Top financial advisors working with airline pilots
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you're an airline pilot, your financial planning needs often include managing irregular income, preparing for early retirement, and navigating complex tax situations related to travel and per diem allowances. A common mistake is working with an advisor unfamiliar with the unique cash flow patterns and retirement timelines pilots face.
- Flight schedule impact. Confirm how they factor your variable work hours and layovers into budgeting and cash flow planning.
- Retirement timing. Ask how they plan for earlier retirement ages common in aviation careers, not just standard retirement milestones.
- Tax considerations. Ensure they understand per diem rules and how travel expenses affect your taxable income.
- Benefit coordination. Check if they integrate airline-specific benefits like pension plans and union agreements into your overall strategy.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Erin K
Series 63, Series 66
Folsom, CA
Allworth financial, L.P.
Erin Kincheloe's extensive 28 years in the industry and her background as an airline pilot equip her to address the unique financial challenges faced by pilots, including irregular income and early retirement planning. Operating from a large firm, Allworth Financial, she offers flat-fee financial planning services and specializes in active portfolio management and retirement plans for business owners, providing a comprehensive approach compared to other advisors.
Experience: 28 years
Avg account: $1,119,636
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Peter S
Series 63, Series 65
Milwaukee, WI
Oarsman Capital, Inc
Peter Schumacher specializes in financial planning for airline pilots, addressing unique needs like retirement income strategy and tax-loss harvesting, which are crucial for managing irregular income and early retirement common in aviation careers. Based in Milwaukee, he offers independent advice with a 1.0% AUM fee, leveraging 34 years of experience and a firm approach focused on long-term equity investing and tax-aware management, distinguishing him from advisors with less emphasis on high-net-worth clients and active portfolio management.
Experience: 35 years
Avg account: $1,732,454
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Michael W
Series 65
Schertz, TX
Targeted Wealth Solutions
Michael Whyte's dual experience as a commercial pilot and financial advisor equips him to address the unique financial challenges airline pilots face, such as irregular income and early retirement planning. His firm, Targeted Wealth Solutions, offers flat-fee financial planning and portfolio management up to $500,000, utilizing a Modern Portfolio Theory approach with ETFs and active option strategies, distinguishing him with a blend of aviation insight and quantitative investment methods.
Experience: 5 years
Avg account: $683,090
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Michael W
CFP®, Series 63
Charlottesville, VA
Solitude Financial Services, Inc.
Michael Whitney specializes in financial planning for airline pilots, addressing unique needs like retirement income strategy and tax-loss harvesting, which are crucial for managing irregular income and early retirement common in aviation careers. Based in Charlottesville, VA, he offers fee-only, fiduciary advice with a focus on long-term, buy-and-hold investment strategies, serving high-net-worth clients independently with a 1% AUM fee and hourly options.
Experience: 5 years
Avg account: $2,216,540
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Adam B
CFP®
Annapolis, MD
Ventus Wealth Management
Adam Bosma is well-suited for airline pilots due to his expertise in cash flow and budgeting, combined with his personal experience as a military pilot, which aligns with the unique financial challenges pilots face. His firm offers a transparent flat-fee structure starting at $4,000 and emphasizes client-focused service with modern technology, setting him apart from others by blending aviation insight with independent, CFP®-certified financial planning.
Experience: 6 years
Avg account: $814,000
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