Seasoned, long-term care insurance financial advisors in Eagan, MN
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you're facing decisions about long-term care insurance, such as planning for potential nursing home stays or in-home care, you need an advisor who understands the complexities of these policies. A common mistake is underestimating how policy details affect your future coverage and costs.
- Policy detail expertise. Look for advisors who explain how benefit triggers and elimination periods impact your coverage timeline.
- Income planning integration. Confirm they consider your overall income and tax situation, especially given Minnesota's higher taxes.
- Coordination with social services. Ask how they factor in state social programs that might supplement your insurance.
- Experience with claims. Inquire about their track record helping clients navigate claims and policy use over time.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Gregory S
Series 66
Minneapolis, MN
IP Financial Advisory Services LLC
Gregory Swoverland's 22 years of experience and expertise in long-term care insurance and income planning equip him to address complex policy details and integrate them with overall financial strategies in the Minnesota area. His firm offers flat-fee and hourly consulting options, serving individual retail clients with customized portfolio management and discretionary authority, distinguishing him from advisors with more limited fee structures or client focuses.
Experience: 22 years
Avg account: $240,578
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Denise A
Series 63
Edina, MN
DA Financial Advisors, Inc.
Denise Alemayehu's 39 years of experience and expertise in long-term care insurance and income planning equip her to address the complexities of nursing home and in-home care policies in the Minnesota area. Operating independently with a flat-fee structure, she serves diverse clients and integrates tax considerations, distinguishing her from advisors with different fee models or narrower specialties.
Experience: 39 years
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David D
CFA®, Series 63, Series 65
Bloomington, MN
Centurion Financial Strategies LLC
David Denniston's 22 years of experience and CFA® designation equip him to address long-term care insurance complexities, including policy details and income planning, for clients near Eagan, MN. Operating independently at Centurion Financial Strategies LLC in Bloomington, he serves high-net-worth individuals with a 1.50% AUM fee, blending fundamental and technical analysis in portfolio management, which may offer a more tailored investment approach compared to others.
Experience: 22 years
Avg account: $751,378
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Alan C
Series 63, Series 65
St. Paul, MN
United Advisors America
Alan Carlson's 28 years of experience and expertise in long-term care insurance and retirement income strategy equip him to address complex policy details and income planning in Minnesota's tax environment. Operating from St. Paul with United Advisors America, he offers a 1.0% annual AUM fee and integrates Modern Portfolio Theory-based investment management, distinguishing him with a comprehensive approach to clients near retirement.
Experience: 28 years
Avg account: $158,957
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Les J
Series 65
Oakdale, MN
Jepsen Financial
Les Jepsen offers seasoned expertise in long-term care insurance, integrating policy details with income planning and social service coordination, which is crucial for Minnesota residents. His firm uses a core-and-satellite investment approach with passive indexes and ETFs, serving a diverse client base including trusts and businesses, and charges a 1.50% annual AUM fee alongside hourly rates, distinguishing him from other advisors in the area.
Experience: 27 years
Avg account: $641,822
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