Top financial advisors in Cedar Rapids, IA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you’re approaching retirement or managing income from multiple sources, you need advisors who understand how to optimize your cash flow without triggering unnecessary taxes. A common mistake is treating retirement income as a single stream rather than coordinating withdrawals to minimize tax impact.
- Retirement income sequencing. Ask how they plan distributions from different accounts to reduce your overall tax burden.
- Tax law familiarity. Confirm they stay current on Iowa’s recent changes that reduce taxes on retirement income.
- Social Security timing. Inquire about strategies for when to claim benefits to complement your other income sources.
- Expense management. See if they consider your ongoing costs and healthcare needs when crafting your retirement plan.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Justin K
Series 66
Cedar Rapids, IA
BCG Securities, inc.
Justin Kensinger offers wealth management services in Cedar Rapids, IA, with 18 years of experience and a Series 66 designation. His firm, BCG Securities, employs a diverse investment approach including fundamental and technical analysis, and offers flat-fee financial planning based on net worth, which may appeal to clients seeking transparent fees and tailored retirement income strategies.
Experience: 18 years
Avg account: $365,224
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Stephen M
Series 63, Series 66
Cedar Rapids, IA
Red Cedar
Stephen Mickelson's 34 years of experience and expertise in active portfolio management and options strategies equip him to handle complex retirement income sequencing and tax considerations in Cedar Rapids. His firm, Red Cedar, offers flat-fee financial planning starting at $500 and serves a diverse client base including trusts and small businesses, distinguishing him with a broad advisory scope and a disciplined, analytical investment approach.
Experience: 34 years
Avg account: $262,445
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Wendy N
Series 63, Series 66
Cedar Rapids, IA
CWM, LLC
Wendy Nemecek's 32 years of experience and expertise in retirement income strategy and tax-loss harvesting make her well-equipped to manage retirement income sequencing and tax optimization in Cedar Rapids, IA. Working at CWM, LLC, a large firm offering flat-fee financial planning and diverse client services, she supports individuals and high-net-worth families with a seasoned approach that includes ESG investing and alternative investments.
Experience: 33 years
Avg account: $875,860
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Michael D
Series 66, Series 65
Cedar Rapids, IA
LPL Financial
Michael Dawson's 17 years of experience and expertise in wealth management and retirement plans for business owners make him well-equipped to address retirement income sequencing and tax optimization in Cedar Rapids. His affiliation with LPL Financial, a large firm offering flat-fee financial planning and a broad client base, distinguishes him by combining personalized tax services with extensive institutional support.
Experience: 17 years
Avg account: $399,489
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William H
CFA®
Cedar Rapids, IA
Grit Family Office, LLC
William Hahesy III, based in Cedar Rapids, IA, offers expertise in wealth management and private investments, serving high-net-worth clients with a flat-fee structure for financial planning. His firm employs a Modern Portfolio Theory approach, emphasizing asset allocation and risk tolerance, which may help optimize retirement income sequencing and tax efficiency compared to advisors with different investment strategies or fee models.
Experience: 11 years
Avg account: $3,842,969
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