Top financial advisors in Des Moines, IA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might seek a financial advisor in Des Moines if you're navigating retirement income planning, especially since Iowa has recently phased out taxes on much retirement income. Without a clear understanding of local tax changes, you could miss opportunities to optimize your withdrawals and reduce tax burdens.
- Local tax knowledge. Confirm how they incorporate Iowa's recent retirement income tax changes into your plan.
- Income sequencing. Ask how they prioritize which accounts to draw from to minimize taxes and sustain your income.
- Experience with retirement phases. Look for advisors who plan for transitions like Social Security claiming and required minimum distributions.
- Fee structure clarity. Understand whether they charge flat fees or other models, and how that aligns with your financial goals.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Jordan F
Series 63, Series 65
Des Moines, IA
ON Investment Management CO
Jordan Funke offers expertise in retirement income strategy and general retirement planning, making him well-suited for navigating Iowa's recent tax changes on retirement income. His firm provides flat-fee options up to $5,000 annually and serves a diverse client base, including retirement plan sponsors, which may offer broader perspectives compared to advisors focusing solely on individual clients.
Experience: 12 years
Avg account: $319,610
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Benjamin H
Series 63, Series 66
Mount Pleasant, IA
RIA Advisory Group, LLC
Benjamin Heckart's 19 years of experience and Series 63 and 66 licenses equip him to navigate retirement income planning in Des Moines, including local tax changes. His firm, RIA Advisory Group, LLC, offers diversified portfolios with discretionary management and integrates legal and accounting services, differentiating him through a comprehensive approach and a tiered AUM fee structure up to 2%.
Experience: 20 years
Avg account: $283,656
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John F
Series 65, Series 66
Des Moines, IA
Prospective Value Partners LLC
John Flynn in Des Moines offers active portfolio management with a value-oriented investment approach, suitable for high-net-worth clients navigating retirement income planning. His firm manages $76 million across 36 accounts with a 1% annual AUM fee, providing discretionary asset management that may help optimize income sequencing and tax strategies in Iowa's evolving retirement tax landscape.
Experience: 11 years
Avg account: $2,081,317
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Joel F
CFA®
Des Moines, IA
Koios Private Family Offices, LLC
Joel Fortney, a CFA® charterholder in Des Moines, IA, offers wealth management with a focus on high-net-worth clients, charging a 1.00% annual fee on assets under management. His firm uses both fundamental and quantitative analysis to create diversified portfolios, which may help optimize retirement income sequencing and tax strategies in Iowa's evolving tax landscape.
Experience: 1 year
Avg account: $659,874
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Patrick O
Series 63, Series 65
Des Moines, IA
Cetera Planning Partners
Patrick Owens offers expertise in retirement income strategy and tax-loss harvesting, crucial for navigating Iowa's recent retirement tax changes. With 11 years of experience and a background including Wells Fargo Advisors, he provides flat-fee and AUM-based services through Avantax Planning Partners, which supports clients with model-based investment strategies and tax-intelligent overlays, differentiating him from others by combining tax-aware planning with discretionary portfolio management.
Experience: 11 years
Avg account: $848,315
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