Derek Delaney is a CFP® and ChFC® with 12 years of industry experience. He is the sole advisor at PharmD Financial Planning LLC, an independent firm based in Owatonna, MN, and previously worked at Profinium, Inc. for five years. PharmD Financial Planning is a state-registered advisory firm serving individual clients, including high-net-worth households, and nonprofit organizations. The firm primarily uses passive portfolios consisting of index mutual funds and ETFs, allocates assets to SEI-based and other third-party managers, and provides comprehensive financial planning and portfolio management with a fixed annual advisory fee structure.

Barry Bayles is a financial advisor with Horter Investment Management, LLC, holding a Series 65 designation and seven years of industry experience. He has worked at Horter Investment Management since 2018 and also operates Financial Freedom Partners LLC, where he serves as a sole proprietor providing insurance sales. Additionally, he has been self-employed since 2003 in tax preparation, assisting individuals and small businesses with income tax filings. Horter Investment Management offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan advisory services to a broad client base including individuals, trusts, pension plans, and corporations. The firm employs a combination of tactical and passive multi-manager portfolios and provides ongoing account oversight with supplemental quarterly reporting.

Christopher Fiske is a financial advisor with First Heartland Consultants, Inc. He holds a Series 66 designation and has five years of industry experience. Prior to joining First Heartland Capital Inc., he worked at Thrivent Financial and Thrivent Investment Management Inc. Fiske serves as a chaplain in the Iowa Army National Guard, providing religious support and supervising other chaplains. He is also a part-owner and financial manager of Steel Toe Games. First Heartland Consultants provides investment advisory and financial planning services to individuals, businesses, and retirement plan participants. The firm offers personalized asset management, third-party management, and model-based self-directed brokerage accounts, using a blend of fundamental, technical, and cyclical analysis along with strategic and tactical asset allocation.

Gary Hughes is a financial advisor at PFG Advisors with 38 years of industry experience. He holds a Series 63 designation and has worked with multiple firms, including Ameriprise Financial Services and Securities America. Hughes has also been associated with United Prairie Bank since 2017. PFG Advisors provides fee-based investment advisory services to a diverse client base, including individuals, retirement plans, trusts, charitable organizations, and financial institutions. The firm offers discretionary and non-discretionary portfolio management, financial and retirement planning, and access to third-party managers, utilizing model portfolios and a mix of index-based ETFs with fundamental, technical, and cyclical analysis.

Elijah Bushman is a financial advisor at PFG Advisors with a Series 66 designation and one year of industry experience. His prior work includes roles at United Planners, OSAIC, and United Prairie Bank, among others. PFG Advisors offers fee-based investment advisory services to a diverse client base, including individuals, retirement plans, trusts, and financial institutions. The firm’s investment approach utilizes model portfolios and third-party managers with an emphasis on macro allocation and index-based ETFs, supported by multiple marketplace platforms and integrated technology solutions.

Geoffrey Stamp is a financial advisor with Principal Financial Services in Owatonna, MN, holding Series 63 and Series 65 credentials and 11 years of industry experience. His work history includes roles at Principal Securities, Principal Life Insurance Company, Bridge Street Wealth Strategies, and JJ Swanson Advisory Group. He is a co-owner of Carwardine, Tighe, and Swanson, an LLC focused on operational support and practice succession planning, and serves as an officer on the Owatonna Early Edition Rotary Club’s Foundation Committee. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions, typically implemented on a discretionary basis.

Matthew Stanislav is a financial advisor at Edward Jones in Owatonna, MN, holding a Series 66 designation with 10 years of industry experience. He has been with Edward Jones since 2016. Outside of his advisory role, Stanislav coaches youth soccer teams in the Owatonna Soccer Association. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory strategies and affiliated investment products. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Dean Velzke is a financial advisor with Ameriprise in Owatonna, MN, holding the ChFC® and Series 63 designations and bringing 32 years of industry experience. He has worked with Ameriprise and its affiliate since 2005. Outside of his advisory role, Velzke serves on the boards of the Owatonna Foundation and the Catholic Education Memorial Fund and owns a personal services corporation managing office operations. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to provide tailored recommendation reports through a centralized consulting team.

Charles Postlewaite is a financial advisor at Wells Fargo Advisors with one year of industry experience. He holds a Series 66 designation and previously worked at Lakeview Bank, Leo's South, and West Metro Irrigation. Charles completed his education at Bemidji State University from 2020 to 2024. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services. The firm provides tailored recommendations using proprietary research and planning tools, with planning engagements that typically address specific client needs.

John Murtha is a financial advisor with Wells Fargo Advisors in Owatonna, MN, holding Series 63 and Series 66 designations and bringing 32 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2011. Outside of his role at Wells Fargo, he holds ownership interests in wealth management investment businesses and serves as a trustee for a family trust. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides a wide range of investment and financial planning services to individuals, trusts, and institutional clients. The firm offers tailored planning covering areas such as retirement, education, wealth transfer, and specialized planning for business owners, sports and entertainment professionals, and other niche needs.

Jerez Autridge is a Series 66-credentialed advisor with Thrivent Investment Management, based in Owatonna, MN. Although new to the financial advisory industry, they have prior work experience in various sectors including telecommunications, retail, and logistics. Outside the advisory role, Autridge works as an equipment operator at an ALDI warehouse. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a network of financial advisors. The firm offers goal-based planning across various financial topics while keeping planning and managed-account services separate.

Nicholas Lewis is a CFP® with 22 years of industry experience, currently serving at Thrivent Investment Management since 2003. He is based in Owatonna, MN. Outside of his advisory work, he is president of the Board of Directors for the Owatonna Tackle Backers, a nonprofit supporting the local fishing team, and serves as a board member of the Owatonna Youth Hockey Association. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a large network of advisors. The firm offers goal-based, holistic financial planning without discretionary trading authority, focusing on broad topics such as retirement, tax, estate, and special needs planning.

Paul Swenson is a financial advisor at Osaic Wealth Inc. with a Series 66 designation and one year of industry experience. His prior work includes roles at Bay And Bay Transportation, Ecolab, All Seasons Arena, and Owatonna Parks and Recreation. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, using asset-allocation tools and automated rebalancing to construct portfolios across various investment types.

Paul Enter is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 designations and 29 years of industry experience. He has been with Wells Fargo Advisors and related entities since 2011. Outside of his advisory role, he has ownership interests in several investment-related businesses, including IENTER Wealth Management LLC and Enter GP LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services. The firm provides tailored recommendations using proprietary research and tools, with clients able to implement advice through various brokerage or advisory programs.

Brandon Wayne is a financial advisor with Ameriprise in Ellendale, MN, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advising, he serves as a trustee on the board of the Owatonna Foundation and is involved with local community organizations and family farming operations. Ameriprise is a large institutional firm offering retirement-income planning services primarily to individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver personalized retirement recommendations, supported by a centralized consulting team and a range of advisory, brokerage, and insurance solutions.

Jeffrey Hall is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. Prior to joining Edward Jones, he worked at Travelers Companies Inc. for ten years and spent two years as a full-time dad and volunteer. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Mark Pearson is a financial advisor with Wells Fargo Advisors in Owatonna, MN, holding Series 63 and Series 66 licenses and having 10 years of industry experience. He has worked within Wells Fargo affiliates since 2009, including roles at Wells Fargo Bank, Wells Fargo Clearing, and now Wells Fargo Advisors. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options tailored to clients meeting certain net-worth thresholds, utilizing proprietary research and planning tools to develop personalized recommendations.

Blaine Johnson is a financial advisor with Ameriprise in Owatonna, MN, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise, he worked at Martin Outdoor Innovations and Halla Construction and Landscaping. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Daniel Mobley is a financial advisor at Edward Jones with seven years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2018. Prior to joining Edward Jones, he worked in the automotive and media industries at Dahl Automotive, Rochester Motor Cars, and Town Square Media. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both high-net-worth and non-high-net-worth households. The firm manages over $1 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Jordan Ludewig is a financial advisor with LPL Financial, holding a Series 66 credential and three years of industry experience. Prior to joining LPL Financial in 2023, he worked at Merative LLC and International Business Machines. He also performs notary services in Owatonna, MN. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs and financial planning services supported by research and model portfolios from multiple sources.

Joanne Corbin is a financial advisor with Wells Fargo Advisors in Owatonna, MN, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has worked within various Wells Fargo entities since 2011, including Wells Fargo Clearing and Wells Fargo Advisors LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm provides a broad range of investment and financial planning services, using proprietary research and planning tools to develop tailored recommendations.

Susan Skrivanie is a financial advisor at Wells Fargo Advisors with 19 years of industry experience. She holds a Series 66 designation and has worked with Wells Fargo affiliated firms since 2011. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning and investment services, including specialized planning for business owners, sports and entertainment professionals, special-needs analysis, and divorce planning.

Jessica Johnson is a financial advisor at Ameriprise with six years of industry experience. She holds a Series 66 designation and has previously worked at Edward Jones, U.S. Bank, U.S. Bancorp Investments, Inc., and United Prairie Financial Network. Outside of her advisory role, she is involved with DTK Enterprises, LLC, providing support and services to advisors and clients. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning with a written Recommendation Report and ongoing advice. The firm’s approach incorporates proprietary research, third-party data, and algorithmic tools to provide recommendations within a defined investment universe.

James Scholljegerdes II is a financial advisor at Cambridge Investment Research Advisors with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Cambridge and SII Investments, as well as operating Cindy's Financial and Century 21 Vision. Outside of advising, he owns a HOTWORX fitness franchise in Owatonna, MN. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals using a variety of platform arrangements and proprietary model strategies.

John Havelka is a CFP®-certified financial advisor with Edward Jones, where he has worked since 2010. He has 19 years of industry experience and holds Series 63 and Series 66 licenses. Outside of his advisory role, Havelka chairs the Patriot Skies fireworks committee in Owatonna, MN. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and is notable for its extensive nationwide advisor and branch network.

David Swenson is a financial advisor at OSAIC with 38 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Diversified Financial Advisory Group and FSC Securities Corporation. Outside of his advisory role, he operates a part-time profit venture playing poker and other casino games. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm utilizes advanced asset allocation and risk assessment tools to create managed portfolios that include a variety of investment products.

Ryan Ludwig is a CFP® professional with 19 years of industry experience and has been with Edward Jones since 2014. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he is involved with Block 11 Marshall, LLC, an apartment rental business based in Mankato, MN. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

De Ann Larson is a financial advisor at Edward Jones in Owatonna, MN, with four years of industry experience and holding a Series 66 designation. She has been with Edward Jones since 1988. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jacob Norrid is a financial advisor at Ameriprise Financial Services with 24 years of industry experience. He has been with Ameriprise since 2016, initially at Ameriprise Financial Services, Inc., transitioning to Ameriprise Financial Services, LLC in 2020. Outside of his advisory role, he serves on the board of directors for Habitat for Humanity Steele and Waseca Area and participates in several community organizations, including Trinity Lutheran Church and Owatonna Gymnastic Boosters. He is also a live stream commentator for local high school swim meets. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach includes detailed recommendation reports and ongoing advice, focusing on dependable income and tax-aware withdrawal strategies within a defined investment universe.

Joshua Cosens is a financial advisor at Edward Jones in Owatonna, MN, holding a Series 66 designation with five years of industry experience. Prior to joining Edward Jones in 2020, he worked for BC Electric Service for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Matthew Edwards is a financial advisor at Edward Jones with 12 years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2013, with a brief tenure at Ameriprise Financial Services Inc and Farina + Acqua. He is based in Owatonna, MN. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Duane Ludewig is a financial advisor with LPL Financial and holds a Series 63 designation. He has 38 years of industry experience, including roles at Securities America Advisors and US Advisors Wealth Management, LLC. Outside of his advisory work, he is involved with the Ludewig Financial Group, which includes investment-related activities and insurance services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Christopher Herzog is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously with Diversified Financial Advisory Group and FSC Securities Corporation. Outside of his advisory work, he serves as an assistant tennis coach for the Owatonna School District. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering brokerage and investment advisory services, financial planning, and access to third-party managers. The firm uses various asset-allocation tools and supports both discretionary and non-discretionary accounts across multiple investment types.

Cynthia O'Meara is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. She previously worked with SII Investments, Inc. and Kingland Capital Corp. Outside of her advisory role, she serves as a committee member for St. Luke's Church Foundation. Cambridge Investment Research Advisors serves a broad client base, including individuals, pension plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm employs a range of investment solutions, including proprietary models and third-party strategies, with both discretionary and non-discretionary management options.

Christina Wetmore is a financial advisor with Ameriprise in Owatonna, MN, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Her career includes prior roles at RBC Capital Markets and Ameriprise Financial Services, Inc. She serves on the Board of Directors for United Way of Steele County and is a past president of Owatonna Business Women. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized recommendation reports. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Justin Velzke is a financial advisor with Ameriprise in Owatonna, MN, holding Series 63 and Series 65 credentials and three years of industry experience. Prior to joining Ameriprise in 2023, he worked in various hospitality roles, including positions at Stonewall Restaurant, Linville Ridge Country Club, Mystic Lake Casino, and Hilton Canopy Hotel. Outside of his advisory work, he is employed as a bartender and server in the hospitality sector. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service focused on retirement-income planning, incorporating proprietary research and third-party data to create tailored recommendations and ongoing advice.