John Moss is a CFP® professional with 24 years of industry experience, currently serving as the sole advisor at JTM Wealth Management, Inc. He has been with the firm since its founding in 2016. In addition to his financial advisory role, Moss is a licensed CPA who provides tax preparation and accounting services through a separate business he owns. JTM Wealth Management is an independent, single-advisor firm that primarily serves individual clients with discretionary portfolio management and financial planning. The firm utilizes a long-term, Modern Portfolio Theory–based investment approach with diversified, model-based portfolios tailored to clients’ risk tolerance and objectives.

Michael Margarites is a CFP® professional with 39 years of industry experience, currently affiliated with Oppenheimer. He has been with Fahnestock & Co. Inc., a subsidiary of Oppenheimer, for 23 years. Oppenheimer is a registered investment adviser and broker-dealer serving individuals—including high net worth clients—as well as corporations, pension plans, charitable organizations, and IRAs. The firm offers a broad range of programs and services with both discretionary and non-discretionary management, combining strategic asset allocation, manager selection, and consulting tailored to client objectives.

Erik Damers is a financial advisor with Cambridge Investment Research Advisors and holds a Series 63 designation. He has 20 years of industry experience, including ten years with Lincoln Financial Advisors Corporation prior to joining Cambridge in 2024. Outside of his advisory role, he works as an independent insurance agent for various agencies. Cambridge Investment Research Advisors serves a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, trusts, and other retirement-plan sponsors. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through a network of independent Financial Professionals, utilizing a variety of portfolio management and platform options tailored to client objectives.

George Telles is a financial advisor with LPL Financial, holding a Series 63 license and 39 years of industry experience. He has been with LPL Financial and its predecessor entity since 1991, totaling 35 years at the firm. Outside of advisory services, he has operated a real estate rental business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, portfolio programs, third-party asset management, and institutional platforms, supporting a wide range of investment strategies implemented by its network of over 22,000 advisors.

Ronald Reale is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked with Avantax Advisory Services and Avantax Investment Services. Outside of advisory work, he provides tax preparation and general accounting services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management options and access to third-party money managers.