Sage Duguay is a financial advisor at Wealthy with Intention with one year of industry experience and holds a Series 65 designation. Prior to founding Wealthy with Intention, Sage worked in the forest products and packaging industries and currently provides business intelligence and strategic consulting for the pulp and paper sector through an independent consulting role. Additionally, Sage operates a separate business offering general financial education seminars. Wealthy with Intention is an independent, fee-only advisory firm serving individuals, including high-net-worth clients, with comprehensive financial planning services. The firm does not provide discretionary investment management or custody client assets and charges for planning on an hourly and fixed-fee basis rather than by assets under management.

Abigail Genovese is a financial advisor at Tonge Investments in Belgrade, ME, holding a Series 65 designation with over a decade of professional experience. Her background includes ten years with the Central Intelligence Agency and a year at Fidelity Investments. Tonge Investment Services provides fee-based portfolio management for individual investors, pension plans, trusts, and retirement plans, using discretionary strategies that incorporate technical analysis, derivatives, and leveraged ETFs to guide asset allocation and enhance income-oriented accounts.

Richard Tonge is the sole advisor at Tonge Investments in Belgrade, ME, holding Series 63 and Series 65 licenses with 46 years of industry experience. He has operated Tonge Investment Services since 1997. He also maintains an insurance license to sell and manage annuities. Tonge Investment Services provides fee-based portfolio management for individual investors, pension plans, trusts, and retirement plans, using discretionary strategies that include equities, mutual funds, ETFs, options, and bonds. The firm primarily employs technical analysis, such as point-and-figure charting and relative strength, to guide asset allocation and utilizes derivatives and leveraged ETFs selectively within client objectives.

Alexander Merrill is a financial advisor at Exodus Wealth, LLC with four years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Fortune Financial Services Inc and Maine Maintenance Plus LLC. Exodus Wealth serves individuals, trusts, estates, charitable organizations, and pension/profit-sharing plans by providing asset management, financial planning, and consulting services. The firm manages several hundred million dollars in discretionary assets and employs a combination of fundamental, technical, and cyclical analysis with tailored portfolio supervision.

Ronald Merrill is a financial advisor with Exodus Wealth, LLC, holding Series 63 and Series 66 designations and bringing 41 years of industry experience. His prior work includes roles at Prosperity Wealth Management, Inc., Fortune Financial Services, Inc., Voya Financial Advisors, and Securities America. Merrill also works as an independent insurance agent specializing in fixed insurance products. Exodus Wealth serves individuals, trusts, estates, charitable organizations, and pension/profit-sharing plans, providing asset management, financial planning, and consulting services. The firm manages several hundred million dollars in discretionary assets, employing a mix of fundamental, technical, and cyclical analysis across diverse investment strategies with regular portfolio reviews and due diligence on third-party managers.

Anima Nikonthet is a CFP® professional with two years of experience at Encompass More Asset Management LLC. She has worked at PricewaterhouseCooper LLC since 2015 and operates Anima CPA, where she provides tax services as a director. She is also an owner and manager of several restaurants, including Asian Cafe, Asian Noodle Bowl, and Splash of Thai. Encompass More Asset Management LLC offers discretionary portfolio management, financial planning, and retirement model services primarily to individual and high-net-worth clients. The firm employs model-based strategies that include a variety of investment options and manages approximately $985 million across about 85 advisers.

Stephanie Fecteau is a financial advisor with Valic Financial Advisors, holding Series 63 and Series 66 licenses and bringing six years of industry experience. She previously worked at MainePERS for 26 years and has been an agent with Agia since 2022. Outside of her advisory role, she serves as treasurer for the Central Maine Babe Ruth League and is an independent beauty consultant for Mary Kay, Inc. Valic Financial Advisors primarily serves U.S. individual investors, including high-net-worth clients, and offers discretionary managed-account programs, financial planning, and brokerage services. The firm uses Envestnet-developed UMA models to construct client portfolios and operates at scale with over 1,200 advisors.

Christopher Beaulieu is a financial advisor at Commonwealth Financial Network with four years of industry experience. He holds a Series 66 designation and has previously worked at Mathews Brothers and Allen Financial. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while acting as a platform and back-office provider to affiliated advisors.

Steven Smith is a financial advisor at OSAIC Institutions, Inc. based in Bangor, ME, with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Bar Harbor Bank & Trust and Infinex Investments, Inc. since 2019, following prior roles at People's United Advisors, Inc. and People's Securities, Inc. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans through customized advisory and brokerage services. The firm offers a range of solutions including financial planning, ERISA plan services, alternative investments via the CAIS platform, and lending and cash-management options, with a notable focus on non-discretionary assets and a network of investment adviser representatives providing both advisory and brokerage services.

Christian Bishop is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked at Commonwealth since 2002 and has been with Casco Bay Wealth Advisors since 2013. Outside of his advisory work, Bishop is an author of the book "Hidden Cash Uncovered," provides tax preparation and consulting services, and serves as a ballot clerk for the Town of Belgrade. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors, offering a variety of advisory programs and services including wealth management and retirement plan consulting. The firm provides operational, trading, technology, compliance, and practice-management support, enabling advisors to construct client portfolios from a broad range of securities and insurance products.

Stephen Meidahl is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Commonwealth since 2015. Outside of his advisory role, he is involved in clergy activities. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients with a range of advisory programs, wealth management, and retirement plan consulting services. The firm provides operational, trading, technology, compliance, and practice-management support while offering discretionary model portfolios and customizable program structures.

Christopher Steiner is a financial advisor with Cambridge Investment Research Advisors based in Waterville, ME. He holds the Series 66 designation and has 11 years of industry experience. His prior firms include Edward Jones and LPL Financial. Steiner is involved with several related business activities, including ownership of Steiner Financial and serving as an investment advisor representative at Prime Financial, Inc. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers a range of investment solutions, including proprietary model strategies and multiple custody arrangements, with services tailored to client objectives.

Jason Dalessandro is a financial advisor at Ameriprise with 20 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2006. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

William Paradis is a financial advisor with Cambridge Investment Research Advisors in Waterville, ME, holding Series 63 and Series 65 licenses. He has two years of industry experience, including prior roles at Raymond James Financial and Modern Woodmen of America. Outside of his advisory duties, Paradis serves as treasurer for the Mid-Maine Homeless Shelter and contributes as a book reviewer for Faith Church. Cambridge Investment Research Advisors serves a wide range of clients—including individuals, pension and profit-sharing plans, charitable organizations, and trusts—offering financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm employs varied investment platforms and strategies, including proprietary models and access to third-party managers, with features tailored to client objectives.

Cheryl Flewelling is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 66 credentials and has 30 years of industry experience. Her prior work includes roles at LPL Financial and Kennebec Savings/LPL. Outside of advisory work, she owns a maple syrup and honey production business and serves as treasurer and finance committee member for the United Way of Kennebec Valley. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning using analytical tools and supports a broad network of advisors, including specialized municipal and public finance advisory services.

Luke Rodrigue is a financial advisor with Edward Jones in Waterville, ME, holding Series 63 and Series 66 licenses and 22 years of industry experience. He has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Brian Bernatchez is a CFP® professional with 38 years of industry experience, currently serving as a financial advisor at LPL Financial since 1996. He is based in Waterville, Maine, and coaches 8th grade girls soccer at Messalonskee Middle School. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of advisors, offering a range of financial planning, advisory programs, and retirement consulting services.

Seth Carlson is a financial advisor with Edward Jones in Waterville, ME, holding a Series 66 designation and 17 years of industry experience. He has been with Edward Jones since 2008. Outside of his advisory role, he owns an apartment rental property business in Washington, NC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of approximately 23,701 financial advisors and manages about $1.01 trillion in assets.

Lindsey Cameron is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds the Series 66 designation and has seven years of industry experience. Prior to joining Raymond James, she worked at LPL Financial LLC and Progressive Casualty Insurance Co. Cameron also operates LC Consulting LLC, a business entity separate from her investment advisory activities. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using various analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Joseph Jabar Jr. is a CFP® with 30 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He previously worked at LPL Financial LLC for 23 years and has operated Fischer Financial Services since 2015. His other business activities include his role at Fischer Financial Services, a non-investment-related support company. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary advisory services supported by analytical tools and has unique capabilities in municipal and public finance advisory.

Tristan Emery is a financial advisor at Cambridge Investment Research Advisors with a Series 66 designation and one year of industry experience. He has previously worked at Commonwealth Financial Network and Austin Associates PA. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and estates. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, utilizing a range of portfolio management strategies and platform arrangements.

Thomas Shupe Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. His prior firms include LPL Financial, AXA Advisors, Franklin Templeton Distributors, and Edward Jones. Outside of his advisory role, he is involved with ALZ Enterprises LLC, a home-based business entity for tax and investment purposes. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting and supports its clients through advisory programs and a large affiliated advisor network.

Robert Smith is a financial advisor at Edward Jones with nine years of industry experience. He holds the Series 66 designation and previously worked at BTG for one year before joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Zachary Burd is a financial advisor with Ameriprise in Carrabassett Valley, ME, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2003. In addition to his advisory role, he is involved in independent insurance brokering. Ameriprise provides a retirement-income planning service targeting individuals near or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations, emphasizing the use of Ameriprise-managed accounts and offering a broad range of advisory, brokerage, and insurance solutions.

Glenn Whalen is a financial advisor with Cetera, holding a Series 66 designation and 11 years of industry experience. He has worked at Cetera Advisors LLC since 2016 and is also affiliated with Choice Wealth Advisors LLC and Choice Investments, where he provides financial planning and asset management services. In addition to his advisory roles, he is an insurance agent selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm offering portfolio management, financial planning, and retirement services through a nationwide network of independent advisors. The firm serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts, employing a multi-manager platform with a variety of program structures and custodial relationships.

Carla Tyce is a Series 66 registered advisor with Ameriprise in Winslow, ME, and has seven years of experience with the firm. She has prior work history including roles at Thomas College and Southern New Hampshire University. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that focuses on dependable income sources and tax-aware withdrawal strategies.

Christopher Cote is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services LLC since 2016 and Fidelity Investments since 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, as well as charitable funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, offering discretionary and non-discretionary advisory services, fund advisory, and model portfolios to intermediary platforms.

Christopher Markos is a financial advisor with Cetera, holding CFP® and Series 66 designations and 18 years of industry experience. He has worked with Cetera Advisors LLC since 2016 and is also associated with Choice Wealth Advisors LLC and Choice Investments, where he provides financial planning and asset management. Markos serves as treasurer for the Rotary Club of Gardiner, ME. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Sasha Fitzpatrick is a Series 66-registered financial advisor with Edward Jones in Waterville, ME, with seven years of industry experience. She has worked at Edward Jones since 2018 and previously spent five years at The Last Unicorn Restaurant (FAF Incorporated). Outside of advisory work, she serves as treasurer for Fitzillo Incorporated, a graphic design business based in Winslow, ME. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management and a network of over 23,700 advisors. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard.

Kathryn Bernatchez is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. She previously worked at Stone Coast Fund Services for three years before joining LPL Financial in 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by proprietary research and third-party strategies.

Chelsey Oliver is a financial advisor with LPL Financial in Waterville, ME, holding a Series 66 designation and two years of industry experience. She has worked at LPL Financial since 2022 and has been involved with Regional School Unit 18 in various capacities since 2013. Outside of financial advising, she coaches girls' soccer and serves on a nonprofit board for RSU 18, in addition to working part-time at the Snow Pond Center for the Arts. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and nonprofits through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and technology-driven investment strategies.

Michael Cleary is a Series 66-licensed financial advisor with 12 years of industry experience. He is currently affiliated with Cambridge Investment Research Advisors and has prior experience at LPL Financial, Edward Jones, and Commonwealth Financial Network. Outside of his advisory work, Cleary owns multiple businesses in financial referrals and consulting. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, utilizing a variety of portfolio management solutions and strategies tailored to client objectives.

Peter Kemos is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 designations and five years of industry experience. He previously worked at LPL Financial LLC for eight years and has a background that includes an affiliation with the College of the Atlantic. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Bethany Roderigue is a financial advisor at Cetera with Series 63 and Series 65 credentials and three years of industry experience. She also works as a speech language pathologist at the Waterville Center for Health and Rehab. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and utilizes multiple program structures and third-party managers.

Alexis Bowman is a financial advisor with LPL Financial in Waterville, ME, holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial in 2022, Alexis worked at All Pro and held roles at Thomas College and in the restaurant and public service sectors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and brokerage services, utilizing both discretionary and non-discretionary management approaches.

Anthony Sementelli is a financial advisor with LPL Financial in Winslow, ME, holding a Series 66 license and eight years of industry experience. His career includes previous roles at Stifel Nicolaus & Co Inc and AXA Advisors, LLC. He is also involved with Kennebec Wealth Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Christiane Spaulding is a financial advisor at Ameriprise with six years of industry experience. She holds a Series 66 designation and has previously worked at Edward Jones and Day's Jewelers. Spaulding serves on the Board of Directors for KV Connect in Waterville, ME. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes comprehensive written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Matthew Libby is a financial advisor with Cetera, holding the CFP® designation and Series 66 license, with 11 years of industry experience. He has worked at Cetera since 2016 and also operates Choice Wealth Advisors LLC, where he provides financial planning and asset management. He serves as a board member for the Skowhegan Regional Chamber of Commerce. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management and advisory services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management and a network of more than 10,000 advisors.

Ryan Bean is a financial advisor with Edward Jones in Waterville, ME, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Mendall Financial Group, Raymond James Financial Services, Liberty Mutual, and Subway. Bean serves as a chapter director for a local business networking group, organizing weekly meetings in the Waterville area. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors and 15,100 branch offices.

Kimberly Mackenzie is a financial advisor at Edward Jones with 16 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Edward Jones since 2020. Her prior experience includes roles at key Investment Services LLC and KeyBank. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and managed solutions. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Michael Clark is a financial advisor with LPL Financial, holding a Series 66 designation and 22 years of industry experience. He has worked at Camden National Bank and LPL Financial since 2015. Clark also operates Camden Financial Consultants as a DBA connected to his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and brokerage options supported by proprietary and third-party research.

Lisa Pomerleau is a financial advisor with LPL Financial in Waterville, ME, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. She previously worked at INVEST Financial Corp. and Prime Financial Inc. Financial Services and Insurance. Pomerleau serves as treasurer on the board of the First Church of Waterville, Maine. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and third-party subadvisors.

Frederick Fischer is a financial advisor with Raymond James Financial in Waterville, ME, holding a Series 63 designation and having 38 years of industry experience. He previously worked at LPL Financial for 29 years before joining Raymond James in 2025. Outside of his advisory role, he owns Fischer Financial Services, which provides financial and estate planning, and acts as an insurance agent selling annuity and life contracts. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and supports municipal and public-finance work through a unique municipal advisor affiliation.

Katherine Higgins is a financial advisor with LPL Financial in Waterville, ME. She holds a Series 66 designation and has three years of industry experience. Prior to joining LPL Financial, she worked at Silverstein Law, P.A., and has experience in other fields including retail and education. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and planning services, utilizing discretionary and non-discretionary management with resources from LPL Research and third-party subadvisors.

Albert Languet III is a CFP® professional with over 31 years of industry experience, currently affiliated with LPL Financial since 1996. He is based in Waterville, ME, and has been involved in investment-related business activities including ownership of Tres Reyes. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, institutions, and charitable organizations, offering a range of financial planning and advisory services supported by extensive research and multiple investment strategies.