Ronald Fossell is a financial advisor at Capital Analysts with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Lincoln Investment and Great American Advisors, Inc. alongside his advisory role. Fossell serves as treasurer on the board of Hallock Farmers Mutual Fire Insurance and owns a tax preparation business. Capital Analysts provides portfolio management and retirement-plan advice to retail and institutional clients including high-net-worth individuals, trusts, and charitable organizations. The firm utilizes an in-house investment management team with a proprietary mutual fund screening process and maintains institutional relationships that support a range of cash sweep and advisory services.

Jay Friedt is a financial advisor at Cetera with seven years of industry experience. He holds a Series 66 designation and has worked at firms including LPL Financial and Concourse Financial Group Securities. Outside of his advisory role, Friedt is an owner and partner at an accounting firm and serves on the board of a community health center. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Brett Sobolik is a CFP® with 14 years of industry experience, currently affiliated with Cetera. He has worked at Cetera and Cetera Wealth Services since 2025 and has held positions at Dahl, Hatton, Muir & Reese Ltd and Concourse Financial Group Securities Inc. Additionally, Sobolik is the principal of Sobolik Financial Group, an insurance agency offering life, disability, business overhead insurance, and fixed annuity products. Outside of advisory work, he is involved in farming, partners in an accounting firm, volunteers as a youth hockey coach, and serves on a church foundation board. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm provides portfolio management, financial planning, and access to third-party money managers through a multi-manager platform with a range of program structures and investment options.

Daniel Messelt is a financial advisor with LPL Financial in Hallock, MN, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has worked at LPL Financial since 2018 and previously spent 14 years at Invest Financial Corporation and over two decades at American Federal Bank. He serves as a non-profit board member for Rhinehart Township, contributing to the local community governance. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including model portfolios and third-party asset management, supported by advanced operational and research tools.

Erin Pollestad is a financial advisor at LPL Financial with four years of industry experience. She holds the Series 66 designation and has prior experience at American Federal Bank, Altru Health Systems, and KodaBank. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions supported by advanced research tools and a broad network of investment adviser representatives.