Top financial advisors working with HENRYs (high earners, not rich yet) in East Stroudsburg, PA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you're earning a high income but haven't yet built significant wealth, you need an advisor who understands the unique challenges of balancing current expenses with future financial goals. Without this focus, it's easy to overlook how lifestyle inflation can delay your path to financial security.
- Cash flow management. Look for advisors who help you prioritize saving and investing while managing day-to-day expenses.
- Debt strategy. Confirm how they approach paying down debt alongside building your investment portfolio.
- Tax-aware planning. Ask how they optimize your income and deductions to reduce tax burdens now and in retirement.
- Growth mindset. Ensure they plan for increasing your net worth steadily, not just preserving what you have.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Patrick D
Series 63, Series 65
Pen Argyl, PA
Cetera
Patrick Denman specializes in serving HENRY clients, offering expertise in wealth management, tax-loss harvesting, and retirement plans tailored for business owners, which suits high earners balancing growth and tax strategies. Operating from Pen Argyl, PA with Cetera, a large firm, he provides flexible flat-fee and hourly consulting options, leveraging 13 years of experience and a background in accounting and tax preparation to support clients' financial planning needs.
Experience: 14 years
Avg account: $306,089
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Noelle K
Series 65
Andover, NJ
Wealth Enhancement Advisory Services, LLC
Noelle Kacerek works with HENRY clients and mid-career professionals, offering expertise in active portfolio management and retirement plans for business owners. Based in Andover, NJ, she operates within Wealth Enhancement Advisory Services, a large SEC-registered firm that employs a strategic mix of passive and active investment management and offers flat fees starting at $250, distinguishing her from advisors with different fee structures or firm sizes.
Experience: 2 years
Avg account: $1,378,035
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Stacy G
Series 66
Washington, NJ
RBC Capital Markets
Stacy Goerner specializes in serving HENRY clients, offering expertise in tax-loss harvesting and sustainable investing, which supports managing high income with future growth. Based in Washington, NJ, she operates within RBC Capital Markets, a large firm providing flat-fee options and diverse portfolio management, distinguishing her approach from advisors focused solely on wealth preservation.
Experience: 15 years
Avg account: $1,017,425
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Wilfredo M
Series 66
Easton, PA
Merrill
Wilfredo Medina specializes in serving high earners not yet rich, offering expertise in tax-loss harvesting and active portfolio management, which suits those balancing growth and tax efficiency. Based in Easton, PA, he operates within Merrill's large-firm environment, providing managed strategies with a 1.10% AUM fee, and brings diverse industry experience including roles at major corporations and rideshare driving, offering a unique perspective compared to other advisors.
Experience: 3 years
Avg account: $860,085
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