Top long-term care insurance financial advisors in Santa Monica, CA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might need a long-term care insurance advisor if you're planning for potential future care costs that Medicare and regular health insurance don't cover. A common mistake is underestimating how long care might be needed or how much it could cost, leaving you unprepared.
- Policy customization. Look for advisors who tailor coverage options to your health status and family history, not just standard plans.
- Cost projections. Ask how they estimate future care expenses, considering inflation and local care costs in Santa Monica.
- Integration with estate plans. Confirm they coordinate insurance with your property and tax strategies, especially given California's unique tax rules.
- Claims support. Check if they assist clients through the claims process, which can be complex and time-consuming.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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David H
Series 63, Series 65
Los Angeles, CA
HCR Wealth Advisors
David Hindler specializes in long-term care insurance and estate planning, offering tailored strategies that consider health status and family history, which is crucial for Santa Monica residents planning for future care costs. His firm employs a multifaceted investment approach and serves high-net-worth clients with flat-fee and tiered AUM pricing, distinguishing him from others by combining comprehensive financial planning with extensive experience and independent advisory services.
Experience: 27 years
Avg account: $2,079,638
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Pamela C
CFA®
Santa Monica, CA
Refresh Investments
Pamela Chen specializes in long-term care insurance and wealth management, offering tailored financial planning with a flat fee ranging from $5,000 to $25,000 based on complexity. Located in Santa Monica, she serves high-net-worth clients independently, managing personalized asset allocation and fundamental analysis, which distinguishes her from advisors with more generic approaches or different fee structures.
Experience: 8 years
Avg account: $2,367,291
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Mark B
Series 66
Los Angeles, CA
Merrill
Mark Bybee specializes in long-term care insurance and wealth management, offering tailored strategies that consider clients' health status and family history. Based in Los Angeles with Merrill, a large firm, he integrates investment insights and lending solutions, serving mid-career professionals and high earners with a 1.10% AUM fee, distinguishing him from advisors focused solely on insurance.
Experience: 6 years
Avg account: $860,085
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Carly T
CFP®, Series 66
Santa Monica, CA
Root Financial Partners
Carly Jeavons specializes in long-term care insurance and serves high-net-worth clients in Santa Monica, offering tailored financial planning with flat fees ranging from $2,000 to $65,000. Her firm, Root Financial Partners, emphasizes a passive investment approach and supports clients through educational resources, distinguishing her from advisors with more active strategies or different fee models.
Experience: 8 years
Avg account: $2,512,954
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Samuel G
CFP®, Series 63, Series 65
Los Angeles, CA
Cerity partners LLC
Samuel Garcia's expertise in long-term care insurance and wealth management, combined with 29 years of experience, equips him to address complex care cost planning in Santa Monica. Operating within Cerity Partners, a large firm known for asset-allocation driven portfolios and flat-fee structures, he serves high-net-worth clients and offers seasoned guidance distinct from smaller or commission-based advisors nearby.
Experience: 30 years
Avg account: $4,574,620
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