Top financial advisors in Saginaw, MI
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you have pension benefits from the auto industry or similar, you need an advisor who understands how these pensions affect your overall retirement plan. A common mistake is treating pensions like regular savings, which can lead to missed opportunities or unexpected tax consequences.
- Pension integration. Confirm how the advisor incorporates your pension into your broader retirement income strategy, not just as a fixed monthly amount.
- Tax impact awareness. Ask how they plan for taxes on pension income alongside Social Security and other sources.
- Withdrawal sequencing. Good advisors help decide the order to tap into pensions, savings, and other accounts to maximize your income.
- Benefit options analysis. Check if they evaluate pension payout choices, like lump sum versus monthly payments, based on your personal situation.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Bryan C
CFP®, Series 63, Series 65
Saginaw, MI
Oppenheimer
Bryan Carroll's 28 years of experience and CFP® certification equip him to integrate pension benefits into comprehensive retirement strategies, particularly for executives and business owners in Saginaw, MI. Affiliated with Oppenheimer, a large firm offering both discretionary and non-discretionary management, he provides flat-fee financial planning tailored to complex needs, distinguishing him from advisors with less firm support or fee flexibility.
Experience: 28 years
Avg account: $609,565
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Jody K
Series 66, Series 65
Saginaw, MI
Empower Advisory Group
Jody Komyathy in Saginaw, MI, offers expertise in retirement income strategy and Social Security optimization, which is crucial for integrating pension benefits into a comprehensive retirement plan. Working with Empower Advisory Group, a large firm known for its integrated approach and flat-fee structure, he brings 24 years of experience and serves clients with employer-sponsored retirement plans, providing a seasoned perspective compared to other local advisors.
Experience: 24 years
Avg account: $565,063
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Kevin S
Series 63, Series 66
Saginaw, MI
LPL Financial
Kevin Scorsone's 20 years of experience and expertise in wealth management and retirement plans for business owners make him well-equipped to integrate pension benefits into a comprehensive retirement strategy in Saginaw, MI. Working with LPL Financial, a large firm offering flat-fee financial planning and a broad range of investment solutions, he provides access to extensive research and diverse client services that differentiate him from other advisors.
Experience: 21 years
Avg account: $399,489
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Kevin S
ChFC®, Series 63, Series 65
Saginaw, MI
SPC
Kevin Shanks brings 24 years of experience in retirement income strategy and income planning, making him well-equipped to integrate pension benefits into comprehensive retirement plans in Saginaw, MI. Affiliated with SPC, a large firm managing $5.66 billion in assets, he offers flat-fee segmented and comprehensive financial plans, serving a diverse client base including business owners and executives, which may provide broader insights compared to smaller practices.
Experience: 25 years
Avg account: $192,080
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Christopher K
Series 63, Series 65
Saginaw, MI
Kuli Capital Management
Christopher Kuligowski in Saginaw, MI, offers expertise in active portfolio management and annuities, which can help integrate pension benefits into a broader retirement strategy. As the founder of Kuli Capital Management with 21 years of experience, he provides fee-based advisory services using a tactical allocation approach, distinguishing him with a focus on risk management and performance across diverse public securities.
Experience: 21 years
Avg account: $330,000
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