Seasoned, retirement income strategy financial advisors in Red Wing, MN
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might be planning how to draw income from your retirement savings and want to avoid running out of money too soon. A common mistake is not accounting for taxes and benefits that can change your net income and spending power.
- Tax-aware income sequencing. Look for advisors who consider how withdrawals affect your tax bracket and eligibility for state and federal benefits.
- Longevity risk management. Ask how they plan for your income to last through uncertain lifespans and market ups and downs.
- Social service integration. Confirm they understand Minnesota's social services and how these can support your retirement budget.
- Experience with complex income sources. Check if they handle multiple income streams like pensions, Social Security, and investments cohesively.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Laura P
CFP®, Series 63, Series 65
Hastings, MN
Transamerica Retirement Advisors, LLC
Laura Pope brings 27 years of experience in retirement income strategy, supported by CFP® certification and affiliation with Transamerica Retirement Advisors, a large firm known for managed portfolio programs and investment education. Her approach emphasizes non-discretionary asset management with Morningstar-backed research, distinguishing her from advisors who may focus more on standalone financial planning or smaller firm settings.
Experience: 28 years
Avg account: $82,021
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Abra H
CFP®, Series 63
Hastings, MN
Edward Jones
Abra Hovgaard brings 21 years of experience in retirement income strategy, including tax-aware income sequencing and managing multiple income sources, which suits retirees in Red Wing, MN seeking seasoned guidance. Affiliated with Edward Jones, a large full-service firm, she offers a program fee up to 1.35% annually and serves diverse clients, including LGBTQIA individuals, providing broad expertise beyond retirement planning.
Experience: 21 years
Avg account: $246,728
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Thomas S
Series 63
Hastings, MN
Ameriprise
Thomas Sundberg specializes in retirement income strategy and Social Security optimization, making him well-suited for clients in Red Wing, MN planning their retirement income. With 36 years of experience at Ameriprise, a large firm known for tax-efficient, research-driven retirement planning, he offers managed accounts and algorithmic support, charging a 0.15% AUM fee, which may appeal to those with significant investable assets.
Experience: 36 years
Avg account: $471,167
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Charlene R
Series 63, Series 65
Frontenac, MN
Eagle Strategies (NY Life)
Charlene Rigelman offers seasoned expertise in retirement income strategy, backed by 39 years in the industry and a focus on retirement plans for business owners and annuities. Operating from Frontenac, MN with Eagle Strategies, she provides flexible fee options including asset-based, hourly, and subscription agreements, distinguishing her through large-firm resources and a client-directed investment approach.
Experience: 39 years
Avg account: $235,446
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Richard D
Series 63, Series 66
Red Wing, MN
Cambridge Investment Research Advisors
Richard Douglas specializes in retirement income strategy in Red Wing, MN, with 30 years of experience and credentials including Series 63 and 66. He works with Cambridge Investment Research Advisors, a large firm offering flat-fee and AUM-based pricing, serving diverse clients including business owners and retirees, which may provide a broad perspective on managing complex income sources and tax-aware withdrawal strategies.
Experience: 30 years
Avg account: $378,281
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