Melissa Holmes is a CFP® professional with eight years of experience in financial planning. She is the sole advisor at Black Harbor Financial, an independent firm based in Boothbay Harbor, Maine. In addition to her financial advisory role, she owns Whitt Law, a sole proprietorship providing legal services in estate planning, elder law, and business law. Black Harbor Financial offers customized financial planning, discretionary asset management, and pension plan advisory services to individuals and small-business retirement plans. The firm emphasizes asset allocation and diversification, often using low-cost index funds, mutual funds, and ETFs, and also serves as an ERISA 3(21) co-fiduciary for 401(k) plans.

William Goldenberg is the sole advisor at Shoreline Capital Corporation in Boothbay Harbor, ME, holding Series 63 and Series 65 licenses with 24 years of industry experience. He has been with Shoreline Capital since 2001. Shoreline Capital Corporation provides personalized, discretionary portfolio management primarily to high-net-worth individuals and associated trusts. The firm employs a fundamental, value-based equity selection process and manages concentrated portfolios, maintaining a small client base to allow for focused oversight by its principal advisor.

Wayne Schaab is a financial advisor at Gilbert Investment Management with 42 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Kovack Securities, Inc. and Delta Equity Services Corporation. Outside of his advisory role, he holds a life, health, and disability insurance license through Dow Investment Group. Gilbert Investment Management provides investment supervisory services and financial planning for individuals, trusts, municipalities, and other entities. The firm uses a core-satellite asset allocation strategy combining passive and active managers, offers both discretionary and non-discretionary portfolio management, and emphasizes client asset custody.

Donald Gilbert III is a financial advisor with Gilbert Investment Management in Brunswick, ME, holding Series 63 and Series 65 licenses and having 21 years of industry experience. He has worked at Gilbert Investment Management since 2018 and previously held roles at Delta Global Asset Management and Delta Equity Services Corporation from 2006 to 2017. Gilbert Investment Management provides investment supervisory services and financial planning for individuals, trusts, municipalities, small businesses, pension and profit-sharing plans, estates, and charitable organizations. The firm uses a core-satellite strategic asset allocation combining passive index and ETF exposures with selective active management and maintains client custody of assets without accepting proxy-voting authority.

William Westfield is a CFP® professional with 18 years of industry experience. He has been with August Wealth Group, Inc. since 2009. Westfield is also a licensed insurance agent. August Wealth Group, Inc. provides investment management and financial planning services to individuals, families, trusts, and foundations. The firm customizes portfolios based on client objectives and maintains a discretionary management approach with ongoing monitoring, primarily using mutual funds and ETFs.

David Kenkel is the sole advisor at Outfitter Financial and holds Series 63 and Series 65 licenses with 25 years of industry experience. His work history includes roles at Outfitter Financial LLC since 2017, Springworks Farm Maine, Inc., and coaching men's rugby at the University of Montana. He serves as a founding director and president of the Backstoppers Foundation and is involved in aquaponics organic farming through Springworks Farm Maine, Inc. Outfitter Financial LLC is a fee-only registered investment adviser managing approximately $158 million in discretionary assets primarily for individual and high-net-worth clients, as well as trusts and foundations. The firm uses a discretionary, asset-allocation approach focusing on equities, fixed income, mutual funds, and ETFs, combining fundamental and technical analysis to guide portfolio decisions.

Brandon Clark is a financial advisor at Rossby Financial, LLC with seven years of industry experience. He holds a Series 66 designation and has previously worked at Cambridge Investment Research Advisors and Ameriprise. Outside of his advisory role, he is the owner of Reexamine Wealth LLC, where he provides leadership and mindset coaching. Rossby Financial is a Registered Investment Adviser serving individuals, trusts, charitable organizations, pension/profit-sharing plans, and corporate entities. The firm manages approximately $358.6 million across 800 client relationships, offering portfolio management, financial planning, and retirement consulting with a range of investment approaches tailored to client risk tolerance and objectives.

Jeffrey Haller is a financial advisor with Equity Services, Inc. and holds Series 63 and Series 65 licenses. He has 20 years of industry experience, including a concurrent role at NL Financial Alliance where he is an agent selling life, disability, annuities, and health insurance products. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine long-term strategies with options for shorter-term trading, utilizing third-party asset managers and model portfolios.

Daniel Lay is a financial advisor with Corient, holding a Series 65 designation and 19 years of industry experience. He worked at H.M. Payson & Co for 20 years before joining Corient in 2026. Corient provides investment advisory and financial planning services to a wide range of clients, including individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach that integrates in-house strategies with third-party managers, continuous portfolio monitoring, and risk management tools.

David Shaughnessy is a CFA® charterholder with 11 years of industry experience, currently serving as an advisor at Corient. His prior work includes seven years at H.M. Payson and Co and eleven years at F.L. Putnam Investment Management Co. Corient provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporations. The firm uses a goals-based, team investment approach that integrates in-house strategies with third-party managers and employs risk management tools and stress testing to align portfolios with client objectives.

Linus Nygard is a financial advisor at EP Wealth Advisors in Brunswick, ME, holding Series 66 and Series 63 licenses with three years of industry experience. Prior to joining EP Wealth Advisors, he worked at GRP Retirement Planning and held roles at Bank of America, Merrill, and JP Morgan Chase bank. EP Wealth Advisors serves individuals, including high-net-worth clients, corporations, and retirement plans with wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios incorporating fundamental, technical, and cyclical analysis, along with access to alternative investments and third-party managers.

Andrew Burns is a financial advisor at Key Investment Services LLC in Brunswick, ME, holding a Series 66 designation with 20 years of industry experience. He has been with Key Investment Services since 2012. Outside of his advisory role, he owns and manages a long-term residential rental business in Portland, ME. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through wrap-fee advisory programs, model portfolios, and managed accounts. The firm emphasizes client direction in investment model selection while providing ongoing monitoring and due diligence of third-party advisory products.

Edmund Broomhead is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 designations and nearly 39 years of industry experience. He has worked at Janney Montgomery Scott since 2002, with a stint at Merrill from 2005 to 2016. Outside of his advisory role, he is involved in coaching high school girls lacrosse at Barrington High School. Janney Montgomery Scott LLC is a large enterprise firm managing approximately $110 billion in client assets. It serves a wide range of clients, including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage services, financial planning, and advisory programs.

Jonathan Theberge is a financial advisor with Key Investment Services LLC, holding a Series 66 credential and three years of industry experience. He has been with KeyBank NA since 2013 and joined Key Investment Services LLC in 2023. Outside of his advisory role, he is involved in general construction and property management through ownership of a local construction company. Key Investment Services LLC offers a range of advisory and brokerage products to individuals, trusts, estates, small businesses, and corporate clients. The firm emphasizes client-driven investment strategy selection combined with ongoing monitoring and due diligence, operating within the KeyCorp group alongside affiliated banking and capital markets entities.

Peter Coopersmith is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and bringing 41 years of industry experience. He has been with Commonwealth Equity Services, Inc. since 1996. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and back-office support, including investment management, compliance, and practice-management services, while allowing advisors discretion to construct client portfolios from a broad selection of securities and insurance products.

Daniel House is a CFP® professional with 15 years of industry experience, currently serving at Equity Services, Inc. since 2014. He previously served on the Essex Junction Town Board from 2010 to 2017. Outside of his advisory work, he is involved in managing the sale of residential property alongside his father and holds power of attorney for family members. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, frequently utilizing third-party asset managers and model portfolios with a blend of long-term strategies and options for shorter-term trading.

Danielle Klimash is a financial advisor at UBS Financial Services with 27 years of industry experience. She has been with UBS since 1998 and holds the Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research, custody, underwriting, and capital markets solutions.

Zachary Perigo is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2021. In this capacity, he partners with individuals and families to develop customized financial plans that assess both present and future needs. His approach involves analyzing and addressing multiple goals based on clients' preferences and unique priorities to help them grow, preserve, and distribute their wealth efficiently. Zachary began his financial services career as a Financial Representative at Northwestern Mutual from 2015 to 2016. He joined Fidelity Investments in 2017, where he has held various positions including Premium Relationship Associate, Investment Solutions Representative, Investment Consultant, and Financial Consultant before advancing to his current role. He holds an insurance license in Arkansas. Outside of his professional work, Zachary enjoys activities such as fitness, football, hiking, lake outings, snowboarding, and traveling.

David Beemer is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He previously worked at Securities America Advisors and Securities America, Inc. outside of his advisory role, Beemer serves as Vice President of the Experimental Aircraft Association Chapter 87 and is engaged in building an experimental aircraft. He is also licensed as a marriage officiant and performs notary public duties. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage, investment advisory, financial planning, and retirement consulting services. The firm employs asset-allocation tools, efficient-frontier analysis, and automated rebalancing to manage diverse portfolios including stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Kelsie West is a financial advisor with Edward Jones in Topsham, ME, holding a Series 66 designation and 17 years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, alongside affiliated mutual funds and proprietary money market funds.

Jeffrey Guenther is a Series 66-licensed financial advisor with Edward Jones in Bath, Maine, and has nine years of industry experience. He has been with Edward Jones for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and investment strategies, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets.

Michael Alimi is a financial advisor with Ameriprise in Topsham, ME, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2008. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to provide annual written recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Elizabeth Farmer is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 17 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2008. In addition to her advisory work, she owns and operates Libby Farmer Tax Solutions, providing tax preparation services part-time. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, focusing on model-delivery strategies and a limited number of discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, delegating trading to BNY Mellon Advisors and custody to Pershing and Primerica Brokerage Services.

April Caron is a financial advisor with Edward Jones in Brunswick, ME, holding a Series 66 designation and eight years of industry experience. She has worked at Edward Jones since 2018 and previously held roles with the American Red Cross in both biomedical and humanitarian services. Outside of her advisory work, she is involved with Shackley & Caron LLC, an LLC managing rental properties. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Amy Lacavera is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and over 13 years of industry experience. She has worked at Cetera since 2025 and owns Tax Wise Financial Services, LLC, where she performs tax preparation as an Enrolled Agent. Lacavera also serves on the board of the Maine Association of Professional Accountants, assisting with seminars and acting as an IRS liaison. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers varied portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with diverse program options.

Susan Peters is a financial advisor with LPL Enterprise and holds Series 63 and Series 66 registrations. She has nine years of industry experience and has worked at firms including Sharegain Securities Inc., Carver Edison Capital, and First Liberties Financial. Outside of her advisory role, she is also involved in quilt making and occasionally finishes quilting projects for clients. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm employs a model-driven investment approach using portfolios developed by internal research and third-party strategists, and offers access to financial planning, third-party asset managers, and affiliated insurance and trust services.

Walter Weil III is a financial advisor with Morgan Stanley in Southport, ME, holding Series 63 and Series 66 designations and bringing 55 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including financial planning supported by structured processes and proprietary tools, managing approximately $2.74 trillion in client assets.

Thomas Carr is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Edward Jones since 2012. He is based in Brunswick, ME. Outside of his advisory role, he is the owner of Carr Real Estate Investments LLC. Edward Jones is a wealth management firm that serves over four million individual and institutional clients, offering a range of investment advisory programs and affiliated financial services. The firm supports its clients through a nationwide network of advisors and branch offices and provides both discretionary and non-discretionary strategies under a fiduciary standard.

Jean Huber is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 23 years of industry experience. He has worked with Cetera Investment Advisers since 2018 and has prior experience at First Federal Savings & Loan Association of Bath and INVEST Financial Corp. Outside of his advisory role, Huber serves as a branch manager and is involved in community activities including acting as a ballot clerk during elections and selling quilt items. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services utilizing multi-manager platforms, third-party money managers, and a variety of program structures.

William Holly is a financial advisor at Merrill with Series 63 and Series 65 credentials and 41 years of industry experience. He has worked at Merrill since 1984 and has been affiliated with Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Zachary Dean is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His career includes roles at Bank of America and American Income Life. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, combining internal CIO teams and third-party style managers with custodial support.

Paul Suyama is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 66 designations and has 39 years of industry experience. He has served in roles at StoneX Securities Inc., WR Rice Financial Services, and Capital Wealth Planning Services, where he currently acts as President and Investment Adviser Representative. Suyama provides financial planning services through his own firm, Capital Wealth Planning Services, alongside his work at Mass Mutual. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using collaborative planning engagements supported by firm-approved software tools.

Peter Mendall is a CFP®-designated financial advisor with Raymond James Financial, where he has worked since 1997, totaling 29 years of industry experience. He is a partner of Mendall Financial Group, LLC and is involved in an agricultural venture with his wife focused on sustainable farming and a farm camping experience. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, institutional, and nonprofit clients. The firm offers tailored, non-discretionary advice supported by advanced analytical tools and maintains specialized programs including municipal advisory services and SIMPLE IRA employer consulting.

James Cook is a financial advisor with Cetera, holding Series 66 and Series 63 licenses and five years of industry experience. His prior positions include roles at WEX Inc., Keybank, and Key Investment Services LLC. He is based in Boothbay Harbor, ME. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform offering various portfolio management and financial planning services. The firm supports a range of program structures with over $256 billion in assets under management and more than 10,000 advisors.

Robert Hilf Jr. is a financial advisor with LPL Financial, holding a CFP® designation and Series 63 and 65 licenses. He has 27 years of industry experience, including previous roles at Waddell & Reed, Inc. and managing The Hilf Tirpak Group LLC. He also volunteered with Pittsburgh Action Against Rape from 2014 to 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Thomas Perkins is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and 34 years of industry experience. He has worked with Raymond James Financial and related entities since 2009 and also serves on the Boothbay Harbor CSD School Board. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations, using tailored non-discretionary planning and analytical tools.

Jeffrey Labbe is a financial advisor with Edward Jones in Bath, ME, holding the Series 63 and Series 66 credentials and bringing 18 years of industry experience. He has been with Edward Jones since 2008. Outside of his advisory work, Labbe is a member of the Bath Rotary, where he participates in fundraising and attends weekly meetings. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment strategies and affiliated services. The firm manages over $1 trillion in assets and maintains a large network of advisors and branch offices nationwide.

Scott Lemieux is a financial advisor with Ameriprise, holding Series 63 and Series 66 designations and 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in tax preparation through co-ownership of BPCP Tax Advisors, LLC, and owns several business entities related to office space leasing and property management. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, delivering detailed, research-driven recommendations that include income sources, Social Security options, and tax-efficient withdrawal strategies. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Joseph Marro is a financial advisor with LPL Financial based in Brunswick, ME. He holds the Series 66 designation and has experience working at Camden National Bank and as a self-employed professional. Prior to his advisory roles, he worked in the Brunswick School System. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Matthew Crane is a financial advisor at Edward Jones with two years of industry experience. He holds a Series 66 designation and previously worked at Coastal Maine Botanical Gardens and Kents Hill School. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Peter Lowell is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked at Blackhawk Network Inc for six years and at CashStar for four years. He is based in Brunswick, ME. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment options, supported by a nationwide network of more than 23,700 financial advisors and 15,100 branch offices.