Terry Rau is a CFA® charterholder with seven years of industry experience. He is the sole advisor at Sequence Analytix, LLC, where he has worked since 2018. Prior to that, he spent three years at Arcadia Investment Management. Sequence Analytix provides discretionary investment management to individual and high-net-worth clients, focusing on constructing written Investment Policy Statements and delivering periodic reviews and retirement income projections. The firm uses algorithmic, rules-based methods that emphasize mean reversion and price momentum, managing sequence-of-returns and volatility risk for clients near or in retirement through low-cost ETFs and quantitatively ranked individual equities.

Chase Imberger is a CFP®, ChFC®, and Series 65-licensed advisor with six years of industry experience currently with Gasaway Investment Advisors, Inc. Prior to joining Gasaway in 2020, he worked at Calvin College and Calvin University, and earlier at Caring Transitions. Outside of his advisory role, he is a professional disc golfer, an umpire for men’s summer Sunday baseball, and serves on the board of Loaves and Fishes, a local charity. Gasaway Investment Advisors serves individual and high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and corporations. The firm combines long-term, actively managed investment strategies with thorough fund manager screening and offers integrated retirement plan third-party administration and recordkeeping services.

Caitlin Borton is a financial advisor with Gasaway Investment Advisors, Inc. in Kalamazoo, MI, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She has worked with firms including Ameriprise Financial Services, CX Institutional, LPL Financial, and Oak Point Financial Group. Gasaway Investment Advisors serves individual and high-net-worth clients as well as institutional entities such as pension and profit-sharing plans, trusts, estates, and corporations. The firm offers discretionary investment management, financial planning, and retirement plan third-party administration, combining long-term active allocations with manager screening and sector adjustments across a five-advisor team.

Ethan Thies is a financial advisor at Gasaway Investment Advisors, Inc. in Kalamazoo, MI, holding the ChFC® designation and Series 65 license with four years of industry experience. Before joining Gasaway Investment Advisors in 2021, he worked in various roles across several industries including water treatment, lawn care, and education. Gasaway Investment Advisors serves individual and high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and corporations. The firm combines long-term, actively managed investment strategies with ongoing performance monitoring and offers integrated retirement plan administration and fiduciary services through its Alliance Retirement Plan Solutions.

James Gasaway is a CFP® and ChFC® with 20 years of industry experience. He has been with Gasaway Investment Advisors, Inc. since 1994. Gasaway also teaches retirement planning and group benefits as an adjunct professor at Calvin University and serves on the executive board of Center Point Church. Gasaway Investment Advisors serves individual and high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and corporations. The firm provides discretionary investment management, financial planning, and qualified retirement plan third-party administration and recordkeeping services, managing approximately $173 million across a five-advisor team.

Morgan Hunt is an investment advisor representative at Fairway Investment Group, LLC with two years of industry experience. He holds the Series 66 designation and has previously worked in education at Martin Public Schools for seven years. In addition to his advisory role, Hunt is also a representative of MEA Financial Services, where he is licensed to sell certain insurance products. Fairway Investment Group primarily serves members of the Michigan Education Association and their families, along with individual clients, trusts, estates, and select businesses. The firm offers fee-based portfolio management through LPL Financial–sponsored programs and employs a non-discretionary investment approach guided by tailored client profiles and a combination of fundamental, technical, and cyclical analysis.

Alexandra Herbert is a financial advisor with IHT Wealth Management LLC in Kalamazoo, MI. She holds Series 63 and Series 65 licenses and has two years of industry experience. Prior to joining IHT, she worked at LPL Financial and Jeff K Ross Financial Services, LLC. IHT Wealth Management serves individual, corporate, and institutional clients, offering discretionary asset management, financial planning, ERISA plan consulting, and outsourced CIO services. The firm uses a combination of proprietary model portfolios, third-party managers, and quantitative optimization to tailor investment solutions aligned with clients’ objectives and risk tolerances.

Carl Doerschler is a financial advisor with M HOLDINGS SECURITIES, Inc. He holds Series 63 and Series 65 credentials and has 28 years of industry experience. His prior work includes roles at Rose Street Advisors, LLC and his own firm, Doerschler & Associates Wealth Management LLC, where he remains actively involved. He also serves as a Notary Public in Michigan. M HOLDINGS SECURITIES, Inc. serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations through a nationwide network of independent firms and financial professionals. The firm offers a range of advisory and brokerage services, including discretionary and non-discretionary investment management, retirement plan consulting, and insurance advisory, supported by both in-house portfolio management and third-party sub-advisors.

Liam Millican is a financial advisor at M HOLDINGS SECURITIES, Inc. with Series 63 and Series 65 credentials. He has two years of industry experience, including roles at Doerschler & Assoc Wealth Mgmt and James Miller Financial. M HOLDINGS SECURITIES, Inc. serves a broad client base, including individuals, retirement plans, charitable organizations, and corporations, through a nationwide network of independent firms and financial professionals. The firm offers a wide range of advisory and brokerage services, including discretionary and non-discretionary investment management, retirement plan consulting, and insurance advisory, supported by a combination of portfolio managers and third-party sub-advisors.

Jill Ingersoll is a financial advisor with M Holdings Securities, Inc. She holds Series 63 and Series 65 licenses and has 18 years of industry experience. Jill previously worked at Rose Street Advisors, LLC for 11 years and currently owns and operates Doerschler & Associates Wealth Management LLC, focusing on wealth management and employer-sponsored plans. M Holdings Securities, Inc. serves individuals, retirement plans, charitable organizations, corporations, and other business entities through a nationwide network of independent firms and professionals. The firm provides a range of advisory and brokerage services, including investment management, retirement plan consulting, and financial planning, utilizing both in-house portfolio managers and third-party sub-advisors.

Christopher Tarkowski is a CFP® with 10 years of industry experience, currently serving at Farther since 2024. He previously worked at RMB Capital Management, LLC and Zhang Financial LLC. Outside of his advisory role, Tarkowski is a co-founder and partner of Next Level Real Estate Investments, LLC, and co-founder and owner of Next Level Burger, Inc. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform, offering discretionary investment management, retirement plan consulting, and private fund recommendations. The firm’s investment approach is based on Modern Portfolio Theory and employs bespoke or algorithmic model portfolios with automatic rebalancing, focusing primarily on ETFs, mutual funds, equities, and fixed income.

John Mc Caffrey is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and four years of industry experience. His prior experience includes roles at Northwestern Mutual and Charles Schwab. Outside of finance, he is involved in insurance brokerage focusing on life insurance products and is a partner in a home cleaning business serving residential and property management clients. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs and financial planning. The firm operates both as an SEC-registered adviser and FINRA-member broker-dealer, offering a range of investment management and brokerage services.

Shaun Fischer is a financial advisor with PNC Wealth Management, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at CUSO Financial Services, Consumers Credit Union, and LPL Financial. Fischer is based in Allegan, Michigan. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account that uses algorithmic risk assessment and third-party strategists to manage investments primarily via mutual funds and ETFs.

Grace Gant is a Series 66 licensed financial advisor with Edward Jones, where she has worked since 2008. She has 17 years of industry experience. Outside of her advisory role, she serves as an election inspector for Trowbridge Township in Allegan, Michigan. Edward Jones is a wealth management firm serving individual and institutional clients with a broad range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of advisors and branch offices.

Marissa Selby Lopez is a Series 66 credentialed financial advisor with Edward Jones, based in Otsego, MI, and has two years of industry experience. Her work history includes multiple roles at Edward Jones since 2023, along with prior experience in education at The University of Northwestern Ohio and Otsego Community Education. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and maintains a large national network of advisors and branch offices.

Zachary Richards is a financial advisor at Edward Jones with two years of industry experience and holds a Series 66 designation. Prior to joining Edward Jones in 2024, he worked at CSM Group and Summit Polymers. He is also involved with the Bronson Athletic Club, where he assists with member services and tours. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a wide range of investment advisory programs backed by a large nationwide network of financial advisors.

David Rowe is a financial advisor at Edward Jones with four years of industry experience. He holds the Series 66 designation and previously worked for the Kalamazoo County Sheriff's Office for nine years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Timothy Andrus is a financial advisor at Edward Jones in Otsego, Michigan, holding Series 63 and Series 66 licenses with 23 years of industry experience. He has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices, offering a range of advisory programs, tax-efficient services, and affiliated investment products under a fiduciary standard.

Harry Mcgowan IV is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Woodbury Financial Services and Questar Asset Management. Outside of his advisory role, he serves as president of Retirement Solutions of Michigan, a non-investment-related LLC. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization through a multi-advisor platform.

Jay Doll is a CFP®-certified financial advisor with seven years of industry experience, currently with Edward Jones since 2019. Prior to his advisory role, he had multiple engagements with Hayloft Ice Cream Parlor and a brief position at Davenport University. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory strategies, tax-efficient services, and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

Alayna Oskey is a financial advisor at Edward Jones in Allegan, MI, holding a Series 66 credential with one year of industry experience. Prior to her current role, she has experience working in the hospitality industry, including as a server and bartender at Bud & Stanley's Pub & Grub. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a comprehensive range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm is notable for its extensive retail advisor and branch network, as well as its affiliated trust and securities-based lending services.

Steven Tibbitts is a CFP® professional with 33 years of industry experience, currently associated with LPL Financial since 2026. He previously worked at Commonwealth Financial Network for 21 years and has operated Tibbitts Financial Consulting since 2005. He serves as a board member of the City of Allegan Brownfield Redevelopment Authority. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a broad range of clients including individuals, retirement participants, banks, and trust companies.

Gary Buller is a financial advisor with Edward Jones in Allegan, MI, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, he held roles at TTI, Michigan State University, Jackson National Life Insurance, and others. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Melisa Lautenschleger is a Series 66-licensed financial advisor with eight years of industry experience. She is affiliated with Edward Jones in Allegan, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Jennifer Curtis is a financial advisor with Ameriprise in Mattawan, MI, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise in 2022, she worked for Lawrence Public Schools for 24 years. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing customized Recommendation Reports that address income, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to support retirement planning, with a centralized consulting team delivering non-discretionary advice in collaboration with financial advisors.

Daniel Coleman is a CFP® and holds a Series 66 license with 19 years of industry experience. He has been with Edward Jones in Kalamazoo, MI since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs including discretionary and non‑discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and branch offices.

Ginger Titus is a CFP® and Series 66-registered financial advisor with Edward Jones in Otsego, MI, bringing eight years of industry experience. Prior to joining Edward Jones in 2017, she worked at Timber Ridge Ski Area and Moore Electrical Service, Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory programs and investment solutions through a large network of financial advisors and branch offices.

Matthew Ter Avest is a CFP®-credentialed financial advisor at LPL Financial with three years of industry experience. He has held prior roles at Commonwealth Financial Network and Tibbitts Financial Consulting. He is also involved in fixed insurance sales as a secondary business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational and research tools.

Clayton Schauss is a CFP® professional with 12 years of industry experience, all of which have been with Edward Jones since 2014. He is based in Allegan, MI. Outside of his advisory role, he is a co-owner of a vacation rental property in Traverse City, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of approximately 23,701 financial advisors.

Matthew Goodwin is a financial advisor with Edward Jones in Otsego, MI, holding a Series 66 designation and seven years of industry experience. Prior to joining Edward Jones in 2019, he held roles at Manpower, Perrigo, and several healthcare-related organizations. He also serves as a varsity basketball coach at Bloomingdale Public Schools. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Ryan Kessler is a financial advisor at Edward Jones with 11 years of industry experience. He has held roles at Edward Jones since 2017, and previously worked at Infinex Investments, Inc. and Flagstar Bank. Outside of his advisory work, he is the owner of Dragonfly Dwellings LLC, a rental property business in South Haven, MI. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households of varying net worth, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and operates a nationwide network of financial advisors and branches, offering a range of advisory programs and affiliated investment products under a fiduciary standard.

Robert Marciniak is a financial advisor with Edward Jones in Allegan, MI, holding Series 63 and Series 66 credentials and over 31 years of industry experience. He has been with Edward Jones since 1993. Outside of his advisory role, he serves as Vice President and Trustee of the Allegan County Community Foundation, assisting with business planning and fundraising for the local foundation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory strategies and affiliated investment products through a nationwide network of financial advisors and branch offices.

Steven Hamacher is a financial advisor at Cetera with 15 years of industry experience and holds a Series 66 designation. He has worked at Avantax Investment Services and 1ST Global Advisors, among other firms, and currently operates Hamacher & Associates PLLC, providing financial planning services. Outside of advising, he owns a payroll company based in Western Michigan. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting both discretionary and non-discretionary investment approaches.

Mark Slager is a CFP® professional with 13 years of experience in the financial services industry, all of which have been with Edward Jones. He holds a Series 66 license and is based in Bloomingdale, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Renae Morrie is a Series 66-licensed financial advisor with Edward Jones, based in Allegan, MI, and has two years of industry experience. She has worked with Edward Jones since 2007, initially in a prior role and currently in her advisory position since 2024. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a broad range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

Robert Peralta is a CFP® professional with 18 years of industry experience, currently advising clients at Charles Schwab. His prior roles include positions at Facet Wealth and Ameriprise Financial Services. Outside of his advisory practice, he assists with an online clothing business and operates a retail reselling business. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios and extensive research.

Isaac Yates is a financial advisor with LPL Financial in Kalamazoo, MI, holding a Series 66 credential and one year of industry experience. Prior work includes roles at Consumers Credit Union and various positions in retail and university settings. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisers, utilizing model portfolios, third-party subadvisors, and customized strategies.