Top financial advisors in Encinitas, CA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you own a home in Encinitas, CA, understanding how Proposition 13 limits your property tax increases can be crucial for your financial planning. Without a clear grasp of local tax rules, you might miss opportunities to protect your assets or plan your cash flow effectively.
- Local tax knowledge. Confirm how the advisor incorporates California's high income taxes and Proposition 13's property tax limits into your overall plan.
- Income and asset coordination. Ask how they balance your income tax burden with property tax considerations to optimize your financial outcomes.
- Long-term property planning. Discuss strategies for managing property taxes over time, especially if you plan to buy, sell, or inherit real estate in Encinitas.
- Experience with local regulations. Ensure the advisor understands Encinitas-specific rules that could affect your tax liabilities and investment choices.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Daniel A
Series 66
Encinitas, CA
Raymond James Financial
Daniel Anderle's 19 years of experience and Series 66 license position him well to navigate Encinitas' local tax environment, including Proposition 13 considerations. Affiliated with Raymond James Financial, a large firm offering flat-fee planning and investment consulting, he serves diverse clients including business owners and retirees, providing expertise in retirement and business succession planning alongside cash flow management.
Experience: 19 years
Avg account: $700,796
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Rasaan M
Series 66
Encinitas, CA
Edward Jones
Rasaan Moshesh's experience with multi-generational wealth transfer and general retirement planning suits Encinitas homeowners navigating Proposition 13's property tax limits. Operating within Edward Jones, a large firm with a nationwide network, he offers both discretionary and non-discretionary strategies with an AUM fee up to 1.35%, providing a broad range of advisory programs compared to smaller local firms.
Experience: 5 years
Avg account: $246,728
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Veronica R
Series 63, Series 66
Encinitas, CA
J.P. Morgan Securities
Veronica Rodriguez, based in Encinitas, CA, offers wealth management services with 11 years of experience and holds Series 63 and 66 licenses, positioning her to navigate local tax implications like Proposition 13 effectively. Affiliated with J.P. Morgan Securities, a large firm known for institutional consulting and customized reporting, she charges a 0.30% annual AUM fee, which may appeal to executives and business owners seeking comprehensive asset allocation advice.
Experience: 12 years
Avg account: $318,381
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Minjoo J
Series 66, Series 63
Encinitas, CA
Merrill
Minjoo Jeong's experience with tax-loss harvesting and active portfolio management at Merrill in Encinitas equips her to address local tax challenges like Proposition 13 effectively. Serving mid-career professionals and HENRY clients, she offers managed strategies with a 1.10% AUM fee, leveraging Merrill's large-firm resources and her background at JPMorgan to balance income and property tax considerations.
Experience: 8 years
Avg account: $860,085
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Carla C
CFP®, Series 63, Series 65
Encinitas, CA
Cetera
Carla Campbell's 26 years of experience and CFP® certification equip her to navigate Encinitas' local tax environment, including Proposition 13 implications, for high earners and those approaching retirement. Affiliated with Cetera, a large firm offering diverse portfolio management and fiduciary solutions, she provides flat-fee financial planning and specializes in wealth management, tax-loss harvesting, and retirement plans for business owners.
Experience: 27 years
Avg account: $306,089
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