Ian is a Lead Financial Planner and Partner at True Wealth Group, where he helps guide both client strategy and firm operations with clarity and intention. Ian takes an education-first, relationship-driven approach to advising. He prioritizes helping clients understand the reasoning behind financial decisions so they can move forward with confidence rather than react emotionally. By integrating tax strategy, cash flow planning, and long-term goals, he helps clients design plans that support the life they want to live. As a co-founder of True Wealth Group, Ian was motivated by a belief that financial advice should be delivered with integrity, transparency, and care. His long-term focus is building a durable, values-driven firm known for sound thinking, trust-based relationships, and guidance that endures across generations. Ian earned his Bachelor of Business Administration from Gonzaga University. Ian is a CFP® professional, a Certified Exit Planning Advisor (CEPA), an Enrolled Agent (EA) with the IRS, and a Licensed Tax Consultant (LTC) with Oregon state.

Thomas Cooper is a financial advisor at ZUNA, LLC in Bend, OR, holding Series 63 and Series 65 licenses with 10 years of industry experience. He previously worked at Northwest Fiduciary Consultants, LLC and Pension Planners Northwest. ZUNA serves defined contribution and defined benefit retirement plans, corporations, and charitable organizations by providing fiduciary and non-fiduciary retirement plan services, including investment menu selection, model portfolio construction, and vendor oversight. The firm’s investment approach combines fundamental, interest-rate, and economic analysis to create diversified portfolios using active and passive funds, ETFs, and mutual funds, supported by ongoing investment committee oversight.

Eric Berlin is the principal advisor at Edgewood Wealth Management in Bend, Oregon. He holds a Series 65 designation and has been active in the financial industry since 2022, with experience at firms including AJ Gallagher/PIUS, First Interstate Bank, and East West Bank. In addition to his advisory role, Berlin is involved in lending, loan structuring, and real estate brokerage activities. Edgewood Wealth Management is an independent, fee-only registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and businesses. The firm’s investment approach incorporates asset allocation and modern portfolio theory using both passive and active strategies, with services that include investment management, financial planning, and specific guidance on integrating rental real estate into clients’ financial plans.

Jonathan Nagy is a financial advisor at Alpine Road Financial in Bend, OR, holding a Series 65 designation with one year of industry experience. Prior to his current role, he worked at Bluebird Design and Build and Adidas Group. He also provides consulting services to Retire Sound, Inc. for employer financial-wellness programs. Alpine Road Financial offers investment management and financial planning primarily for mid-career technology professionals managing equity compensation and concentrated stock positions. The firm employs a total-portfolio, asset-allocation approach combining passive and active strategies, and provides educational seminars and third-party coordination for specialized client needs.

Hi, I'm Meg! I'm a financial planning fanatic, devotee of helping people live the life of their dreams, a meticulous analyzer, and purveyor of meaningful conversations. My clients find me warm, patient, sharp, and reliable. I work with a limited number of families to ensure I have maximum capacity to think critically, analyze, and personalize my services for each client. Taking a comprehensive approach to financial planning is critical. All aspects of financial planning are fun and interesting to me, but my absolute favorite type of work is helping folks achieve financial independence/early retirement, tax planning, and coordination with multigenerational families. Please take a look at my website, linked to the left, to learn more about my process, approach, services, and history.

Aaron Rivers is the founder of Living Earth Investments, LLC and holds a Series 66 designation with 17 years of industry experience. He has worked at McAdams Wright Ragen, Wedbush Morgan Securities, and U.S. Bancorp in roles including community bank investing, equity research, and fixed income trading. Rivers has led Living Earth Investments, an independent firm based in Bend, Oregon, since 2008. Living Earth Investments provides discretionary portfolio management for individuals, trusts, foundations, and businesses, focusing on sustainable investments screened for environmental and ethical criteria alongside traditional valuation metrics. The firm emphasizes continuous monitoring and quarterly reviews of client portfolios.

Kirby Kleinsmith is a CFP® and ChFC® with 20 years of experience in financial advising. He is the principal of Kleinsmith Resource Management, LLC, a firm he has led since 2012, and has also worked with Irwin Investments, LLC since 2006. Outside of his advisory work, he is a ski instructor at Mt. Bachelor Ski Resort. Kleinsmith Resource Management is a solo-operator independent advisory firm serving individual clients with discretionary portfolio management and financial planning services. The firm employs a range of investment strategies including active trading techniques and uses a broad investable universe, managing assets in-house with a focus on integrating ongoing planning updates and investment oversight.

David Smith is a CFP® and ChFC® with 40 years of experience in financial advisory services. He has been the owner and president of Strategic Wealth Management, LLC since 2009 and previously worked at Deschutes Financial, LLC. Strategic Wealth Management, LLC provides financial planning, investment advisory, and portfolio management services to individual clients, trusts, estates, charitable entities, business clients, and pension and profit-sharing plans. The firm offers both discretionary and non-discretionary portfolio management, utilizing a combination of in-house planning tools, risk assessments, and third-party platforms, and operates with a dual registration model that supports fee-based advisory programs as well as commissionable securities and insurance products.

I’ve found that clients come to me with a series of specific challenges that they’d like help with as they approach retirement and living in retirement. These challenges center around how to best: Replace their employment income from the assets they’ve saved Minimize taxes paid now and in retirement protect against the risks of the future (i.e. inflation, market downturns, unplanned health issues, assets taken from them unjustly, longevity, etc.) How to avoid common mistakes that can be very costly over the course of their lifetime. There are dozens of important financial decisions you face that can easily feel confusing and overwhelming. This is where I can help you. I launched Gray Wealth Strategies to bring highly personal, truly objective, evidence-based advice to your key financial decisions. This is what we should expect as we make critical financial choices. Regrettably, however, a vast majority of the financial services industry does not operate under such a standard where the advice/products being recommended truly align with your best interests. In fact, you may have even experienced a few of those “advisors” yourself. I aim to change that experience for you. I operate under a “fiduciary standard”. This means that I am legally bound to provide objective advice in your best interests with zero product sales or commissions as your flat-fee only CERTIFIED FINANCIAL PLANNER™. My flat-fee only structure is unique in the industry. We offer clients two flat-fee only options: 1) a one-time retirement plan which is intended for DIY investors who want to get a second opinion and validate their decisions and 2) a full-service wealth management relationship. As part of our full-service relationship, we focus on leveraging your retirement roadmap (i.e. initial financial plan) and using it to inform, customize, and optimize your investments, taxes, and estate planning needs. Clients who are familiar with the standard asset under management (AUM) fee structure (i.e. being charged a percentage of your assets) will appreciate these flexible, flat-fee only offerings, and I personally think it’s a great way to objectively help pre-retirees and retirees. I absolutely love the work I do and I am proud of the value I bring to my client’s key financial decisions. That said, my #1 pride is my family: my wife, Jessica, and our three children (Waverly, Everton, and Zealand). We split time between the outdoor wonderland of the Pacific Northwest where we mountain bike, ski, camp, and raise our littles, and the great city of Austin, TX where family resides and Lake Austin calls for fun family time. That’s my “why”: being the best advisor I can be to my clients and living the best life possible with my family and friends. What’s your “why”? And how can I best help you live it with the resources you have? Please reach out and I look forward to getting to know you. Read Andrew's blog here: https://graywealthstrategies.com/blog/

Diana Henderson is a financial advisor with Henderson Asset Management, LLC in Bend, Oregon. She holds Series 63 and Series 65 licenses and has 16 years of industry experience, including 12 years at Chernofsky Financial, LLC. In addition to advisory services, she provides life, health, and long-term care insurance through her own insurance brokerage. Henderson Asset Management serves individual investors and personal trusts, offering discretionary portfolio management and hourly financial planning using MoneyGuidePRO. The firm combines sector-rotation investing with tax-aware, low-turnover positions and integrates insurance products and annuity evaluations into its financial planning process.

Jacob Green is the principal of Green Tree Wealth, Inc. in Bend, Oregon, holding a Series 65 designation with over three years of industry experience. He has operated as a sole proprietor since 2005, with a focus on insurance sales including annuities, life, health, and Medicare insurance. Green’s prior work includes roles at Edgerock Wealth Management and multiple tenures at Green Tree Wealth. Green Tree Wealth, Inc. is a registered investment adviser providing portfolio management for pooled and institutional clients, along with financial planning and consulting services for individuals and businesses. The firm uses a tactical asset allocation approach with customized portfolios and may engage sub-advisers to implement discretionary strategies.

Andrew Mardock is a CFP® professional with 12 years of experience in financial advising. He has worked at ViviFi Planning since 2018 and previously held roles at Merit Wealth Management, LLC and Shine Investment Advisory Services, Inc. He is based in Bend, OR. ViviFi Planning serves individual and high-net-worth clients with comprehensive financial planning, discretionary portfolio management, and retirement plan consulting for employer plan sponsors. The firm employs an asset-allocation strategy grounded in Modern Portfolio Theory, primarily using passive index funds and ETFs, and operates as a fiduciary with integrated tax and cash-flow considerations.

Farrell Griswold is a financial advisor at Aspire Wealth Advisors, LLC in Bend, Oregon, holding a Series 66 designation with 16 years of industry experience. Prior to founding Aspire Wealth Advisors in 2017, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Aspire Wealth Advisors, LLC provides discretionary investment management and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small business owners. The firm customizes portfolios based on client goals and risk tolerance and offers specialized planning services such as family wealth mentoring, liability planning, and divorce planning.

Charles Raub is a financial advisor with West Ridge Capital Management L.L.C. He holds a Series 65 designation and has six years of industry experience. Prior to his current role, he worked at Fisher Investments and CalPERS. West Ridge Capital Management provides discretionary investment management and financial planning services to individuals, trusts, estates, businesses, and retirement plans. The firm constructs portfolios using individual equities, ETFs, and mutual funds, employing a long-term investment approach supplemented by tactical adjustments for rebalancing, cash needs, or tax management.

Garrett Bergby is a financial advisor at Treeline Financial Planning in Bend, Oregon, with 11 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to founding Treeline Financial Planning in 2019, he worked at Fincham Financial Group - New York Life from 2013 to 2019. Treeline Financial Planning provides investment management and financial planning services to individuals, high-net-worth clients, and small business plan sponsors. The firm uses modern portfolio theory and primarily invests in passive index mutual funds and ETFs, offering discretionary portfolio management and both project-based and ongoing financial planning. Additionally, Treeline provides retirement plan consulting to employer plan sponsors with a fiduciary role under ERISA.

Charles Mcdonald is a CFP® and holds a Series 66 license with 22 years of industry experience. He previously worked at UBS Financial Services for 21 years and has served as an instructor at Central Oregon Community College since 2024. Mcdonald operates as the sole advisor at Cresscila Wealth Management. Cresscila Wealth Management is an independent firm offering financial planning and portfolio management to individuals, high-net-worth clients, charitable organizations, and business entities. The firm employs a written Investment Policy Statement for each client and uses fundamental analysis, modern portfolio theory, and quantitative methods in its investment approach, with billing based on retainers, flat fees, or hourly consulting.

Douglas Downer is the sole advisor at Sundowner Capital Management LLC, where he has worked since 2000, bringing 18 years of industry experience. He holds Series 63 and Series 65 licenses. Outside of his advisory role, Downer serves on the boards of St. Charles Health System, where he is Chair of the Audit and Compliance Committee, and Mechanics Bank, where he is a member of the Trust Committee. Sundowner Capital Management LLC provides investment supervisory services and individual portfolio management primarily to individuals and charitable organizations. The firm employs a combination of qualitative and quantitative methods along with fundamental analysis to construct portfolios that emphasize no-load mutual funds, ETFs, and selected individual securities.

Riley Thoubboron is a CFP® professional with nine years of industry experience. He currently works at FPFoCo and has previously been employed at Fort Collins Tax Service, The Millstone Evans Group, Raymond James & Associates, and Equity Services Inc. FPFoCo serves individual and high-net-worth clients by combining financial planning, discretionary investment management, and income tax preparation and representation. The firm manages approximately $152 million across about 120 client relationships and emphasizes diversified portfolios built primarily with passive funds, incorporating tax considerations into portfolio design and supervision.

Michael Jr. Angus is a financial advisor at Elevation Capital Advisory in Bend, OR, holding a Series 65 designation with four years of industry experience. His prior work includes roles at G5 Search Marketing and Merit Wealth Management, as well as a position at Sweet Tooth Candy Shoppe. Elevation Capital Advisory serves individual and high-net-worth clients with discretionary and non-discretionary asset management and ongoing financial planning. The firm offers investor education through public seminars and workshops and employs client-specific investment strategies that include technical analysis, portfolio monitoring, and quarterly reviews.

Bradley Boeck is a ChFC® credentialed financial advisor with 24 years of industry experience. He has worked at Syndicated Capital Inc. since 2009 and is the owner of Northwind Financial LLC, where he has also been involved in health and life insurance sales. Northwind Financial LLC is a supported registered investment adviser serving individuals, including high-net-worth clients, retirement accounts, and a limited number of corporate clients. The firm provides discretionary portfolio management and standalone financial planning, managing approximately $142 million across roughly 168 clients with a three-advisor team.