Top long-term care insurance financial advisors in Santa Ana, CA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might need a long-term care insurance advisor if you're planning for potential future care costs that Medicare and regular health insurance don't cover. A common mistake is underestimating how long care might be needed or how much it will cost, which can leave you unprepared.
- Policy customization. Look for advisors who tailor coverage options to your health status and family history, not just standard plans.
- Cost projection expertise. Ask how they estimate future care expenses considering local costs and inflation.
- Integration with estate plans. Confirm they coordinate insurance with your property and tax strategies, especially given California's unique tax rules.
- Claims support. Check if they assist clients through the claims process, which can be complex and time-consuming.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Yingqi L
Series 63, Series 65
Irvine, CA
IP Financial Advisory Services LLC
Yingqi Linghu specializes in long-term care insurance and income planning, offering tailored coverage options and cost projections for clients in the Santa Ana area. Her firm serves individual retail clients with flat-fee and hourly consulting options, focusing on non-high-net-worth individuals, which may suit those seeking personalized planning without asset-based fees.
Experience: 8 years
Avg account: $240,578
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Michael B
ChFC®, Series 66
Irvine, CA
Equity Services, inc.
Michael Byrne's expertise in long-term care insurance and retirement plans for business owners suits those planning for future care costs in Santa Ana, CA. His affiliation with Equity Services, Inc., a large firm offering flat-fee financial planning and a mix of proprietary and third-party investment platforms, distinguishes him by combining personalized planning with broad asset management options.
Experience: 12 years
Avg account: $221,971
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Ignacio J
Series 66
Costa Mesa, CA
Cerity partners LLC
Ignacio Jimenez specializes in long-term care insurance and wealth management, bringing 22 years of experience and a Series 66 designation to clients near Santa Ana, CA. Working with Cerity Partners LLC, a large SEC-registered firm, he offers flat-fee financial planning and access to alternative investments, catering primarily to high-net-worth individuals and emphasizing customized portfolios and diversified asset allocation.
Experience: 23 years
Avg account: $4,574,620
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Kraig S
CFP®, ChFC®, Series 66
Orange, CA
Secura Financial
Kraig Strom's 22 years of experience and CFP® and ChFC® designations equip him to address long-term care insurance needs, especially for high-net-worth clients in the Santa Ana area. His firm, Secura Financial, offers personalized financial planning with a flat-fee structure and employs diverse investment strategies, including options and derivatives, setting him apart from advisors with more traditional approaches.
Experience: 23 years
Avg account: $471,727
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Cristina C
CFP®, Series 66
Irvine, CA
Empirical Wealth management
Cristina Campbell offers expertise in long-term care insurance combined with retirement income strategy, serving high-net-worth clients from Irvine, CA. Her firm, Empirical Wealth Management, manages $6.7 billion with a Modern Portfolio Theory approach and provides diversified portfolios, tax preparation, and insurance planning, differentiating her through comprehensive services and a flat-fee option alongside tiered asset-based fees.
Experience: 17 years
Avg account: $3,447,090
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