Sage Duguay is a financial advisor at Wealthy with Intention with one year of industry experience and holds a Series 65 designation. Prior to founding Wealthy with Intention, Sage worked in the forest products and packaging industries and currently provides business intelligence and strategic consulting for the pulp and paper sector through an independent consulting role. Additionally, Sage operates a separate business offering general financial education seminars. Wealthy with Intention is an independent, fee-only advisory firm serving individuals, including high-net-worth clients, with comprehensive financial planning services. The firm does not provide discretionary investment management or custody client assets and charges for planning on an hourly and fixed-fee basis rather than by assets under management.

Abigail Genovese is a financial advisor at Tonge Investments in Belgrade, ME, holding a Series 65 designation with over a decade of professional experience. Her background includes ten years with the Central Intelligence Agency and a year at Fidelity Investments. Tonge Investment Services provides fee-based portfolio management for individual investors, pension plans, trusts, and retirement plans, using discretionary strategies that incorporate technical analysis, derivatives, and leveraged ETFs to guide asset allocation and enhance income-oriented accounts.

Richard Tonge is the sole advisor at Tonge Investments in Belgrade, ME, holding Series 63 and Series 65 licenses with 46 years of industry experience. He has operated Tonge Investment Services since 1997. He also maintains an insurance license to sell and manage annuities. Tonge Investment Services provides fee-based portfolio management for individual investors, pension plans, trusts, and retirement plans, using discretionary strategies that include equities, mutual funds, ETFs, options, and bonds. The firm primarily employs technical analysis, such as point-and-figure charting and relative strength, to guide asset allocation and utilizes derivatives and leveraged ETFs selectively within client objectives.

Alexander Merrill is a financial advisor at Exodus Wealth, LLC with four years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Fortune Financial Services Inc and Maine Maintenance Plus LLC. Exodus Wealth serves individuals, trusts, estates, charitable organizations, and pension/profit-sharing plans by providing asset management, financial planning, and consulting services. The firm manages several hundred million dollars in discretionary assets and employs a combination of fundamental, technical, and cyclical analysis with tailored portfolio supervision.

Ronald Merrill is a financial advisor with Exodus Wealth, LLC, holding Series 63 and Series 66 designations and bringing 41 years of industry experience. His prior work includes roles at Prosperity Wealth Management, Inc., Fortune Financial Services, Inc., Voya Financial Advisors, and Securities America. Merrill also works as an independent insurance agent specializing in fixed insurance products. Exodus Wealth serves individuals, trusts, estates, charitable organizations, and pension/profit-sharing plans, providing asset management, financial planning, and consulting services. The firm manages several hundred million dollars in discretionary assets, employing a mix of fundamental, technical, and cyclical analysis across diverse investment strategies with regular portfolio reviews and due diligence on third-party managers.

Anima Nikonthet is a CFP® professional with two years of experience at Encompass More Asset Management LLC. She has worked at PricewaterhouseCooper LLC since 2015 and operates Anima CPA, where she provides tax services as a director. She is also an owner and manager of several restaurants, including Asian Cafe, Asian Noodle Bowl, and Splash of Thai. Encompass More Asset Management LLC offers discretionary portfolio management, financial planning, and retirement model services primarily to individual and high-net-worth clients. The firm employs model-based strategies that include a variety of investment options and manages approximately $985 million across about 85 advisers.

Stephanie Fecteau is a financial advisor with Valic Financial Advisors in Sidney, ME, holding Series 63 and Series 66 licenses and possessing seven years of industry experience. She has worked at Valic Financial Advisors since 2018 and previously held roles at Agia and MainePERS. Outside of finance, she serves as Treasurer for the Central Maine Babe Ruth League and is an independent beauty consultant for Mary Kay, Inc. Valic Financial Advisors primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering wrap programs, portfolio management, and financial planning services through a large network of advisors. The firm uses discretionary unified managed accounts with third-party model managers and emphasizes a technology-driven approach supported by a sizable client base and advisor network.

Christopher Beaulieu is a financial advisor at Commonwealth Financial Network with four years of industry experience. He holds a Series 66 designation and has previously worked at Mathews Brothers and Allen Financial. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while acting as a platform and back-office provider to affiliated advisors.

Steven Smith is a financial advisor at OSAIC Institutions, INC. with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Bar Harbor Bank & Trust, Infinex Investments, Inc., and People's United Advisors, Inc. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services, financial planning, and access to alternative investments, operating through a hybrid adviser/broker-dealer structure that provides both discretionary and non-discretionary management solutions.

Christian Bishop is a financial advisor with Commonwealth Financial Network in Belgrade, Maine, holding Series 63 and Series 66 registrations and with 30 years of industry experience. He has been affiliated with Commonwealth Financial Network since 2002 and has worked at Casco Bay Wealth Advisors since 2013. Outside of his advisory work, Bishop is an author of the book "Hidden Cash Uncovered" and is involved in tax preparation and publishing through Flexat Publishing, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a nationwide network of approximately 2,900 advisors and hundreds of thousands of clients. The firm provides a broad adviser-support platform including managed-account programs, access to third-party asset managers, and back-office services, allowing advisors to implement portfolios using both internal models and outsourced solutions.

Stephen Meidahl is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Commonwealth since 2015. Outside of his advisory role, he is involved in clergy activities. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients with a range of advisory programs, wealth management, and retirement plan consulting services. The firm provides operational, trading, technology, compliance, and practice-management support while offering discretionary model portfolios and customizable program structures.

Christopher Steiner is a financial advisor with Cambridge Investment Research Advisors based in Waterville, ME. He holds the Series 66 designation and has 11 years of industry experience. His prior firms include Edward Jones and LPL Financial. Steiner is involved with several related business activities, including ownership of Steiner Financial and serving as an investment advisor representative at Prime Financial, Inc. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers a range of investment solutions, including proprietary model strategies and multiple custody arrangements, with services tailored to client objectives.

Jason Dalessandro is a financial advisor at Ameriprise with 20 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2006. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

William Paradis is a financial advisor with Cambridge Investment Research Advisors in Waterville, ME, holding Series 63 and Series 65 licenses. He has two years of industry experience, including prior roles at Raymond James Financial and Modern Woodmen of America. Outside of his advisory duties, Paradis serves as treasurer for the Mid-Maine Homeless Shelter and contributes as a book reviewer for Faith Church. Cambridge Investment Research Advisors serves a wide range of clients—including individuals, pension and profit-sharing plans, charitable organizations, and trusts—offering financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm employs varied investment platforms and strategies, including proprietary models and access to third-party managers, with features tailored to client objectives.

Cheryl Flewelling is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 66 credentials and has 30 years of industry experience. Her prior work includes roles at LPL Financial and Kennebec Savings/LPL. Outside of advisory work, she owns a maple syrup and honey production business and serves as treasurer and finance committee member for the United Way of Kennebec Valley. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning using analytical tools and supports a broad network of advisors, including specialized municipal and public finance advisory services.

Luke Rodrigue is a financial advisor with Edward Jones in Waterville, ME, holding Series 63 and Series 66 licenses and 22 years of industry experience. He has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Brian Bernatchez is a CFP®-designated financial advisor with LPL Financial, where he has worked since 1996, accumulating 38 years of industry experience. He is based in Waterville, Maine, and also serves as the 8th grade girls soccer coach at Messalonskee Middle School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with investment strategies implemented through discretionary and non-discretionary approaches supported by advanced operational tools.

Seth Carlson is a financial advisor with Edward Jones in Waterville, ME, holding a Series 66 designation and 17 years of industry experience. He has been with Edward Jones since 2008. Outside of his advisory role, he owns an apartment rental property business in Washington, NC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of approximately 23,701 financial advisors and manages about $1.01 trillion in assets.

Lindsey Cameron is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds the Series 66 designation and has seven years of industry experience. Prior to joining Raymond James, she worked at LPL Financial LLC and Progressive Casualty Insurance Co. Cameron also operates LC Consulting LLC, a business entity separate from her investment advisory activities. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using various analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Joseph Jabar Jr. is a CFP® with 30 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He previously worked at LPL Financial LLC for 23 years and has operated Fischer Financial Services since 2015. His other business activities include his role at Fischer Financial Services, a non-investment-related support company. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary advisory services supported by analytical tools and has unique capabilities in municipal and public finance advisory.

Tristan Emery is a financial advisor at Cambridge Investment Research Advisors with a Series 66 designation and one year of industry experience. He has previously worked at Commonwealth Financial Network and Austin Associates PA. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and estates. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, utilizing a range of portfolio management strategies and platform arrangements.

Thomas Shupe Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. His prior firms include LPL Financial, AXA Advisors, Franklin Templeton Distributors, and Edward Jones. Outside of his advisory role, he is involved with ALZ Enterprises LLC, a home-based business entity for tax and investment purposes. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting and supports its clients through advisory programs and a large affiliated advisor network.

Robert Smith is a financial advisor with Edward Jones in Oakland, ME, holding a Series 66 designation and nine years of industry experience. Prior to joining Edward Jones in 2017, he worked at BTG for one year. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of more than 23,000 advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Zachary Burd is a financial advisor with Ameriprise in Carrabassett Valley, ME, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2003. In addition to his advisory role, he is involved in independent insurance brokering. Ameriprise provides a retirement-income planning service targeting individuals near or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations, emphasizing the use of Ameriprise-managed accounts and offering a broad range of advisory, brokerage, and insurance solutions.

Glenn Whalen is a financial advisor with Cetera, holding a Series 66 designation and 11 years of industry experience. He has worked at Cetera and its affiliates since 2016 and has been involved with Choice Wealth Advisors LLC and Choice Investments since 2014, providing financial planning, asset management, and retirement planning services. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors and utilizes a multi-manager platform with access to affiliated and unaffiliated third-party investment managers.

Carla Tyce is a financial advisor with Ameriprise in Waterville, ME, holding a Series 66 designation and three years of industry experience. She has worked at Ameriprise since 2019 and previously at Thomas College and Southern New Hampshire University. Outside of her advisory role, she has real estate ownership interests unrelated to investment activities. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on income sources and tax-aware withdrawal strategies.

Christopher Cote is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services LLC since 2016 and Fidelity Investments since 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, as well as charitable funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, offering discretionary and non-discretionary advisory services, fund advisory, and model portfolios to intermediary platforms.

Christopher Markos is a CFP® professional with 18 years of industry experience, currently affiliated with Cetera. He has served as an advisory representative at Choice Wealth Advisors LLC and held roles at several Cetera entities since 2011. Markos is active in his community as the treasurer of the Rotary Club of Gardiner, Maine. Cetera Investment Advisers LLC is a large SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, corporations, and institutions. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors nationwide.

Sasha Fitzpatrick is a Series 66-registered financial advisor with Edward Jones in Waterville, ME, with seven years of industry experience. She has worked at Edward Jones since 2018 and previously spent five years at The Last Unicorn Restaurant (FAF Incorporated). Outside of advisory work, she serves as treasurer for Fitzillo Incorporated, a graphic design business based in Winslow, ME. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management and a network of over 23,700 advisors. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard.

Kathryn Bernatchez is a Series 66-registered financial advisor with LPL Financial in Waterville, ME, where she has worked since 2019. She has seven years of industry experience, including three years at Stone Coast Fund Services prior to joining LPL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

Chelsey Oliver is a financial advisor with LPL Financial in Waterville, ME, holding a Series 66 designation and two years of industry experience. She has been associated with LPL Financial since 2022 and has previous work experience including roles with RSU 18 School District and Beachbody. Outside of her advisory work, Oliver is a girls' soccer coach and serves on the board of a local nonprofit school district, and also works part-time at the Snow Pond Center for the Arts. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services with an emphasis on customizable investment strategies and operational support tools for its network of over 22,800 advisors.

Michael Cleary is a Series 66-licensed financial advisor with 12 years of industry experience. He is currently affiliated with Cambridge Investment Research Advisors and has prior experience at LPL Financial, Edward Jones, and Commonwealth Financial Network. Outside of his advisory work, Cleary owns multiple businesses in financial referrals and consulting. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, utilizing a variety of portfolio management solutions and strategies tailored to client objectives.

Peter Kemos is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 designations and five years of industry experience. He previously worked at LPL Financial LLC for eight years and has a background that includes an affiliation with the College of the Atlantic. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Bethany Roderigue is a financial advisor with Cetera, holding Series 63 and Series 65 designations and four years of industry experience. She has worked at Cetera and its affiliated entities since 2022 and also practices as a speech-language pathologist at Waterville Center for Health and Rehab. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a nationwide network of independent advisors and utilizes a multi-manager platform with various investment program options.

Alexis Bowman is a Series 66-licensed financial advisor with LPL Financial, bringing three years of industry experience. Prior to joining LPL in 2022, Alexis held roles at All Pro and Thomas College and has been involved with the Town of Freedom Cemetery Committee. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions with a wide range of investment and financial planning solutions.

Anthony Sementelli is a financial advisor with LPL Financial based in Winslow, ME, holding a Series 66 designation and eight years of industry experience. He has worked at LPL Financial since 2017, with prior roles at Stifel Nicolaus & Co Inc and Kennebec Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive research and operational tools.

Christiane Spaulding is a financial advisor at Ameriprise with six years of industry experience. She holds a Series 66 designation and has previously worked at Edward Jones and Day's Jewelers. Spaulding serves on the Board of Directors for KV Connect in Waterville, ME. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes comprehensive written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Matthew Libby is a CFP® professional with 11 years of industry experience, currently affiliated with Cetera. His career includes roles at Choice Wealth Advisors LLC and Investors Capital Corp. He serves as a volunteer board member for the Skowhegan Regional Chamber of Commerce. Cetera Investment Advisers LLC is a nationwide SEC-registered advisor serving individual, retirement, corporate, charitable, and institutional clients with a multi-manager platform that offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Ryan Bean is a financial advisor with Edward Jones in Waterville, ME, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Mendall Financial Group, Raymond James Financial Services, Liberty Mutual, and Subway. Bean serves as a chapter director for a local business networking group, organizing weekly meetings in the Waterville area. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors and 15,100 branch offices.

Michael Clark is a Series 66 licensed financial advisor with 22 years of industry experience. He is currently affiliated with LPL Financial and Camden National Bank, where he has worked since 2015. His prior experience includes roles at Cetera, Fidelity, CUNA Brokerage Services, and Ameriprise. Clark also operates Camden Financial Consultants, a separate business entity based in Brunswick, Maine. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives and advanced advisor tools.

Lisa Pomerleau is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. She previously worked at INVEST Financial Corp. and Prime Financial Inc. Financial Services and Insurance. Pomerleau serves as Treasurer on the board of the First Church of Waterville, Maine. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a variety of solutions including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Frederick Fischer is a financial advisor with Raymond James Financial in Waterville, ME, holding a Series 63 designation and having 38 years of industry experience. He previously worked at LPL Financial for 29 years before joining Raymond James in 2025. Outside of his advisory role, he owns Fischer Financial Services, which provides financial and estate planning, and acts as an insurance agent selling annuity and life contracts. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and supports municipal and public-finance work through a unique municipal advisor affiliation.

Katherine Higgins is a financial advisor with LPL Financial, holding a Series 66 credential and three years of industry experience. Her prior roles include working at Silverstein Law, P.A., and involvement in retail and university settings. She is also a commissioned notary public in Waterville, ME. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Albert Languet III is a financial advisor at LPL Financial with 32 years of industry experience. He holds the CFP® and Series 63 designations and has been with LPL Financial since 1996. Languet is also the owner of Tres Reyes, a business unrelated to securities trading. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advisor-facing tools and a large network of investment adviser representatives.