Top retirement plans for business owners (SEP, solo 401k) financial advisors working with high-net-worth individuals in Livermore, CA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you own a business and are planning your retirement, you need an advisor who understands how to set up and manage SEP or solo 401(k) plans tailored to your unique income and goals. Without this expertise, you might miss out on maximizing contributions or face unexpected tax consequences.
- Plan design nuances. Confirm how they customize SEP or solo 401(k) plans to fit your business size and cash flow, not just offer standard templates.
- Tax impact awareness. Ask how they navigate California's high income taxes alongside Proposition 13's property tax limits to optimize your overall tax strategy.
- High-net-worth focus. These advisors understand the complexities of managing larger retirement accounts and integrating them with your broader wealth plan.
- Contribution strategy. Inquire about their approach to balancing employer and employee contributions to maximize your retirement savings efficiently.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Daven S
CFP®, Series 65
Pleasanton, CA
Abundance Advisers
Daven Sharma specializes in retirement plans for business owners, including SEP and solo 401(k) plans, with 21 years of experience and a CFP® certification, serving high-net-worth clients near Livermore, CA. His firm offers flat-fee structures and employs a disciplined asset-allocation investment approach with quarterly reviews, differentiating him through personalized strategies like the “Turtle & Hare” method and a background in accounting and tax services.
Experience: 22 years
Avg account: $509,279
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Tracie G
Series 66
Pleasanton, CA
Creative Planning
Tracie Glaros specializes in retirement plans for business owners, including SEP and solo 401(k) plans, and serves high-net-worth clients near Livermore, CA. Working with Creative Planning, a large firm managing $217 billion in assets, she offers a flat-fee structure and integrates tax-loss harvesting and sustainable investing strategies, distinguishing her approach from others in the area.
Experience: 4 years
Avg account: $2,113,277
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David G
Series 63
San Ramon, CA
Newleaf Wealth Management, LLC
David Gold specializes in retirement plans for business owners, including SEP and solo 401(k) plans, making him well-suited for high-net-worth clients in Livermore, CA. His firm, Newleaf Wealth Management, offers both discretionary and non-discretionary investment management with a focus on strategic asset allocation and global diversification, and he provides flat-fee and hourly fee options, distinguishing him from advisors with standard fee structures.
Experience: 12 years
Avg account: $1,354,729
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Jacob R
Series 65
Pleasanton, CA
Sierra Pacific Private Wealth, LLC
Jacob Rodriguez specializes in retirement plans for business owners, including SEP and solo 401(k) plans, with a focus on high-net-worth clients in the Livermore area. His firm, Sierra Pacific Private Wealth, offers flat-fee financial planning packages and comprehensive wealth management services, distinguishing him with a broad advisory scope and personalized asset management.
Experience: 1 year
Avg account: $817,241
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Roger L
Series 63, Series 65
San Ramon, CA
Hightower Advisors
Roger Lam's 15 years of experience and expertise in retirement plans for business owners make him well-equipped to handle SEP and solo 401(k) plans for high-net-worth clients in the Livermore area. Working with Hightower Advisors, a large firm offering flat-fee structures and discretionary portfolio management, he combines fundamental and quantitative analysis to tailor strategies for business owners and executives.
Experience: 15 years
Avg account: $2,848,795
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