Robert Maloney is a financial advisor at Squam Lakes Financial Advisors, LLC, with 28 years of industry experience. He has been with Squam Lakes Financial Advisors since 2007. Squam Lakes Financial Advisors serves a small client base including individuals, business entities, and trusts, offering financial planning and consulting services such as tax planning and preparation. The firm does not provide investment management but refers clients to independent third-party managers and monitors their performance, operating under written financial planning agreements with fixed or hourly fee arrangements.

William West is the sole advisor at DW West Investments LLC in Groton, NH. He holds a Series 65 designation and has one year of experience in financial advising. Prior to founding his firm, he worked at Mount Prospect Academy, the National Renewable Energy Laboratory, and the University of Maine, where he held roles related to advanced structures and composites. William also maintains full-time employment outside the advisory business with specific conflict-mitigation measures in place. DW West Investments LLC provides discretionary portfolio management primarily to retail and high-net-worth individuals. The firm constructs portfolios using three model allocations focused on technology and high-quality U.S. companies, applying fundamental research and structured rebalancing within client-specific investment guidelines.

Lawrence Dwight III is a financial advisor at Squam Lakes Investment Management, LLC, holding a Series 65 designation with five years of industry experience. He founded Dwight Investment Counsel, LLC, where he has provided investment advisory services since 2019. Prior to that, he worked at Stericycle, Inc. for four years. Squam Lakes Investment Management, LLC offers personalized, discretionary portfolio management and ongoing financial advice to individuals, families, trusts, and business entities. The firm emphasizes long-term wealth preservation and growth through fundamental analysis, primarily investing in equities with selective use of low-cost ETFs and fixed income, while managing a small number of client relationships to maintain service capacity.

Kelly Luethje is a CFP® and holds a Series 65 license with 11 years of industry experience. She has been with Willow Planning Group, LLC since 2014, serving as the firm's sole advisor. Willow Planning Group is an independent advisory firm providing comprehensive financial planning and consulting to individuals, families, business entities, and retirement plan administrators. The firm emphasizes educational programming and periodic newsletters, offering investment analysis and recommendations focused on passive, asset-class-based strategies without direct portfolio management.

Mark Visnic is a financial advisor at Oak Grove Capital, LLC with 15 years of industry experience. He holds Series 63 and Series 65 designations and has been with Oak Grove Capital since 2012. Oak Grove Capital, LLC provides discretionary portfolio management and tailored investment advice to individuals, high net worth clients, and business entities through separately managed accounts. The firm employs fundamental, technical, and sentiment analysis combined with routine use of derivatives and options strategies, offering a low-volatility allocation designed to reduce risk relative to the S&P 500.

Killian Dowd is a financial advisor with Money Concepts Capital Corp holding a Series 65 license and three years of industry experience. His prior roles include positions at Foundations Investment Advisors, LLC, Rise North Capital, and John Hancock. He is also a licensed insurance agent involved in selling life insurance products. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base, including individual investors, pension plans, trusts, and corporations. The firm employs model-driven and asset-allocation approaches, offering both discretionary and non-discretionary programs supplemented by third-party managers and technology platforms.

Carl Ring is a financial advisor with Ameriprise, holding a Series 63 designation and bringing 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Ring volunteers as a wax technician and coach for several high school and club Nordic ski teams in New Hampshire. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Donald Hannigan Jr. is a financial advisor at OSAIC with 41 years of industry experience. He holds the ChFC® and Series 63 designations. Prior to joining OSAIC in 2023, he worked at Questar Capital Corporation and Questar Asset Management, and has operated Hannigan Brokerage Services since 1997, a sole proprietorship selling various insurance products. He also serves as a registered representative with Brayshaw Financial Group, LLC. Osaic Wealth, Inc. serves a diverse client base including retail, high-net-worth, institutional, and charitable organizations through a wide network of advisors and advisory platforms. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to construct diversified portfolios and offers integrated brokerage, advisory, and retirement consulting services.

Deanne Chrystal is a financial advisor with Primerica Advisors in Holderness, NH, holding Series 63 and Series 65 licenses and six years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2019. In addition to her advisory role, she is an attorney with Chrystal Law, PLLC, where she has practiced since 2009, and she owns The Purrfect Inn, LLC, a non-investment related business. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited selection of discretionary separately managed accounts. The firm emphasizes a tiered wrap-fee structure and curates third-party asset managers for its investment models.

Christopher Neeb is a Senior Financial Advisor at Merrill Lynch Wealth Management. Supported by the global resources of Merrill, he is part of a team committed to building strong client relationships based on trust and personalized service. Christopher's role involves creating flexible wealth management strategies tailored to clients' individual goals and changing market conditions. His expertise encompasses college education planning, family wealth management strategies, liquidity management, personal retirement planning, and retirement income. Christopher holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the University of Denver. Christopher follows the Merrill tradition of community participation and spends time volunteering with organizations in the community. In his personal time, he enjoys fishing, golfing, skiing, and spending time with his family.

Donald Albiston is a financial advisor at OSAIC with 43 years of industry experience. He holds the ChFC® designation and Series 66 license. His prior firms include Lincoln Financial Advisors Corporation and The Prudential Insurance Company of America, where he worked for over four decades. Albiston also provides accident and health insurance, disability insurance, fixed annuities, and traditional life insurance. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm utilizes integrated brokerage and advisory services, employing asset-allocation tools and third-party managers to create portfolios that can include a wide range of investment types.

Reed Wilson is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and began his career at Ameriprise Financial Services LLC in 2025. Prior to entering the financial industry, Reed spent several years in educational roles at institutions including Plymouth State University and Burke Mountain Academy. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Jeffery Cossar is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and 10 years of industry experience. He has worked at firms including Fidelity Investments and Lighthouse Federal Credit Union. Outside of advising, he works part-time as a grocery delivery driver. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with various program options.

Virginia Perkins is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 31 years of industry experience. She has been with LPL Financial since 1995. Perkins is also a notary public in Northfield, NH, and serves as a co-trustee for her parents’ account. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including access to third-party asset managers and institutional platforms.

Jillian Verspyck is a Series 66-licensed financial advisor at Merrill with eight years at the firm and seven years of industry experience. Prior to Merrill, she worked at Voya Financial for four years. She serves as a trustee for the P V Trust for Grandchildren in Rumney, New Hampshire. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.