Top advisors focused on retirement withdrawal strategies in Puerto Rico

Alejandro Santiago is a financial advisor at Atlantis Investment Coaching, LLC with a Series 65 designation and two years of industry experience. He has been with Atlantis Investment Coaching since 2015. Outside of advisory work, he is also an insurance agent and provides business consulting services to his family's businesses. Atlantis Investment Coaching primarily serves individual clients, including many high-net-worth households, as well as pension plans and business entities. The firm offers holistic financial planning and educational workshops, following an asset-class, market-efficient investment philosophy that emphasizes the use of no-load, structured, or index funds and refers clients to third-party investment managers for portfolio management.

Francisco Texidor Figueroa is a financial advisor at Strategic Wealth Partners, Ltd. with three years of industry experience. He holds a Series 65 designation and has previously worked at Banco Popular and Banco Cooperative de PR. He also provides retirement plan consulting services through a related business, Retirement Partner Advisors. Strategic Wealth Partners, Ltd. serves individuals, pension and profit-sharing plans, foundations, and corporate accounts, offering comprehensive portfolio management, financial planning, retirement plan consulting, and outsourced chief investment officer services. The firm manages approximately $1.3 billion across a broad range of investment types and employs a mix of fundamental, technical, and charting analysis in portfolio construction.

Jose Quinones Porrata is a financial advisor at Calton & Associates, Inc. with 33 years of industry experience. He holds a Series 66 designation and has worked at firms including Modern Capital Advisors, Modern Capital Securities, and Cetera Advisor Networks LLC. In addition to his advisory role, he has operated as an independent insurance agent since 1982, focusing on disability, fixed annuities, life/accident/health, long-term care, and property & casualty insurance. Calton & Associates serves individual investors, retirement plans, trusts, estates, and other retail clients by offering portfolio management, fee-based financial planning, retirement plan consulting, and access to third-party money managers. The firm provides both commissionable brokerage and insurance products alongside advisory services, with investment recommendations tailored to client goals and multiple program structures including firm-managed wrap programs and separate account platforms.

Alexandra Marquez is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. Her prior roles include positions at CUNA Brokerage Services, CUNA Mutual Group, and Citi International Financial Services. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Patrick Rien is a CFA® charterholder with 14 years of industry experience, currently serving at Euro Pacific Asset Management, LLC since 2010. He is based in Dorado, Puerto Rico, and is part of a five-advisor team at the firm. Euro Pacific Asset Management provides investment advisory services to individual and high-net-worth clients through separately managed accounts and mutual funds. The firm emphasizes international exposure with a blend of top-down and bottom-up analysis, managing approximately $1.36 billion in discretionary assets across a diverse client base and institutional mandates.

Stavroula Koutsfetsoulis is a financial advisor at Ameriprise with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliated entities since 2011. In addition to her advisory role, she is involved in fiduciary activities as an attorney-in-fact (power of attorney). Ameriprise is a large institutional firm that provides retirement-income planning services primarily to individuals with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports through a centralized consulting team, focusing on tailored retirement income strategies.

Ronald Dragotta is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he specializes in retirement benefit consulting and personalized wealth management strategies. With over 27 years of industry experience, he adopts a goals-based approach to help clients pursue their long-term financial objectives by utilizing professional asset managers and investment platforms. Ronald focuses on Merrill's 401(k) Retirement Plan platform and provides services to local communities and organizations. He works closely with a team within his office and leverages the resources of Bank of America and Merrill Lynch Wealth Management to deliver active and dedicated service. His areas of expertise include corporate benefits, divorce transition planning, employee benefits planning, employee financial health, personal retirement planning, and individual and corporate investment strategy. He holds a Bachelor's Degree from Hofstra University and professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of work, Ronald spends time with his wife Linda, an elementary school teacher, and their two daughters, Catherine and Caroline. They enjoy outdoor activities such as running, hiking, and kayaking on the Long Island Sound. Ronald is also involved in volunteering with community organizations.

Charleen Maune is a financial advisor with Foguth Wealth Management, LLC, holding a Series 66 designation and four years of industry experience. Her prior roles include positions at Strategic Investment Advisors, LLC, White Glove, and Hantz Financial Services, as well as eight years at Advance America. Foguth Wealth Management serves individuals, plan sponsors, and business clients with portfolio management, financial planning, and retirement and estate-planning services. The firm employs model portfolios constructed mainly from ETPs and ETFs, utilizing fundamental, technical, cyclical, and charting analyses alongside modern portfolio theory, and offers custom direct-indexing strategies with automated tax-loss harvesting.

Sarah Brown is a financial advisor at Edward Jones in Monroe, GA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, she worked at Georgia College & State University and the Walton County School District. She also has experience with Peachy Keen. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Nicholas Stecklein is a CFP® professional with six years of industry experience, currently serving at Diversify Wealth Management, LLC in Orem, UT. His prior roles include positions at North Capital Investment Technology and DFPG Investments. Outside of investment advising, he is involved with Advantage Tax and Planning, providing tax preparation services to prospects and clients. Diversify Wealth Management offers investment advisory and planning services to individuals, high-net-worth clients, business owners, retirement plans, trusts, and institutions. The firm employs a tactically diversified investment approach across multiple account types and platforms, incorporating due diligence on third-party managers and a mix of traditional and alternative investments aligned with clients’ objectives and fiduciary standards.