Robert Maloney is a financial advisor at Squam Lakes Financial Advisors, LLC, with 28 years of industry experience. He has been with Squam Lakes Financial Advisors since 2007. Squam Lakes Financial Advisors serves a small client base including individuals, business entities, and trusts, offering financial planning and consulting services such as tax planning and preparation. The firm does not provide investment management but refers clients to independent third-party managers and monitors their performance, operating under written financial planning agreements with fixed or hourly fee arrangements.

Thomas Macpherson is a financial advisor at Nintai Investments LLC with nine years of industry experience. He holds a Series 65 designation and previously worked at Dorfman Value Investments LLC for three years. In addition to his advisory role, he publishes investment commentary and serves on a nonprofit board. Nintai Investments LLC is a single-advisor firm providing discretionary portfolio management and investment advisory services to individuals, businesses, family offices, foundations, and endowments. The firm employs a fundamental value investment approach focused on concentrated equity portfolios, using discounted cash-flow models and quality screens to select primarily long positions in U.S. and select non-U.S. companies.

David Engels is the sole advisor at Engels Investment Advisors, LLC, an independent firm he has led since 2000. He holds Series 63 and Series 65 licenses and has 25 years of industry experience. Based in Center Sandwich, NH, Engels focuses exclusively on serving high-net-worth individuals and families. Engels Investment Advisors, LLC manages approximately $28.8 million for a small client base, providing long-term supervisory portfolio management and advice on asset allocation and specific securities. The firm employs a research-driven investment approach combining fundamental, technical, and cyclical analysis, and operates on a fully non-discretionary basis.

Lawrence Dwight III is a financial advisor at Squam Lakes Investment Management, LLC, holding a Series 65 designation with five years of industry experience. He founded Dwight Investment Counsel, LLC, where he has provided investment advisory services since 2019. Prior to that, he worked at Stericycle, Inc. for four years. Squam Lakes Investment Management, LLC offers personalized, discretionary portfolio management and ongoing financial advice to individuals, families, trusts, and business entities. The firm emphasizes long-term wealth preservation and growth through fundamental analysis, primarily investing in equities with selective use of low-cost ETFs and fixed income, while managing a small number of client relationships to maintain service capacity.

I started my career in Boston working with ultra-high-net-worth clients at a large wealth management firm. After more than a decade in that environment, I realized I wanted a different kind of success — one built around health, family, and purpose. In 2018, my wife and I relocated our family to the White Mountains of New Hampshire, where we’re raising our two kids and running our own businesses. That experience of stepping off the traditional path deeply shapes the way I now serve my clients. At Sheer Empowerment Financial, I work with mid-career professionals, parents, and self-employed individuals who are navigating transitions and want to bring more clarity and intention to their money. Whether you’re changing careers, growing a business, planning for kids, or simply seeking alignment between your finances and your values, I’ll help you simplify the complex, make thoughtful decisions, and move forward with a plan that reflects what matters most. I’m an advice-only, flat-fee planner — no product sales, no portfolio minimums, and no hidden agenda. My role is to provide you with objective, practical strategies and clear steps you can actually take. Ongoing support is available if you want a long-term partner, but it’s always flexible: some clients prefer periodic check-ins, while others just need a comprehensive plan or a focused session to gain confidence in their next move. As a CFA® Charterholder, CFP® professional, and Certified Health & Wellness Coach, I bring both technical expertise and a holistic perspective. Because money decisions don’t exist in isolation — they shape how you spend your time, manage your energy, and build the life you envision. If you’re looking for expert guidance from someone who’s been through major transitions himself, I’d love to connect. Together we can design a financial plan that reflects your values, supports your goals, and gives you the freedom to create the life you truly want.

Kelly Luethje is a CFP® and holds a Series 65 license with 11 years of industry experience. She has been with Willow Planning Group, LLC since 2014, serving as the firm's sole advisor. Willow Planning Group is an independent advisory firm providing comprehensive financial planning and consulting to individuals, families, business entities, and retirement plan administrators. The firm emphasizes educational programming and periodic newsletters, offering investment analysis and recommendations focused on passive, asset-class-based strategies without direct portfolio management.

Mark Visnic is a financial advisor at Oak Grove Capital, LLC with 15 years of industry experience. He holds Series 63 and Series 65 designations and has been with Oak Grove Capital since 2012. Oak Grove Capital, LLC provides discretionary portfolio management and tailored investment advice to individuals, high net worth clients, and business entities through separately managed accounts. The firm employs fundamental, technical, and sentiment analysis combined with routine use of derivatives and options strategies, offering a low-volatility allocation designed to reduce risk relative to the S&P 500.

Dolores Kong is a CFP® with 24 years of industry experience, currently serving as a financial advisor at B. Riley Wealth Advisors, Inc. since 2021. Her prior experience includes 17 years at Winslow, Evans & Crocker, Inc. Outside of her advisory role, she is an IRS licensed enrolled agent who provides individual tax preparation seasonally and operates a hiking-focused blog and book project through AOMM Enterprises LLC. B. Riley Wealth Advisors, Inc. is an SEC-registered firm managing approximately $7 billion in client assets across 274 advisors. The firm serves individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans, offering a variety of advisory programs, financial planning, and retirement solutions through multiple program structures and a combination of proprietary and third-party asset management.

Callum Maclean is a financial advisor at Moors & Cabot, Inc. with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Moors & Cabot since 2017, following a 13-year tenure at Janney Montgomery Scott. Outside of his advisory role, he serves as treasurer for the Walpole Area Visiting Nurses Association and is a co-director of the Newsboys Reading Room Association. He also participates as an emergency outdoor care responder with the Waterville Valley Resort Ski Patrol. Moors & Cabot provides investment management, financial planning, and consulting services to retail and high-net-worth individuals, corporations, pension plans, trusts, estates, and charitable organizations. The firm employs a range of strategies including asset allocation, fundamental and technical analysis, and quantitative techniques, offering both discretionary and non-discretionary advisory arrangements.

Kimberly Du Laurence is a CFP®-certified financial advisor at Facet with 22 years of industry experience. Her prior roles include positions at Tiaa, Citizens Financial Group, and Banc Of America Investment Services, Inc. She has been with Facet since 2020. Facet Wealth offers subscription-based financial planning and discretionary investment management to individual clients, blending technology-driven processes and model-based asset allocations to serve a broad range of households through remote service channels. The firm’s approach integrates comprehensive planning areas and employs a flat subscription fee rather than percentage-based asset management charges.

Susan Mc Bournie is a financial advisor at Foundations Investment Advisors LLC with 10 years of industry experience. She holds a Series 65 designation and has worked at Whitney and Associates and Virtue Capital Management, LLC. Outside of her advisory role, she is an independent agent offering fixed annuities and life insurance. Foundations Investment Advisors, LLC provides financial planning and portfolio management to individual and high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm employs a mix of fundamental, technical, and cyclical analysis and utilizes model portfolios with discretionary or non-discretionary authority assigned to its investment adviser representatives.

Benjamin Treadwell is a financial advisor with First Citizens Investor Services, Inc. He holds Series 65 and Series 66 licenses and has 22 years of industry experience. His prior experience includes roles at Solomon Edwards, D.A. Davidson, LPL Financial, and CUSO Financial Services. First Citizens Investor Services, Inc. serves individuals, pension and profit-sharing plans, charitable organizations, and corporate entities, providing advisory and brokerage services through IARs and third-party portfolio managers. The firm uses a client-centered process combining fundamental, quantitative, and technical analysis to manage portfolios across various asset classes.

Thad Richardson is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and with 20 years of industry experience. He has been with LPL Financial since 2008. Outside of his advisory work, he manages a residential property previously used by his parents. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Francis Dietrich is a financial advisor at UBS Financial Services with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2013. In addition to his advisory role, he serves as a part-time teacher in Risk Management at Northeastern University. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining proprietary research and model-based strategies with institutional trading capabilities and wealth management offerings.

Carl Ring is a financial advisor with Ameriprise, holding a Series 63 designation and bringing 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Ring volunteers as a wax technician and coach for several high school and club Nordic ski teams in New Hampshire. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Donald Hannigan Jr. is a financial advisor at OSAIC with 41 years of industry experience. He holds the ChFC® and Series 63 designations. Prior to joining OSAIC in 2023, he worked at Questar Capital Corporation and Questar Asset Management, and has operated Hannigan Brokerage Services since 1997, a sole proprietorship selling various insurance products. He also serves as a registered representative with Brayshaw Financial Group, LLC. Osaic Wealth, Inc. serves a diverse client base including retail, high-net-worth, institutional, and charitable organizations through a wide network of advisors and advisory platforms. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to construct diversified portfolios and offers integrated brokerage, advisory, and retirement consulting services.

Heather Phillips is a financial advisor at UBS Financial Services with 29 years of industry experience. She previously worked at Merrill Lynch and Bank of America, N.A. from 2005 to 2023. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations. The firm integrates institutional trading capabilities with wealth management services, including fee-based financial planning and portfolio management.

Deanne Chrystal is a financial advisor with Primerica Advisors in Holderness, NH, holding Series 63 and Series 65 licenses and six years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2019. In addition to her advisory role, she is an attorney with Chrystal Law, PLLC, where she has practiced since 2009, and she owns The Purrfect Inn, LLC, a non-investment related business. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited selection of discretionary separately managed accounts. The firm emphasizes a tiered wrap-fee structure and curates third-party asset managers for its investment models.

Reese Chappuis is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2023, he worked at Belknap Landscape and Juggernaut Fitness, and served in the United States Army from 2016 to 2020. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Dewitte Kersh is a financial advisor with Mass Mutual Investors Services, holding a Series 66 credential and bringing 25 years of industry experience. He has worked at Mass Mutual Investors Services since 2010 and has been with Mass Mutual Life Insurance Company since 2009. Outside of advising, he works as a ski instructor at Waterville Valley Resorts. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management for individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs a structured, collaborative planning process using firm-approved analytical tools and offers a range of planning and investment programs.

Geoffrey Soper is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has served since 1985. He specializes in catering to the financial needs of a select group of clients including founders and leaders in technology and life sciences, successful business owners, their employees, and corporate entities. His approach focuses on understanding clients' objectives to provide tailored financial strategies that simplify their financial tasks. With over 35 years of experience, Geoff's expertise encompasses executive compensation, family wealth management strategies, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, socially responsible investing, values-based and ESG investing, individual and corporate investment strategy, and tax minimization. He and his team aim to deliver total wealth management, addressing retirement planning, portfolio management, tax strategies, and access to banking and lending solutions. Geoff holds a Bachelor of Arts degree in Economics and Business Administration from Ursinus College. He is a Chartered Financial Analyst (CFA) charterholder and a CERTIFIED FINANCIAL PLANNER (CFP). In addition to his professional endeavors, Geoff serves as President of the Board of Directors for Youth Enrichment Services, a Boston-based non-profit focused on inspiring youth through outdoor experiences and leadership opportunities. He resides in Winchester, Massachusetts with his wife and three children and enjoys skiing and playing racket sports.

Keith Britton is a financial advisor with Edward Jones in Moultonborough, NH, holding a Series 66 designation and 10 years of industry experience. He has been with Edward Jones since 2015. Outside of his financial advisory role, Britton is involved in the fitness industry as an owner and partner of several fitness businesses, including CrossFit Juggernaut. Edward Jones is a full-service wealth management firm serving more than four million clients, including individual and institutional investors. The firm provides a range of advisory and managed account strategies, operating under a fiduciary standard, and supports its clients through a nationwide network of financial advisors and branch offices.

Jeffery Cossar is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and 10 years of industry experience. He has worked at firms including Fidelity Investments and Lighthouse Federal Credit Union. Outside of advising, he works part-time as a grocery delivery driver. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with various program options.

Jillian Verspyck is a Series 66-licensed financial advisor at Merrill with eight years at the firm and seven years of industry experience. Prior to Merrill, she worked at Voya Financial for four years. She serves as a trustee for the P V Trust for Grandchildren in Rumney, New Hampshire. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.