Craig Stevens is a financial advisor with Maine Center for Wealth Management, LLC, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has been with Maine Center for Wealth Management since 2010 and also operates Stevens Law Offices, PA, where he practices estate planning. Stevens serves as an independent insurance agent offering life and annuity products and manages Dirigo Ventures LLC, a property management business. Maine Center for Wealth Management provides wealth management, discretionary portfolio management, and financial planning to individuals, families, trusts, estates, retirement plans, and businesses. The firm constructs portfolios tailored to clients’ investment objectives and risk tolerance, emphasizing ETFs over mutual funds and typically managing assets on a discretionary basis.

Abigail Genovese is a financial advisor at Tonge Investments in Belgrade, ME, holding a Series 65 designation with over a decade of professional experience. Her background includes ten years with the Central Intelligence Agency and a year at Fidelity Investments. Tonge Investment Services provides fee-based portfolio management for individual investors, pension plans, trusts, and retirement plans, using discretionary strategies that incorporate technical analysis, derivatives, and leveraged ETFs to guide asset allocation and enhance income-oriented accounts.

Richard Tonge is the sole advisor at Tonge Investments in Belgrade, ME, holding Series 63 and Series 65 licenses with 46 years of industry experience. He has operated Tonge Investment Services since 1997. He also maintains an insurance license to sell and manage annuities. Tonge Investment Services provides fee-based portfolio management for individual investors, pension plans, trusts, and retirement plans, using discretionary strategies that include equities, mutual funds, ETFs, options, and bonds. The firm primarily employs technical analysis, such as point-and-figure charting and relative strength, to guide asset allocation and utilizes derivatives and leveraged ETFs selectively within client objectives.

Jac Arbour is a financial advisor with J.M. Arbour, LLC, holding the CFP®, ChFC®, and Series 65 credentials and has 10 years of industry experience. He has worked at J.M. Arbour, LLC and J.M. Arbour Wealth Management since 2016 and previously at Foundations Investment Advisors. Outside of his advisory role, he is involved in personal development coaching and serves as CEO or owner of several non-investment-related businesses, including a SaaS company, an international sourcing firm, and ventures focused on outdoor gear and financial literacy applications. J.M. Arbour serves individuals—including high-net-worth clients—as well as pension and profit-sharing plans, trusts, estates, charities, and other entities. The firm offers comprehensive financial planning, portfolio management, retirement plan consulting, and investment management for private funds, typically implementing client objectives through model portfolios with ongoing supervision and customizations.

Miles Whitlock is a financial advisor at J.M. Arbour, LLC with 10 years of industry experience. He holds the ChFC® and Series 65 credentials. Prior to joining J.M. Arbour in 2022, he worked at Foundations Investment Advisors, LLC for six years. In addition to his advisory role, he is an independent agent at Combined Benefits United, focusing on fixed insurance and annuity products. J.M. Arbour serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charities, and other business entities. The firm offers comprehensive financial planning, discretionary portfolio management, retirement plan consulting, and sub-advisory services, utilizing model portfolios and strategies such as direct indexing and derivatives.

Donald Riddle is a financial advisor at J.M. Arbour, LLC with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has prior work history with Fidelity Investments and Bank of America, including Merrill. J.M. Arbour serves individuals, pension and profit-sharing plans, trusts, estates, charities, and other business entities, providing comprehensive financial planning, discretionary portfolio management, retirement plan consulting, and sub-advisory services. The firm utilizes model portfolios from sub-advisers and third-party providers and offers strategies such as direct indexing, derivatives, and securities-backed lines of credit.

Nicholas Sickinger is a financial advisor at J.M. Arbour, LLC with a Series 65 designation and one year of industry experience. His prior work includes roles at Murphy Karpie Connelly & Sickinger, LLC and teaching positions at Colby College, Joel Barlow High School, and John Read Middle School. J.M. Arbour provides investment advisory and financial planning services to individuals, retirement plans, trusts, and other entities, offering discretionary portfolio management and retirement plan consulting. The firm manages model portfolios primarily through sub-advisers and third-party providers and serves as investment manager for series-structured private funds.

William Cummings is a financial advisor with J.M. Arbour, LLC, holding Series 63, 65, and 66 licenses and eight years of industry experience. Prior to joining J.M. Arbour in 2022, he worked at Foundations Investment Advisors LLC, TD Bank, and Axa Advisors, LLC. Outside of his advisory role, he serves as president and founder of W. Sinclair Holdings LLC, a business consulting firm focused on benefit counseling. J.M. Arbour serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charities, and other business entities. The firm offers comprehensive financial planning, discretionary portfolio management, retirement plan consulting, and sub-advisory services, frequently using model portfolios and employing strategies such as direct indexing, derivatives, and securities-backed lines of credit.

Brooks Riley is a financial advisor at GRP Retirement Planning with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including AlphaStar Capital Management, Advisory Alpha, and Greene Point Partners. Outside of advisory roles, he also provides business consulting focused on practice management, marketing, and operational workflow efficiencies. GRP Retirement Planning manages approximately $155 million for a diverse client base including individuals, high-net-worth clients, businesses, nonprofits, and municipal entities. The firm offers tailored investment management, financial planning, and access to third-party sub-advisors, with a notable employer-sponsored financial education program for corporate clients.

Nathan Nichols is a financial advisor with GRP Retirement Planning, holding a Series 65 credential and nine years of industry experience. He has worked with multiple firms, including Advisory Alpha, LLC and Planners Alliance LLC, and serves as President of Gosline Retirement Planning, an insurance and annuity sales business. GRP Retirement Planning is an SEC-registered adviser managing approximately $155 million for individuals, high-net-worth clients, businesses, non-profits, and municipal entities. The firm provides customized portfolio management and financial planning services, employing various investment strategies and offering employer-sponsored financial education programs.

Jacob Coan is a Series 65-licensed financial advisor with four years of industry experience. He is currently affiliated with GRP Retirement Planning, a team-based firm, and has previously held roles at Gosline Retirement Planning, Advisory Alpha, LLC, and Summit Real Estate. Outside of his advisory work, Coan has experience in real estate sales. GRP Retirement Planning is an SEC-registered investment adviser managing approximately $155 million for a diverse client base, including individuals, businesses, non-profits, and municipal entities. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party sub-advisors, employing a variety of investment approaches tailored to client objectives and risk tolerance.

Lance Harder is a financial advisor at GRP Retirement Planning with four years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including New York Life Insurance Company and Pruco Securities LLC. Outside of his advisory role, he is involved with Gosline Retirement Planning, where he works as a licensed insurance agent. GRP Retirement Planning is an SEC-registered investment adviser managing approximately $155 million for a diverse client base including individuals, businesses, and non-profits. The firm provides tailored portfolio management, financial planning, and access to third-party sub-advisors, and offers a notable employer-sponsored financial education program.

Gavin Stern is a financial advisor at J.M. Arbour, LLC with one year of industry experience. He holds a Series 65 designation and has worked previously at the Hudson Institute and Colby College, among other roles. J.M. Arbour serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charities, and other business entities. The firm offers comprehensive financial planning, discretionary portfolio management, and retirement plan consulting, typically implementing client objectives through model portfolios while providing access to strategies such as direct indexing, derivatives, and private fund management.

James Lowell is a financial advisor at J.M. Arbour, LLC with five years of industry experience. He holds a Series 65 designation and has worked at Foundations Investment Advisors LLC and Clark Insurance. Outside of his advisory role, he is also active as an insurance agent, selling insurance products. J.M. Arbour provides investment advisory and financial planning services to individuals, retirement plans, trusts, estates, and other entities. The firm manages discretionary portfolios primarily through sub-advisers and third-party model providers and serves as the investment manager for series-structured private funds.

James Singleton is a financial advisor at GRP Retirement Planning based in Farmingdale, ME. He holds a Series 65 designation and has been with GRP Retirement Planning since 2025. Prior to his advisory role, he worked in the hospitality industry, including at Seadog Brewery and Ninety Nine Restaurants. GRP Retirement Planning serves individuals, high-net-worth clients, businesses, non-profits, and municipal entities by providing portfolio management, financial planning, and access to third-party sub-advisors. The firm customizes advice based on client goals and risk tolerance and offers an employer-sponsored financial education program for corporate clients.

John Bandstra is a financial advisor at GRP Retirement Planning with Series 63 and Series 65 credentials and three years of industry experience. His prior roles include positions at Lincoln International and KPMG LLP. GRP Retirement Planning is an SEC-registered investment adviser managing approximately $155 million for individuals, high-net-worth clients, businesses, nonprofits, and municipal entities. The firm offers tailored financial planning and portfolio management services using a variety of investment approaches and provides employer-sponsored financial education programs, including virtual seminars and individual sessions on retirement and tax planning.

Matthew Gosselin is a financial advisor at J.M. Arbour, LLC with a Series 65 designation and one year of industry experience. Prior to joining J.M. Arbour, he held roles at PepsiCo, Thomas College, Newberry College, Maine Community Bank, FunZ Trampoline Park, and Saint Dominic Academy and Regional High School. J.M. Arbour provides investment advisory and financial planning services to individuals, retirement plans, trusts, estates, and other entities, offering discretionary portfolio management and retirement plan consulting. The firm is notable for managing series-structured private funds and utilizing model-provider marketplaces in its investment approach.

Joseph Bean is a financial advisor at Simplicity Wealth with one year of industry experience. He holds Series 63 and Series 65 registrations. Outside of his advisory role, he is involved with Principled Agency, where he provides insurance services related to health, Medicare, life, disability, supplemental insurance, and annuities. Simplicity Wealth serves a diverse client base, including individual and high-net-worth investors, retirement plans, corporate and institutional investors, and other financial firms. The firm employs a fund-of-funds investment approach using ETFs, mutual funds, and individual securities, offering various portfolio management and retirement plan services alongside technology and operational support for advisers.

Dean Jackman is a financial advisor with Commonwealth Financial Network who holds a Series 66 designation and has three years of industry experience. His prior roles include positions at Ameriprise and Duncklee & Nott. He is also involved with Fourteen Forty Financial, LLC in an advisory capacity. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing over $212 billion in client assets. The firm offers a comprehensive adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and a variety of investment options.

Stephanie Fecteau is a financial advisor with Valic Financial Advisors in Sidney, ME, holding Series 63 and Series 66 licenses and possessing seven years of industry experience. She has worked at Valic Financial Advisors since 2018 and previously held roles at Agia and MainePERS. Outside of finance, she serves as Treasurer for the Central Maine Babe Ruth League and is an independent beauty consultant for Mary Kay, Inc. Valic Financial Advisors primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering wrap programs, portfolio management, and financial planning services through a large network of advisors. The firm uses discretionary unified managed accounts with third-party model managers and emphasizes a technology-driven approach supported by a sizable client base and advisor network.

Lance Gilman is a financial advisor at Foundations Investment Advisors LLC with 10 years of industry experience. He holds a Series 65 designation and serves as President and CEO of IGT Management’s Retirement Planning division, where he also acts as an independent insurance and annuity agent. His career includes roles at IGT Management since 2009 and involvement with the Maine Math & Science Alliance from 2010 to 2017. Foundations Investment Advisors, LLC is a registered investment adviser that offers financial planning and portfolio management to a diverse client base, including individuals, high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm employs a variety of analytical approaches and uses model portfolios with discretionary or non-discretionary authority to tailored client advice.

Kenneth Nott is a CFP® with 20 years of industry experience, currently affiliated with Commonwealth Financial Network. He has worked at Commonwealth since 2006 and is a co-owner of Duncklee & Nott, a private entity facilitating securities, advisory, and insurance business. Outside of his advisory work, he coaches junior varsity girls' soccer in Farmingdale, Maine. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, investment management, and back-office support. The firm offers multiple portfolio management options and distinct program structures, supporting advisors with operations, technology, compliance, and practice management.

John Burrell Jr. is a financial advisor with Eagle Strategies (NY Life) based in Gardiner, ME, holding Series 63 and Series 66 licenses and seven years of industry experience. He has been affiliated with Eagle Strategies and related entities since 2019 and currently operates under the DBA Top Flight Financial and Insurance Services, brokering non-registered insurance products. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored recommendations and delivers advice through multiple program types, with the majority of assets managed on a non-discretionary basis.

Erika Barden is a Series 66-licensed financial advisor with Bankers Life Advisory Services, Inc. in Augusta, Maine. She has one year of industry experience and is also appointed as an insurance agent with Bankers Life & Casualty, Inc., where she writes Medicare supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. primarily serves mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan services. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and manages portfolios across various securities to align with clients’ goals and risk tolerances.

Lucas Mc Daniels is a financial advisor at Key Investment Services LLC with 10 years of industry experience. He holds Series 63 and Series 66 designations and has been with Key Investment Services in various capacities since 2015. Outside of his advisory role, he serves as a landlord for an apartment above his home. Key Investment Services LLC is an SEC-registered investment adviser that offers portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm delivers multiple wrap-fee programs and integrates services from KeyCorp affiliates, combining discretionary implementation and third-party manager oversight.

Steven Smith is a financial advisor at OSAIC Institutions, INC. with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Bar Harbor Bank & Trust, Infinex Investments, Inc., and People's United Advisors, Inc. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services, financial planning, and access to alternative investments, operating through a hybrid adviser/broker-dealer structure that provides both discretionary and non-discretionary management solutions.

Christian Bishop is a financial advisor with Commonwealth Financial Network in Belgrade, Maine, holding Series 63 and Series 66 registrations and with 30 years of industry experience. He has been affiliated with Commonwealth Financial Network since 2002 and has worked at Casco Bay Wealth Advisors since 2013. Outside of his advisory work, Bishop is an author of the book "Hidden Cash Uncovered" and is involved in tax preparation and publishing through Flexat Publishing, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a nationwide network of approximately 2,900 advisors and hundreds of thousands of clients. The firm provides a broad adviser-support platform including managed-account programs, access to third-party asset managers, and back-office services, allowing advisors to implement portfolios using both internal models and outsourced solutions.

Samuel Mondonedo is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and three years of industry experience. He has served with the Military Sealift Command and is also associated with Mendall Financial Group, LLC in Augusta, ME. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses tailored, non-discretionary planning supported by analytical tools and maintains unique offerings such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting programs.

Carol Gilbert Tondreau is a financial advisor with Ameriprise in Augusta, ME, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. She has been with Ameriprise and its predecessor firms since 1996. Outside of her advisory role, she serves on the Board of Directors for the Calumet Educational Endowment Committee and holds officer positions with the Apple Ridge Subdivision Homeowners Association. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement, using a centralized consulting team to provide non-discretionary, research-driven recommendations in partnership with advisors like Ms. Tondreau. The firm combines modeling and tax-efficiency analysis and provides a broad range of advisory, brokerage, and insurance solutions typical for a large institutional firm.

Kathryn Carter is a financial advisor with LPL Financial in Augusta, Maine, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. She has been with LPL Financial, including its predecessor LINSCO/Private Ledger Corp., for 32 years. Outside of her advisory role, she also conducts non-variable insurance business through a broker general agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Carl Marsh is a financial advisor at LPL Financial with 16 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Marsh has worked at LPL Financial since 2010 and operates out of Hallowell, ME. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by various operational and research tools.

Jason Morin is a financial advisor at Edward Jones in Hallowell, ME, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones in 2024, his work history includes roles at Southern Maine Finance Agency, TD Bank NA, Finance Authority of Maine, and RMS/Guild Mortgage. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of advisors and branch offices nationwide.

Christopher Cote is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services LLC since 2016 and Fidelity Investments since 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, as well as charitable funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, offering discretionary and non-discretionary advisory services, fund advisory, and model portfolios to intermediary platforms.

Julie Lucas is a CFP® and Series 66-licensed financial advisor with Edward Jones, where she has worked since 2007. She has 18 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jason Macdonald is a financial advisor with Ameriprise in Falmouth, ME, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2003. Outside of his advisory work, he serves as a youth hockey referee. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet certain asset criteria, delivering annual, non-discretionary recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Samuel Oppenheim is a Series 66 licensed financial advisor with Edward Jones in Augusta, ME, and has seven years of industry experience. Prior to joining Edward Jones in 2019, he worked at Mattress Firm for four years. Edward Jones is a full-service wealth management firm serving a broad client base that includes individual and institutional investors. The firm offers a range of advisory programs and investment options supported by a large network of advisors and offices nationwide.

Eliot Sergent is a Series 66-credentialed financial advisor with Edward Jones in Augusta, ME. He began his career with Edward Jones in 2025 and has prior experience in various roles at companies including Charter Communications and Home Solutions USA LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 advisors and offers a range of advisory programs and investment solutions under a fiduciary standard.

Gail Conley is a financial advisor at LPL Financial with 18 years of industry experience. She holds a Series 66 designation and has worked at LPL Financial since 2016. Prior to that, she was employed at Kennebec Savings Bank, Key Investment Services LLC, and KeyBanc Capital Markets Inc. Conley also serves as the Director of Investment Services at Kennebec Savings Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a variety of financial planning and investment programs, utilizing a range of strategies and technology tools to support its advisors.

Tracy Cunning is a financial advisor at Ameriprise with seven years of industry experience. She holds a Series 66 designation and has previously worked at Edward Jones for six years. Tracy is also the owner of Late Apex Holdings, LLC, and serves as a 1099 contract employee of Fourteen Forty Financial LLC, an Ameriprise franchise. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement, providing tailored Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized recommendations, primarily for clients with significant assets managed within Ameriprise accounts.

Kimberly Mackenzie is a financial advisor at Edward Jones with 16 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Edward Jones since 2020. Her prior experience includes roles at key Investment Services LLC and KeyBank. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and managed solutions. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Danielle Valleau is a financial advisor with Raymond James Financial, holding a Series 66 designation and 17 years of industry experience. She has worked with Raymond James Financial Services since 2009 and previously was with Thomas M Hastings LLC. Valleau also operates a support company, Danielle Valleau LLC, related to her financial advisory business. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored non-discretionary planning and uses advanced modeling tools to support client goals, with unique offerings in municipal advisory and SIMPLE IRA employer consulting.

Patricia Flagg is a financial advisor with Cetera, holding Series 63 and Series 66 designations and 27 years of industry experience. She has worked with various entities within Avantax from 1998 to 2025 before joining Cetera in 2025. Flagg serves on the board of the Maine Association of Professional Accountants and operates her own tax preparation and accounting business, Flagg Financial. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a large nationwide network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform and a range of portfolio management and consulting services across discretionary and non-discretionary accounts.

Sarah Dunckel is a financial advisor at Ameriprise with 24 years of industry experience. She holds a Series 66 designation and has worked at Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she serves on multiple local nonprofit boards, including Friends of the Kennebec River Rail Trail and Augusta Trails, and acts as treasurer for Beta Sigma Phi and the BOLM Board. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.