans, offering investment advisory services, wealth management, and financial planning. The firm employs a diversified investment approach including equities, fixed income, mutual funds, ETFs, and routinely uses derivatives and structured products in portfolio management.

William Redder is a financial advisor at Burns Matteson Capital Management, LLC in Corning, NY, holding Series 63 and Series 65 licenses with 21 years of industry experience. He has been with Burns Matteson since 2005. Burns Matteson Capital Management serves individuals, high-net-worth families, charitable organizations, and retirement plans, offering investment advisory services, wealth management, and financial planning. The firm’s investment approach includes allocations across equities, fixed income, and mutual funds or ETFs, with distinctive use of derivatives, structured notes, and option strategies.

Thomas Snow is a financial advisor with John G. Ullman & Associates, Inc. in Corning, NY, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with John G. Ullman & Associates since 1982. John G. Ullman & Associates serves individual and high-net-worth clients, as well as charitable institutions, foundations, endowments, trusts, and U.S. corporations, typically managing accounts with at least $250,000 in assets. The firm combines discretionary portfolio management with financial planning, emphasizing value-based security selection and risk-segmented portfolios focused on low-to-moderate risk.

Rachel Morgan is a financial advisor with Benjamin F. Edwards & Company, Inc., holding the Series 66 designation and three years of industry experience. Prior to joining Benjamin F. Edwards, she worked at UPS and Radisson Hotel Corning. She is also an independent consultant with Arbonne, focusing on nutrition, skincare, and makeup. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through over 500 advisors. The firm provides a range of services including wrap-fee advisory programs, financial planning, investment management, brokerage services, and insurance products.

Rordan Hart is a financial advisor with Eagle Strategies (NY Life) in Painted Post, NY, holding Series 63 and Series 66 credentials and bringing 18 years of industry experience. He has been associated with Eagle Strategies and related entities since 2016 and serves as a board member and mayor for the Village of Trumansburg. Outside of financial advising, he owns Wingman Tactical, LLC, a firearms sales and repair business. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individuals, institutional investors, and plan sponsors. The firm emphasizes tailored recommendations and delivers advice through multiple program types, primarily managing assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Jennifer Anderson is a financial advisor with Eagle Strategies (NY Life) holding a Series 66 designation and one year of industry experience. She has worked at H&H Financial Group LLC, Eagle Strategies LLC, NYLife Securities, LLC, BCK Partners, Inc., and Socha Financial Group, LLC. Eagle Strategies serves a diverse clientele including individual investors and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm offers multiple program types tailored to client objectives and manages a significant portion of assets on a non-discretionary basis.

Kristen Ketchum is a financial advisor at Benjamin F. Edwards & Company, Inc. with 21 years of industry experience. She has worked at Benjamin F. Edwards since 2014 and previously spent six years at RBC Capital Markets. Ketchum holds the Series 66 designation. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of services including wrap-fee advisory programs, financial planning, retirement plan consulting, investment management, brokerage, insurance products, and M&A advisory services.

Jolie Mc Carthy is a CFP® professional with 10 years of industry experience. She has worked at Savant Wealth Management since 2026 and previously spent 15 years at Socha Financial Group. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management, financial planning, and family office services. The firm combines evidence-based, model-driven asset allocation with actively managed strategies, supported by in-house accounting, legal, and trust service affiliates.

Elizabeth Zemak is a financial advisor at NewEdge Advisors with two years of industry experience. She holds a Series 65 designation and has previously worked at Rooted Planning Group, Market Street Trust Company, and John G. Ullman and Associates. Zemak conducts advisory services through NewEdge Advisors, LLC under the name Continuity Wealth. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations. The firm provides a broad range of services including portfolio management, financial planning, and access to sponsored advisory programs, utilizing a variety of program structures and technology tools to support client needs.

Shawn Corey is a Series 66-licensed financial advisor with nine years of industry experience, currently working at Benjamin F. Edwards & Company, Inc. since 2016. Prior to this, he was employed by Steuben County for five years. He serves as Treasurer for Victory Highway Wesleyan Church in Painted Post, NY. Benjamin F. Edwards & Company, Inc. is an integrated broker-dealer and SEC-registered investment adviser with over 500 advisors. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients, offering a range of services including financial planning, investment management, brokerage, and retirement consulting.

Jill Miller is a financial advisor with Benjamin F. Edwards & Company, Inc., holding a Series 66 designation and 24 years of industry experience. She has worked at Benjamin F. Edwards since 2014 and previously spent six years at RBC Capital Markets. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm provides a range of services, including wrap-fee advisory programs, financial planning, investment management consulting, and brokerage services, and offers both discretionary and non-discretionary managed solutions utilizing proprietary strategies and third-party models.

Michelle Vang is a CFP® professional with nine years of experience in financial advising. She is currently with Savant Wealth Management and previously worked at Socha Financial Group, LLC, and Nancy A. Socha & Associates, LLC. Savant Wealth Management provides comprehensive wealth management, financial planning, and retirement plan consulting to individuals, families, institutions, and high-net-worth clients. The firm employs a blend of evidence-based, model-driven asset allocation alongside actively managed strategies and offers integrated services through affiliated accounting, legal, and trust entities.

Chelsea Landolf is a financial advisor with Eagle Strategies (NY Life) and holds a Series 66 designation. She has one year of industry experience and previously worked with H&H Financial Group LLC and NYLIFE Securities LLC. Outside of advising, she is a Notary Public providing notary services in Painted Post, NY. Eagle Strategies serves a diverse client base including individuals, defined contribution and defined benefit plans, and charitable and corporate clients. The firm offers financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors, emphasizing tailored recommendations and predominantly managing assets on a non-discretionary basis.

Ryan Hughes is a financial advisor at Raymond James Financial in Corning, NY. He holds the Series 66 designation and joined the firm in 2026. His prior experience includes roles at Corning Federal Credit Union and Raymond James Financial Services, along with four years of prior work in education. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and nonprofit organizations. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools and supports municipal finance work through a unique affiliated municipal advisor.

Rachelle Snyder is a financial advisor at Mass Mutual Investors Services with 21 years of industry experience. She holds a Series 63 designation and has worked at Mass Mutual Investors Services since 2017, previously spending 12 years with Metlife Securities, Inc. and 10 years with Mass Mutual Life Insurance Company. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals—including high-net-worth clients—business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, with planning engagements structured as annual, collaborative relationships using firm-approved software tools to analyze client goals.

Michael O'Brien is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. He holds a Series 63 designation and has been with Wells Fargo Advisors Financial Network LLC since 2011. Outside of his advisory role, he owns O'Brien-Adams Enterprises LLC, an investment-related business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu for clients who meet net-worth thresholds, including specialized areas such as business-owner transition and special-needs planning.

Mira Hailu Martinez is a financial advisor at Ameriprise in Corning, NY, holding a Series 66 credential. She joined Ameriprise in 2024 and has prior work experience at The Guthrie Clinic, Southern Tier Plastics, and Wendy's. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a Premier Retirement Income service with a written Recommendation Report and ongoing retirement-income planning advice that focuses on dependable income sources and tax-aware withdrawal strategies.

Amy Brouneus is a CFP®-designated financial advisor at Raymond James Financial with 15 years of industry experience. She has worked with Raymond James Financial Services since 2010 and has held positions at Corning Credit Union and Wealth Strategies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and employs analytical tools such as deterministic and probability modeling to support client goals.

Kristin Harrington is a financial advisor with Raymond James Financial Services, Inc. in Corning, NY, holding a Series 66 designation and 18 years of industry experience. She has worked with Corning Credit Union since 2010 and is also associated with Wealth Strategies, a support company where she serves as a financial advisor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional entities. The firm offers tailored, non-discretionary planning and supports institutional consulting and portfolio management through a broad advisor network.

John Nesbitt II is a financial advisor with Cambridge Investment Research Advisors holding Series 63 and Series 65 credentials and six years of industry experience. He has worked at both Cambridge Investment Research Advisors and LPL Financial, with a prior background at Cellular Sales. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by offering financial planning, investment management, and retirement plan advisory services. The firm provides tailored investment strategies through multiple platform arrangements and proprietary as well as third-party model solutions.

Nicholas Lapuma is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 18 years of industry experience. Prior to joining LPL Financial in 2024, he worked at Wealth Strategies, Raymond James Financial Services Advisors Inc., and Corning Fed Credit Union. He serves as a nonprofit board member for Chemung Valley Montessori School. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, including model portfolios and third-party asset management access, supported by advisor tools such as machine learning for operational and research purposes.

Laura Sumner is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and 13 years of industry experience. She has worked at Raymond James Financial Services Advisors, Inc. since 2013 and serves as Branch Manager at Wealth Strategies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs tailored non-discretionary planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Jessica Jackson is a financial advisor at Raymond James Financial with 11 years of industry experience. She holds Series 63 and Series 65 credentials and has worked with various firms, including Corning Federal Credit Union and The Leaders Group, Inc. Outside of advisory roles, she serves as a Registered Operations Associate for Wealth Strategies at Corning Credit Union. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools and supports municipal and public finance work through its affiliation with a municipal advisor.

Paul Huonker is a financial advisor with Raymond James Financial Services Advisors, Inc. in Corning, NY, holding Series 63 and Series 65 licenses and has 15 years of industry experience. His prior work includes eight years with Wells Fargo Clearing. He serves as a board member and finance committee member for the Corning Children's Center, a nonprofit organization. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports a wide advisor network through various advisory programs.

Nina Graham is a CFP® professional with nine years of experience in the financial advisory industry. She is currently with Cambridge Investment Research Advisors and previously worked at Socha Financial Group and E3 Financial Planning. Cambridge Investment Research Advisors serves a wide range of clients, including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers a variety of investment solutions, including proprietary models and access to third-party managers, with both discretionary and non-discretionary management options.

Russell Saurbaugh Jr. is a financial advisor with LPL Financial, bringing 51 years of industry experience. He has worked at LPL Financial since 2025 and previously spent significant time at Cadaret, Grant & Co., Inc., and his own firms, Saurbaugh Financial Group and Saurbaugh Financial Services. He is also a notary and provides tax preparation and non-variable insurance services through Saurbaugh Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio programs, and institutional platforms, using both proprietary and third-party investment strategies.

Marco Hickey is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been a member of the Cornfield Group since June 2010. He holds the Chartered Financial Analyst (CFA) designation, earned in August 2014, as well as FINRA Series 7, Series 66, and Series 9 securities registrations, and a State Insurance License. With over 15 years of experience, Marco focuses on goals-based wealth management, delivering tailored and tax-efficient asset allocation strategies for individuals and small businesses. His areas of expertise include college education planning, philanthropic planning, managing new wealth, socially responsible and ESG investing, tax minimization, retirement income, and small business strategies. Marco holds a Bachelor of Science degree in Economics from Elmira College. He is an active member of Rotary International and participates in community service through Meals on Wheels. Marco is proficient in English and Italian.

Aaron Manchester is a financial advisor with Raymond James Financial in Corning, NY, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been employed since 2011 at both Raymond James Financial Services Advisors, Inc. and Corning Credit Union. Manchester is also associated with Wealth Strategies, where he serves as a financial advisor. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through unique affiliations.

Madison Eighmey is a CFP® professional with seven years of experience, currently serving at Raymond James Financial Services Advisors in Corning, NY. Prior to joining Raymond James in 2019, Madison held positions in tax accounting and education. She is also associated with Corning Federal Credit Union Wealth Strategies in a financial advisor role. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, corporations, and institutional clients. The firm employs non-discretionary planning and risk-profiling tools tailored to client goals and offers specialized programs such as municipal and public-finance advisory services.

William Roe is a CFP® with five years of experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. He has held roles at multiple affiliated entities since 2016, including Cheming Canal Trust Company and several credit unions. Roe also works as an associate at Wealth Strategies/CCU Wealth Strategies in Corning, NY. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm uses analytical tools and tailored consulting to support client goals and offers specialized programs such as municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Frederick Lowe is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. His prior roles include positions at Cetera Advisors LLC, UBS Financial Services, and A. G. Edwards & Sons, Inc. He is also involved with FSL Advisors Inc., an entity related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by operational tools but not reliant on automated investment decisions.